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HomeMy WebLinkAboutResolutions - 2000.12.14 - 25970December 14, 2000 MISCELLANEOUS RESOLUTION#00327 BY: PLANNING AND BUILDING COMMITTEE, CHARLES E. PALMER, CHAIRPERSON IN RE: PLANNING AND ECONOMIC DEVELOPMENT SERVICES DIVISION RESOLUTION APPROVING PROJECT PLAN (THE CHRISTIAN BROTHERS INSTITUTE OF MICHIGAN PROJECT) - BLOOMFIELD CHARTER TOWNSHIP To Oakland County Board of Commissioners Chairperson, Ladies and Gentlemen: WHEREAS The Economic Development Corporation of the County of Oakland (the "EDC") has recommended that the Board of Commissioners approve the Project Plan required by the Economic Development Corporations Act (the "Act") for the captioned Project, a copy of which has been presented to this meeting (the "Project Plan"); and WHEREAS the EDC's recommendations to the Board of Commissioners were based upon its determinations that the Project is reasonable and necessary to effectuate the purposes of the Act and that the Project Plan satisfies all of the requirements of the Act regarding project plans; and WHEREAS the governing body of Bloomfield Charter Township, Oakland County, Michigan, has also approved the Project Plan and given its consent to the exercise of jurisdiction over the Project by the EDC; and WHEREAS the Board of Commissioners has held a public hearing to consider whether the Project Plan constitutes a public purpose as contemplated by the Act; and WHEREAS the Board of Commissioners, following such public hearing and its review of the Project Plan, concurs in the determinations of the EDC with respect thereto; NOW THEREFORE BE IT RESOLVED that the Project Plan is hereby determined to constitute a public purpose as contemplated by the Act and is hereby approved; and BE IT FURTHER RESOLVED that the EDC is hereby authorized to take such steps as are necessary to implement the Project and the financing thereof by the issuance of its limited obligation revenue bonds as contemplated by the Project Plan; and BE IT FURTHER RESOLVED that the County Clerk is hereby directed to provide four certified copies of this resolution to the Assistant Secretary of the Board of the EDC. Chairperson, on behalf of the Planning and Building Committee, I move the adoption of the foregoing resolution. PLANNING AND BUILDING COMMITTEE Planning & Building Committee Vote: Motion carried on unanimous roll call vote with Jensen and Sever absent THE ECONOMIC DEVELOPMENT CORPORATION OF THE COUNTY OF OAKLAND Oakland County, Michigan The Christian Brothers Institute of Michigan, Inc. Project PROJECT PLAN CONTENTS 1. Summary Description of Project (Page 1) 2. Project Plan Certification by Company (Page 2) 3. Statutorily Required Information (Page 3) 4. Exhibits "A" - Project Area Legal Description "B" - Letter of Credit or Bond Purchaser's Commitment Letter "C" - Company Certificate Regarding Transfer of Employment - Company Certificate Regarding Payment of Prevailing Wages Other PROJECT PLAN SUMMARY DESCRIPTION OF THE CHRISTIAN BROTHERS INSTITUTE OF MICHIGAN, INC. PROJECT OWNER OF PROJECT: The Christian Brothers Institute of Michigan, Inc., a Michigan not for profit corporation CONTACT PERSON: Margaret I. Tanghe Tanghe & Associates 2064 Kristin Troy, MI 48084 (248) 649-4795 LOCATION OF PROJECT: Bloomfield Township, MI PROJECT AREA/DISTRICT AREA: See Exhibit A NATURE OF PROJECT: The project consists of refinancing existing term debt that was originally put in place prior to January 1, 1991 — the proceeds of which were used for a building expansion — and the construction of an approximately 7,000 square foot addition to the existing facility (the "Project"). EMPLOYMENT CREATED OR RETAINED: Employment Retained: 81 Employment Created: 4 TOTAL PROJECT COST: $1,300,000 BONDS TO BE ISSUED: $1,100,000 LETTER OF CREDIT ISSUER OR BOND PURCHASER: Comerica Bank DATE AND EXPIRATION DATE OF LETTER OF CREDIT OR BOND PURCHASE COMMITMENT: Letter of Credit Commitment is dated , 2000 and will expire , 2000. PROJECT PLAN CERTIFICATION THIS PROJECT PLAN WAS PREPARED FOR THE ECONOMIC DEVELOPMENT CORPORATION OF THE COUNTY OF OAKLAND IN ACCORDANCE WITH THE REQUIREMENTS OF THE ECONOMIC DEVELOPMENT CORPORATIONS ACT, ACT NO. 338 OF THE MICHIGAN PUBLIC ACTS OF 1974, AS AMENDED. THE