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HomeMy WebLinkAboutReports - 2019.06.30 - 32064<CBDoc TenantId="2" EntityTypeId="3100" EntityId="2903" DocumentTypeId="2" EffectiveDate="06/30/2019" Interval="1" /> Investment Performance Review Period Ending June 30, 2019 July 18, 2019 Preliminary Oakland County ERS Defined Benefit Plan Monthly Flash Report Market Update Russell Indices Style Returns Equities Month 3 M YTD 1 Year 3 Yr Ann 5 Yr Ann V B G V B G S&P 500 Total Return 7.05 4.30 18.54 10.42 14.19 10.71 Russell Midcap Index 6.87 4.13 21.34 7.81 12.14 8.61 Russell 2000 Index 7.07 2.09 16.97 (3.35)12.28 7.05 Russell 1000 Growth Indx 6.87 4.64 21.49 11.56 18.07 13.38 Russell 1000 Value Index 7.18 3.84 16.24 8.45 10.17 7.45 Russell 3000 Index 7.02 4.09 18.71 8.98 14.01 10.18 MSCI EAFE NR 5.93 3.68 14.03 1.08 9.11 2.25 MSCI EM NR 6.24 0.61 10.58 1.21 10.66 2.49 Fixed Income Month 3 M YTD 1 Year Mod. Adj. Duration Yield to Worst Currencies 06/30/19 12/31/18 12/31/17 U.S. Aggregate 1.26 3.08 6.11 7.87 5.73 2.49 Euro Spot 1.14 1.15 1.20 U.S. Corporate Investment Grade 2.45 4.48 9.85 10.72 7.64 3.16 British Pound Spot 1.27 1.28 1.35 U.S. Corporate High Yield 2.28 2.50 9.94 7.48 3.23 5.87 Japanese Yen Spot 107.85 109.69 112.69 Global Aggregate 2.22 3.29 5.57 5.85 7.08 1.48 Swiss Franc Spot 0.98 0.98 0.97 Key Rates 06/30/19 12/31/18 12/31/17 12/31/16 12/31/15 Commodities 06/30/19 12/31/18 12/31/17 3 Month 2.09 2.35 1.38 0.50 0.16 Oil 58.47 47.60 55.72 US 2 Year 1.75 2.49 1.88 1.19 1.05 Gasoline 2.72 2.26 2.49 US 10 Year 2.01 2.68 2.41 2.44 2.27 Natural Gas 2.31 2.76 2.72 US 30 Year 2.53 3.01 2.74 3.07 3.02 Gold 1,413.70 1,300.20 1,187.30 ICE LIBOR USD 3M 2.32 2.81 1.69 1.00 0.61 Silver 15.34 15.80 16.50 Euribor 3 Month ACT/360 (0.35)(0.31)(0.33)(0.32)(0.13)Copper 271.35 264.45 337.15 Bankrate 30Y Mortgage Rates Na 3.80 4.51 3.85 4.06 3.90 Corn 431.50 397.50 404.25 Prime 5.50 5.50 4.50 3.75 3.50 BBG Commodity TR Idx 167.80 159.72 179.96 -12.9 -12.3 -9.1 -4.8 Levels (%)Levels -11.0 -9.3 YTD 2018 Index Returns (%)Levels S 13.5 17.0 20.3 S M 18.0 21.3 26.1 M June 30, 2019 Index Returns (%) L 16.2 18.8 21.5 L -8.3 -4.8 -1.5 27.1 21.8 21.4 20.4 19.1 18.5 17.3 17.2 16.2 14.7 13.1 8.1 0.0 5.0 10.0 15.0 20.0 25.0 30.0 YTD Sector Returns 6.5 4.1 0.8 -0.3 -2.2 -4.4 -8.4 -12.5 -13.0 -13.3 -14.7 -18.1-20.0 -15.0 -10.0 -5.0 0.0 5.0 10.0 2018 Sector Returns Page 1 Executive Summary Policy Target In Policy Outside Policy 0.0%8.0%16.0%24.0%32.0%40.0%48.0%56.0%60.0% Total Cash Composite (0.4%) Total Real Asset (9.9%) Total Fixed Income Composite (36.0%) Total Long/Short Equity Composite (5.8%) Total International Equity (14.3%) Total Domestic Equity (33.6%) Asset Allocation Compliance Asset Allocation $ Current Allocation (%) Minimum Allocation (%) Maximum Allocation (%) Target Allocation (%) Min. Rebal. ($000) Max. Rebal. ($000) Target Rebal. ($000) Total Fund Composite 747,254,530 100.0 N/A N/A 100.0 --- Total Domestic Equity 251,399,273 33.6 10.0 50.0 37.5 -176,673,820 