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HomeMy WebLinkAboutResolutions - 2021.02.18 - 34160MISCELLANEOUS RESOLUTION #21042 February 18, 2021 BY: Commissioner William Miller, Chairperson, Economic Development and Infrastructure Committee IN RE: WATER RESOURCES COMMISSIONER —RESOLUTION TO AUTHORIZE OAKLAND COUNTY FARMINGTON HILLS WATER SUPPLY SYSTEM REFUNDING BONDS, SERIES 2021 To the Oakland County Board of Commissioners Chairperson, Ladies and Gentlemen: WHEREAS pursuant to the provisions of Act No. 342, Public Acts of Michigan, 1939, as amended ("Act 342"), the County of Oakland (the "County") has issued its Oakland County Farmington Hills Water Supply System Bonds, Series 2012, dated August 1, 2012 (the "Series 2012 Bonds"), in the original principal amount of $6,800,000 and its Oakland County Farmington Hills Water Supply System Improvements Bonds, Series 2014, dated September 1, 2014 (the "Series 2014 Bonds" and together with the Series 2012 Bonds, the "Prior Bonds"), in the original principal amount of $8,800,000. The Prior Bonds were issued to defray the part of the cost of acquiring and constructing water supply facilities pursuant to the Oakland County Farmington Hills 2012 Water Supply System Improvements Contract, dated May 1, 2012, between the City of Farmington Hills (the "Municipality") and the County (said contract hereinafter referred to as the "Contract"); and WHEREAS the Series 2012 Bonds remain outstanding in the aggregate principal amount of $4,555,000, mature in various principal amounts on October 1 in the years 2021 through 2034 and bear interest at rates per annum that vary from 2.00% to 3.125%; and WHEREAS the Series 2014 Bonds remain outstanding in the aggregate principal amount of $6,725,000, mature in various principal amounts on October 1 in the years 2021 through 2032 and bear interest at rates per annum that vary from 2.00% to 3,00%; and WHEREAS Act No. 34, Public Acts of Michigan, 2001, as amended ("Act 34") authorizes the County to refund all or any part of the outstanding Prior Bonds; and WHEREAS the County received a request from the Municipality to refund all or part of the outstanding Prior Bonds and to pay the costs of issuing the refunding bonds, and the governing body of the Municipality has adopted a resolution making such request and agreeing to continue to make payments to the County in accordance with the Contract in amounts sufficient to pay its share of the principal of and interest on the Refunding Bonds (defined below) and any of the Prior Bonds that are not refunded and all paying agency fees and other expenses and charges (including the County Agency's administrative expenses) that are payable on account of the Refunding Bonds and those Prior Bonds that are not refunded; and WHEREAS, it is in the best interests of the County and the Municipality that the Prior Bonds be refunded to achieve initially -estimated debt service savings of approximately $875,000, or such other amount satisfying the requirements of the County's Debt Management Policy dated as of January, 2004. NOW THEREFORE BE IT RESOLVED 1. AUTHORIZATION OF BONDS —PURPOSE. Bonds of the County (the "Refunding Bonds") aggregating the principal sum of not to exceed Eleven Million Three Hundred Twenty -Five Thousand Dollars ($11,325,000) shall be issued and sold in one or more series pursuant to the provisions of Act 34, and other applicable statutory provisions, for the purpose of refunding all or part of the outstanding Prior Bonds. 2. BOND DETAILS. The Refunding Bonds shall be designated "Oakland County Farmington Hills Water Supply System Refunding Bonds, Series 2021," or as otherwise designated by the Oakland County Water Resources Commissioner, acting as County Agency for the County under Act 342 (the "County Agency"), at the time of sale of the Bonds; shall be in the principal amount and shall be dated as of such date as shall be determined by the County Agency at the time of sale; shall be numbered from 1 upwards; shall be fully registered; shall be in the denomination of $5,000 each or any integral multiple thereof not exceeding the aggregate principal amount for each maturity at the option of the purchaser thereof; shall bear interest at a rate or rates not exceeding 5% per annum to be determined by the County Agency upon the sale thereof payable on such dates as shall be determined by the County Agency at the time of sale; and shall mature on such dates and in such amounts as shall be determined by the County Agency at the time of sale. If requested by the original purchaser of the bonds and determined by the County Agency, the bonds may be issued in the form of a single bond with an exhibit containing the principal maturity amounts and applicable interest rates and due dates. 3. PAYMENT OF PRINCIPAL AND INTEREST. The principal of and interest on the Refunding Bonds shall be payable in lawful money of the United States. Principal shall be payable upon presentation and surrender of the bonds to the bond registrar and paying agent as they severally mature. Interest shall be paid to the registered owner of each bond as shown on the registration books at the close of business on the fifteenth day of the calendar month preceding the month in which the interest payment is due. Interest shall be paid when due by check or draft drawn upon and mailed by the bond registrar and paying agent to the registered owner at the registered address. 4. BOOK -ENTRY SYSTEM. Initially, one fully -registered bond for each maturity, in the aggregate amount of such maturity, shall be issued in the name of Cede & Co., as nominee of The Depository Trust Company ("DTC) for the benefit of other parties (the 'Participants") in the book - entry -only transfer system of OTC. In the event the County determines that it is in the best interest of the County not to continue the book -entry system of transfer or that the interests of the holders of the Refunding Bonds might be adversely affected if the book -entry system of transfer is continued, the County may notify DTC and the bond registrar and paying agent, whereupon DTC will notify the Participants of the availability through DTC of bond certificates. In such event, the bond registrar and paying agent shall deliver, transfer and exchange bond certificates as requested by DTC and any Participant or 'beneficial owner" in appropriate amounts in accordance with this Resolution. DTC may determine to discontinue providing its services with respect to the Refunding Bonds at any time by giving notice to the County and the bond registrar and paying agent and discharging its responsibilities with respect thereto under applicable law or the County may determine that DTC is incapable of discharging its duties and may so advise DTC. In either such event, the County shall use reasonable efforts to locate another securities depository. Under such circumstances (if there is no successor securities depository), the County and the bond