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HomeMy WebLinkAboutResolutions - 1984.03.21 - 16685March 22, 1984 .• MISCELLANEOUS RESOLUTION NO. 84076 RE: RESOLUTION APPROVING PROJECT PLAN (E.S.P. ASSOCIATES OFFICE BUILDING PROJECT) BY: PUBLIC SERVICES COMMITTEE, JAMES EDWARD LANNI, CHAIRMAN TO: THE OAKLAND COUNTY BOARD OF COMMISSIONERS Mr. Chairman, Ladies and Gentlemen: WHEREAS, The Economic Development Corporation of the County of Oakland (the "EDC") has recommended that this Board of Commissioners approve the Project Plan required by the Economic Development Corporations Act, Act No. 338 of the Michigan Public Acts of 1974, as amended (the "Act") for the E.S.P. Associates Office Building Project, a copy of which Project Plan is attached hereto as Exhibit A (the "Project Plan"); and WHEREAS, the EDC's recommendation to this Board of Commissioners was based upon its determinations that the Project is reasonable and necessary to effectuate the purposes of the Act, that the Project Plan prepared in connection with the Project satisfies all of the requirements of Section 8 of the Act regarding project plans, that the persons who will be active in the management of the project for at least one (1) year after the projected date of the County Board of Commissioner's approval of the Project Plan will have sufficient ability and experience to manage the Plan properly, and that the proposed method of financing the Project is feasible and a bond purchaser's commitment has been obtained; and WHEREAS, on , 1984, the governing body of the Township of West Bloomfield, Oakland County, Michigan, also approved the Project Plan; and WHEREAS, on March 22, 1984, this Board of Commissioners held a public hearing to consider whether the Project Plan constitutes a public purpose as contemplated by the Act; and I itiERW APPROVE THE FOREGOING RESOLUTION &Win: i A lib a Daniell T. Murph 61- Dab anni RESOLUTION DECLARED ADOPTE yin V'. Allen WHEREAS, this Board of Commissioners, following such public hearing and its review of the Project Plan, concurs in the determinations of the EDC with respect thereto: NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COMMISSIONERS OF THE COUNTY OF OAKLAND, as follows: 1. The Project Plan, in the form attached hereto as Exhibit A. be and is hereby determined to constitute a public purpose as contemplated by the Act. 2. The Project Plan be and is hereby approved. 3. The EDC be and is hereby authorized to take such steps as are necessary to implement the Project and the financing thereof by the issuance of revenue bonds or notes. 4. The County Clerk be and is hereby directed to provide four certified copies of this resolution to the Secretary of the Board of the EDC. The Public Services Committee, by James Edward Lanni, Chairman, moves for adoption of the foregoing resolution. PUBLIC SERVICES COMMITTEE YEAS: Members: Perinoff. Pernick, Price, Rewald, Wilcox, Aaron, Caddell, Calandra, Doyon, Fortino, Gosling, Hobart, Jackson, R. Kuhn, S. Kuhn, Lanni, Law, McConnell. McDonald. McPherson, Moffitt, Moore, Nelson. (23) NAYS: Members: None. (0) ABSENT: Members: Foley. Geary, Olsen, Page. (4) ABSTENTIONS: Members: Ccitbnty Clerk None. (0) STATE OF MICHIGAN) ) SS. COUNTY OF OAKLAND) I hereby certify that the foregoing is a true and complete copy of a resolution adopted at a regular meeting of the Board of Commissioners of the County of Oakland. Michigan held on the 22nd day of March , 1984, the original of which is on file in my office. Public notice of said meeting was given pursuant to and in compliance with Act No. 267 of the Michigan Public Acts of 1976, as amended. Dated: March 22„ 1984 PROJECT PLAN SUMMARY DESCRIPTION