UNDERSIGNED HAS PROVIDED ALL OF THE INFORMATION CONTAINED HEREIN AND HEREBY CERTIFIES AS TO THE ACCURACY AND VALIDITY OF SUCH INFORMATION AS OF THIS DATE. THE UNDERSIGNED UNDERSTANDS THAT THIS PROJECT PLAN IS STATUTORILY REQUIRED AND, IF IT CONTAINS ANY MATERIAL MISREPRESENTATION OR. INACCURACY, COULD RESULT IN THE INVALIDATION OF THE ECONOMIC DEVELOPMENT CORPORATION PROCEEDINGS REGARDING THE PROJECT TO WHICH THE PROJECT PLAN PERTAINS. THE CHRISTIAN BROTHERS INSTITUTE OF MICHIGAN, INC., a Michigan not for profit corporation - By: .7iVil1ianak Its: President 2 PROJECT PLAN STATUTORILY REQUIRED INFORMATION REGARDING THE CHRISTIAN BROTHERS INSTITUTE OF MICHIGAN, INC. PROJECT I. THE LOCATION AND EXTENT OF EXISTING STREETS AND OTHER PUBLIC FACILITIES WITHIN THE PROJECT DISTRICT AREA; THE LOCATION, CHARACTER, AND EXTENT OF THE CATEGORIES OF PUBLIC AND PRIVATE LAND USES NOW EXISTING AND PROPOSED FOR THE PROJECT AREA, INCLUDING RESIDENTIAL, RECREATIONAL, COMMERCIAL, INDUSTRIAL, EDUCATIONAL, AND OTHER USES; AND A LEGAL DESCRIPTION OF THE PROJECT AREA; The land that will be used as a part of the Project is currently developed and utilized for educational purposes by the Owner. The additional space will be an expansion of this existing facility. Legal description of Project Area attached as Exhibit A. II. A DESCRIPTION OF EXISTING IMPROVEMENTS IN THE PROJECT AREA TO BE DEMOLISHED, REPAIRED, OR ALTERED; A DESCRIPTION OF REPAIRS AND ALTERATIONS; AND AN ESTIMATE OF THE TIME REQUIRED FOR COMPLETION: Not Applicable III. THE LOCATION, EXTENT, CHARACTER, AND ESTIMATED COST OF THE IMPROVEMENTS, INCLUDING REHABILITATION CONTEMPLATED FOR THE PROJECT AREA, AND AN ESTIMATE OF THE TIME REQUIRED FOR COMPLETION: The Christian Brothers Institute of Michigan. Inc. is a Michigan not for profit corporation formed to facilitate the education of high school students under a college preparatory curriculum. The Project consists of refinancing existing term debt that was originally put in place prior to January 1, 1991 - the proceeds of which were used for a building expansion - and the construction of an approximately 7,000 square foot addition to the existing facility The existing debt is equal to approximately $600,000. The building expansion, including all site work and professional fees, is expected to cost $700,000. The expansion began May, 2000 and is expected to be completed by January, 2001. (See also IV for more detail) 3 IV. A DESCRIPTION OF THE CONSTRUCTION OR STAGES OF CONSTRUCTION PLANNED, AND THE ESTIMATED TIME OF COMPLETION OF EACH STAGE: Began construction of expansion: May, 2000 Complete expansion: January, 2001 (See also III) V. A DESCRIPTION OF THE PARTS OF THE PROJECT AREA TO BE LEFT AS OPEN SPACE AND THE USE CONTEMPLATED FOR THE SPACE: Green areas, less ingress and egress to the road and areas set aside for a parking lot, will surround the building after completion. There is no other intended use for the open space. VI. A DESCRIPTION OF PORTIONS OF THE PROJECT AREA WHICH THE ECONOMIC DEVELOPMENT CORPORATION OR THE COMPANY DESIRES TO SELL, DONATE, EXCHANGE OR LEASE TO OR FROM THE MUNICIPALITY AND THE PROPOSED TERMS: Not Applicable VII. A DESCRIPTION OF DESIRED ZONING CHANGES AND CHANGES IN STREET, STREET LEVELS, INTERSECTIONS AND UTILITIES: None VIII. A DESCRIPTION OF THE PROPOSED METHOD OF FINANCING THE PROJECT, INCLUDING ATTACHMENT OF A COPY OF THE LETTER OF CREDIT OR BOND PURCHASER'S COMMITMENT LETTER: The Project is anticipated to be financed with tax-exempt bonds issued by the Economic Development Corporation of the County of Oakland and secured by a Comerica Bank direct pay letter of credit. Copy of Letter of Credit commitment attached as Exhibit B. 4 IX. A STATEMENT REGARDING THE PAYMENT OF PREVAILING WAGE AND FRINGE BENEFIT RATES AS DETERMINED PURSUANT TO ACT NO. 166 OF THE MICHIGAN PUBLIC ACTS OF 1965, AS AMENDED (REGARDING WAGES ON STATE CONTRACTS): Owner certificate regarding payment of prevailing wages attached as Exhibit D. X. A LIST OF PERSONS WHO WILL MANAGE OR BE ASSOCIATED WITH THE MANAGEMENT OF THE PROJECT FOR A PERIOD OF NOT LESS THAN I (ONE) YEAR FROM THE DATE OF APPROVAL OF THE PROJECT PLAN: Margaret I. Tanghe XI. DESIGNATION OF THE PERSON OR PERSONS, NATURAL OR CORPORATE, TO WHOM THE