Loading...
HomeMy WebLinkAboutResolutions - 1984.11.29 - 17341WHEREAS, on November 8 1984, this Board of November 29, 1984 1793E MISCELLANEOUS RESOLUTION NO. 84 309 RE: ECONOMIC DEVELOPMENT GROUP RESOLUTION APPROVING PROJECT PLAN (RBK INVESTMENT COMPANY OFFICE BUILDING PROJECT) BY: PUBLIC SERVICES COMMITTEE, JAMES EDWARD LANNI, CHAIRMAN TO: THE OAKLAND COUNTY BOARD OF COMMISSIONERS Mr. Chairman. Ladies and Gentlemen: WHEREAS, The Economic Development Corporation of the County of Oakland (the "EDC") has recommended that this Board of Commissioners approve the Project Plan required by the Economic Development Corporations Act, Act No. 338 of the Michigan Public Acts of 1974, as amended (the "Act") for the RBK Investment Company Office Building Project. a copy of which Project Plan is attached hereto as Exhibit A (the "Project Plan"); and WHEREAS, the EDC's recommendation to this Board of Commissioners was based upon its determinations that the Project is reasonable and necessary to effectuate the purposes of the Act, that the Project Plan prepared in connection with the Project satisfies all of the requirements of Section 8 of the Act regarding project plans, that the persons who will be active in the management of the project for at least one (1) year after the projected date of the County Board of Commissioner's approval of the Project Plan will have sufficient ability and experience to manage the Plan properly, and that the proposed method of financing the Project is feasible and a bond purchaser's commitment has been obtained: and WHEREAS, on October 22 the Village of Bingham Farms, Oakland County, Michigan, also approved the Project Plan; and , 1984 4 the governing body of Commissioners held a public hearing to consider whether the Project Plan constitutes a public purpose as contemplated by the Act; and BY APPROVE THE FOREGOING RESOLUTION Is Moved by Lanni supported by James -Vd-grNid Lanni Chairmin resolution be adopted, ABSENT: Members: Geary Susan Kuhn. (2) ABSTENTIONS: Members: None. (0) RESOLUTION DECLARED ADOPTED: -Allen WHEREAS, this Board of Commissioners, following such public hearing and its review of the Project Plan, concurs in the determinations of the EDC with respect thereto: NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COMMISSIONERS OF THE COUNTY OF OAKLAND, as follows: 1. The Project Plan, in the form attached hereto as Exhibit A, be and is hereby determined to constitute a public purpose as contemplated by the Act. 2. The Project Plan be and is hereby approved. 3. The EDC be and is hereby authorized to take such steps as are necessary to implement the Project and the financing thereof by the issuance of revenue bonds or notes. 4. The County Clerk be and is hereby directed to provide four certified copies of this resolution to the Secretary of the Board of the EDC. The Public Services Committee, by James Edward Lanni, Chairman, moves for adoption of the foregoing resolution. PUBLIC SERVICES COMMITTEE Members: Foley, Fortino, Gosling, Hobart, Jackson, R. Kuhn, Lanni, Law, McConnell, McDonald, McPherson, -Moffitt, Moore, Nelson, Olsen, Page, Pernick, Peinoff, Price, Rewold, Wilcox, Aaron, Caddell, Calandro, Doyon. (25) NAYS: Couny Clerk YEAS: Members: None. (0) - 2 - Exhibit A 609E THE ECONOMIC DEVELOPMENT CORPORATION OF THE COUNTY OF OAKLAND Oakland County, Michigan RBK Investment Company Office Building Project PROJECT PLAN CONTENTS 1. Summary Description of Project (Page 2) 2. Project Plan Certification by Company (Page 3) 3. Statutorily Required Information (Page 4) 4. Exhibits HA" - Project Area Legal Description HBH - Bond Purchaser's Commitment Letter - Company Certificate Regarding "Prevailing Wages" "D" - Company Certificate Regarding Transfer of Employment "E" - Cost Breakdown PROJECT PLAN SUMMARY DESCRIPTION OF RBK INVESTMENT COMPANY OFFICE BUILDING