OF E.S.P. Associates Office Building PROJECT OWNER OF PROJECT: E.S.P. Associates, a Michigan co-partnership 6161 Orchard Lake Road West Bloomfield, Michigan 48033 CONTACT PERSON: (Name, address, telephone number) Dr. Salpi Toroyan, D.D.S. (313)855-4800 6161 Orchard Lake Road West Bloomfield, Michigan 48033 LOCATION OF PROJECT: (Local municipality) West Bloomfield Township PROJECT AREA/DISTRICT AREA: See Exhibit A NATURE OF PROJECT: An 11,146 sq. ft. two-story office building on Orchard Lake Road north of Maple Road in West Bloomfield Township EMPLOYMENT CREATED OR RETAINED: 25 full-time employees; 8 part-time employees TOTAL PROJECT COST: $1,000,000 (approx.) BONDS TO BE ISSUED: $ 750,000 BOND PURCHASER: River Forest state Bank and Trust Company ("River Forest Bank") DATE AND EXPIRATION DATE OF BOND PURCHASE COMMITMENT: Commitment Date: February 13, 1984 Expiration Date: May 31, 1984 2 THE ECONOMIC DEVELOPMENT CORPORATION OF THE COUNTY OF OAKLAND Oakland County. Michigan E.S.P. Associates Office Building Project PROJECT PLAN CONTENTS 1. Summary Description of Project (Page 2) 2. Project Plan Certification by Company (Page 3) 3. Statutorily Required Information (Page 4) 4. Exhibits • - Project Area Legal Description • - Bond Purchaser's Commitment Letter • - Company Certificate Regarding °Prevailing Wages" • - Company Certificate Regarding Transfer of Employment Other M -315E f47. C7-2nerlsot i. Toroyanj General Partner Sal Its: By: PROJECT PLAN CERTIFICATION THIS PROJECT PLAN WAS PREPARED FOR THE ECONOMIC DEVELOPMENT CORPORATION OF THE COUNTY OF OAKLAND IN ACCORDANCE WITH THE REQUIREMENTS OF THE ECONOMIC DEVELOPMENT CORPORATIONS ACT, ACT NO. 338 OF THE MICHIGAN PUBLIC ACTS OF 1974, AS AMENDED. THE UNDERSIGNED HAS PROVIDED ALL OF THE INFORMATION CONTAINED HEREIN AND HERESY CERTIFIES AS TO THE ACCURACY AND-VALIDITY OF SUCH INFORMATION AS OF THIS DATE. THE UNDERSIGNED UNDERSTANDS THAT THIS PROJECT PLAN IS STATUTORILY REQUIRED AND IF IT CONTAINS ANY MATERIAL MISREPRESENTATION OR INACCURACY, COULD RESULT IN THE INVALIDATION OF THE ECONOMIC DEVELOPMENT CORPORATION PROCEEDINGS REGARDING THE PROJECT TO WHICH THE PROJECT PLAN PERTAINS. E.S.P. Associates, a Michigan co-partnership Dated: February 15, 1984 PROJECT PLAN STATUTORILY REQUIRED INFORMATION REGARDING E.S.P. Associates Office BuildinEPROJECT I. THE LOCATION AND EXTENT OF EXISTING STREETS AND OTHER PUBLIC FACILITIES WITHIN THE PROJECT DISTRICT AREA; THE LOCATION, CHARACTER, AND EXTENT OF THE CATEGORIES OF PUBLIC AND PRIVATE LAND USES NOW EXISTING AND PROPOSED FOR THE PROJECT AREA, INCLUDING RESIDENTIAL, RECREATIONAL, COMMERCIAL, INDUSTRIAL, EDUCATIONAL, AND OTHER USES; AND A LEGAL DESCRIPTION OF THE PROJECT AREA: There are no existing streets or public facilities within the Project District Area. The Project District Area is bounded by Orchard Lake Road on the west and private property on the north, east and south. There is one existing private land use within the Project Area, namely, the Project-an 11,146 sq. ft. two-story medical/dental office building with parking for 78 cars. Legal description of Project Area attached as Exhibit A. II. A DESCRIPTION OF EXISTING IMPROVEMENTS IN THE PROJECT AREA TO BE DEMOLISHED, REPAIRED, OR ALTERED; A DESCRIPTION OF REPAIRS AND ALTERATIONS; AND AN ESTIMATE OF THE TIME REQUIRED FOR COMPLETION: Not Applicable III. THE LOCATION, EXTENT, CHARACTER, AND ESTIMATED COST OF THE IMPROVEMENTS, INCLUDING REHABILITATION CONTEMPLATED FOR THE PROJECT AREA, AND AN ESTIMATE OF THE TIME REQUIRED FOR COMPLETION: The pro.]ect consists of an 11,146 sq. ft. two-story medical/dental office building with parking for 78 cars. The project is located at 6161 Orchard Lake Road in West Bloomfield Township and is completed. All of the 9,100 sq. ft. of leasable space in the project has been leased to medical or dental professionals. 