122,227,992 28,821,176 Total International Equity 106,501,431 14.3 5.0 20.0 12.5 -69,138,704 42,949,475 -13,094,614 Total Long/Short Equity Composite 43,236,601 5.8 0.0 7.5 5.0 -43,236,601 12,807,489 -5,873,875 Total Fixed Income Composite 268,966,169 36.0 10.0 55.0 35.0 -194,240,716 142,023,823 -7,427,084 Total Real Asset 74,222,550 9.9 0.0 15.0 10.0 -74,222,550 37,865,630 502,903 Total Cash Composite 2,928,507 0.4 0.0 5.0 0.0 -2,928,507 34,434,219 -2,928,507 Asset Allocation Compliance Oakland County Employees' Retirement System Total Fund Composite As of June 30, 2019 Page 2 Executive Summary Policy Target In Policy Outside Policy 0.0%8.0%16.0%24.0%32.0%40.0%48.0%56.0%60.0% Total Cash Composite (0.4%) Total Real Asset (9.9%) Total Fixed Income Composite (36.0%) Total Long/Short Equity Composite (5.8%) Total International Equity (14.3%) Total Small Cap Equity Composite (6.6%) Total Mid Cap Equity Composite (7.8%) Total Large Cap Equity Composite (19.3%) Asset Allocation Compliance Asset Allocation $ Current Allocation (%) Target Allocation (%) Target Rebal. ($000) Total Fund Composite 747,254,530 100.0 100.0 - Total Large Cap Equity Composite 144,157,488 19.3 25.0 42,656,145 Total Mid Cap Equity Composite 58,230,007 7.8 6.3 -11,526,599 Total Small Cap Equity Composite 49,011,778 6.6 6.3 -2,308,370 Total International Equity 106,501,431 14.3 12.5 -13,094,614 Total Long/Short Equity Composite 43,236,601 5.8 5.0 -5,873,875 Total Fixed Income Composite 268,966,169 36.0 35.0 -7,427,084 Total Real Asset 74,222,550 9.9 10.0 502,903 Total Cash Composite 2,928,507 0.4 0.0 -2,928,507 Asset Allocation Compliance Oakland County Employees' Retirement System Total Fund Composite As of June 30, 2019 Page 3 May 31, 2019 : $721,005,971 June 30, 2019 : $747,254,530 Allocation Market Value Allocation SSgA S&P 500 34,565,862 4.8¢ SSgA S&P 500 Equal Weighted Index 33,671,737 4.7¢ T. Rowe Price 66,318,632 9.2¢ Wedge Capital Partners 13,525,076 1.9¢ TimesSquare 13,171,931 1.8¢ Great Lakes SmidCap 13,788,087 1.9¢ Reinhart Partners 14,154,157 2.0¢ Lee Munder (LMCG)23,480,952 3.3¢ Loomis Small Cap 22,127,241 3.1¢ Lazard 36,613,264 5.1¢ Pictet 45,896,489 6.4¢ Berkeley Street 18,161,972 2.5¢ ABS Global 43,236,601 6.0¢ CS McKee 134,827,180 18.7¢ Loomis Fixed Income 82,098,160 11.4¢ Franklin Templeton 36,643,680 5.1¢ Churchill Senior Loan Fund 12,385,544 1.7¢ Morgan Stanley 43,419,565 6.0¢ JPM Euro Property 119,897 0.0¢ Prudential PRISA II 18,804,197 2.6¢ Alidade Capital Fund IV 3,396,922 0.5¢ Walton Street Real Estate 3,369,084 0.5¢ AEW Real Estate 1,967,346 0.3¢ ValStone Opportunity Fund V 2,196,341 0.3¢ Cash and Equivalents Account 126,738 0.0¢ Private Markets Cash 2,939,316 0.4¢ Allocation Market Value Allocation SSgA S&P 500 37,000,840 5.0¢ SSgA S&P 500 Equal Weighted Index 36,224,241 4.8¢ T. Rowe Price 70,932,407 9.5¢ Wedge Capital Partners 14,289,184 1.9¢ TimesSquare 14,072,313 1.9¢ Great Lakes SmidCap 14,719,327 2.0¢ Reinhart Partners 15,149,183 2.0¢ Lee Munder (LMCG)25,191,156 