PROJECT OWNER OF PROJECT: RBK Investment Company, a Michigan co-partnership, consisting of the following partners: George Kadian M.D., Herbert Rossin M.D., Edward Bayleran D.D.S. CONTACT PERSON: (Name, address, telephone number) George Kadian M.D. 31350 Telegraph Road Birmingham, Michigan 48010 647-6260 LOCATION OF PROJECT: (Local municipality) 31500 Telegraph Road, Birmingham, Michigan 48010 (Village of Bingham Farms) PROJECT AREA/DISTRICT AREA: See Exhibit A NATURE OF PROJECT: Medical and Dental professional building EMPLOYMENT CREATED OR RETAINED: 150 to 200 new permanent employees 100 short term employees TOTAL PROJECT COST: $5,128,780 BONDS TO BE ISSUED: $4,200,000 BOND PURCHASER: First of America Bank - Detroit, NA DATE AND EXPIRATION DATE OF BOND PURCHASE COMMITMENT: 2 Dated: PROJECT PLAN CERTIFICATION THIS PROJECT PLAN WAS PREPARED FOR THE ECONOMIC DEVELOPMENT CORPORATION OF THE COUNTY OF OAKLAND IN ACCORDANCE WITH THE REQUIREMENTS OF THE ECONOMIC DEVELOPMENT CORPORATIONS ACT, ACT NO. 338 OF THE MICHIGAN PUBLIC ACTS OF 1974, AS AMENDED. THE UNDERSIGNED HAS PROVIDED ALL OF THE INFORMATION CONTAINED HEREIN AND HEREBY CERTIFIES AS TO THE ACCURACY AND VALIDITY OF SUCH INFORMATION AS OF THIS DATE. THE UNDERSIGNED UNDERSTANDS THAT THIS PROJECT PLAN IS STATUTORILY REQUIRED AND, IF IT CONTAINS ANY MATERIAL MISREPRESENTATION OR INACCURACY, COULD RESULT IN THE INVALIDATION OF THE ECONOMIC DEVELOPMENT CORPORATION PROCEEDINGS REGARDING THE PROJECT TO WHICH THE PROJECT PLAN PERTAINS. RBK Investment Company, a Michigan 0-partnership Its: Eartner By: PROJECT PLAN STATUTORILY REQUIRED INFORMATION REGARDING RBK INVESTMENT COMPANY OFFICE BUILDING PROJECT I. THE LOCATION AND EXTENT OF EXISTING STREETS AND OTHER PUBLIC FACILITIES WITHIN THE PROJECT DISTRICT AREA; THE LOCATION, CHARACTER, AND EXTENT OF THE CATEGORIES OF PUBLIC AND PRIVATE LAND USES NOW EXISTING AND PROPOSED FOR THE PROJECT AREA, INCLUDING RESIDENTIAL, RECREATIONAL, COMMERCIAL, INDUSTRIAL, EDUCATIONAL, AND OTHER USES; AND A LEGAL DESCRIPTION OF THE PROJECT AREA: New construction of two story Medical-Dental building with 42,000 sq. ft., 21,000 on each floor, built on a 6.5 acres of vacant land, located on Telegraph Road with direct access thereto. Legal description of Project Area attached as Exhibit A. II. A DESCRIPTION OF EXISTING IMPROVEMENTS IN THE PROJECT AREA TO BE DEMOLISHED, REPAIRED. OR ALTERED; A DESCRIPTION OF REPAIRS AND ALTERATIONS; AND AN ESTIMATE OF THE TIME REQUIRED FOR COMPLETION: Not applicable. III. THE LOCATION, EXTENT, CHARACTER, AND ESTIMATED COST OF THE IMPROVEMENTS, INCLUDING REHABILITATION CONTEMPLATED FOR THE PROJECT AREA, AND AN ESTIMATE OF THE TIME REQUIRED FOR COMPLETION: Cost breakdown attached as Exhibit E. Time for completion will be in Spring of 1985. - 4 - IV. A DESCRIPTION OF THE CONSTRUCTION OR STAGES OF CONSTRUCTION PLANNED, AND THE ESTIMATED TIME OF COMPLETION OF EACH STAGE: Site work completed in March-April of 1984. Shell Construction with landscaping to be completed in November of 1984. Construction to be completed in February of 1985. Leasehold improvements should be completed in April of 1985. V. A DESCRIPTION OF THE PARTS OF THE PROJECT AREA TO BE LEFT AS OPEN SPACE AND THE USE CONTEMPLATED FOR THE SPACE: Not applicable. VI. A DESCRIPTION OF PORTIONS OF THE PROJECT AREA WHICH THE ECONOMIC DEVELOPMENT CORPORATION OR THE COMPANY DESIRES TO SELL, DONATE, EXCHANGE OR LEASE TO OR FROM THE MUNICIPALITY AND THE PROPOSED TERMS: Not applicable. 