4 IV. A DESCRIPTION OF THE CONSTRUCTION OR STAGES OF CONSTRUCTION PLANNED, AND THE ESTIMATED TIME OF COMPLETION OF EACH STAGE: Construction has been completed. V. A DESCRIPTION OF THE PARTS OF THE PROJECT AREA TO BE LEFT AS OPEN SPACE AND THE USE CONTEMPLATED FOR THE SPACE: The project (i.e. the building and parking) covers the entire Project Area with the exception of the front lawn area' facing Orchard Lake Road. VI. A DESCRIPTION OF PORTIONS OF THE PROJECT AREA WHICH THE ECONOMIC DEVELOPMENT CORPORATION OR THE COMPANY DESIRES TO SELL. DONATE, EXCHANGE OR LEASE TO OR FROM THE MUNICIPALITY AND THE PROPOSED TERMS: Not applicable. •n• VII. A DESCRIPTION OF DESIRED ZONING CHANGES AND CHANGES IN STREET. STREET LEVELS. INTERSECTIONS AND UTILITIES: 1) No zoning changes required 2) Oakland County has purchased a 5 ft. strip of property from E.S.P. Associates along the Orchard Lake Road boundary of the property and intends to widen Orchard Lake Road to a five lane highway north of Maple Road. VIII. A DESCRIPTION OF THE PROPOSED METHOD OF FINANCING THE PROJECT. INCLUDING ATTACHMENT OF A COPY OF THE BOND PURCHASER'S COMMITMENT LETTER: River Forest Bank of River Forest, Illinois has issued a commitment to purchase $750,00° of Oakland County E.D.C. bonds for the project. The bonds would have a 25 year term and 25 year amortization and bear an interest rate of 80% of prime plus 1% of the unpaidprinctal balance in year one and 80% of prime in years 2 -25. Copy of bond purchaser's commitment letter attached as Exhibit B. IX. A STATEMENT REGARDING THE PAYMENT OF PREVAILING WAGE AND FRINGE BENEFIT RATES AS DETERMINED PURSUANT TO ACT NO. 166 OF THE MICHIGAN PUBLIC ACTS OF 1965. AS AMENDED (REGARDING WAGES ON STATE CONTRACTS): See Exhibit C. X. A LIST OF PERSONS WHO WILL MANAGE OR BE ASSOCIATED WITH THE MANAGEMENT OF THE PROJECT FOR A PERIOD OF NOT LESS THAN I (ONE) YEAR FROM THE DATE OF APPROVAL OF THE PROJECT PLAN: Salpi Toroyan, D.D.S. Edward R. Essayan, D.D.S. Patrick J. Flynn, D.D.S. 6161 Orchard Lake Road West Bloomfield, MI 48033 XI. DESIGNATION OF THE PERSON OR PERSONS, NATURAL OR CORPORATE. TO WHOM THE PROJECT IS TO BE LEASED. SOLD OR CONVEYED AND FOR WHOSE BENEFIT THE PROJECT IS BEING UNDERTAKEN. TO THE EXTENT THAT INFORMATION IS PRESENTLY AVAILABLE: The project is currently being leased to the following tenants: 1. Dr. Salpi Toroyan, D.D.S. 2. Dr. Edward R. Essayan, D.D.S. 3. Dr. Patrick J. Flynn, D.D.S. 4. Davies-Hylton Dental Laboratories 5. Dr. Myron Bakst, Podiatrist 6. Weight Loss Clinic 2,170 sq. ft. 2,300 sq. ft. 1,470 sq. ft. 980 sq. ft. 1,100 sq. ft. 1,080 sq. ft. XII. IF THERE IS NOT AN EXPRESS OR IMPLIED AGREEMENT WITH A PERSON OR PERSONS, NATURAL OR CORPORATE, THAT THE PROJECT WILL BE LEASED, SOLD. OR CONVEYED TO THOSE PERSONS, THE PROCEDURES FOR BIDDING FOR THE LEASING, PURCHASING OR CONVEYING OF THE PROJECT UPON ITS COMPLETION: Not Applicable XIII. ESTIMATES OF THE NUMBER OF PERSONS RESIDING IN THE PROJECT AREA AND THE NUMBER OF FAMILIES AND INDIVIDUALS TO BE DISPLACED. IF OCCUPIED RESIDENCES ARE DESIGNATED FOR ACQUISITION AND CLEARANCE, INCLUDE A SURVEY OF THE FAMILIES AND INDIVIDUALS TO BE DISPLACED. INCLUDING THEIR INCOME AND RACIAL COMPOSITION, A STATISTICAL DESCRIPTION OF THE HOUSING SUPPLY IN THE COMMUNITY, INCLUDING THE NUMBER OF PRIVATE AND PUBLIC UNITS IN EXISTENCE OR UNDER CONSTRUCTION, THE CONDITION OF THOSE IN EXISTENCE. THE NUMBER OF OWNER-OCCUPIED AND RENTER-OCCUPIED UNITS, THE ANNUAL RATE OF TURNOVER OF THE VARIOUS TYPES OF HOUSING AND THE RANGE OF