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HomeMy WebLinkAboutResolutions - 2012.11.01 - 20584N RESOZRCES COVIIVIITTEE November 1,2012 MISCELLANEOUS RESOLUTION #12278 BY: HUMAN RESOURCES COMMITTEE — JOHN SCOTT, CHAIRPERSON IN RE: HUMAN RESOURCES DEPARTMENT / BENEFITS DIVISION — ADDITION OF AUTISM SPECTRUM DISORDER COVERAGE TO COUNTY SELF-INSURED MEDICAL PLANS To the Oakland County Board of Commissioners Chairperson, Ladies and Gentlemen: WHEREAS Oakland County is continually reviewing and evaluating the benefit programs offered to County employees: and WHEREAS it is important to maintain a balance between the needs of the County workforce and the needs of the County citizens; and WHEREAS Michigan Public Acts 99 and 100 of 2012 mandate the coverage of Autism Spectrum Disorders for insured medical plans beginning October 15, 2012; and WHEREAS the County is self-insured for its Blue Cross/Blue Shield plans, so the addition of this coverage to these plans is discretionary; and WHEREAS the Autism Coverage Incentive Act PA 101 of 2012, requires that the Michigan Department of Licensing and Regulatory Affairs to create and implement a program through which self-insured plans can seek reimbursement for paid Autism Spectrum Disorder claims; and WHEREAS medical coverage under the County's HAP HMO plan is insured, therefore Autism coverage will automatically be added to that plan pursuant to PA 100 of 2012; and WHEREAS the Centers for Disease Control and Prevention estimates that approximately one in 88 American children are diagnosed with Autism Spectrum Disorder; and WHEREAS the CDC states that early diagnosis and intervention can lead to improved outcomes. NOW THEREFORE BE IT RESOLVED that the Oakland County Board of Commissioners authorizes the addition of coverage, as provided through Blue Cross/Blue Shield of Michigan for Autism Spectrum Disorder, to the Oakland County medical plans for eligible County employees. BE IT FURTHER RESOLVED that these proposed changes apply to all non-represented employees and represented employees whose bargaining agreements provide for these changes, effective January 1, 2013. Chairperson, on behalf of the Human Resources Committee, I move the adoption of the foregoing resolution. Human Resources Committee Vote: Motion carried unanimously on a roll call vote BCBSIVE and BCN Autism Benefit Frequently Asked Questions August 24, 2012 0.1. Are all customer groups required to after coverage for the diagnosis and treatment of autism spectrum disorders? A.1. No, The mandate applies only to fully-insured groups and individual plans. The mandate does not apply to self-funded groups, but groups that aren't required to offer the coverage may opt to do so. Blue Cross and BCN will provide more information at a later date on how self-funded groups can offer coverage. 0.2. What conditions are included in autism spectrum disorders? A.2. The legislation refers to autism spectrum disorder as defined by the American Psychiatric Association Diagnostic and Statistical Manual, which includes: • Autistic disorder • Asperger's disorder • Pervasive developmental disorder not otherwise specified. 0.3. What benefits are covered? A.3. Mandated benefits for BCESM and BON fully insured groups are shown below: 1 1 BCBSM Group Coverage BON Coverage 1Coverage when billed • Applied behavior analysis • Applied behavior analysis with a diagnosis of autism • Physical therapy - Physical therapy spectrum disorder • Speech therapy • Speech therapy • Occupational therapy • Occupational therapy • Nutritional counseling • Nutritional counseling BCBSM currently covers outpatient mental BCN currently covers outpatient mental ' health services and other medical services health services for members with an ASD for members with an ASD diagnosis diagnosis Annual dollar limits* $50,000 annual benefit limit for the $50,000 annual benefit limit for the services noted above services noted above Age limits* Through age 18 Through age 18 Mandated services not All standard mental health services and All standard mental health services and subject to dollar and age diagnostic services diagnostic services limits Cost share All services to diagnose or treat ASD will ASD-related physical, occupational, and be subject to the member's medical cost speech therapy services will be subject share, as applicable. If the group has to medical outpatient therapy benefit and a mental health parity rider, services to the applicable deductible, copayment diagnose or treat ASD will be subject to or coinsurance. Other outpatient ASD- the cost-sharing requirements in that rider, related services will apply the primary care physician copay/coinsurance and deductible when applicable. Prior approval Required only for applied behavior Required for all services requirements analysis • BCBSM members receiving services other than applied behavior analysis (ABA) to treat ASD do not need to receive the ASD diagnosis from a BOBSM participating provider. BON members must go to a provider in the BON network. - Before seeking applied behavior analyst services the member is required to QO to a BCESM- or BON-approved autism evaluation center, or PAEC, to confirm a diagnosis of ASD. • For applied behavior analysis treatment to be payable, the AAEC must confirm the ASD diagnosis and provide a treatment plan containing a comprehensive set of treatment recommendations for the member, including a recommendation for applied behavior analysis. Continued on reve • If applied behavior analysis treatment is recommended by the AAEC, the member must seek services from a board-certified behavior analyst, or BCBA, for the treatment to be payable. The analyst also must obtain prior approval from