PROJECT IS TO BE LEASED, SOLD OR CONVEYED AND FOR WHOSE BENEFIT THE PROJECT IS BEING UNDERTAKEN, TO THE EXTENT THAT INFORMATION IS PRESENTLY AVAILABLE: The Project is being undertaken for the benefit of The Christian Brothers Institute of Michigan, Inc., which will own the Project. MI. IF THERE IS NOT AN EXPRESS OR IMPLIED AGREEMENT WITH A PERSON OR PERSONS, NATURAL OR CORPORATE, THAT THE PROJECT WILL BE LEASED, SOLD, OR CONVEYED TO THOSE PERSONS, THE PROCEDURES FOR BIDDING FOR THE LEASING, PURCHASING OR CONVEYING OF THE PROJECT UPON ITS COMPLETION: Not Applicable XIII. ESTIMATES OF THE NUMBER OF PERSONS RESIDING IN THE PROJECT AREA AND THE NUMBER OF FAMILIES AND INDIVIDUALS TO BE DISPLACED. IF OCCUPIED RESIDENCES ARE DESIGNATED FOR ACQUISITION AND CLEARANCE, INCLUDE A SURVEY OF THE FAMILIES AND INDIVIDUALS TO BE DISPLACED, INCLUDING THEIR INCOME AND RACIAL COMPOSITION, A STATISTICAL DESCRIPTION OF THE HOUSING SUPPLY IN THE COMMUNITY, INCLUDING THE NUMBER OF PRIVATE AND PUBLIC UNITS IN EXISTENCE OR UNDER CONSTRUCTION, THE CONDITION OF THOSE IN EXISTENCE, THE NUMBER OF OWNER-OCCUPIED AND RENTER-OCCUPIED UNITS, THE ANNUAL RATE OF TURNOVER OF THE VARIOUS TYPES OF HOUSING AND THE RANGE OF RENTS AND SALE PRICES, AN ESTIMATE OF THE TOTAL DEMAND FOR HOUSING IN THE 5 COMMUNITY, AND THE ESTIMATED CAPACITY OF PRIVATE AND PUBLIC HOUSING AVAILABLE TO DISPLACED FAMILIES AND INDIVIDUALS: Not Applicable XIV. A PLAN FOR ESTABLISHING PRIORITY FOR THE RELOCATION OF PERSONS DISPLACED BY THE PROJECT IN NEW HOUSING IN THE PROJECT AREA: Not Applicable XV. PROVISION FOR THE COSTS OF RELOCATING PERSONS DISPLACED BY THE PROJECT AND FINANCIAL ASSISTANCE AND REIMBURSEMENT OF EXPENSES, INCLUDING LITIGATION EXPENSES AND EXPENSES INCIDENT TO THE TRANSFER OF TITLE, IN ACCORDANCE WITH THE STANDARDS AND PROVISIONS OF THE FEDERAL UNIFORM RELOCATION ASSISTANCE AND REAL PROPERTY ACQUISITION POLICIES ACT OF 1970, 42 U.S.C. 4601 TO 4655: Not Applicable XVI. A PLAN FOR COMPLIANCE WITH ACT NO. 227 OF THE MICHIGAN PUBLIC ACTS OF 1972, WHICH PERTAINS TO PROVIDING FINANCIAL ASSISTANCE, ADVISORY SERVICES AND REIMBURSEMENT OF CERTAIN EXPENSES TO DISPLACED PERSONS: Not Applicable XVII. OTHER MATERIAL AS THE ECONOMIC DEVELOPMENT CORPORATION, LOCAL PUBLIC AGENCY, OR GOVERNING BODY CONSIDERS PERTINENT: Not Applicable 6 Exhibit C COMPANY CERTIFICATE REGARDING TRANSFER OF EMPLOYMENT (The Christian Brothers Institute of Michigan, Inc. Project) The undersigned, The Christian Brothers Institute of Michigan, Inc., a Michigan not for profit corporation (the "Company"), hereby certifies to The Economic Development Corporation of the County of Oakland (the "EDC") as follows: 1. This Certificate is made and based upon the best of the Company's knowledge and belief, only after thorough investigation and discussion with all owners of the Company and others who might have knowledge regarding the subject matter. 2. The Company acknowledges that this Certificate will be employed by the EDC as the sole basis for the EDC's certification to the Board of Commissioners of the County of Oakland as to transfer of employment as required by Section 8(3) of the Economic Development Corporations Act, Act No. 338 of the Michigan Public Acts of 1974, as amended (the "Act"). 3. The Company understands that the EDC's Certification to the Board of Commissioners of the County of Oakland is a statutory requirement which, if improperly made or based upon any material misrepresentation or inaccuracy, might invalidate the proceedings regarding The Christian Brothers Institute of Michigan, Inc. Project (the "Project") pursuant to which the EDC expects ultimately to issue its limited obligation economic development revenue bonds to finance all or part of the Project. 