RENTS AND SALE PRICES, AN ESTIMATE OF THE TOTAL DEMAND FOR 7 HOUSING IN THE COMMUNITY, AND THE ESTIMATED CAPACITY OF PRIVATE AND PUBLIC HOUSING AVAILABLE TO DISPLACED FAMILIES AND INDIVIDUALS: Not applicable. No people -presently reside in the Project Area, no families or individuals will be displaced by the Project, and no residences are located in the Project Area. XIV. A PLAN FOR ESTABLISHING PRIORITY FOR THE RELOCATION OF PERSONS DISPLACED BY THE PROJECT IN NEW HOUSING IN THE PROJECT AREA: Not applicable. XV. PROVISION FOR THE COSTS OF RELOCATING PERSONS DISPLACED BY THE PROJECT AND FINANCIAL ASSISTANCE AND REIMBURSEMENT OF EXPENSES, INCLUDING LITIGATION EXPENSES AND EXPENSES INCIDENT TO THE TRANSFER OF TITLE, IN ACCORDANCE WITH THE STANDARDS AND PROVISIONS OF THE FEDERAL UNIFORM RELOCATION ASSISTANCE AND REAL PROPERTY ACQUISITION POLICIES ACT OF 1970, 42 U.S.C. 4601 TO 4655: Not applicable. XVI. A PLAN FOR COMPLIANCE WITH ACT NO. 227 OF THE MICHIGAN PUBLIC ACTS OF 1972, WHICH PERTAINS TO PROVIDING FINANCIAL ASSISTANCE, ADVISORY SERVICES AND REIMBURSEMENT OF CERTAIN EXPENSES TO DISPLACED PERSONS: Not applicable_ XVII. OTHER MATERIAL AS THE ECONOMIC DEVELOPMENT CORPORATION, LOCAL PUBLIC AGENCY, OR GOVERNING BODY CONSIDERS PERTINENT: Not applicable. EXHIBth' A • Ihnd. in the Township of West Blocimileid, CoUnty of Oakland, State of Iiichigan, Described as: The Northerly one 'half of a parcel of land situated in the Eouthwest quarter of Section 26, Town 2 North, Range 9 East, West Bloomfield Township, Oakland County, Michigan, more .particularly described as follows: Beginning at a point on the West line of said Section 26, said point of beEinninE being South 00 decrees 39 minutes 50 seconds East 763.90 feet along the West line of said Section 26 from the West quarter corner of said Eection,-thence North 89 decrees 15 minutes 10 seconds East 495.00 feet to a point; thence south 00 deErees 39 minutes 50 seconds East 236.00 feet to a point; thence south 89 decrees 15 minutes 10 seconds West 495.00 feet to a point on the West line of said Section 26 to the . centerline of Orchard Lake Road; thence North 00 deErees 39 minutes 50 seconds West 236.00 feet along said.. centerline of - Orchard Lake Road and West line of said Section 26 to the point of beginning; also known and described as: A parcel of land slttuated in the Southwest quarter of Section -26, Town 2 North, Range 9 East, West Bloomfield Township, Oakland County, Michigan, more particularly described as follows: . Beginning at a point on the Nest line of said Section- 26, said point.of beginning being south 00 degrees 39 minutes 50 Feconds East 763-00 feet along the West line of said Section 26 from the West quarter corner of said section; thence North b9 deErees 15 minutes 10 seconds East 495.00 feet to a point; thence Seuth 00 degrees 39 minutes 50 seconds East 118 feet to a point; thence south b9 deErees 15 minutes 10 seconds West 495.00 feet to a point on the West line of said Section 26 and the centerline of Orchard Lake Road; thence North.00 degrees 39 minutes 50 seconds West 118.00 feet along said renterlinp of Orchard Lake Road and West line of said section 26 to the point of beginning. Sidwell Tax Item No. 18-26-301-035 equals 1•22 Acres 7111 ilMEN111111n111 EXHIBIT B CR River Forest Bank 7727 West Lake Street River Forest, IL 60305 (312) 771-2500 February 16, 1984 Dr. Salpi Toroyan Partner E.S.P. ASSOCIATES 6161 Orchard Lake Road West Bloomfield, Michigan 48013 Dear Dr. Toroyan: This Letter of Commitment shall constitute an agreement of River Forest State Bank and Trust Company (hereinafter referred to as the Bank") to purchase an economic development revenue bond (hereinafter referred to as the Bond") to be issued by the Economic Development Corporation of the County of Oakland, Michigan (hereinafter referred to as "the Issuer"). The proceeds of the Bonds will be used to provide permanent financing for the medical office building located at 6161 Orchard Lake Road, West Bloomfield, Michigan (hereinafter referred to as "the Property"). This commitment is issued subject to the acceptance hereof in the manner hereinafter provided and the issuance of the Bond under the provisions hereof. 