registrar and paying agent shall be obligated to deliver bond certificates in accordance with the procedures established by this Resolution. In the event bond certificates are issued, the provisions of this Resolution shall apply to, among other things, the transfer and exchange of such certificates and the method of payment of principal of and interest on such certificates. Whenever DTC requests the County and the bond registrar and paying agent to do so, the County and the bond registrar and paying agent shall cooperate with DTC in taking appropriate action after reasonable notice to make available one or more separate certificates evidencing the Refunding Bonds to any Participant having Refunding Bonds certified to its DTC account or to arrange for another securities depository to maintain custody of certificates evidencing the Refunding Bonds. Notwithstanding any other provision of this Resolution to the contrary, so long as any Refunding Bond is registered in the name of Cede & Co., as nominee of DTC, all payments with respect to the principal of, interest on and redemption premium, if any, on such Refunding Bonds and all notices with respect to the Refunding Bonds shall be made and given, respectively, to DTC as provided in the Blanket Issuer Letter of Representations between the County and DTC. The County Agency or the County Treasurer is authorized to sign the Blanket Issuer Letter of Representations on behalf of the County, in such form as the County Agency or the County Treasurer deems necessary or appropriate, in order to accomplish the issuance of the Refunding Bonds in accordance with law and this Resolution. Notwithstanding any provision of this section to the contrary, if the County Treasurer deems it to be in the best interest of the County, the Refunding Bonds shall not initially be issued through the book -entry -only transfer system of DTC. 5. PRIOR REDEMPTION. The bonds may be subject to optional and/or mandatory redemption prior to maturity upon such terms and conditions as shall be determined by the County Agency. 6. BOND REGISTRAR AND PAYING AGENT. The County Treasurer shall designate, and may enter into an agreement with, a bond registrar and paying agent for the Refunding Bonds which shall be a bank or trust company located in the State of Michigan which is qualified to act in such capacity under the laws of the United States of America or the State of Michigan. The County Treasurer from time to time as required may designate a similarly qualified successor bond registrar and paying agent. Notwithstanding any provision of this section to the contrary, if the County Agency deems it to be in the best interest of the County, the County Treasurer shall serve as bond registrar and paying agent for the Refunding Bonds. -2- 7. EXECUTION. AUTHENTICATION AND DELIVERY OF REFUNDING BONDS. The Refunding Bonds shall be executed in the name of the County by the facsimile signatures of the Chairperson of the Board of Commissioners and the County Clerk and authenticated by the manual signature of an authorized representative of the bond registrar and paying agent, and the seal of the County (or a facsimile thereof) shall be impressed or imprinted on the Refunding Bonds. After the Refunding Bonds have been executed and authenticated, they shall be delivered by the County Treasurer to the purchaser upon receipt of the purchase price. Additional Refunding Bonds bearing the facsimile signatures of the Chairperson of the Board of Commissioners and the County Clerk and upon which the seal of the County (or a facsimile thereof) is impressed or imprinted may be delivered to the bond registrar and paying agent for authentication and delivery in connection with the exchange or transfer of the Refunding Bonds. The bond registrar and paying agent shall indicate on each Refunding Bond the date of its authentication. 8. EXCHANGE AND TRANSFER OF REFUNDING BONDS. Any Refunding Bond, upon surrender thereof to the bond registrar and paying agent with a written instrument of transfer satisfactory to the bond registrar and paying agent duly executed by the registered owner or his duly authorized attorney, at the option of the registered owner thereof, may be exchanged for Refunding Bonds of any other authorized denominations of the same aggregate principal amount and maturity date and bearing the same rate of interest as the surrendered Refunding Bond. Each Refunding Bond shall be transferable only upon the books of the County, which shall be kept for that purpose by the bond registrar and paying agent, upon surrender of such Refunding Bond together with a written instrument of transfer satisfactory to the bond registrar and paying agent duly executed by the registered owner or his duly authorized attorney. Upon the exchange or transfer of any Refunding Bond, the bond registrar and paying agent on behalf of the County shall cancel the surrendered Refunding Bond and shall authenticate and deliver to the transferee a new Refunding Bond or Bonds of any authorized denomination of the same aggregate principal amount and maturity date and bearing the same rate of interest as the surrendered Refunding Bond. If, at the time the bond registrar and paying agent authenticates and delivers a new Refunding Bond pursuant to this section, payment of interest on the Refunding Bonds is in default, the bond registrar and paying agent shall endorse upon the new Refunding Bond the following: 'Payment of interest on this bond is in default. The last date to which interest has been paid is [appropriate date to be inserted]." The County and the bond registrar and paying agent may deem and treat the person in whose name any Refunding Bond shall be registered upon the books of the County as the absolute owner of such Refunding Bond, whether such Refunding Bond shall be overdue or not, for the purpose of receiving payment of the principal of and interest on such Refunding Bond and for all other purposes, and all payments made to any such registered owner, or upon his order, in accordance with the provisions of Section 3 of this Resolution shall be valid and effectual to satisfy and discharge the liability upon such Refunding Bond to the extent of the sum or sums so paid, and neither the County nor the bond registrar and paying agent shall be affected by any notice to the contrary. The County agrees to indemnify and save the bond registrar and paying agent harmless from and against any and all loss, cost, charge, expense, judgment or liability incurred by it, acting in good faith and without negligence hereunder, in so treating such registered owner. For every exchange or transfer of Refunding Bonds, the County or the bond registrar and paying agent may make a charge sufficient to reimburse it for any tax, fee or other governmental charge required to be paid with respect to such exchange or transfer, which sum or sums shall be paid by the person requesting such exchange or transfer as a condition precedent to the exercise of the privilege of making such exchange or transfer. The bond registrar and paying agent shall not be required to transfer or exchange Refunding Bonds or portions of Refunding Bonds that have been selected for redemption. 