4. As of the date hereof, the Project will not have the effect of transferring employment of more than 20 full-time persons from a municipality (as that term is defined in the Act) of this State to Bloomfield Township, Michigan, the municipality in which the Project will be located. THE CHRISTIAN BROTHERS INSTITUTE OF MICHIGAN, INC., a Michigan not for profit corporation By: William A. Dogan Its: President Dated: , 2000 C-1 Exhibit D COMPANY CERTIFICATE REGARDING PAYMENT OF PREVAILING WAGES (The Christian Brothers Institute of Michigan, Inc. Project) The undersigned, The Christian Brothers Institute of Michigan, Inc., a Michigan not for profit corporation (the "Company"), hereby certifies to The Economic Development Corporation of the County of Oakland (the "EDC") as follows: 1. The Company understands that this Certificate is a statutory requirement under the Economic Development Corporations Act, Act No. 338 of the Michigan Public Acts of 1974, as amended (the "Act") which, if improperly made or based upon any material misrepresentation or inaccuracy, might invalidate the proceedings regarding The Christian Brothers Institute of Michigan, Inc. Project (the "Project") pursuant to which the EDC expects ultimately to issue its limited obligation economic development revenue bonds to finance all or part of the Project. 2. Within the meaning and intent of Section 8(4)(h) of the Act, all persons performing work on the construction of the Project will be paid the prevailing wage and fringe benefit rates for the same or similar work in the locality in which the work is to be performed, as determined pursuant to Act No. 166 of the Michigan Public Acts of 1965, as amended. THE CHRISTIAN BROTHERS INSTITUTE OF MICHIGAN, INC., a Michigan not for profit corporation By: William A. Dogan Its: President Dated: .2000 EXHIBIT A LEGAL DESCRIPTION 1-,_ -SU- I:VtiY NULIEIER G"' 0. o S 5 - 2 PREL. , FlUAL $ /.- /7.- 14- sC ALE 1 1"." 2.1..ac.' DECAL DRSCRIFTION: (73P.r.7.711.F.P. !!!.CTI SCR)OL) 1.6.CC6 ACRES. PART OF THE WEST 1/2 OF SECTION 34, T. 2 N., 10 E., BLOOMFIELD TWP. , OAKLAND COUNTY MICHIGAN , DESCRIBETTAS COMMENCING AT A POINT ON TIIE WE,ST LINE OF SECTION 34 (ALSO BEING TILE CENTER LINE OF LANSER RD. 120 FT. WIDE) DISTANT S )1 DF.GBEES 22 MINUTES 40 SECONDS W. 588.13 I:T. FROM THE W. 1/4 CORNER OF SAID SECTION 34; THENCE N. 86 DEGREES 55 MINUTES 30 SECONDS E. 852.51 Fr.; THENCE N. 04 DEGREES 22 MINUTES 40 SECONDS E. 310.26 FT, TO THE CENTERLINE OF LINCOLN AVE, 60 FT. WIDE; TIIIENCE • ALONG SAID CENTERLINE N. 86 DEGREES 55 MINUTES 30 SECONDS E. 200.00 F. TO A POINT; THENCE S. 04 DEGREES 22 MINUTES. 40 SECONDS W. 237.00 FT; THENCE N. 86 DEGREES 55 MINUTES 30 SECONDS E. .229.55 FT. TO THE WEST LINE OF VIESTCHESTE; VILLAGE NO. 14 AS RECORDED LIBER 99, PAGE 15 OF PLATS, O.C.R. THENCE ALONG SA2D WEST LINE S. 04 DEGREES 22 MINUTES 40 SECONDS W. 670.83 *FT. TO A POINT; TUNCE N. 85 DEGREES 37 imam 20 SECONDS W. 1271.23 FT. .TO THE CENTERLINE OF SAID LANSER RD.; THENCE 'N. oh DEGREES 22 MINUTES 40 SECONDS E. 431.24 Fr. TO Puityr OF BEGINIZING. CONTAINING 16.806 ACRES OF LAND AND RESERVING THE WEST 60 rr. AND THE NORTH 30 Yr. FOR RD. PURPOSE., BEING SUBJECT TO ALL EASEVENTS AND ilA7rrEris OF RECORD. ALSO BEING SUB.IECT..v;), A 13.5' .WIp.4_,•.4s.grp:r FOR INOItESS AND EGRESS WhiCh IS .DESCIURED_AS :FOLLOWS: BEGINNING AT A POINT DISTANT S. 04 DEGREES 22 MINUTES rio.7sEdoiii5S' ..88.13 ?r., AND . . 56 DIGREES 5 MINUTES 30 SECONDS E. 60,51 yr.; FROM THE WEST 3./4 CORNER OF ,SECTION 34; CONTINUING 1) M DEGREES 55 PinWiss 30 sECONbS E. 792.00 FT. , TO A POINT TiCENCE N. 04 DEGhERS 2 I.121;UTES 40 SECONDS E. 279.97 I., THENCE N. 86 DEGREES 55 MINUTES 30 SECONDS E. 13.5 31T. TilEnCE S. 04 DEGREES 22 M1NU1V.S 40 SECONDS 14ST 293.47 Fr., THENCE S. 86 DECREES 55 MINUTES 30 SECONDS WEST (35.5 mi., THENCE N. 04 DEGREES 22 MINUTES 40 SECONDS E. 13.5 Fr., TO poin OF BEGINNING. Z3tE iZZ M:911 1101:1130 TIVIIS 80: II f PH) 00 I - *:10N 100 mama November 17, 2000 Christian Brother 7101 Lahser Roa Bloomfield Hills, Attention: Br Dear Brother Do We are pl credit facility for financing the Be Institute of' Michigan ichigan 48301 ther William A. Dogan ased to advise you that Comerica Bank ("Bank") has approved the following hristian Brothers Institute of Michigan ("Borrower") for the purpose of ower's capital expenditures and refinancing existing indebtedness to Bank. A. LETTER F CREDIT The Bank up to $1,200,000 acceptable to the principal and eert Economic Devclo the financing of c Bloomfield Hills, owed by BOTTOWC Bank, shall be v to the Bank. as approved an irrevocable and unconditional direct pay Letter of Credit for o be issued in favor of a financial institution having Mist powers which is ank (acting as Trustee for the bondholders) as