1. BORROWING COMPANY: 2. BOND AMOUNT: 3. INTEREST RATE: E.S.P. Associates, a Michigan Partnership (hereinafter referred to as 'the Borrower"). $750,000.0D So long as interest on the Bond is not taxable to the Bank or to any other holder thereof for federal income tax purposes, the Bond shall bear interest during the first year on the outstanding principal balance due from time to time during the term at the rate equal to 1% plus 80% of the rate per annum charged from time to time by the Bank and identified by it as its Prime Rate. The Bond shall bear interest on the outstanding principal during years 2 through River Forest State Bank and Trust Company E.S.P. Associates Page Two 4. TERM: 5. REDEMPTION AND PREPAYMENT OF BOND: 25 at the rate of 80% of the rate per annum charged from time to time by the Bank and identified by it as its Prime Rate. The interest rate shall be adjusted on the first day of each month during the term hereof. The interest rate charged hereunder will be based on a year consisting of 360 days. In the event that the maximum corporate federal income tax rate changes from 46% during the 1st year, the interest rate on the Bond shall become 1% plus 148% of the Bank's Prime Rate multiplied by (1 - Maximum Federal Corporate Tax Rate). In the event that the maximum corporate federal income tax rate changes from 46% during years 2 through 25, the interest rate on the Bond shall become 148% of the Bank's Prime Rate multiplied by (1 - Maximum Federal Corporate Tax Rate). The term of the Bond shall commence on the day the Bond is issued and shall end Twenty-Five (25) years thereafter. A. The Bond shall be subject to redemption on or after the date Ten (10) years after the date of issuance and every 3 year thereafter, at the option of the Bank, upon One Hundred and Eighty (180) days prior notice by the Bank to the Issuer and the Borrower. At the date specified in the notice and the date of redemption, the entire unpaid principal balance due under the note, which secures the Bond, together with all accrued interest thereon, but without premium shall become due and payable. B. The Bond is subject to mandatory redemption in whole, but not in part, from advance loan payments, required to be paid by the Borrower should there occur a determination of tax- ability. A determination of taxability is a final determination by a court or the Internal Revenue Service that the interest on the Bond is includable 1/4 rico 614 1>/ljP. E.S.P. ASSOCIATES Page Three 6. COLLATERAL: in the gross income of the recipient for purposes of federal income taxes. In the event of a determination of taxability, the Bond shall be redeemed within one year at the principal amount thereof, plus interest due, plus all income on the Bonds from the taxable date times the Maximum Federal Corporate Income Tax Rate. C. The Borrower may, at its option and upon One Hundred Eighty (180) days prior notice to the Bank and the Issuer, prepay the Note in whole, but not in part, on or after the date ten (10) years after the date of issuance and every 3 years thereafter for a prepayment price equal to the entire unpaid principal balance due under the Note