9. FORM OF REFUNDING BONDS. The Refunding Bonds shall be in substantially the following form, with such additions, deletions and modifications as are approved by the County Agency and consistent with the terms of this Resolution: [FORM OF BOND] 1911 10. SECURITY. The Refunding Bonds shall be issued in anticipation of the payments to be made by the Municipality pursuant to the Contract. The Refunding Bonds shall be secured primarily by the full faith and credit pledge made by the Municipality in the Contract. As additional and secondary security, the full faith and credit of the County of Oakland are hereby pledged for the prompt payment of the principal of and interest on the Refunding Bonds as the same shall become due. If the Municipality shall fail to make payments to the County that are sufficient to pay the principal of and interest on the Refunding Bonds as the same shall become due, then an amount sufficient to pay the deficiency shall be advanced from the general fund of the County. 11. DEFEASANCE. In the event cash or direct obligations of the United States or obligations the principal of and interest on which are guaranteed by the United States, or a combination thereof, the principal of and interest on which, without reinvestment, come due at times and in amounts sufficient to pay, at maturity or irrevocable call for earlier optional redemption, the principal of, premium, if any, and interest on the Refunding Bonds, or any portion of the Refunding Bonds, shall have been deposited in trust, this Resolution shall be defeased with respect to such Refunding Bonds, and the owners of the Refunding Bonds shall have no further rights under this Resolution except to receive payment of the principal of, premium, if any, and interest on the Refunding Bonds from the cash or securities deposited in trust and the interest and gains thereon and to transfer and exchange Refunding Bonds as provided herein. 12. PRINCIPAL AND INTEREST FUND. There shall be established for each series of the Refunding Bonds a Principal and Interest Fund that shall be kept in a separate bank account. From the proceeds of the sale of each series of the Refunding Bonds, there shall be set aside in the related Principal and Interest Fund any accrued interest received from the purchaser of the Refunding Bonds at the time of delivery of the same; provided, however, that the County Agency may determine that all or any portion of any premium received from the purchaser of the Refunding Bonds received at the time of such delivery also may be set aside in the related Principal and Interest Fund. All payments received from the Municipality pursuant to the Contract are pledged for the payment of the principal of and interest on the Prior Bonds that are not refunded and the Refunding Bonds and expenses incidental thereto and as received shall be placed in the related Principal and Interest Fund or the principal and interest funds for the Prior Bonds as appropriate. The County Agency shall transfer moneys in each Principal and Interest Fund to the bond registrar and paying agent for the Prior Bonds and the bond registrar and paying agent for the Refunding Bonds as necessary for the payment of the principal of and interest on the Prior Bonds that are not refunded and the Refunding Bonds. 13.PAYMENT OF ISSUANCE EXPENSES AND PRIOR BONDS THAT ARE REFUNDED - ESCROW FUND. The remainder of the proceeds of the Refunding Bonds shall be used to pay the issuance expenses of the Refunding Bonds and to pay the principal of, interest on and redemption premiums on the Prior Bonds that are refunded. If necessary, after the issuance expenses have been paid or provided for, the remaining proceeds shall be used to establish an escrow fund (the "Escrow Fund") consisting of cash and investments in direct obligations of, or obligations the principal of and interest on which are unconditionally guaranteed by, the United States of America or other obligations the principal of and interest on which are fully secured by the foregoing and used to pay the principal of, interest on and redemption premiums on the Prior Bonds that are refunded. The Escrow Fund shall be held by an escrow agent (the "Escrow Agent") in trust pursuant to an escrow agreement (the "Escrow Agreement") that irrevocably shall direct the Escrow Agent to take all necessary steps to pay the interest on the Prior Bonds that are refunded when due and to call such Prior Bonds for redemption at such time as shall be determined in the Escrow Agreement. The County Treasurer shall select the Escrow Agent and enter into the Escrow Agreement with the Escrow Agent on behalf of the County. The amounts held in the Escrow Fund shall be such that the cash and the investments and the income received thereon will be sufficient without reinvestment to pay the principal of, interest on and redemption premiums on the Prior Bonds that are refunded when due at maturity or call for redemption as required by the Escrow Agreement. 14. APPROVAL OF MICHIGAN DEPARTMENT OF TREASURY —EXCEPTION FROM PRIOR APPROVAL. The issuance and sale of the Refunding Bonds shall be subject to the County obtaining qualified status or prior approval from the Department of Treasury of the State of Michigan pursuant to Act 34, and, if necessary, the County Treasurer and County Agency are -7- each hereby authorized and directed to make application to the Department of Treasury for approval to issue and sell the Refunding Bonds as provided by the terms of this Resolution and by Act 34. The County Treasurer and County Agency are authorized to pay any filing fees required in connection with obtaining qualified status or prior approval from the Department of Treasury. The County Treasurer and County Agency are further authorized to request such waivers of the requirements of the Department of Treasury or Act 34 as necessary or desirable in connection with the sale of the bonds. 15. SALE ISSUANCE. DELIVERY. TRANSFER AND EXCHANGE OF REFUNDING BONDS. The County Agency shall determine the principal amount of the Refunding Bonds to be sold and shall determine the other bond details as described in Section 2 hereof, the terms and conditions for optional and/or mandatory redemption, and any premium to be set aside in the Principal and Interest Fund as described in Section 12 hereof. The Refunding Bonds shall be sold at a competitive sale in accordance with the provisions of Act 34 and other applicable laws of this state. In connection therewith, the County Agency shall set the time and date for the sale of the Refunding Bonds and prescribe the form of notice of sale for the Refunding Bonds and do all things necessary to effectuate the sale, issuance, delivery, transfer and exchange of the Refunding Bonds in accordance with the provisions of this Resolution. The Refunding Bonds shall be sold at a price that is not less than 99% of their par value, as determined by the County Agency. The County Agency is hereby authorized to approve by written order the interest rates on the bonds and the winning bidder upon the sale of the bonds. The County Agency, the County Treasurer, the County Clerk and other County officials and employees are hereby authorized to do all other things necessary to effectuate the sale, issuance, delivery, transfer and exchange of the Refunding Bonds in accordance with the provisions of this Resolution. 