HomeMy WebLinkAboutResolutions - 2011.12.15 - 18841Miscellaneous Resolution #11230
BY: Commissioner Jim Nash, District #15,
RE: Board of Commissioners — Urging Michigan Legislature to Oppose Eliminating
Michigan's Automobile No-Fault Insurance System
TO: Oakland County Board of Commissioners
Chairperson, Ladies and Gentlemen:
WHEREAS the Constitutional duty of government is to protect the Health and Welfare of its citizens;
and
WHEREAS Michigan's No-Fault Automobile Insurance system does just that by protecting
individuals who have suffered traumatic injuries from auto accidents, thus ensuring they have the
expert medical care they need to recover, receive long-term care if necessary and live fulfilling lives;
and
WHEREAS former Governor William Milliken signed Michigan's No-Fault Auto Insurance Act in
1973, to ensure accident victims receive due care, reduce litigation and ensure fair insurance
premiums. This has resulted in Michigan ranking 50 th in auto accident litigation and first in care for
auto accident victims; and
WHEREAS the No-Fault Automobile Insurance Act is model legislation because it protects citizens'
health at minimal costs, by supporting needed medical care and in-home care for the life of the
injured individual; and
WHEREAS this coverage includes emergency airlift from the accident site, all emergency and
surgical medical care, rehabilitation, home modifications, motorized wheelchairs and 24 hour home
nursing care for as long as reasonably necessary; and
WHEREAS the cost to policyholders for this catastrophic coverage is currently $12 a month, for
coverage that pays reasonable and appropriate benefits to auto accident victims that last a lifetime;
and
WHEREAS legislation has been introduced in Lansing, House Bill 4936, to eliminate the
comprehensive coverage and limit coverage to a maximum of $5 million and a minimum of
$250,000, depending on what an individual would purchase, often without understanding the
consequences; and,
WHEREAS there are many Oakland County residents, and their families, who are currently
benefitting, or would in the future, from this program because of auto accidents and who would be
directly affected if the current law is changed; and
WHEREAS significant numbers of Oakland County medical and rehabilitation businesses that serve
accident victims who are covered under this law would suffer income loss and could be forced to
lay-off employees or even close up entirely if this reform passes; and
WHEREAS even the legislation's sponsor, Rep. Pete Lund, could not say what the cost savings
would be for the average citizen's insurance coverage, or the effect it would have on future auto
accident victims. In a recent radio interview, in fact, he suggested they could get on Medicare at 65;
and
WHEREAS any savings in personal injury protection costs by this legislation may be exceeded by
increases in liability insurance increases because their only access to needed medical coverage
would be through litigation, while leaving many accident victims vulnerable to the costs incurred by
uncovered medical expenses; and
CommissionerJim -Nash
District #15
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airpejscA_we move the adoption of the foregoing Resolution.
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WHEREAS this legislation would force those whose needs exceed this coverage to declare
bankruptcy and go on Medicaid, which would not cover most of the currently covered expenses, or
use Medicare, and thus force the taxpayers to pay the costs; and
WHEREAS there is a broad coalition of groups and individuals who are working to protect the No-
Fault Insurance program, including the Brain Injury Association of Michigan, Michigan Paralyzed
Veterans of America, Disability Network of Michigan, Michigan College of Emergency Physicians,
Michigan State Medical Society, Michigan Nurses Association, Michigan Rehabilitation Association,
among many others.
NOW THEREFORE BE IT RESOLVED that the Oakland County Board of Commissioners hereby
opposes House Bill 4936, which would repeal the Michigan Auto No-Fault Insurance system and
replace it with a faulty voluntary system that would leave accident victims with reduced coverage,
increase Medicaid and Medicare costs to support victims and produce no proven savings for
insurance coverage.
BE IT FURTHER RESOLVED that the Oakland County Clerk is requested to forward copies of this
adopted resolution to Oakland County Executive L. Brooks Patterson, the Board of Commissioner's
Lobbyist, the Oakland County Legislative delegation and Governor Rick Snyder.
Commissioner Commissioner
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Commissioner Commissioner
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Resolution #11230 September 22, 2011
The Chairperson referred the resolution to the General Government Committee. There were no objections.
Resolution #11230 December 15, 2011
Moved by Nash supported by Quarles to discharge the resolution from the General Government Committee.
Discussion followed.
AYES: Greimel, Hatchett, Jackson, McGillivray, Nash, Quarles, Woodward, Zack, Covey,
Gershenson. (10)
NAYS: Gosselin, Hoffman, Long, Matis, Middleton, Nuccio, Potts, Runestad, Scott, Taub, Weipert,
Bosnic, Crawford, Dwyer, Gingell. (15)
A sufficient majority having not voted in favor, the motion to discharge failed.