security for the payment of in accrued interest with regard to a $1,100,000 bond issue to be issued by The ment Corporation of the County of Oakland (the "Bonds") in connection with am n capital expenditures for Borrower's operating facilities located in ichigan and refinancing of certain indebtedness in the amount of $585,655 to Bank. The Bonds are to be sold through an underwriter acceptable to the able rate demand bonds and shall be issued on terms and conditions acceptable The Lette Letter of Credit w Credit ("Letter of to pay to the Ban initial stated arno Bank a fee of $10 of Credit will be issued for five years from the date the Bonds are issued. The !carry a fee of 1% per annum on the outstanding balance of the Letter of redit Fee") payable quarterly in advance. The Borrower shall also be required at closing a commitment Fee equal to one half of one percent (V2%) of the rit of the letter of credit. The Borrower shall also be required to pay to the for each draw under the Letter of Credit submitted by the Trustee to the Bank, If the Bon below, the commi only at the sole di s have not been issued and sold on or before the Expiration Date, as defined ents set forth herein with respect to the Letters of Credit may be renewed cretion of the Bank. A financi the life of the Be transaction for th r:ISmb\COMDEv\Alexa institution with trust powers approved by the Bank shall act as Trustee during ds to make disbursements, to collect payments, and to administer the benefit of the Bank as issuer of the Letter of Credit and for the benefit of the er Pet \RECAPS \CHRISIIRthcommitment lcncr.wpd NOV. -17' 00 (FRI) 10:59 SMALL BUS. DETROIT. L:313 222 3452 P.002 IMMNI Christian Brothers Institute of Michigan November 17, 2000 Page 2 bondholders. The Trustee's fees and expenses will be separately quoted to you and paid pursuant to your arrangements with the Trustee. The Bank will require execution by the Borrower of a Reimbursement Agreement which ..i shall provide, among other things, for reimbursement by the Borrower of any amounts drawn by the Trustee under the Letter of Credit and other amounts relating to the Bond and the Letter of Credit, including the Letter of Credit Fee, which are customarily paid for by e Bank's customers. The Reimbursement Agreement shall include affirmative, negativ and financial covenants acceptable to the Bank in its sole discretion. rrti The Reimbursement Agreement will require, among other things, that the Borrower optionally redeem bonds each year (beginning two years after closing) based n an 18 year mortgage style amortization. Each month, the Borrower will be required to d posit to a cash collateral account with the Bank an amount equal to 1/12 of the next occu • annual redemption. The Reimbursement Agreement will also contain the following provi4ions: (a) Standard default clauses, including, a provision cross Qefaulting the Reimbursement Agreement to all of the Borrower's obligations to the Bank and providing that any default under any of the provisions of the Borrower's loan agreement with the Bank will be a default under the Reimbursement Agreement (regardless of any termination of such loan agreement). (b) A clause which provides for a default in the event therle should be any material change for any reason whatsoever in the management. ownership oi control of the Borrower which shall in the reasonable judgment of the Bank adversely affet future prospects for the successful operation of the Borrower. , The Bank reserves the right to approve bond counsel acting with respect to the issuance of the Bonds_ The Bank will require note counsel's opinion on matters relatd to the issuance of the Bonds. The Bank will also require legal opinions from attorneys accepta le to the Bank on behalf of the Borrower as to such legal matters as are deemed necessary by te Bank and its legal counsel. All documentation is subject to the review and approval by the Ba '5 designated legal counsel. The Bank may require such certificates, instruments and other doc merits that are customarily included as part of transactions of the type described by this le ter in form and substance acceptable to the Bank, TASmb1COMDEVIAI•Xander PKIRECAPSICHRf SIIRCA commitment fencr.wpd w, flood) insurance ompany aunt satisfactory to Mortgaged Lk. The Bank must NOV.