3.4¢ Loomis Small Cap 23,820,622 3.2¢ Lazard 38,473,964 5.1¢ Pictet 48,554,976 6.5¢ Berkeley Street 19,472,491 2.6¢ ABS Global 43,236,601 5.8¢ CS McKee 136,516,563 18.3¢ Loomis Fixed Income 82,887,627 11.1¢ Franklin Templeton 37,176,434 5.0¢ Churchill Senior Loan Fund 12,385,544 1.7¢ Morgan Stanley 44,209,752 5.9¢ JPM Euro Property 119,897 0.0¢ Prudential PRISA II 18,804,197 2.5¢ Alidade Capital Fund IV 3,396,922 0.5¢ Walton Street Real Estate 3,292,920 0.4¢ AEW Real Estate 2,202,521 0.3¢ ValStone Opportunity Fund V 2,196,341 0.3¢ Cash and Equivalents Account -367,378 0.0¢ Private Markets Cash 3,295,885 0.4¢ Asset Allocation By Manager Total Fund Composite As of June 30, 2019 Page 4 Financial Reconciliation Quarter to Date Market Value 04/01/2019 Net Transfers Contributions Distributions Management Fees Other Expenses Income Apprec./ Deprec. Market Value 06/30/2019 Total Fund Composite 741,903,342 - 49,405 -15,006,343 -270,769 -5,961 2,759,601 17,825,254 747,254,530 Total Equity Composite 403,832,622 -15,241,790 43,053 - -130,110 -3,135 1,007,644 11,629,020 401,137,304 Total Domestic Equity 256,607,159 -15,241,790 -- -4,751 -1,555 735,668 9,304,543 251,399,273 Total Large Cap Equity Composite 153,414,386 -15,000,000 -- -4,751 -131 373,319 5,374,665 144,157,488 SSgA S&P 500 35,472,927 --- -1,733 -- 1,529,646 37,000,840 SSgA S&P 500 Equal Weighted Index 34,869,208 --- -3,018 -- 1,358,051 36,224,241 T. Rowe Price 83,072,251 -15,000,000 ----131 373,319 2,486,968 70,932,407 Total Mid Cap Equity Composite 55,942,763 -38,488 ----785 230,420 2,096,097 58,230,007 Seizert Capital Partners 13,700 -13,700 ----83 83 -- Wedge Capital Partners 14,025,189 -----256 90,150 174,102 14,289,184 TimesSquare 12,959,863 -----196 23,990 1,088,655 14,072,313 Munder Capital 28,944,011 -29,139,369 ----51 5,347 190,062 - Great Lakes SmidCap - 14,580,627 ----36 63,386 75,350 14,719,327 Reinhart Partners - 14,533,954 ----162 47,464 567,927 15,149,183 Total Small Cap Equity Composite 47,250,009 -203,302 ----639 131,929 1,833,780 49,011,778 Lee Munder (LMCG)24,585,456 -----226 108,323 497,604 25,191,156 Loomis Small Cap 22,664,554 -203,302 ----413 23,607 1,336,177 23,820,622 Total International Equity 103,801,045 - 43,053 - -125,359 -1,580 271,976 2,512,294 106,501,431 Lazard 37,211,429 ---- -1,580 271,976 992,139 38,473,964 Pictet 47,434,093 --- -82,305 -- 1,203,188 48,554,976 Berkeley Street 19,155,524 - 43,053 - -43,053 -- 316,967 19,472,491 Total Long/Short Equity Composite 43,424,418 ------ -187,817 43,236,601 ABS Global 43,424,418 ------ -187,817 43,236,601 Total Fixed Income Composite 262,301,846 -325,738 --- -2,738 1,749,693 5,243,105 268,966,169 Total Domestic Fixed Income 212,900,161 ---- -2,738 1,749,693 4,757,074 219,404,190 CS McKee 132,495,660 ---- -1,058 1,104,885 2,917,077 136,516,563 Loomis Fixed Income 80,404,502 ---- -1,680 644,808 1,839,997 82,887,627 Total Global Fixed 36,690,403 ------ 486,031 37,176,434 Franklin Templeton 36,690,403 ------ 486,031 37,176,434 Private