BOBSM or BCN to provide applied behavior analysis services. • For BOBSI'vl ti-ie BC:BA may be nonparticipating. • For BON services must be obtained from a BON network provider. • BOBSM does not require prior approval for physical therapy, speech therapy, occupational therapy, nutritional counseling or mental health counseling. • For BON, all services will require prior approval. *These limits may be waived on an individual basis when BCP.,SM/BON determines further treatment is medically necessary 0.4. Will members have autism coverage both in and out of their networks? A.4. Network requirements remain the same and cost sharing will continue for in-network versus out-of-network services where applicable. BON Members should be aware that, in most instances, out-of-pocket costs for out-of-network medical care can be substantial. BON and BCBSM members should always confirm the provider's and facility's network participation in advance. 0.5. Does the $50,000 limit applied to autism benefits conflict with the federal Mental Health Parity Law? A.5. No. The $50,000 limit for the autism benefit will not preclude members from obtaining medically necessary services to diagnose and treat ASD. Once 550,000 has been paid for autism benefits, BCBSM and BON will allow additional payments to be made upon the request of the member's provider. Additional services will require approval. 0.6. Does the age limit applied to autism benefits conflict with the federal Mental Health Parity Law? A.6. No. The age limit for the autism benefit will not preclude members from obtaining medically necessary services to diagnose and treat ASD. Once the member is beyond age 19, BOBSEV1 and BON will allow additional payments to be made upon the request of the member's provider. Additional services will require approval. 0.7. How do members find BCBSM- and BCN-approved autism evaluation centers? Al. Beginning Oct. 15, 2012, members can go online and check the provider directory at bcbsm,com and MiBCN.com/find . The listing of AAECs can be accessed at Approved Autism Evaivation Centers. 0.6. Will member premiums go up once autism coverage is available? A.8. No. There will be no increase in member premiums as of Oct. 15, 2012. The information in this document is based on Michigan Blues review of the applicable legislation and is not intended to impart legal advice. Interpretations of this legislation may vary, and efforts will be made to present and update accurate information, This overview is intended as an educational tool only and does not replace a more rigorous review of the law's applicability to individual circumstances and attendant legal counsel and should not be relied upon as legal or compliance advice. FISCAL NOTE (MISC . #12278) November 1, 2012 BY: Finance Committee, Tom Middleton, Chairperson IN RE: HUMAN RESOURCES DEPARTMENT! BENEFITS DIVISION — ADDITION OF AUTISM SPECTRUM DISORDER COVERAGE TO COUNTY SELF-INSURED MEDICAL PLANS To the Oakland County Board of Commissioners Chairperson, Ladies and Gentlemen: Pursuant to Rule XII-C of this Board, the Finance Committee has reviewed the above referenced resolution and finds: 1. Michigan Public Acts 99 and 100 of 2012 mandate the coverage of Autism Spectrum Disorders for insured medical plans beginning October 15, 2012. 2. One in 88 American children are diagnosed with Autism Spectrum Disorder and the CDC states that early diagnosis and intervention can lead to improved outcomes. 3. The medical coverage under the County's HAP HMO plan is insured; therefore Autism coverage will automatically be added to that plan pursuant to PA 100 of 2012. 4. The county is self-insured on the Blue Cross/Blue Shield plans so the addition of this plan is discretionary. 5. The Autism Coverage Incentive Act PA 101 of 2012 requires the Michigan Department of Licensing and Regulatory Affairs to create and implement a program through which self- insured plans can seek reimbursement for paid Autism Spectrum Disorder claims. 6. These changes apply to all non-represented and represented employees whose bargaining agreements provide for these changes, effective January 1, 2013. 7. The County cost to add Autism coverage to the county's self-insured medical plans is estimated at $139,000 annually. 8. Sufficient funding for the increase is included in the FY 2013 Adopted Budget within the Fringe Benefit fund; therefore no budget amendment is recommended. FINANCE COMMIT_TEE FINANCE COMMITTEE Motion carried unanimously on a roll call vote. Resolution #12278 November 1, 2012 Moved by Hoffman supported by Jackson the resolutions (with fiscal notes attached) on the amended Consent Agenda be adopted (with accompanying reports being accepted). AYES: Crawford, Dwyer, Gershenson, Gingell, Gosselin, Hatchett, Hoffman, Jackson, Long, Matis, McGillivray, Middleton, Nash, Nuccio, Potts, Quarles, Runestad, Scott, Taub, Weipert, Woodward, Zack, Bosnic, Covey. (25) NAYS: None. (0) A sufficient majority having voted in favor, the resolutions (with fiscal notes attached) on the amended Consent Agenda were adopted (with accompanying reports being accepted). I H !APPROVE THIS RESOLUTION Ci-IR-F DEPUTY COUNTY EXECUTIVE ACTING PURSUANT TO MCL 45.559A (7) STATE OF MICHIGAN) COUNTY OF OAKLAND) I, Bill Bullard Jr., Clerk of the County of Oakland, do hereby certify that the foregoing resolution is a true and accurate copy of a resolution adopted by the Oakland County Board of Commissioners on November 1, 2012, with the original record thereof now remaining in my office. In Testimony Whereof, I have hereunto set my hand and affixed the seal of the County of Oakland at Pontiac, Michigan this 1 st day of November, 2012. R,Lf2i2, 094, Bill Bullard Jr., Oakland County