5 VII. A DESCRIPTION OF DESIRED ZONING CHANGES AND CHANGES IN STREET, STREET LEVELS, INTERSECTIONS AND UTILITIES: Not applicable. VIII. A DESCRIPTION OF THE PROPOSED METHOD OF FINANCING THE PROJECT. INCLUDING ATTACHMENT OF A COPY OF THE BOND PURCHASER'S COMMITMENT LETTER: Construction obtained through First of America Bank. The Bond purchaser was arranged through First of America holding bank which is The First of America Bank - Detroit, NA. Terms of the financing, involving direct purchase of the Bond by First of America Bank - Detroit, NA, are set forth in Exhibit B. Copy of bond purchaser's commitment letter attached as Exhibit B. IX. A STATEMENT REGARDING THE PAYMENT OF PREVAILING WAGE AND FRINGE BENEFIT RATES AS DETERMINED PURSUANT TO ACT NO. 166 OF THE MICHIGAN PUBLIC ACTS OF 1965, AS AMENDED (REGARDING WAGES ON STATE CONTRACTS): See Exhibit C. X. A LIST OF PERSONS WHO WILL MANAGE OR BE ASSOCIATED WITH THE MANAGEMENT OF THE PROJECT FOR A PERIOD OF NOT LESS THAN I (ONE) YEAR FROM THE DATE OF APPROVAL OF THE PROJECT PLAN: Dr. George Kadian XI. DESIGNATION OF THE PERSON OR PERSONS, NATURAL OR CORPORATE. TO WHOM THE PROJECT IS TO BE LEASED, SOLD OR CONVEYED AND FOR WHOSE BENEFIT THE PROJECT IS BEING UNDERTAKEN. TO THE EXTENT THAT INFORMATION IS PRESENTLY AVAILABLE: The entire 42,000 square feet of leaseable space of the facility is being leased on an initial five (5) year term to Hybrid Computer Solutions, Inc., a Michigan corporation, for sublease to various members of the medical and dental profession. XII. IF THERE IS NOT AN EXPRESS OR IMPLIED AGREEMENT WITH A PERSON OR PERSONS, NATURAL OR CORPORATE, THAT THE PROJECT WILL BE LEASED, SOLD. OR CONVEYED TO THOSE PERSONS, THE PROCEDURES FOR BIDDING FOR THE LEASING, PURCHASING OR CONVEYING OF THE PROJECT UPON ITS COMPLETION: Not applicable. XIII. ESTIMATES OF THE NUMBER OF PERSONS RESIDING IN THE PROJECT AREA AND THE NUMBER OF FAMILIES AND INDIVIDUALS TO BE DISPLACED. IF OCCUPIED RESIDENCES ARE DESIGNATED FOR ACQUISITION AND CLEARANCE, INCLUDE A SURVEY OF THE FAMILIES AND INDIVIDUALS TO BE DISPLACED, INCLUDING THEIR INCOME AND RACIAL COMPOSITION, A STATISTICAL DESCRIPTION OF THE HOUSING SUPPLY IN THE COMMUNITY, INCLUDING THE NUMBER OF PRIVATE AND PUBLIC UNITS IN EXISTENCE OR UNDER CONSTRUCTION, THE CONDITION OF THOSE IN EXISTENCE, THE NUMBER OF OWNER-OCCUPIED AND RENTER-OCCUPIED UNITS, THE ANNUAL - 7 - RATE OF TURNOVER OF THE VARIOUS TYPES OF HOUSING AND THE RANGE OF RENTS AND SALE PRICES, AN ESTIMATE OF THE TOTAL DEMAND FOR HOUSING IN THE COMMUNITY, AND THE ESTIMATED CAPACITY OF PRIVATE AND PUBLIC HOUSING AVAILABLE TO DISPLACED FAMILIES AND INDIVIDUALS: Not applicable. No people presently reside in the Project Area, no families or individuals will be displaced by the Project, and no residences are located in the Project Area. XIV. A PLAN FOR ESTABLISHING PRIORITY FOR THE RELOCATION OF PERSONS DISPLACED BY THE PROJECT IN NEW HOUSING IN THE PROJECT AREA: Not applicable. XV. PROVISION FOR THE COSTS OF RELOCATING PERSONS DISPLACED BY THE PROJECT AND FINANCIAL ASSISTANCE AND REIMBURSEMENT OF EXPENSES, INCLUDING LITIGATION EXPENSES AND EXPENSES INCIDENT TO THE TRANSFER OF TITLE, IN ACCORDANCE WITH THE STANDARDS AND PROVISIONS OF THE FEDERAL UNIFORM RELOCATION ASSISTANCE AND REAL PROPERTY ACQUISITION POLICIES ACT OF 1970, 42 U.S.C. 4601 TO 4655: Not applicable. XVI. A PLAN FOR COMPLIANCE WITH ACT NO. 227 OF THE MICHIGAN PUBLIC ACTS OF 1972, WHICH PERTAINS TO PROVIDING FINANCIAL ASSISTANCE, ADVISORY SERVICES AND REIMBURSEMENT OF CERTAIN EXPENSES TO DISPLACED PERSONS: Not applicable. XVII. OTHER MATERIAL AS THE ECONOMIC DEVELOPMENT CORPORATION, LOCAL PUBLIC AGENCY, OR GOVERNING BODY CONSIDERS PERTINENT: Not applicable. Exhibit A LEGAL DESCRIPTION PARCEL NO. 1 TIN, R10E, Sec. 5, Supervisor's Plat No. 20. Part of Lot 1; Beg at pt on W Lot Line, Dist 757.85 ft. S'ly Alg 5d Li from NW Lot Cor, Th N 89-16-00 E 298.81 ft., Th S 14-58-00 E. 393 ft., Th S 58-07-00 E 226.91 ft., Th Swly 592 ft. alg Gen Line of Rivet, Th N 23-25-00 W 431.80 ft., Th N 06-32-00 W 416 ft., Th S 85-16-00 W 151.70 ft., Th Nly 20.01 ft. alg W Lot line to beg exo wly 54 ft. taken for Rd PARCEL 'NO. 2 T1N, R10E, Sec. 5, Supervisor's Plat No. 