Fixed Income 12,711,282 -325,738 ------ 12,385,544 Churchill Senior Loan Fund 12,711,282 -325,738 ------ 12,385,544 Financial Reconciliation Total Fund Quarter To Date Ending June 30, 2019 Page 5 Financial Reconciliation Total Fund Quarter To Date Ending June 30, 2019 Market Value 04/01/2019 Net Transfers Contributions Distributions Management Fees Other Expenses Income Apprec./ Deprec. Market Value 06/30/2019 Total Real Asset 73,088,509 357,271 ---140,659 --917,429 74,222,550 Total Real Estate 70,892,168 357,271 ---140,659 --917,429 72,026,209 Morgan Stanley 43,419,565 ----127,243 --917,429 44,209,752 JPM Euro Property 119,897 -------119,897 Prudential PRISA II 18,804,197 -------18,804,197 Alidade Capital Fund IV 3,441,195 -44,273 ------3,396,922 Walton Street Real Estate 3,343,270 -36,933 ---13,416 ---1 3,292,920 AEW Real Estate 1,764,044 438,477 ------2,202,521 Private Investments 2,196,341 -------2,196,341 ValStone Opportunity Fund V 2,196,341 -------2,196,341 Total Cash Composite 2,680,365 15,210,257 6,352 -15,006,343 --88 2,264 35,700 2,928,507 Cash and Equivalents Account 80,553 14,550,565 6,352 -15,006,343 --88 1,583 --367,378 Private Markets Cash 2,599,812 659,692 ----681 35,700 3,295,885 Page 6 Asset Allocation & Performance Allocation Market Value $ % Performance(%) MTH QTD FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date Total Fund Composite 747,254,530 100.0 3.67 2.85 3.16 11.17 5.63 8.64 6.28 8.43 9.49 8.37 10/01/1986 Total Fund Policy Index 4.13 3.25 4.07 11.89 7.18 8.56 6.37 8.71 10.04 8.84 Total Equity Composite 401,137,304 53.7 5.93 3.34 0.46 16.77 4.11 11.54 7.34 11.16 12.27 9.58 10/01/1986 Total Equity Index 6.76 3.68 0.89 17.47 5.80 12.32 8.71 12.66 13.56 9.96 Total Fixed Income Composite 268,966,169 36.0 1.22 2.75 7.09 5.99 7.65 3.46 3.13 3.32 4.85 6.39 10/01/1986 Total Fixed Income Index 1.44 3.12 7.66 6.20 7.53 2.16 2.72 2.41 3.71 6.18 Total Real Asset 74,222,550 9.9 1.25 1.25 5.33 3.10 7.69 8.75 10.79 10.99 8.79 4.86 07/01/2008 NCREIF Fund Index-ODCE (VW)0.00 0.00 3.20 1.42 5.36 7.22 9.54 10.37 9.77 5.30 Total Cash Composite 2,928,507 0.4 Asset Allocation & Performance Total Fund Composite As of June 30, 2019 Page 7 Asset Allocation & Performance Total Fund Composite As of June 30, 2019 Allocation Market Value $ % Performance(%) MTH QTD FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date Total Domestic Equity 251,399,273 33.6 7.07 4.32 0.99 19.26 7.08 N/A N/A N/A N/A N/A 10/01/1986 Total Large Cap Equity Composite 144,157,488 19.3 7.14 4.42 3.17 19.53 10.31 14.33 10.92 14.19 14.66 10.40 07/01/2008 SSgA S&P 500 (1.5 bps)37,000,840 5.0 7.05 4.31 2.53 18.54 10.45 14.25 10.77 14.06 N/A 13.48 10/01/2009 S&P 500 Index 7.05 4.30 2.51 18.54 10.42 14.19 10.71 13.98 14.70 13.41 SSgA S&P 500 Equal Weighted Index (4 bps)36,224,241 4.8 7.59 3.89 2.64 19.48 8.21 N/A N/A N/A N/A 3.84 02/01/2018 S&P 500 Equal Weighted 7.54 3.72 2.62 19.19 8.18 12.41 9.14 13.94 15.56 3.77 T. Rowe Price (25 bps)70,932,407 9.5 6.96 4.66 3.64 19.93 11.09 