together with all accrued interest due. A. The Bond shall be secured by a first mortgage on the Property. The Property shall be free and clear of all other liens as of the date of the purchase by the Bank of the Bond and no secondary financing shall be permitted without prior written consent of the holder of the Bond. B. The Bond shall be further secured by an Assignment of any and all rents or leases on the property. C. The Bond shall be further secured by an irrevocable and unconditional Letter of Credit (hereinafter referred to as °LC") in the amount of $300,000 issued by the Michigan National Bank of Oakland, in favor of the Bank. The LC shall be in form and substancae satisfactory to the Bank. The Bank will agree to release the LC if and only if the following requirements have been met: 1. The Bond must have been outstanding for a period of one hundred and twenty one (121) months. 2. The principal balance due under the Bond must have been reduced by $300,000 and, 3. The Bond must not be in default. E.S.P. Associates Page Four 7. PAYMENT SCHEDULE: A. Principal payments shall be payable monthly in the amount of $2,500.00. Said payments shall be made on the first day of each month during the term hereof. B. Interest payments shall be made monthly during the term of the Bond and said payments shall be due and payable on the same dates as the principal payments. Monthly interest payments shall be computed based on the interest rate then in effect and based on the actual principal balance then outstanding. C. A late charge equal to $750.00 will be due if any principal and interest payment due hereunder is received fifteen (15) days after the payment due date but on or before the 30th day (after the payment due date). 1f,said payment is received 31 or more day after the payment due date a $1,000.00 late charge will be due. 8. PERSONAL GUARANTEES: The Bond shall be secured by a Note which will be unconditionally and irrevocably guaranteed (jointly and severally) by the following individuals: 1. Salpi Toroyan 2. Edward R. Essayan 3. Patrick J. Flynn 9. APPRAISAL: 10. TITLE INSURANCE: 11. INSURANCE: The Borrower shall furnish a market value appraisal of the property1 issued by an appraiser acceptable to the Bank, indicating a market value of at least $1,050,000.00 The Borrower shall furnish a Mortgagees ALTA Title Insurance Policy issued by a title company satisfactory to the Sank in an amount equal to $750,000 subject to those exceptions acceptable to the Bank and its legal counsel. Borrower shall furnish evidence of appropriate hazard and liability insurance issued by a company satisfactory to the Bank and in form and content acceptable to the Bank and its legal counsel. E.S.P. ASSOCIATES Page Five 12. DOCUMENTATION: 13. COSTS: 14. LEGAL OPINIONS: 15. COMMITMENT FEE: The Bond Documentation shall be prepared by a Bond Counsel who is acceptable to the Bank. The form and substance of the documentation shall be satisfactory to the Bank and its legal counsel. It is further understood that the Borrower shall sign and/or furnish all documents deemed necessary by the Bank. All items required or contemplated to be furnished by the Borrower or Issuer hereunder shall be furnished without cost to the Bank. The Borrower agrees to pay or cause to be paid all expenses of the Bank incurred in connection with the purchase of the Bond. All other charges incurred by the Bank, including, but not limited to, escrow charges, title charges, costs of surveys, legal fees, and appraisal fee shall be paid by the Borrower. A. The Borrower shall deliver the opinion of Bond Counsel to the effect that (but not limited to): 1. The Bond and other Bond documents are valid and binding instruments enforceable in accordance with their terms, except to the extent limited by bankruptcy, insolvency, reorganization and other laws generally affecting the enforcement of creditor's rights. 