-17001FR') 10:59 SMALL BUS. DETROIT TEL:515 222 5452 P. 003 111111111111 Christian Brothers Institute of Michigan November 17, 2000 Page 3 B. SECT.JR1TY Security for the credit facilities will consist of the following: 1. A first priority mortgage by Borrower in favor of Bank with re estate and improvements located at 7101 Lahser Road, Bloomi Michigan ("Mortgaged Property") securing all obligations and Borrower to Bank. ipect to the real ield Hills, liabilities of s and liabilities of 2. A security interest in any Bond proceeds securing all obligatio Borrower to Bank. C. CONDIIIONS As a condition to closing the loans, the Bank shall have received, revi the following: wed and approved 1. Evidence of casualty and public liability (and, if required by I all satisfactory to the Bank as to form, amount and insurer. 2. ALTA mortgage title insurance policies from a title insurance satisfactory to the Bank, without standard exceptions, in an the Bank, insuring the Bank's mortgage to be a first lien on th Property subject only to those exceptions acceptable to the B receive either a title policy or marked-up commitment effectiVel as of closing. The policy shall contain zoning compliance, usury, comprehensivei, and any other endorsements required by the Bank. is factory to and roved by the Bank, 'acceptable to Bank ing the Mortgaged d plain area, and sts, all in 3. Minimum detail ALTA survey for the Mortgaged Property sal certified to the Bank and the title company, by a surveyor app showing no encroachments or adverse rights, other than those and showing ingress and egress, all recorded easements affect Property, whether or not the Mortgaged Property lies in a floc such other information as the Bank or the title company requl compliance with the Bank's survey requirements. T:NSmbNCOMDEVNAlexander Pat\RECAPSlCIIRISBROtcommitment lener.wpti including, but not .25 to 1.0 and a o 1.0. it other information by the Bank, the after and as at the iancial statements ilic accountants NOV.-17'00(FRI) 11:00 SMALL BUS. DETROIT TEL:313 222 3452 P.004 Christian Brothers Institute of Michigan November 17,2000 Page 4 4. A written Phase I environmental audit or risk assessment with respect to the Mortgaged Property acceptable to the Bank, prepared at Borrower's expense by an engineer or company experienced in such matters acceptable to the Bank with respect to the Mortgaged Property. 5. An appraisal of the Mortgaged Property prepared by appraiser S satisfactory to Bank in its sole discretion, indicating a loan to value ratio of 44 greater than 75%. rig terms and The Bank's obligation to make the loans shall be subject to the folio conditions, in addition to all of the terms and conditions stated above: The loans shall be evidenced and secured by loan documents commitment and otherwise in form satisfactory to the Bank at loan documents shall include warranties, representations and indemnify the Bank from any cost associated with any violatit laws or regulations. The loan documents shall contain, in addi covenants and default clauses acceptable to the Bank, the folk onsistent with this d its counsel. The greements to .na of environmental ;ion to the other wing provisions: (i) Financial covenants which are acceptable to the Bank, limited to, a cash flow coverage ratio of not less than debt to tangible net worth ratio of not greater than 4.0 (ii) The loan documents will provide that in addition to su as may be required in the loan documents or requestc Borrower will furnish the Bank within ninety (90) da end of each of the Borrower's fiscal years, reviewed for the Borrower prepared by independent certified p satisfactory to the Bank. (iii) The loan documents shall contain customary default not limited to: anses, including but 1. Failure to pay any interest, principal, or fees N 2. Failure to meet covenants; 3. Representations or warranties false in any ma made; 4. Cross default to other indebtedness of the Bor 5. Change of management, ownership or control TAtimb1COMDEVIAlexanda PatlRECARS\CHRISBRthcommitment letsetwpd hen due; .hiaIrespect when ower; r, including but lent defaults. counsel in form ts, warranties and ems of any is a party. shall automatically re December 31, Lses shall survive NOV. -17' 00 (FRI) 11:00 SMALL BUS. DETROIT TEL:3I5 222 3452 F. 005 titA Christian Brothers Institute of Michigan November 17, 2000 Page 5 • 6. Other usual defaults with respect to the Borrow not limited to insolvency, bankruptcy and judgr 2. The Bank shall have received an opinion of the Borrower's le, and substance satisfactory to the Bank. 3. There shall have been no material adverse change in the finan Borrower from the dare of the loan application. 