15.60 11.72 14.86 N/A 13.98 10/01/2009 S&P 500 Index 7.05 4.30 2.51 18.54 10.42 14.19 10.71 13.98 14.70 13.41 Total Mid Cap Equity Composite 58,230,007 7.8 6.57 4.16 -0.75 18.15 3.58 11.63 7.36 12.10 13.81 9.31 07/01/2008 Wedge Capital Partners (75 bps)14,289,184 1.9 5.65 1.88 -5.34 14.94 -2.46 8.35 6.68 12.09 14.76 7.71 05/01/2007 Russell Midcap Value Index 6.75 3.19 0.37 18.02 3.68 8.95 6.72 12.34 14.56 6.91 TimesSquare (80 bps)14,072,313 1.9 6.84 8.59 7.79 26.91 15.30 16.75 11.23 15.24 N/A 15.00 09/01/2009 Russell Midcap Growth Index 7.02 5.40 5.92 26.08 13.94 16.49 11.10 14.76 16.02 15.07 Great Lakes SmidCap (55 bps)14,719,327 2.0 6.75 0.95 N/A N/A N/A N/A N/A N/A N/A -2.33 05/01/2019 Russell 2500 Index 7.09 2.96 -2.80 19.25 1.77 12.34 7.66 12.51 14.44 -0.52 Reinhart Partners (65 bps)15,149,183 2.0 7.03 4.23 N/A N/A N/A N/A N/A N/A N/A 2.82 05/01/2019 Russell 2500 Index 7.09 2.96 -2.80 19.25 1.77 12.34 7.66 12.51 14.44 -0.52 Total Small Cap Equity Composite 49,011,778 6.6 7.46 4.17 -3.36 19.29 1.82 12.78 7.73 11.45 13.31 10.03 07/01/2008 Lee Munder (70 bps)25,191,156 3.4 7.28 2.46 -5.54 16.50 -3.84 8.72 6.89 11.28 13.20 9.01 09/01/2005 Russell 2000 Value Index 6.37 1.38 -7.72 13.47 -6.24 9.81 5.39 10.31 12.40 6.62 Loomis Small Cap (90 bps)23,820,622 3.2 7.65 6.04 -0.93 22.38 7.52 19.73 12.25 N/A N/A 15.63 09/01/2012 Russell 2000 Growth Index 7.70 2.75 -5.70 20.36 -0.49 14.69 8.63 12.87 14.41 12.91 Page 8 Asset Allocation & Performance Total Fund Composite As of June 30, 2019 Allocation Market Value $ % Performance(%) MTH QTD FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date Total International Equity 106,501,431 14.3 5.83 2.68 0.87 15.94 -0.12 9.51 3.65 7.79 8.30 3.90 07/01/2008 Total International Equity Index 6.07 3.22 0.99 14.00 1.80 9.91 2.65 6.78 6.68 2.54 Lazard (75 bps)38,473,964 5.1 5.08 3.40 2.80 14.42 3.50 9.48 4.02 8.87 9.54 5.74 09/01/2006 MSCI AC World ex USA 6.07 3.22 0.99 14.00 1.80 9.91 2.65 6.85 7.03 3.78 Pictet (65 bps)48,554,976 6.5 5.88 2.54 -2.86 17.18 -4.24 9.10 3.12 7.75 7.75 1.45 01/01/2008 MSCI EAFE Index 5.97 3.97 0.18 14.49 1.60 9.65 2.74 7.81 7.40 2.03 Berkeley Street (95 bps)19,472,491 2.6 7.22 1.65 7.18 15.91 3.77 11.66 4.55 N/A N/A 4.98 11/01/2012 MSCI Emerging Markets Index 6.32 0.74 2.58 10.78 1.61 11.06 2.87 4.53 6.17 3.67 Total Long/Short Equity Composite 43,236,601 5.8 0.00 -0.43 -3.21 5.24 -2.48 5.21 2.53 4.25 N/A 3.82 10/01/2010 ABS Global (100 bps)43,236,601 5.8 0.00 -0.43 -3.21 5.24 -2.48 5.21 2.66 5.80 N/A 4.69 10/01/2010 HFRI FOF: Strategic Index 2.77 1.89 1.22 8.21 0.59 5.21 2.37 4.16 3.56 3.04 Total Domestic Fixed Income 219,404,190 29.4 1.24 3.16 7.58 6.61 7.88 N/A N/A N/A N/A N/A 07/01/2008 CS McKee (35 bps)136,516,563 18.3 1.25 3.04 7.78 6.37 7.91 2.66 3.33 2.94 N/A 3.88 02/01/2010 Blmbg. Barc. U.S. Aggregate Index 1.26 3.08 7.85 6.11 7.87 2.31 2.95 2.62 3.90 3.55 Loomis Fixed Income (30 bps)82,887,627 11.1 1.23 3.36 7.22 7.02 7.83 4.18 3.38 4.24 N/A 5.66 04/01/2010 Blmbg. Barc. U.S. Aggregate Index 