20. Part of Lot 1, beg at pt on W lot line, Dist 777.89 ft. sly alg sd li from NW lot cor. Th alc curve to left, rad 11309.29 ft, chord bears S CO-48-00 W 361.68 ft, dist of 361.80 ft, Th S 00-05-00 E 434.02 ft, Th N 89-55-00 E 51 ft, Th ely 385 ft. alg cen line of river. Th N 23-25-00 W 431.80 ft, Th N 06-32-00 W 416 ft, Th S 89-16-00 W 151.70 ft. to beg exc wly 54 ft. taken for rd ' RBK Investment Michigan co- *pally, a rtnership By: Its: Partn Dated: /,'/70 Exhibit C COMPANY CERTIFICATE REGARDING PAYMENT OF PREVAILING WAGES (RBK Investment Company Office Building Project) The undersigned, RBK Investment Company, a Michigan co-partnership, (the "Company"), hereby certifies to The Economic Development Corporation of the County of Oakland (the "EDC") as follows: 1. This Certificate is made and based upon the best of the Company's knowledge and belief, only after thorough investigation and discussion with all owners of the Company and others who might have knowledge regarding the subject matter. 2. The Company understands that this Certificate is a statutory requirement under the Economic Development Corporations Act, Act No. 338 of the Michigan Public Acts of 1974. as amended (the "Act") which, if improperly made or based upon any material misrepresentation or inaccuracy, might invalidate the proceedings regarding the RBK Investment Company Office Building Project (the "Project") pursuant to which the EDC expects ultimately to issue its limited obligation economic development revenue bonds to finance all or part of the Project. 3. Within the meaning and intent of Section 8(4)(h) of the Act, all persons performing work on the construction of the Project will be paid the prevailing wage and fringe benefit rates for the same or similar work in the locality in which the work is to be performed, as determined pursuant to Act No. 166 of the Michigan Public Acts of 1965, as amended. Exhibit D COMPANY CERTIFICATE REGARDING TRANSFER OF EMPLOYMENT (RBK Investment Company Office Building Project) The undersigned, RBK Investment Company, a Michigan co-partnership (the "Company"), hereby certifies to The Economic Development Corporation of the County of Oakland (the "EDC") as follows: 1. This Certificate is made and based upon the best of the Company's knowledge and belief, only after thorough investigation and discussion with all owners of the Company and others who might have knowledge regarding the subject matter. 2. The Company acknowledges that this Certificate will be employed by the EDC as the sole basis for the EDC's certification to the Board of Commissioners of the County of Oakland as to transfer of employment as required by Section 8(3) of the Economic Development Corporations Act, Act No. 338 of the Michigan Public Acts of 1974, as amended, (the "Act"). 3. The Company understands that the EDC's Certification to the Board of Commissioners of the County of Oakland is a statutory requirement which, if improperly made or based upon any material misrepresentation or inaccuracy, might invalidate the proceedings regarding the RBK Investment Company Office Building Project (the "Project") pursuant to which the EDC expects ultimately to issue its limited obligation economic development revenue bonds to finance all or part of the Project. 4. As of the date hereof, the Project shall not have the effect of transferring employment of more than 20 full-time persons from a municipality (as that term is defined in the Act) of this State to Village of Bingham Farms, Michigan, the municipality in which the Project will be located. 