16. REPLACEMENT OF REFUNDING BONDS. Upon receipt by the County Treasurer of proof of ownership of an unmatured Refunding Bond, of satisfactory evidence that the Refunding Bond has been lost, apparently destroyed or wrongfully taken and of security or indemnity that complies with applicable law and is satisfactory to the County Treasurer, the County Treasurer may authorize the bond registrar and paying agent to deliver a new executed Refunding Bond to replace the bond lost, apparently destroyed or wrongfully taken in compliance with applicable law. In the event an outstanding matured Refunding Bond is lost, apparently destroyed or wrongfully taken, the County Treasurer may authorize the bond registrar and paying agent to pay the Refunding Bond without presentation upon the receipt of the same documentation required for the delivery of a replacement Refunding Bond. The bond registrar and paying agent, for each new Refunding Bond delivered or paid without presentation as provided above, shall require the payment of expenses, including counsel fees, that may be incurred by the bond registrar and paying agent and the County in the premises. Any Refunding Bond delivered pursuant the provisions of this Section 16 in lieu of any Refunding Bond lost, apparently destroyed or wrongfully taken shall be of the same form and tenor and be secured in the same manner as the Refunding Bond in substitution for which such Refunding Bond was delivered. 17. OFFICIAL STATEMENT. The County shall cause the preparation of an official statement for the Refunding Bonds for the purpose of enabling compliance with Rule 15c2-12 issued under the Securities Exchange Act of 1934, as amended (the "Rule") and shall do all other things necessary to enable compliance with the Rule. After the award of the Refunding Bonds, the County will provide copies of a "final official statement' (as defined in paragraph (f)(3) of the Rule) on a timely basis and in reasonable quantity as requested by the successful bidder or bidders to enable such bidder or bidders to comply with paragraph (b)(4) of the Rule and the rules of the Municipal Securities Rulemaking Board. 18. CONTINUING DISCLOSURE. The County Treasurer is authorized to execute and deliver in the name and on behalf of the County with respect to the Refunding Bonds (i) a certificate of the County to comply with the requirements for a continuing disclosure undertaking of the County pursuant to subsection (b)(5) of the Rule and (ii) amendments to such certificate from time to time in accordance with the terms of such certificate (the certificate and any amendments thereto are collectively referred to herein as the "Continuing Disclosure Certificate"). The County hereby covenants and agrees that it will comply with and carry out all of the provisions of the Continuing Disclosure Certificate. In 19, TAX COVENANT. The County covenants to comply with all requirements of the Code, necessary to assure that the interest on the Refunding Bonds will be and will remain excludable from gross income for federal income tax purposes. The County Agency, the County Treasurer, the County Clerk and other County officials and employees are authorized to do all things necessary to assure that the interest on the Refunding Bonds will be and will remain excludable from gross income for federal income tax purposes. 20. NOT QUALIFIED TAX-EXEMPT OBLIGATIONS. The Refunding Bonds are not designated as Qualified Tax -Exempt Obligations as described in Section 265(b)(3)(B) of the Code. 21. NOTICE OF ISSUANCE OF BONDS. Within thirty (30) days after the issuance of the Refunding Bonds, either (1) a copy of the final official statement or other offering or disclosure document prepared by the County in connection with the issuance of the Refunding Bonds or (2) notice that such information has been filed with the Electronic Municipal Market Access system of the Municipal Securities Rulemaking Board and is publicly available shall be furnished to Bank of America, N.A. at the following locations: Bank of America, N.A. Mail Code: I1-4-135-07-28 135 South LaSalle Street Chicago, IL 60603 Attention: Thomas R. Denes Bank of America, N.A. Public Sector Banking Group Mail Code: MI8-900-02-70 2600 W. Big Beaver Road Troy, MI 48084 Attention: Susan Molnar, Senior Credit Support Association In accordance with the Bank of America Continuing Covenant Agreement, the notices provided for above shall be in writing and shall be transmitted by e-mail to the following addresses: rvan.denesna bofa.com and susan.molnar(obofa.com. 22. CONFLICTING RESOLUTIONS. All resolutions and parts of resolutions insofar as they may be in conflict herewith are hereby rescinded. BE IT FURTHER RESOLVED that no budget amendment is required. Chairperson, on behalf of the Economic Development and Infrastructure Committee, I move the adoption of the foregoing resolution. Commissioner William Miller, District #14 Chairperson, Economic Development and Infrastructure Committee ECONOMIC DEVELOPMENT AND INFRASTRUCTURE COMMITTEE VOTE: Motion carried unanimously on a roll call vote. FINANCE COMMITTEE VOTE: Motion carried unanimously on a roll call vote. UNITED STATES OF AMERICA STATE OF MICHIGAN COUNTY OF OAKLAND OAKLAND COUNTY FARMINGTON HILLS WATER SUPPLY SYSTEM REFUNDING BOND, SERIES 2021 INTEREST RATE MATURITY DATE DATE OF ORIGINAL ISSUE CUSIP Registered Owner: Principal Amount: The County of Oakland, State of Michigan (the "County"), acknowledges itself indebted to, and for value received, hereby promises to pay to the Registered Owner identified above, or registered assigns, the Principal Amount set forth above on the Maturity Date specified above, unless redeemed prior thereto as hereinafter provided, upon presentation and surrender of this bond at , the bond registrar and paying agent, or at such successor bond registrar and paying agent as may be designated pursuant to the Resolution, and to pay to the Registered Owner as shown on the registration books at the close of business on the 15th day of the calendar month preceding the month in which an interest payment is due, by check or draft drawn upon and mailed by the bond registrar and paying agent by first class mail postage prepaid to the Registered Owner at the registered address, interest on such Principal Amount from the Date of