2. The Bond, at the time the Bank makes the purchase, will bear interest which is exempt from federal income taxation. B. Borrower shall deliver the opinion of its legal counsel and the opinion of Michigan National Bank's (Oakland) legal counsel, both of which shall be satisfactory to the Bank. $4,500.00. This commitment fee will be returned to the Borrower at the closing. For purposes hereof, the term closing shall mean the date upon which the Bank purchases the Bond. In the event that federal legislation (which affects the Bond) is enacted Very_tirmly yours, her Glancy Vice President CG:jlk Edward R. Essayaa Patrick J. Flynn- E.S.P. ASSOCIATES Page Six 16. COMMITMENT PERIOD: 17. CLOSING: 18. MORTGAGE BANKER'S FEE: 19. DEPOSIT AND LOAN RELATIONSHIP VERIFICATION: E.S.P. ASSOCIATES which forces the Borrower to cancel the Bond issuance then it is hereby understood that the commitment fee will be used to cover all costs incurred by the Bank in connection with the Bond. All commitment fee monies not used to cover said costs will be returned to the Borrower. This commitment will expire in ten (10) days from the date of this letter if It is not accepted. Closing shall not take place later than May 31, 1984. In the event that the transaction has not closed by May 31, 1984, the Bank's commitment to purchase the Bond shall terminate. $15,000. This fee shall be paid on or before closing. All credit information sought in the names of the E.S.P. Associates, Salpi Toroyaa, D.D.S., Edward R. Essayan. D.D.S. and Patrick J. Flynn, D.D.S. must be satisfactory to the Bank. This commitment letter hereby replaces that certain commitment letter dated February 13,1984 and renders said letter null and void. The undersigned hereby agrees to the terms and conditions contained in this Commitment Letter: DATE: BY: f ' Salpi,Toroyan Exhibit C COMPANY CERTIFICATE REGARDING PAYMENT OF PREVAILING WAGES E.S.P. Associates Office Building Project) General Partner of The undersigned, Salpi Toroyan, y c p tes a Michigan co-partnershio (the "Company"), hereby certifies to The Economic Development Corporation of the County of Oakland (the "EDC") as follows: 1. This Certificate is made and based upon the best of the Company's knowledge and belief, only after thorough investigation and discussion with all owners of the Company and others who might have knowledge regarding the subject matter. 2. The Company understands that this Certificate is a statutory requirement under the Economic Development Corporations Act, Act No. 338 of the Michigan Public Acts of 1974, as amended (the "Act") which, if improperly made or based upon any material misrepresentation or inaccuracy, might.invalidate the proceedings regarding the £.,J. Associates Office Building Project (the "Project") pursuant to which the EDC expects ultimately to issue its limited obligation economic.development revenue bonds to finance all or part of the Project. 3. Within the meaning and intent of Section 8(4)(h) of the Act, all persons performing work on the construction of the Project will be paid the prevailing wage and fringe benefit rates for the same or similar work in the locality in which the work is to be performed, as determined pursuant to Act No. 166 of the Michigan Public Acts of 1965, as amended. E.S.P. Associates , a Michigan co-partnership By: Ja4z. Salpi -Toroyan Its: General Partner Dated: February 15, 1984 M-346E Exhibit D COMPANY CERTIFICATE REGARDING TRANSFER OF EMPLOYMENT Building Project) General Partner of The undersigned. Salsi Toroyan, E.S.P. Associates a Michigan co-partnership (the "Company"), hereby certifies to The Economic Development Corporation of the County of Oakland (the "EDC") as follows: 1. This Certificate is made and based upon the best of the Company's knowledge and belief, only after thorough investigation and discussion with all owners of the Company and others who might have knowledge regarding the subject matter. 