5. The Company agrees that during the life of the bonds proposed to be issued by the EDC to finance the costs of the Project for the Company, the Company will not permit a lease or sublease in connection with the Project which would have the effect of transferring, as to such lease, sublease or group of leases or subleases which are interrelated (i.e. "interrelated" means leases negotiated as part of one set of negotiations or leases with lessees who are related by more than 50% common ownership), employment of more than 20 full-time persons from a municipality of this State to Village of Bingham Farms, Michigan unless the Company or such lessee or sublessee has first obtained a consent to the proposed transfer of employment from the governing body of each municipality from which employment is to be transferred. Its: Part/her By: Dated: 6. The Company understands that a covenant to effectuate the purposes of this Certificate will be included in those covenants to be made by the Company when bonds are issued by the EDC for the benefit of the Project. RBK Investmentcrompany, a Michigan c !partnership 85,000 10,000 60,000 140,000 200,000 15,000 84,000 15,000 225,000. 355,000 200,000 Exhibit' E . DEVELOPMENT COST BREAKDOWN Professional Office Complex Owners Drs. Kadian,Rossin, Bayleran 31500 Telegraph Road Bingham Farms Subdivision Birmingham, Michigan 48010 A' (sr $ 1,200,000 1,909,780 630,000 Land Costs (approximately 6.5 acres) Construction-Shell Building . Tenant Improvement Allowance ($15/sq.ft.) (42,000 sq. ft-) Architectural Fees Engineering and Soil Borings Landscaping Bro kerage Fees (rentals) Interest During Construction Accounting Mortgage Brokerage Fees Property Taxes Miscellaneous and Contingencies Heating and Cooling Underwriters - Bond Council EDC Broker - Attorney - Commission TOTAL DE9ELOPMENT COSTS $5,P28,780 October 12, 1984 FIRST°F AMRICA FIrst at America Bank.betrait, Wis„ 5-1 5 Sr S!'ee! Dercni. Iv.c.'-',gan 48.226 Te'er:none RBK Investment Company 31350 Telegraph Road Birmingham, MI 48010 Gentlemen: In accordance with your application and in reliance on the information and representations presented therewith, First of America Bank-Detroit, N.A. ("FOA-D") is pleased to advise you of its commitment to purchase up to Four Million Two Hun- dred Thousand Dollars ($4,200,000) of tax-exempt industrial development bonds the "Bonds") to be issued by The Economic Development Corporation of the County of Oakland ("EDC") for the purpose of making a loan of the proceeds thereof to RBK Investment Company, a Michigan co-partnership (the "Company") to pay the costs of acquiring, constructing and equipping a project described below. This commitment is subject to the following terms and conditions: 1. The Project: A two-story professional/medical office building containing at least 63,000 gross square feet and 57,000 net rentable square feet located on a parcel of land of approximately 6.5 acres at the Northeast corner of Telegraph and Thirteen Mile Road, Bingham Farms, Michigan. The Project will be owned by the Company. 2. Terms of the Bond: Twenty year maturity with a twenty-five year amortization of principal. Voluntary prepay- ments permitted on any scheduled monthly payment date, to be applied against required principal payment in inverse order of maturity, without penalty or premium, if the source of prepay- ment is from internally generated funds. If not from inter- nally generated funds, a premium of 1% will be charged. Pre- payment shall be required, without penalty, if project is con- demned, becomes obsolete, is destroyed and not rebuilt or in the event of a Determination of Taxability. Monthly payments will be fixed for each 12-month period that the Bonds are out- standing based on the FOA-D Prime Rate in effect on the anni- versary of the date of issue. For the first 12-month period, monthly payments will be calculated on an assumed FOA-D Prime Rate of 12.75% per year, based on the full amount of the Bonds issued. If there is an extraordinary prepayment due to the REK Investment Company October 12, 1964 Page 2 failure of the Company to meet the minimum