Original Issue, or such later date through which interest has been paid until the County's obligation with respect to the payment of such Principal Amount is discharged, at the rate per annum specified above. Interest is payable on the first day of and in each year, commencing on 1, — Principal and interest are payable in lawful money of the United States of America. [Interest shall be computed on the basis of a 360-day year of twelve 30-day months. This bond is one of a series of bonds aggregating the principal sum of Dollars ($ ) issued by the County under and pursuant to and in full conformity with the Constitution and Statutes of Michigan (especially Act No. 34, Public Acts of 2001, as amended) and a resolution adopted by the Board of Commissioners of the County (the "Resolution") and an order of the Water Resources Commissioner of the County as County Agency for the purpose of refunding the outstanding Oakland County Farmington Hills Water Supply System Bonds, Series 2012, dated August 1, 2012, maturing in the years through [and the Oakland County Farmington Hills Water Supply System Improvements Bonds, Series 2014, dated September 1, 2014, maturing in the years through . The bonds of this series are issued in anticipation of, and the principal of and interest on the bonds are payable from, moneys to be received by the County from the City of Farmington Hills (the "Municipality") in payment of its obligations under a certain contract dated as of May 1, 2012, between the Municipality and the County. The full faith and credit of the Municipality have been pledged for the making of such payments. As additional security for the payment of the principal of and interest on the bonds of this series the full faith and credit of the County have been pledged. Taxes imposed by the Municipality and the County are subject to constitutional, statutory and charter tax rate limitations, as applicable. This bond is transferable, as provided in the Resolution, only upon the books of the County kept for that purpose by the bond registrar and paying agent, upon the surrender of this bond together with a -4- written instrument of transfer satisfactory to the bond registrar and paying agent duly executed by the registered owner or his attorney duly authorized in writing. Upon the exchange or transfer of this bond a new bond or bonds of any authorized denomination, in the same aggregate principal amount and of the same interest rate and maturity, shall be authenticated and delivered to the transferee in exchange therefor as provided in the Resolution, and upon payment of the charges, if any, therein provided. Bonds so authenticated and delivered shall be in the denomination of $5,000 or any integral multiple thereof not exceeding the aggregate principal amount for each maturity. The bond registrar and paying agent shall not be required to transfer or exchange bonds or portions of bonds which have been selected for redemption. MANDATORY PRIOR REDEMPTION Bonds maturing in the year _ are subject to mandatory prior redemption at par and accrued interest as follows: Principal Amount of Redemption Date Bonds to be Redeemed Bonds or portions of bonds to be redeemed by mandatory redemption shall be selected by lot. (REPEAT IF MORE THAN ONE TERM BOND) OPTIONAL PRIOR REDEMPTION Bonds maturing prior to 1, 20_, are not subject to redemption prior to maturity. Bonds maturing on and after 1, 20_, are subject to redemption prior to maturity at the option of the County, in such order as shall be determined by the County, on any date on and after 1, 20_ Bonds of a denomination greater than $5,000 may be partially redeemed in the amount of $5,000 or any integral multiple thereof. If less than all of the bonds maturing in any year are to be redeemed, the bonds or portions of bonds to be redeemed shall be selected by lot. The redemption price shall be the par value of the bond or portion of the bond called to be redeemed plus interest to the date fixed for redemption. Not less than thirty nor more than sixty days' notice of redemption shall be given by first-class mail to the registered owners of bonds called to be redeemed at their registered addresses. Failure to receive notice of redemption shall not affect the proceedings for redemption. Bonds or portions of bonds called for redemption shall not bear interest after the date fixed for redemption, provided funds are on hand with the bond registrar and paying agent to redeem the same. It is hereby certified, recited and declared that all acts, conditions and things required to exist, happen and be performed precedent to and in the issuance of the bonds of this series, existed, have happened and have been performed in due time, form and manner as required by law, and that the total indebtedness of the County, including the series of bonds of which this bond is one, does not exceed any constitutional or statutory limitation. IN WITNESS WHEREOF, the County of Oakland, Michigan, by its Board of Commissioners, has caused this bond to be executed in its name by facsimile signatures of the Chairperson of the Board of Commissioners and the County Clerk and its corporate seal (or a facsimile thereof) to be impressed or imprinted hereon. This bond shall not be valid unless the Certificate of Authentication has been manually executed by an authorized representative of the bond registrar and paying agent. COUNTY OF OAKLAND 161 [SEAL] 0 Chairperson, Board of Commissioners And: County Clerk CERTIFICATE OF AUTHENTICATION This bond is one of the bonds described in the within mentioned Resolution. Bond Registrar and Paying Agent 0 Authorized Representative AUTHENTICATION DATE: ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto (please print or type name, address and taxpayer identification number of transferee) the within bond and all rights thereunder and hereby irrevocably constitutes and appoints attorney to transfer the within bond on the books kept for registration thereof, with full power of substitution in the premises. Dated: Signature Guaranteed: Signature(s) must be guaranteed by an eligible guarantor institution participating in a Securities Transfer Association recognized signature guarantee program. [END OF BOND FORM] In MEMORANDUM TO: Jim Nash, Oakland County Water Resources Commissioner Steve Korth, Manager, Oakland County Water Resources Sid Lockhart, Special Projects Manager, Oakland County Water Resources Andy Meisner, Oakland County Treasurer Jody Weissler DeFoe, Oakland County Chief Deputy Treasurer Natalie Neph, Oakland County Investment Administrator Lynn Sonkiss, Oakland County, Fiscal Services Officer Sean Carlson, Oakland County Deputy Administrator Eric McGlothlin, Dickinson Wright, PLLC Laura Bassett, Dickinson Wright, PLLC FROM: Steven A. Burke, CFA, MFCI, LLC DATE: January 14, 2021 RE: Oakland County Water Resources Commissioner 2021 Financing Plan Oakland County Water Resources Commissioner Working Group: The Oakland County Water