2. The Company acknowledges that this Certificate will be employed by the EDC as the sole basis for the EDC's certification to the Board of Commissioners of the County of Oakland as to transfer of employment as required by Section 8(3) of the Economic Development Corporations Act, Act No. 338 of the Michigan Public Acts of 1974, as amended, (the "Act"). 3. The Company understands that the EDC's Certification to the Board of Commissioners of the County of Oakland is a statutory requirement which, if improperly made or based upon any material misrepresentation or inaccuracy, might invalidate the proceedings regarding the E.S.P. Project (the "Project") pursuant to which the EDC expects ultimately to issue its limited obligation economic development revenue bonds to finance all or part of the Project. 4. As of the date hereof. the Project shall not have the effect of transferring employment of more than 20 full-time persons from a municipality (as that term is defined in the Act) of this State to West Bloomfield Township Michigan, the municipality in which the Proj ect will be located. 5. The Company agrees that during the life of the bonds proposed to be issued by the EDC to finance the costs of the Project for the Company, the Company will not permit a lease or sublease in connection with the Project which would have the effect of transferring, as to such lease, sublease or group of leases or subleases which are interrelated (i.e. "interrelated" means leases negotiated as part of one set of negotiations or leases with lessees who are related by more than 50% common ownership), employment of more than 20 full-time persons from a municipality of this State to West Bloomfield Township, Michigan unless the Company or such lessee or sublessee has first obtained a consent to the proposed transfer of employment from the governing body of each municipality from which employment is to be transferred. t.-23E (E.S.P. Associates Office 6. The Company understands that a covenant to effectuate the purposes of this Certificate will be included in those covenants to be made by the Company when bonds are issued by the EDC for the benefit of the Project. E.S.P. Associates • a Michigan co-partnership BY: Sa1p Throyan Its: General Partner Dated: February 15, 1984 2 #84o76 March 22, 1984 this 22nd day of rch 1984 ALLEN County Clerk/Register of Deeds Moved by Lanni supported by Jackson the resolution be adopted. AYES: Perinoff, Pernick, Price, Rewold, Wilcox, Aaron, Caddell, Calandro, Doyon, Fortino, Gosling, Hobart, Jackson, R. Kuhn, S. Kuhn, Lanni, Law, McConnell, McDonald, McPherson, Moffitt, Moore, Nelson. (23) NAYS: None. (0) A sufficient majority having voted therefor, the resolution was adopted. STATE OF MICHIGAN) COUNTY OF OAKLAND) 1, Lynn D. Allen, Clerk of the County of Oakland and having a seal, do hereby certify that I have compared the annexed copy of jiLtc_e_llateousResol eOaklandOountardofCoaommissio..rjersat their meeting held on March 22, 1984 with the orginial record thereof now remaining in my office, and that It is a true and correct transcript therefrom, and of the whole thereof. In Testimony Whereof, have hereunto set my hand and affixed the seal of said County at Pontiac, Michigan