HomeMy WebLinkAboutResolutions - 1961.04.17 - 19353Miscellaneous Resolution 3784 April 17, 1961
BY: Mr. Potter
IN RE: REPORT OF SPECIAL INSURANCE COMMITTEE
TO THE OAKLAND COUNTY BOARD OF SUPERVISORS
Mr. Chairman, Ladies and Gentlemen:
At the January 10, 1961, meeting of the Board a resolution was adopted authorizing
the Chairman to appoint a Special Insurance Committee to study and evaluate the premiums
and coverage of the present insurance and bonding program of the County and to recommend
any possible areas where savings may accrue to the County.
Pursuant to said resolution your Special Insurance Committee was appointed and
began the study of the County insurance program. The Committee met and reviewed preset
insurance coverage with members of the Board of Auditors and with Mr. H. W. Huttenlocher,
Agent of Record for the County on insurance.
The Committee also was able to secure, through the efforts of the Chairman of the
Committee, the services of Mr. Frank W. Locy, an insurance expert, who served as consultant
to the Committee. Mr. Locy is the Resident Vice President and Detroit Branch Manager of the
Standard Accident Insurance Company. His services were furnished without cost to the County.
The Committee is deeply indebted to him for his counsel and advice and the efficient manner
of procedure which he so ably assisted the Committee in setting up and following in its
deliberations. In brief, this procedure consisted of questions formulated by Mr. Locy after
his review of all of the County insurance policies, a discussion of the various aspects of the
coverage and premium costs of these policies with the Board of Auditors and Mr. Huttenlocher
and the preparation of recommendations.
The Committee proceeded with the study on the premise that its main objective was
to evaluate the present County insurance program and develop constructive ideas to better
Copy to Auditors
10 That funds be budgeted annually for the purpose of keeping the appraisal of
County owned properties up to date for insurance purposes. An excellent appraisal study
was made for the County in 1960 by the industrial Appraisal Company of Pittsburgh,
Pennsylvania, at a cost of $7,000.00 and this can be kept up to date at an approximate
annual east of $700.00.
2. That the liability insurance coverage for the parking lot at 11 1 Lafayette Street
be included in the general liability policy for the County since there would be many
advantages from the comprehensive standpoint.,
3. That the limits of coverage for professional liability (Health Department,
Medical Care Facility, Tuberculosis Sanatorium) be increased to $200,000/$500,000 limits
to be consistent with other policies for general liability insurance carried by the County.
4. That the Board of Auditors be instructed to set up an effective safety program
and follow through with such program with the various companies carrying liability, compen-
sation and other policies for the County„
5„ That the automobile fleet policy be set up with a designated company on a 3-year
rather than 1-year basis so that a continual safety program can be followed.
60 That a single broad form money and security policy (rather than several policies
now carried) be obtained which will include the County Treasurer's Office.
7. That there be an independent review of the present coverage for the County on
money and security insurance by an outside agency competent to make such a review.
8. That a complete survey of present insurance coverage for false arrest in the
Sheriff's Department be made.
9. That the Board of Auditors be authorized to take immediate steps to effect
savings in the boiler insurance costs as recently recommended by the Agent of Record.
Misc. 3784
Moved by Potter supported by Yockey the report be adopted,
Discussion followed.
Moved, by Horton supported by Frid the report be amended to include
the following items:
1. List of insurance agencies
2. Number of years they have been carrying the insurance
3. Cash value
4. Name and address of sub-agencies
5, Number of years each has carried the insurance with
amount of money in premiums each has received
6. Copies be mailed to daily and weekly newspapers in the County
The amendment was ruled out of order.
Vote on adoption of report:
A sufficient majority having voted th,:!refor, the report was adopted.
Moved by Clarkson supported by McCartney the rules be suspended to
consider Mr. Horton's amendment.
A sufficient majority having voted therefor, the motion carried.
Vote on motion to suspend the rules:
AYES: Allerton, Archambault, Calhoun, Cardon, Charteris, Cheyz,
Clack, Clarkson, Demute, Dohany, J. W. Duncan, Wm. Duncan,J)urbin,
Edwards, Elliott, Fouts, Frid, Gabler; Hamlin, Heacock, Hermoydan,
Hocking, Horton, Wallace Hudson, Huhn, Hursfall, Ingraham, Johnston,
Knowles, Lahti, Lessiter, Levinson, Leis, Love, Majer, Marshall,
McCartney, Melchert, Clarence Mille, ..-;good, Potter, Remer, Semann,
Smith, Taylor, Tinsman, Yockey, Noel. (48)
NAYS: Alward, Anable, Bloc, Bonner, Carey, Cummings, Davis, Ewart,
Goodspeed, Hall, Hill, Hoard, Hulet, Kephart, Cyril Miller, Mitchell,
O'Donoghue, Oldenburg, Rehard, Rhinevault, Rowston, Solley, Staman, Tiley,
Voll. (25)
Motion carried.
Moved by Carey supported by Horton that the amendment proposed by Mr.
Horton be concurred in and that the Board of Auditors be instructed to
furnish a copy of the report to all the newspapers in the County.
A sufficient majority having voted therefor, the motion carried.