4. The Borrower shall have supplied to the Bank such financial i respect to the Borrower, all of which financial information shi the Bank. 5. Whether or not the loan facilities close, the Borrower shall pa' incurred by the Bank in connection with the preparation of thi negotiation and preparation of the loan documents, and all oth expenses. ial condition of the formation with I be acceptable to all expenses letter, the r out-of-pocket 6. The transactions contemplated hereby, including the agreemet representations referred to herein, shall not violate any of thei agreement, including loan agreements, to which the Borrower This commitment and the Bank's obligation to close the loan facilitie expire and become mill and void if the loan facilities are not closed on or bef 2000. The provisions in this letter regarding the Borrower's payment of expe any termination of this letter. This loan commitment is made further subject to (a) the usual condit continued to be satisfied with the affairs of Borrower and (b) the absence of change in the business, condition (financial or otherwise), operations, perfor prospects of Borrower since the date of the most recent financial statements Bank, in that we material adverse lance, properties or rovided to the This commitment shall automatically expire unless a counterpart executed by the Borrower is delivered to the Bank on or before November 30, 2000 ("Expirv,tion Date"). manner as the Bank This commitment may be terminated at the Bank's option, and in an may determine if: TASmIACOMOEV\Alexander PaARECAPS\CHRISBRO1commitment Itttenwpd and conditions petition in ie appointment of a assignment for the ment by the established for the NOV. -17 00 (FRI ) 11:01 SMALL BUS. DETROIT TEL: 51.7, 222 3452 P 006 • FT-n(7meg icA Christian Brothers Institute of Michigan November 17, 2000 Page 6 (i) The Borrower shall fail to comply with any of the term hereof; or In the event of the filing by or against the Borrower of bankruptcy or insolvency or for reorganization, or for t receiver of trustee or the making by the Borrower of an benefit of creditors or the filing of a petition for arrang Borrower, which may exist at the time now or hereaftel closing of the loan facility contemplated hereunder; or (iii) any material adverse changes in the financial conditio business prospects of the Borrower occur. The terms and conditions of this commitment shall survive the closin except where superseded by the loan documents. The commitments set forth herein shall not be assignable by the Derr law, or otherwise, are not intended to create any rights in favor of and may n any third party. This commitment letter contains the entire agreement of the Borrowe the date hereof and is not subject to or supplemented by any previous corres discussions between the Borrower and the Bank or any other document not herein. No change in this commitment letter shall be binding upon the Bank writing and signed by the Bank. , properties or ; of the loan facility, wet by operation of it be relied upon by • and the Bank as of ondence or cpressly referenced mless expressed in It is a pleasure to offer this financing. Should you have any questio feel free to call me. Very truly yours, COMERICA BANK regarding this letter, Its: Patricia L. Aletand TASmb\COMDEVNAlexander Pat\ REC APS \ CI-IRISBROkommilrnent lecter.wpd NOV. -17' 00 (FRO 11:05 SMALL BUS. DETROIT TEL:3I3 222 3452 P. 007 Christian Brothers Institute orMichigan November 17. 