Resources Commissioner is preparing to refund three outstanding bond issues and issue one new money issue in 2021. Two of the refunding issues will be sold in late March, one refunding issue in July/August, and one new money issue in October/November. The total estimated present value savings of the refunding issues, at current interest rates, is greater than $5,700,000. The current plan is to sell two refunding issues at competitive sales the week of March 22, one refunding issue in July or August, and new money bonds in October or November. Refunding Bonds Week of March 22, 2021: • Oakland County — City of Pontiac Wastewater Treatment Facility Drainage District Drain Bonds Series 2012A (Taxable) o Refunded Par Amount: $38,595,000 o Estimated PV Savings at current interest rates: about $4,900,000 • Oakland County Farmington Hills Water Supply System Bonds, Series 2012 o Refunded Par Amount: $4,555,000 o Estimated PV Savings at current interest rates: about $350,000 July/August 202 1: • Oakland County Farmington Hills Water Supply System Improvement Bonds, Series 2014 o Refunded Par Amount: $6,325,000 o Estimated PV Savings at current interest rates: about $525,000 New Monev Bonds October/November 2021: • Evergreen -Farmington Sanitary Drain Drainage District Bonds, Series 2021 o Estimated Par Amount: $32,000,000-$35,000,000 MFCI, LLC 1 01/14/2021 The authorizing resolutions for the refunding bonds will be submitted for consideration to the Oakland County Finance Committee on February 10, and the full Board of Commissioners on February 18. The authorizing resolutions for the new money bonds will be submitted at a to be determined later date. The Refunding Bonds will be rated together by Moody's and S&P Global. Our working group will work with the County Treasurer's Office and Administration to schedule the Bond Rating calls at a mutually agreeable date and time. Our current timeline schedules the rating calls the week of February 22, but we do have some flexibility to accommodate the County's schedule as needed. The rating agencies have indicated they will need only an abbreviated contact with the County to issue the July/August bond issue rating. We will reach out to discuss the bond rating plan within the coming week. A preliminary refunding timetable and estimated refunding analysis are attached to this memo. The timetable will be updated and expanded once firm dates for the bond rating have been established. Please let me know any questions at this time. Sincerely, mto Steven Burke, CFA MFCI, LLC MFCI, LLC 2 01/14/2021 Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021A $4,180,000 Table of Contents Report Refunding Summary Sources & Uses Debt Service Comparison Debt Service Schedule Pricing Summary 1 2 3 4 5 Current Refunding Escrow 6 Detail Costs Of Issuance 7 Sensitivity Summary of Savings by Maturity 8 Fannlogton HIIIs 342 RF 2 1 SINGLE PURPOSE 1 1/6/2021 1 10:04 AM Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021A $4,180,000 Refunding Summary Dated 04114/2021 1 Delivered 04/14/2021 Sources Of Funds Paz Amount of Bonds _ Reoffering Premium Transfers from Ptim issue Debt Scrvme Funds Total Sources Uses Of Funds Total Underwriter's Discount It 000% Costs of Issuance _Deposit to Current Refunding Fund Rounding Amount Total Uses Flow of Funds Detail State and Local Government Series (SLGS) rates for Date ofOMP Candidates Current Refunding Escrow Solution Method Total Cost of Investments ToblEggivols Issues Refunded And Call Dates Farrmn on Hills 342 2012 PV Analysis Summary (Net to Net) Net PV Cashtlow Savings Co? 1 499%(AiC) Transfrs from Prior Issue Debt Service Fund Contingency or Rounding Amount Net Present Value Benefit Net PV Benefit / Refunded Principal Net PV Benefit / Refunding Principal Average Annnal Cash Now Savings Total New Net D/S _ Total Prior D/S Total CashOow Savings Bond Statistics Average Life _ Average Coupon Net Interest Cost(N1C) Bond Yield for Arbitrage Purposes_ True interest Cost (TIC) All Inclusive Cost (AIC) Farmington Hills 342 RF 2151NGLE PURPOSE 11161202111004 AM $4,180,000.00 470,528 60 10,323.96 $4,660,852.56 41,800 00 52,186 00 _4,565 323.96 1,542,60 $4,660,852.56 12/10/2020 Net Funded $4,565,323.96 $4,565,323.9b 5/01/2021 396,904 80 (10,323.96) 1,54260 $37$123.44 8301% 9 04fi os 34,486 73 4,981,229 07 5,395,069.70 413,840.72 6.402 Years 3 0000000% L3978187% 1.0736717% 1,3052193% 1.4992546% Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021A $4,180,000 Sources & Uses Dated 04114/2021 1 Delivered 04/1412021 Sources Of Funds Par Amount of Bonds _ $4,180,000.00 Reoffering Premium _ _ 4.70,52860 Transfers from Prior Issue Debt Service Funds 10,323.96 Total Sources $4,660,852.56 Uses Of Funds Total Underwriter's Discount (1000%) 41,800.00 Costs of issuance _ 52,196 00 Deposit to Current Refunding Fund _ _ _ 4,565 323.96 Rounding Amount 1,542,60 Total Uses $4,660,852.56 Farmington Hills 342 RF21 SINGLEPURPOSE 11/6/2021 11o04AM Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021A $4,180,000 Debt Service Comparison Date Total P+I Net New D/S Old Net D/S Savings 10/01/2021 343,171.67 341,629.07 366,61979 24,990.72 10/01/2022 406,850.00 406,850.00 442,58750 35,737.50 10/01/2023 413,150,00 413,150,00 446,087.50 32,93750 10/01/2024 414,000.00 414,000,00 449,550,00 34,550.00 10/01/2025 _ 414,550 00 414,550.00_ 449,925.00 _ 35,375 00 10/01/2026 419,800.00 419,800.00 456,050,00 36,250.00 10/01/2027 419,600,00 419,600 00 455,875.00 36,275 00 10/01/2028 424,100.00 424,100.00 459,47500 35,375.00 10/01/2029 428,15000 428,15000 462,625.00 34,47500 10/01/2030 431,750.00 _ 431,750.00 46532500 33,575.00 10/01/2031 42990000 429,90000 467,575.00 37,67500 10/01/2032 437,75000 437,750.00 474,37500 36,62500 Total $4,982,771.67 $4,981,229.07 $5,395,069.79 $413,840.72 PV Analysis Summary (Net to Net) Gross PV Debt Service Savings 386,904,80 Net PV CashFlow Savings @d 1,499%(ATC) 386,904 80 Transfers from P1 for Issue Debt Service Fund _ (10_,3_23 96) Contingency or Rounding Amount _ 1,542.60 Net Present Value Benefit $378,123.44 Net PV Benefit / $4,555,000 Refunded Principal Net PV Benefit / $4,180,000 Refunding Principal , Refunding Bond Information Refunding Dated Date Refunding Delivery Date Farmington Hills 342 RF 21 SINGLE PURPOSE 11/6/2021 110.04 AM 8,301% 9.046% 4/14/2021 -- - - 4/14/2021 Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021A $4,180,000 Debt Service Schedule Date Principal Coupon Interest Total P+I 10/01/2021 285,00000 3000% 58,171.67 343,171.67 10/01/2022 290,000.00 3.000% 116,85000 406,85000 10/01/2023 305,00000 3000% 108,150.00 413,150.00 10/01/2024 315,000m 3000% 99,00000 414,00000 10/01/2025 325,000.00 3000'% _ 89,550.00 _ 414,550.00 10/01/2026 340,000.00 3.000% 79,800.00 419,80000 10/01/2027 350,000.00 3000% 69,60000 419,600.00 10/01/2028 365,000.00 3.000% 59,10000 424,100.00 10/01/2029 380,00000 3,000% 49,150.00 428,150.00 10/01/2030 395,000.00 3,000% 36,75000 431,750,00 10/01/2031 405,000 00 3000% 24,900.00 429,900 00 10/01/2032 425,000.00 3,000% 12,750,00 437,750,00 Total $4,180,000.00 - $802,771.67 $47982.771.67 Yield Statistics Bond Year Dollars - - - $26,759.06 Average Life 6,402 Years Average Coupon _ 3 0000000% Net Interest Cost (N1C) _ 1 3978187% True interest Cost (TIC) 1.3052193% Yield for ArbiVage Purposes 1.0736717% _Bond All Inclusive Cost (AIC) 1,4992546°7 IRS Form 8038 Net Interest Cost 1.0951621% Weighted Average Maturity 6 523 Years Farmington Hills 342 RE 2 1 SINGLE PURPOSE 1 1/ 6I2021 1 10.04 AM Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021A $4,180,000 Pricing Summary of Maturity Maturity Type Bond Coupon Yield Par Value 10/O1/2021 Serial Coupon 3.000% 0300% 100.000% 285,000.00 10/01/2022 Senal Coupon 3000% 0350% 100000% 290,00000 10/012023 Serial Coupon 3,000% 0.450% 100000% 30500000 10/01/2024 Serial Coupon 3.0005'. 