rental levels des- cribed in paragraph 7 below by December 1, 1987 or fcr any other permitted reason prior to such date, the monthly payment shall be adjusted to amortize, on the foregoing basis, the amount of Bonds remaining outstanding. Interest on the Bonds will be calculated on the basis of a 360-day year comprised of twelve 3C-day months, at a rate per year equal to 65% of the floating variable rate announced by FOA-D from time to tire as its "prime rate", without regard to the rate or rates actually charged by FOA-D to customers, so long as such interest is exempt from federal income tax and payments are not in default. Interest will accrue on the basis of such floating, variable rate notwithstanding that monthly payments are fixed for successive 12-month periods. FOA-D shall have an option to require the Company to purchase the Bonds (or cause them to be purchased) on the tenth anniversary of their issue date upon at least 60 days' prior written notice. If payments become in default, interest on the overdue installments shall accrue at a rate per year equal to the FOA-D Prime Rate plus 3% during the period of default. If a Deter- mination of Taxability (as defined below) shall occur or be mode, interest on the Sonds will accrue at the rate per year equal to the FGA-D Prime Rate plus 1% from and after the date on which interest on the Bonds becomes taxable until their redemption. 3. security: The Bonds shall be secured by the fol- lowino: (a) a first mortgage lien on the Project, (b) an assignment of all contract rights under the EDC's loan agree- ment with the Company and all rents, income and leases affect- ing the Project, (c) a security agreement granting a first and prior security interest in and to all personal property ac- quired for the Project with Bond proceeds, and (d) joint and several and unconditional guarantees from the Company and each of its partners. 4. Ccmmiteent Fee: The Company will pay to commitment fee equal to 1.5% of the maximum amount cf be issued (i.e., 563,000), as follows: $31,500 shall upon acceptance of this cemmitment by the Compeny and balance shall be paid upon the Closing of the sale of FOA-D a Bonds to be paid the the Bonds. REF Investment Company October 12, 1964 Page 3 5. Tayability: A Determination cf Taxability shall occur with respect to the Bond, if FOA-D shall receive notice that the IRS or nationally-recognized bond counsel has deter- mined that interest on the Bonds is no longer excludable from gross income of the Bondholder for federal income tax purposes (other than such a holder who is a 'substantial user" or a "related person" as such terms and defined in the Code), for any reason whatsoever, including any change in law. 6. Conditions Precedent to Purchase of Bonds: FOA-D's obligation to purchase the Bonds shall be conditioned upon each and all of the following conditions precedent being satisfied by the Company at its sole expense: (a) Delivery of all documents and instruments necessary or 7.17prnr_i_ae in the judoment of FOA-D and its coun- sel, Dykema, Gossett, Spencer, Goodnow fi Trigg, to consummate the transaction contemplated herein including (without liita- tion) the following: the Bonds, Bond Purchase Contract, Loan Agreement, Mortgage, Security Agreement, Bond Authorizatino Resolution and other documentation of actions by the EDC, Indenture, partnership agreement of the Company, resolutions of the Company, and certificates regarding litigation involvinc the Company. (b) Receipt of an opinion from counsel for the Company which opinion shall be satisfactory in all respects to the FOA-D and its counsel, and which shall set forth such opin- ions as FOA-D reasonably deem appropriate for the contemplated transaction. (c) Receipt of an opinion from bond counsel for the EDC covering such matters as FOA-D and its counsel reason- ably