1.26 3.08 7.85 6.11 7.87 2.31 2.95 2.62 3.90 3.59 Total Global Fixed 37,176,434 5.0 1.45 1.32 4.86 3.39 6.23 N/A N/A N/A N/A N/A 04/01/2010 Franklin Templeton (60 bps)37,176,434 5.0 1.45 1.32 4.86 3.39 6.23 4.52 1.40 2.98 N/A 3.11 04/01/2010 JPM Global Government Bond Index 2.14 3.49 7.49 5.37 5.66 0.90 1.17 1.01 2.48 2.38 Page 9 Asset Allocation & Performance Total Fund Composite As of June 30, 2019 Allocation Market Value $ % Performance(%) MTH QTD FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date Total Real Estate 72,026,209 9.6 1.29 1.29 5.30 3.09 7.68 N/A N/A N/A N/A 9.30 09/01/2016 NCREIF Fund Index-ODCE (VW)0.00 0.00 3.20 1.42 5.36 7.22 9.54 10.37 9.77 7.66 Morgan Stanley (84 bps)44,209,752 5.9 2.11 2.11 6.03 3.71 8.38 9.27 11.48 12.35 11.35 6.59 01/01/2008 NCREIF Fund Index-ODCE (VW)0.00 0.00 3.20 1.42 5.36 7.22 9.54 10.37 9.77 5.22 Prudential PRISA II (85 bps)18,804,197 2.5 0.00 0.00 3.46 1.98 5.84 8.14 10.78 11.68 N/A 12.08 10/01/2011 NCREIF Property Index 0.00 0.00 3.20 1.80 4.93 6.36 8.50 9.20 9.09 9.42 JPM Euro Property 119,897 0.0 0.00 0.00 -20.52 -20.37 -16.88 0.82 2.08 1.70 -1.29 -1.03 04/01/2009 NCREIF Property Index 0.00 0.00 3.20 1.80 4.93 6.36 8.50 9.20 9.09 8.29 Total Cash Composite 2,928,507 0.4 Cash and Equivalents Account (No fee)-367,378 0.0 Private Markets Cash 3,295,885 0.4 Page 10 Comparative Performance - IRR MTH QTD FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date ValStone Opportunity Fund V 0.00 0.00 6.40 3.48 7.91 4.33 N/A N/A N/A 7.78 08/27/2014 Alidade Capital Fund IV 0.00 0.00 1.96 1.78 3.37 N/A N/A N/A N/A 3.18 04/20/2017 Walton Street Real Estate 0.00 -0.40 4.04 1.17 6.32 N/A N/A N/A N/A 10.68 05/24/2017 AEW Real Estate 0.00 0.00 14.45 4.62 17.00 N/A N/A N/A N/A 5.02 09/28/2017 Churchill Senior Loan Fund 0.00 0.00 3.49 2.01 5.39 N/A N/A N/A N/A 6.30 12/07/2017 Comparative Performance - IRR Alternative Investments As of June 30, 2019 Page 11 Disclosures AndCo compiled this report for the sole use of the client for which it was prepared. AndCo is responsible for evaluating the performance results of the Total Fund along with the investment advisors by comparing their performance with indices and other related peer universe data that is deemed appropriate. AndCo uses the results from this evaluation to make observations and recommendations to the client. AndCo uses time-weighted calculations which are founded on standards recommended by the CFA Institute. The calculations and values shown are based on information that is received from custodians. AndCo analyzes transactions as indicated on the custodian statements and reviews the custodial market values of the portfolio. As a result, this provides AndCo with a reasonable basis that the investment information presented is free from material misstatement. This methodology of evaluating and measuring performance provides AndCo with a practical foundation for our observations and recommendations. Nothing came to our attention that would cause AndCo to believe