0.550% 100000% 315,000.00 10/O1/2025 Senal Coupon 3000% 0.630% 100000% 325,00000 111/012026 Serial Coupon 3.000% 0.740% 100.000% 340,000.00 IW01/2027 Sena] Coupon 3,000% 0870% 100,000% 350,000.00 10/01/2028 Serial Coupon 3.000% 1 000% 100.000% 365,000.00 10/O1/2029 Senal Coupon 3000% 1110% 100.000% 380,000.00 10/01/2030 Serial Coupon _ 3000% 1.260% 100000% _ 395,00000 _ 10/010031 Serial Coupon 3.000°/ l 350% 166.0M 405,000.00 IO/OlUO32 Senn[ Coupon 3,000% 1.450% I00000% 425,00000 Total - - - - - $4,180,000.00 Bid Information Par Amount of Bonds Reoffering Premium_o_ i (Discount) Gross Production Total Underwriter's Dlscowt (1.000%1 Bid (110,257%) Total Purchase Price Bond Year Dollars Average Life Average Coupon Not hrterest Cost (NIC) True Interest Cost (TIC) Fa,m1n91on HMIs342RF2 I SINGLEPURPOSE 11/6120211 ID04AM Price YTM Call Date Call Price Dollar Price 10l 250% - - - 288,562 50 103.865% - - - 301,208.50 106.241% - - - 324,035 05 108394% - - - 341,44110 110.415 % - - - 358,848.75 _ m 080% - - - 381,072 00 113.359% - - - 396,756.50 114.3.49"% - - - 417,373.85 115227% - - - 437,86260 115.477 % 456,134 _030 15 114612% c 1487% 10/012100000% 464,178.60 113660% c 1.685% 10/01P030 100.000% 483,05500 $4,650,528.60 $4,180,000.00 470,528 60 $4,650,528 60 $(41,800.00) 4,608,728 60 $4,608,728.60 $26,75906 6.402 Years 3.00000000 13978187% 1,3052193% Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021A $4,180,000 Current Refunding Escrow Date Principal Rate Receipts Disbursements Cash Balance 04/14/2021 - - 0.96 - 0.96 05/O1/2021 4,565,323,00 - 4.565,323,00 4,565,32396 - Total $4,565,323.00 - $4,565,323.96 $4,565,323.96 - Investment Parameters Investment Model [PV, GIC, or SCCnritieSl Securities Default investment yield target Bond Yield Cash Deposit 0.96 Cost of Investments Purchased with Bond Proceeds _ 4,565,323 00 Total Cost of investments $4,565323.96 Target Cost of Investments at bond yield $4,563,016.06 Actual positive or (negative) arbitrage (2,307.90) Yield to Receipt - Yield for Arbitrage Purposes 1 0736717'. State and Local Government Series (SLGS) rates for 12/10/2020 Farmington Hills 342 RF 21 SINGLE PURPOSE 1 116/2021 11004 AM Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021 A $4,180,000 Detail Costs Of Issuance Dated 04114/2021 1 Delivered 04/1412021 COSTS OF ISSUANCE DETAIL Financial Advisor Bond Counsel Rating Agency Fee Publication of NOS State of Michigan Fee _ Muniplatforin _Verification Agent Escrow and Paying Agent MAC Fee $20,000 00 $23,250.00 $3,500.00 $1,705.00 $836 00 $495 00 $1,000 00 $1,000.00 $400 00 TOTAL $52,186.00 Farmington Hills 342 RE 21 SINGLE PURPOSE 11/6/2021 110:04 AM Oaldand County - Farmington Hills Water Supply Bonds, Series 2012 $6,800,000 Sensitivity Summary of Savings by Maturity Maturity Coupon Principal Call Date-0.400%-0.300%-0.200%-0.100% Base +0.100% +0.200% +0.300% +0.400% 10/01/2021 2000%n 315,On0 05/01/2021 1,011.23 96527 71944 573 E5 42921 29778 16710 3E 30 19265) 10/01/2022 2000% 325,000 05/01/2021 3,932.0E 3,45E67 2,984111 2,51163 2,031199 159472 1,130.33 n7695 22441 10/01/2023 2250% 335,000 05/O1/2021 8,98800 9,16419 7,341.90 6,52200 5,704,50 4,90532 4,10854 3.3141E 2,522.05 10/01/2024 25001n, 145,000 05/01/2021 15,972.63 14,7733fi 13,57874 12,38876 11,20341 10,03909 8,8793E 7,72420 n,57355 10101/2G25 2,500% 355,000 05/01/2021 21.18378 19,59234 18,00861 16,43254 14,964+10 13,32015 11,78378 10,25490 _8]3� 347 IO/OII2026 2750% 370,000 G5101/2021 31,82224 29,77625 27,742.10 25,71970 23,708.99 21,727.52 19,7576E 17,7991E 15,85210 101OU2027 300054 380,000 05/01/2021 44,40908 4189871 39,4051E 36,928.34 34,468.11 32,04249 2g63324 27,24021 24,86328 10/01/2029 3,0009'u 395,000 05/01/2021 53,09917 50,077 EE 47,079.42 44,10394 41,15114 38,239,68 35,35056 32,48355 2163846 10/01/2029 30UE% 410,000 05/01/2021 62,23762 58,67191 55,1366E S163163 48,15650 44,73059 4133411E 3E,96664 34,62904 10/01/2030 3.000% 425000 05/01/2021 71,81671 67fi7329 63,569.04 59,50356 55,47646 51507.64 47,9645 43.69249 39,82514 10/01Q031 3Ono% 440,000 05/UI/2021 97,8288E 77,074.20 72,36879 67,71206 63,10345 58,56146 54,0705E 49,62422 4522390 1 U/el/2032 3125% 460,000 05/UI/2021 99,43055 '13,93593 88,50297 83,13091 E281904 72,583.61 67,41696 62,30335 57,24708 TWA - 54,555,000 - S495,732.E9 $465,960.89 $436,437.04 $40E,158A4 $378,123.5N S349,547,03 $321,209.04 $293,107.15 $265,239.06 SUMMARY " Savings ss% of RePonded Pdnclpl(-0A00%) _ 10883% Savm�s a4 % ofRellsndsd for.soal (-0.300% _ _ 10 230%, $w'ingew%of RePonded Principal (-020090) _ 9.5810/, Savings as % oPRefunded PdncinW ( U.100_%) 8 939% %of Refwded PnncUp fflgse) _ _ ___ 9301% Savings ss 9'0 of RePonded PnncipW (+0,IOU%) _ _ E 674% SsvmBses° oFRefwded Pnn_cips1(+O200'N) 7,052% Swings Io% of RePonded PLUNIO(+U 300%) _ 6435% Ssvnes:a 96 of Refunded PnnCIpW I +0400%) 5 82396 F-4o,Wn RAIN S42 2012 1 SINGLE PURPOSE I1/S 021110:04 AM Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021B $5,765,000 Table of Contents Report Refunding Summary Sources & Uses Debt Service Schedule Debt Service Comparison Pricing Summary Current Refunding Escrow Detail Costs Of Issuance Sensitivity Summary of Savings by Maturity Farmington Hills 342 RF 2 1 SINGLE PURPOSE 1 118/2021 1 12:32 PM 1 2 3 4 5 6 7 8 Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021B $5,765,000 Refunding Summary Dated 08103/2021 1 Delivered 08/03/2021 Sources Of Funds Par Amount of Bonds _ R_eolfenng Premium Transfers from Prior Issue Debt Service Funds Total Sources Uses Of Funds Total Undenvnter's Discount (l 000%) _ Costs of Issuance Deposit to Current Refunding Fund Rounding Amount Total Uses Flow of Funds Detail State and Local Government Series (SLGS) rates for Date of OMP Candidates Current Refunding Esuow Solution Method Total Cost oflnvestments Interest Earrings A 0.070% Total Draws Issues Refunded And Call Dates Fronniliton Hips 3422014 PV Analysis Summary (Net to Net) Net PV Cashtlow Savings n L620%(AIC) Transfers from Prior issue Debt Service Fund Contingency or Rounding Amount Net Present Value Benefit Net PV Benefit / Refunded Principal Net PV Benefit / Refunding Principal