2000 Page 7 Accepted and Agreed: CHRISTIAN BROTHERS INSTITUTE OF MICHIGAN Dated: November /7 , 2000 By: TASnill\CONIDEVnAlexander Put\RECAPS \CHR153ROlcilmmitment lciter.wpd Exhibit C COMPANY CERTIFICATE REGARDING TRANSFER OF EMPLOYMENT (The Christian Brothers Institute of Michigan, Inc. Project) The undersigned, The Christian Brothers Institute of Michigan, Inc., a Michigan not for profit corporation (the "Company"), hereby certifies to The Economic Development Corporation of the County of Oakland (the "EDC") as follows: 1. This Certificate is made and based upon the best of the Company's knowledge and belief, only after thorough investigation and discussion with all owners of the Company and others who might have knowledge regarding the subject matter. 2. The Company acknowledges that this Certificate will be employed by the EDC as the sole basis for the EDC's certification to the Board of Commissioners of the County of Oakland as to transfer of employment as required by Section 8(3) of the Economic Development Corporations Act, Act No. 338 of the Michigan Public Acts of 1974, as amended (the "Act"). 3. The Company understands that the EDC's Certification to the Board of Commissioners of the County of Oakland is a statuary requirement which, if improperly made or based upon any material misrepresentation or inaccuracy, might invalidate the proceedings regarding The Christian Brothers Institute of Michigan, Inc. Project (the "Project") pursuant to which the EDC expects ultimately to issue its limited obligation economic development revenue bonds to finance all or part of the Project. 4. As of the date hereof, the Project will not have the effect of transferring employment of more than 20 full-time persons from a municipality (as that term is defined in the Act) of this State to Bloomfield Township, Michigan, the municipality in which the Project will be located. THE CHRISTIAN BROTHERS INSTITUTE OF MICHIGAN, INC., a Michigan not for profit corporation By: William A_ Dogan Its: President Dated: t i .2000 1,1J;11;0,,, A Tr.er.n,1 C-1 Exhibit COMPANY CERTIFICATE REGARDING PAYMENT OF PREVAILING WAGES (The Christian Brothers Institute of Michigan, Inc. Project) The undersigned, The Christian Brothers Institute of Michigan, Inc., a Michigan not for profit corporation (the "Company"), hereby certifies to The Economic Development Corporation of the County of Oakland (the "EDC") as follows: 1. The Company understands that this Certificate is a statutory requirement under the Economic Development Corporations Act, Act No. 338 of the Michigan Public Acts of 1974, as amended (the "Act") which, if improperly made or based upon any material misrepresentation or inaccuracy, might invalidate the proceedings regarding The Christian Brothers Institute of Michigan, Inc. Project (the "Project") pursuant to which the EDC expects ultimately to issue its limited obligation economic development revenue bonds to finance all or part of the Project. 2. Within the meaning and intent of Section 8(4)(h) of the Act, all persons performing work on the construction of the Project will be paid the prevailing wage and fringe benefit rates for the same or similar work in the locality in which the work is to be performed, as determined pursuant to Act No. 166 of the Michigan Public Acts of 1965, as amended. THE CHRISTIAN BROTHERS INSTITUTE OF MICHIGAN, INC., a Michigan not for profit corporation By: William A. Dogan Its: President Dated: Il i I ‘s' . MOO Resolution #00327 December 14, 2000 Moved by Taub supported by Law the resolutions on the Consent Agenda be adopted, with the accompanying reports being accepted. AYES: Buckley, Causey-Mitchell, Colasanti, Coleman, Dingeldey, Douglas, Galloway, Gregory, Jensen, Law, McCulloch, McPherson, Melton, Millard, Moffitt, Obrecht, Palmer, Patterson, Sever, Suarez, Taub, Amos, (22) NAYS: None (0) A sufficient majority having voted therefor, the resolutions on the Consent Agenda were adopted, with accompanying reports accepted 1 HEREBY : -0V FOREGO RESOLtr 2-h S/61 Court ybiectftive L Brbokt Pan Date STATE OF MICHIGAN) COUNTY OF OAKLAND) I, G. William Caddell, Clerk of the County of Oakland, do hereby certify that the foregoing resolution is a true and accurate copy of a resolution adopted by the Oakland County Board of Commissioners on December 14, 2000 with the original record thereof now remaining in my office. In Testimony Whereof, T have hereunto set my hand and affixed the seal of the County of Oakland at Pontiac, Michigan this 14t11,day ofifDecember, 2000. G. William Caddell, County Clerk