deem appropriate for the contemplated transaction, includ- ing that interest on the Bonds is exempt from federal income tax and the Michigan Single Business Tax, which opinion shall also be natisfartnry in all other respects. (d) All executed leases must be satisfactory to FQA-D in form and content; and all future leases shall certain a clause stipulating that FOA-D and its counsel must approve the leases or they are void. All tenants must be acceptable to FCA-D. Any renewal options in the leases must be at least at market rent. FOA-D shell be furnished with a fully executed RBE Investment Company October 12, 1984 Page 4 original copy of all leases prier to closing. Each of the ter- ants shall acknowledge receipt of a notice of the conditional assignment of its lease to FOA-D and shall certify that all of the then pertinEnt conditions of its lease have been complied with to its satisfaction and that no defaults exist either on their part or on the project users; and, also agree that ten- ants shall pay rent to FOA-D upon its compliance with the con- ditions of the assignment. (e) FOA-D shall be furnished with an ALTA mort- gagee's policy of title insurance, without exceptions (Addi- tional Coverage Form) issued by a title company acceptable to FOA-D, in the principal amount of the Bonds insurinc the mort- gage granted to the EDC and assigned to FOA-D as a first lien,- including insurance against mechanic's and materialmen's liens, uoon the land and building, and insuring that the Company'eas good and marketable title of all liens, encumbrances or defects, and containing no exceptions other than those epeci- fically permitted by the Loan Agreement. (f) A current as-built survey, certified to roA-D, the EDC and the title company by a registered land sur- veyor, shall be submitted to FOA-D, showing: (1) the impecve- ments to be free from encroachments; (2) the dimensions and area of the Project Site: (3) the location and dimensions of all existing or proposed improvements; (4) the location of all roads, easements, means of access to public streets; (5) all other physical conditions affecting the title and use cf the land; (6) and such other details as FOA-D may request. The improvements must be located in accordance with the plans approved by FOA-D. (g) FOA-D shall be furnished with evidence sat- isfactory to it of fire and extended coverage in the minimum amount of $4,200,000, a one year rental interruption policy in the minimum amount of $500,000 and liability insurance of at least $4,200,000, all issued by insurance companies acceptable to FOA-D. All policies will have a standard mortgagee clause payable to FOA-D. The policies shall not be terminable without thirty (3C) days' prior written notice to FOA-D and the EDC. (h) FOA-D shall have received an appraisal sat- iefactery to it valuing the subject land and building to be constructed thereon at not less than $5,250,C00, as well as proof of appropriate zoning and the availability of all utilities. RBK Investment Company October 12, 1984 Page 5 7. Limitation on Draws: The Loan Agreement governing disbursement of Bond proceeds shall provide that no funds in excess of $3,600,000 shall be advanced unless FOA-D has approved, prior to December 1, 1987, signed leases for office space and for storage space, which provide in the aggregate for total annual net rentals available for debt service of not less than $600,000 per year. If on such date the signed leases in effect for the Project provide for a total annual net rentals available for debt service of less than $600,000, FOA-D shall not be obligated to disburse an amount of Bond proceeds which totals more than that which results from multiplying $4,200,000 by a fraction, the numerator of which is the annual net rental available for debt service from all leases in effect on December 1, 1987 and the denominator of which is $600,000. 