that the information presented is significantly misstated. This performance report is based on data obtained by the client’s custodian(s), investment fund administrator, or other sources believed to be reliable. While these sources are believed to be reliable, the data providers are responsible for the accuracy and completeness of their statements. Clients are encouraged to compare the records of their custodian(s) to ensure this report fairly and accurately reflects their various asset positions. The strategies listed may not be suitable for all investors. We believe the information provided here is reliable, but do not warrant its accuracy or completeness. Past performance is not an indication of future performance. Any information contained in this report is for informational purposes only and should not be construed to be an offer to buy or sell any securities, investment consulting, or investment management services. Additional information included in this document may contain data provided by from index databases, public economic sources and the managers themselves. This document may contain data provided by Bloomberg Barclays. Bloomberg Barclays Index data provided by way of Barclays Live. This document may contain data provided by Standard and Poor’s. Nothing contained within any document, advertisement or presentation from S&P Indices constitutes an offer of services in jurisdictions where S&P Indices does not have the necessary licenses. All information provided by S&P Indices is impersonal and is not tailored to the needs of any person, entity or group of persons. Any returns or performance provided within any document is provided for illustrative purposes only and does not demonstrate actual performance. Past performance is not a guarantee of future investment results. This document may contain data provided by MSCI, Inc. Copyright MSCI, 2017. Unpublished. All Rights Reserved. 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Without limiting any of the foregoing, in no event shall MSCI, any of its affiliates or any other person involved in or related to compiling, computing or creating this information have any liability for any direct, indirect, special, incidental, punitive, consequential or any other damages (including, without limitation, lost profits) even if notified of, or if it might otherwise have anticipated, the possibility of such damages. This document may contain data provided by Russell Investment Group. Russell Investment Group is the source owner of the data contained or reflected in this material and all trademarks and copyrights related thereto. The material may contain confidential information and unauthorized use, disclosure, copying, dissemination or redistribution is strictly prohibited. This is a user presentation of the data. Russell Investment Group is not responsible for the formatting or configuration of this material or for any inaccuracy in presentation thereof. 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