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HomeMy WebLinkAboutResolutions - 1988.08.18 - 17370August 18, 1988 MISCELLANEOUS RESOLUTION 88206 BY: FINANCE COMMITTEE, DR. G. WILLIAM CADDET I, CHAIRPERSON IN RE: DEPARTMENT OF MANAGEMENT AND BUDGET - PAY OFF OF ACCUMULATED DEFICITS FOR LIFE AND DISABILITY INSURANCE PROGRAMS TO THE OAKLAND COUNTY BOARD OF COMMISSIONERS Mr. Chairperson, Ladies and Gentlemen: WHEREAS the County implemented short and long term disability programs in December, 1985; and WHEREAS the County realized the initial premiums charged by the insurance carrier would most likely be insufficient to cover this benefit; and -WHEREAS the County experienced reduced sick leave cost and made a commitment to its employees to set aside these savings to help fund future disability cost increases; and WHEREAS the disability program has incurred an accumulated deficit of $158,106 on Which the County is paying an interest cost of prime plus one (10.5V.) which is considerably higher than the rate of return it is earning on investments; and WHEREAS the insurance carrier through negotiations with Management and Budget and Risk Management has agreed to forego interest charges from January 1, to the present; and WHEREAS there is an accumulated deficit for life insurance of $413,405 for a total deficit of $571,571; and WHEREAS there are sufficient funds in the Disability Premium Increase Reserve to pay off the accumulated deficits for both disability and life insurances Which would have the effect of avoiding substantial interest costs thus reducing premium cost; and WHEREAS the insurance carrier may be willing to credit the County with a rate of return equal to 9.51 on prepaid insurance dollars. NO4 THEREFORE BE IT RESOLVED the deficit in both the disability and life insurance programs be paid off with funds from the Disability Premium Increase Reserve. \n, Y APPROVE THE FOREGONG RESOLUTICU BE IT FURTHER RESOLVED the County establish a receivable from the General Fund to Disability Premium Increase Fund equal to the pay off of the life insurance deficit ($413,405). BE IT FURTHER RESOLVED Management and Budget and Risk Management explore the possibility of pre-funding insurance and report back to the Finance Committee within ninety days. Mt. Chairperson, on behalf of the Finance Committee, I move the adoption of the foregoing resolution. FINANCE COMMITTEE Resolutlan # 88206 August 18, 1988 19th 'day of YNN Augus ALLEN, County Clerk/Register of 1988 Moved by Caddell supported by Lanni the resolution be adopted. AYES: McConnell, McDonald,A. McPherson, R. McPherson, Moffitt, Oaks, Pernick, Price, Rewold, Skarritt, Wilcox, Aaron, Bishop, Caddell, Calandro, Crake, Doyon, Gosling, Hobart, Jensen, R. Kuhn, S. Kuhn, Lanni, Luxon. (24) NAYS: None,. (0) • A sufficient majority having voted therefor, the resolution was adopted. STATE OF MICHIGAN) COUNTY OF OAKLAND) 1, Lynn D. Allen, Clerk of the County of Oakland and having a seal, do hereby certify that I have compared the annexed copy of the attached Miscellaneous Resolution,Wihich wasAdopted by the Oakland County Board; of Commissioners at their meeting held on August 18, 1988 with the original record thereof now remaining in my office, and that it is a true and correct transcript therefrom, and of the whole thereof. in Testimony Whereof, I have hereunto set my hand and affixed the seal of said County at Pontiac, Michigan this