8. Trustee: None required. FOA-D will act as a depositary (agent) of the EDC to disburse Bond proceeds and administer payments and other obligations thereafter. 9. Financial Statements: Annual financial statements and quarterly statements of the Company certified as correct by a general partner, together with other information as FOA-D may reasonably request. 10. Investment of bond Proceeds: At the time of acquisition of the Bonds, P0A-D shall disburse the entire face amount thereof to the EDC which shall in turn deposit such funds into a fund or an escrow account with FOA-D, as deposi- tary. Undisbursed funds shall be invested or reinvested in accordance with directions from the Company in (i) direct obli- gations of, or obligations guaranteed by, the United States of America, or any agency thereof, (ii) certificates of deposit, or (iii) other investments satisfactory to FOA-D which are lawful for investment of funds of EDC. Any interest accruing on any such investment and any profit realized therefrom shall belong to the Company, and any loss resulting from any such investment shall be charged against the fund. Notwithstanding the foregoing, the funds in the escrow account shall be invest- ed in a manner not in violation of any arbitrage restrictions under the Internal Revenue Code and the regulations issued thereunder. In the event that the funds are not fully disbursed to the Project user on or before December 1, 1987, then any remaining funds shall be used to prepay the bonds. A RBK Investment Company October 12, 1984 Page 6 11. Exenses; The Company shall pay all actual out- of-pocket costs incurred by FOA-D in connection with preparing this Commitment, preparing for and in closing the acquisition of the Bonds, and in disbursing bond proceeds, including (but not limited to) such items as appraisal fees, escrow fees, recording fees, legal fees, and other fees and charges that are specifically set forth in this commitment. Such payment shall be made regardless of whether the Bonds ultimately are pur- chased. 12. Cancellation of Commitment. This Commitment may be cancelled at FCA-D's option, if (a) it is not accepted by the Project User on or before October 20, 1984, (b) if the Bonds are not purchased on or before December 31, 1964, or (c) the Company shall fail to comply with any of the terms and conditions hereof or shall default in any of its other obliga- tions to FOA-D, (d) there is any material adverse chance in the financial condition of the Company or any of its partners; or (e) any of the information or representations given to FCA-D in connection with the issuance of this commitment proves to be untrue, incomplete or misleading at any time prior to the ac- quisition of the Bonds. You may indicate your acceptance of this Commitment by dating, signing, and returning the copy of this letter enclosed for that purpose along with the required $31,500 (partial) payment of the Commitment fee. RBK Investment Company October 12, 1984 Page 7 Very truly yours, FIRST OF AMERICA BANK - DETROIT, N.A. •n•nn By: (22.Z6. Michael/Marlotti Assist4Ri Vice President This commitmentcommitment accepted this day of October, 1984 RBK INVESTMENT COMPANY By: Dr. George Kadian, General Partner And Sy: Dr. Herbert W. Rossin, General Partner And By: Dr. Edward B. Bayleran, General Partner = Allen Couilty Clerk STATE OF MICHIGAN) ) SS. COUNTY OF OAKLAND) I hereby certify that the foregoing is a true and complete copy of a resolution adopted at a regular meeting of the Board of Commissioners of the County of Oakland, Michigan held on the 29th day of Novemoe r 1984, the original of which is on file in my office. Public notice of said meeting was given pursuant to and in compliance with Act No. 267 of the Michigan Public Acts of 1976, as amended. Dated: November 29, , 1984