Average Annual Cash Flow Savings 'Total Nev, Net D/S Total Prior D/S Total Cashflow Savings Bond Statistics Average Life Average Coupon N_et]ntemst Cost(NIC) Bond Yield for Arbitrage Purposes 'Prue Interest Cost (TIC) All Inclusive Cost (AIC) Fermlb red HIIIs 342 RF 21 SINGLE PURPOSE 11/ 81202111232 PM $5,765,000 00 _ 683,263.80 493,531.25 $6,941,795.05 57,65000 62,02500 -- 6,817,759.82 4,36023 $6,941,795.05 1/06/2021 Net Funded $6,8 t7,759 82 771.43 $6,818,531.25 10/01/2021 1,054,708.59 _ (493,531 25) 4,360.23 $565,537 56 9 409% 9 810% 45,520.25 7,086,903.94 7,724,187 50 637,283 56 7 668 Yeajs 3.0000000% 1 5949661% 1,2397621% 1,4784400% 1 6199134% Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021B $5,765,000 Sources & Uses Dated 08103/2021 1 Delivered 08/0312021 Sources Of Funds Par Amount of Bonds _ _ $5,765 000 00 _ _ _ Reoffering Premium 683,263.80 Transfers from Prior Issue Debt Service Funds 493,531 25 Total Sources $6,941,795.05 Uses Of Funds Total Underwriter's Discount (1.000%) 57,650.00 Costs of Issuance _ _ 62,025.00 Deposit to Cafrent Refunding Fund 6,817,759 82 Rounding Amount 4,360.23 Total Uses $6,941,795.05 Farmington Hills 342 RE 2 1 SINGLE PURPOSE I V 8I2021 1 12'32 PM Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021B $5,765,000 Debt Service Schedule Date Principal Coupon Interest Total P+I 10/01/2021 - - - - 10/01/2022 355,000+00 3000% 200,814.17 555,81417 10/01/2023 360,000 00 3.000% 162,30000 522,300.00 10/01/2024 385,000.00 3000% 151,500,00 536,500.00 10/01/2025 385,000,00 3.000% _ 139,950.00 524,950.00 10/01/2026 410,000.00 3 000% 128,400.00 538,400 00 10/01/2027 435,00000 3,000% 116,100.00 551,10000 10/01/2028 435,000.00 3000% 103,050.00 53R 050.00 10/01/2029 460,00000 3,000% 90,000.00 550,000.00 10/01/2030 480,000.00 3000% 76,200,00 556,200+00 10/01/2031 480,00000 3.000% 61,80000 541,800.00 10/01/2032 505,000.00 3,000% 47,40000 552,40000 10/01/2033 525,00000 3.000% 32,25000 557,250.00 10/01/2034 550,000.00 3.000% 16,50000 566,500.00 Total $5,765,000.00 - $1,326,264.17 $7,091,264.17 Yield Statistics Bond Year Dollars _ _ $44,208.81 Average Life _ _ _ _ _ _ _ 7.668 Years Average Coupon 3.0000000% Net Interest Cost (N1C) _ 1 5848661 True Interest Cost(TIC) 1.4784400% Bond Yield for Arbitrage Purposes _ 1,2397621% All Inclusive Cos[ (AIC) 1.6199134% 'IRS Form 8038 Net Interest Cost _ _ 1 2851816° a Weighted Average Maturity 7,759 Years Farmington Hills N2 RF 2 1 SINGLE PURPOSE 1 1/312021 1 1232 PM Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021B $5,765,000 Debt Service Comparison Date Total P+I Net New D/S Old Net D/S Savings 10/01/2021 - (4,36023) - 4,360.23 10/01/2022 555,81417 555,814.17 579,062.50 23,248.33 10/01/2023 522,300.00 522,300,00 571,062.50 49,76' 50 10/01/2024 536,500.00 536,50000 587,562.50 51,062.50 10/01/2025 524,950.00 _ _ _ 524,950,00 579,00000 53,050 00 10/01/2026 538,40000 538,400.00 590,250+00 51,850.00 10/01/2027 551,10000 551,10000 601,750.00 50,650.00 10/01/2028 538050.00 538,050.00 587,500+00 49,450.00 10/01 /2029 550,00000 550,000 00 598,250 00 48,250 00 10/01/2030 556,200.00 556,20000 608,250.00 52,050.00 10/01/2031 541,800.00 541,800.00 _ 592,50000 50,70000 10/01/2032 552,400.00 552,400.00 601,750.00 49,350.00 10/01/2033 557,250+00 557,250.00 610,250.00 53,00000 10/01/2034 566,50000 566,500,00 618000.00 51,50000 Total $7,091,264.17 $79086,903.94 $7,724,187.50 $637,283.56 PV Analysis Summary (Net to Net) Gross PV Debt Service Savings Net PV Cashflow Savings a, 1620%(AIC) Transfers from Prior issue Debt Service Fund Contingency or Rounding Amount Net Present Value Benefit Net PV,Bendit/_,$6a725,000 Refunded Principal _ NetPVBenefrt/ $5,765,000 Refunding Principal Refunding Bond Information 1,054,708 58 1,054,708 58 (493,531 25) 4,360.23 $565,537.56 8 409% 9.810% Refunding Dated Date 8/03/2021 Refunding Delivery Date 9/03/2021 Farmington Hills 342 RF 2 1 SINGLE PURPOSE 1 1/ 812021 1 1232 PM Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021B $5,765,000 Pricing Summary of Maturity Maturity Type Bond Coupon Yield Par Value Price YTM Call Date Call Price Dollar Price 10/012022 Serial Coupon 3.000% 0.350% 1000009/0 355,000.00 103.067% - - - 365,88785 10/01/2023 Serial Coupon 3.000% 0450% 100000% 360,000,00 105.477% - - - 379,71720 10/01/2024 Serial Coupon 3000% 0550% 100,000% 385,000.00 107.666% - - - 414,51410 10/012025 Serial Coupon 3.000% 0630% 100000% 385,000.00 109.718% - - - 422,41430 /0/012026 Sunni CnnPotl 3000% 0740% 100.000% 410,00000 111422% - - _ - 456,83020 10/01/2027 Serial Coupon 30000i6 0870% 100.000% 435,00000 112749% - - - 490,458.15 /0/012028 Sena[ Coupon 3,000% 1,000% 100000% 435,00000 1137879ro - - - 494,97345 10/01/2029 Serial Coupon 3000% 1.110% 100.000% 460,00000 114.706% - - - 527,647.60 10/012030 Said Coupon 3.000% 1.260% 100000% 480,000.00 115009% - - - 552,043.20 10/01/2031 Serial Coupon 3000 1350% 100.000% _ 480,00000 115616% - _ - - 554,95680 10/01/2032 Serial Coupon 3000% 1.450% t00.000% 505,000.00 114,594% c 1569% 10/01/2031 100.000% 578,699.70 10/01/2033 Sena] Coupon 3.000% 1.600% 100000% 525,000.00 113079% e 1798% 10/01/2031 100.000% 593,664.75 10/01/2034 Serial Coupon 3000% 1.700% 100.000% 550,00000 112083% c 1.954% 10/012031 100000% 616,45650 Total - - - - - $5,765,000.00 - - - - - $6,448,263.80 Bid Information Per Amount of Bonds $5,765,000.00 Reoffering Premium or (Discormy 683,263.80 Cross Production $6,448,263.90 Total Underwriters Discount (1.000%) $(57,650.00) Bid (II0,852%) 6,390,613 80 Total Put chase Pt ice $6,390,613.80 Bond Year Dollars $44,208 81 Average Life _ _ _ _ 7 668 Years Averse Coupon 3.0000000% Net Interest Cost (NIC) . _ 1.5848661% True Interest Cost (TIC) 1.4784400° o Farmington Hills 342 HE 21 SINGLE PURPOSE 11/ SI2021112:32 Put Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021B $5,765,000 Current Refunding Escrow Date Principal Rate Interest Receipts Disbursements Cash Balance 09/03/2021 - - - 0.82 - 082 10/01/2021 6,817,75900 0070% 77143 6,819,530.43 6,818,53125 - Total $6,817,759.00 - $771.43 $6,818,531.25 $6,818,531.25 - Investment Parameters Investment Model [PV, GIC, or Securities) Securities Default investment yield target _ Bond Yield Cash Deposit 0 82 Cost of Investments Purchased with Bond Proceeds _ _ _ 6,817,759.00 Total Cost of Investments $6,817,759 82 Target Cost of Investments at bond yield _ _ $6,804,967.50 Actual positive or (negative) arbitrage _ (12,792 32) Yield to Receipt _ _ _ 0.0702394% Yield for Arbitrage Purposes 12397621 % State and Local Government Series (SLGS) rates for 1/06/2021 Farmington Hills 342 RE 2 1 SINGLE PURPOSE 1 1/ 8/2021 1 12 32 PM Oakland County - Farmington Hills Water Supply RF Bonds, Series 2021B $5,765,000 Detail Costs Of Issuance Dated 08/03/2021 1 Delivered 08/03/2021 COSTS OF ISSUANCE DETAIL Financial Advisor Bond Counsel _ Rating Agency Fee Advertising _ MAC Fee State of Michigan Fee Muniplatform Verification Agent Escrow and Paying Agent TOTAL Farmington Hills 342 RF2 I SINGLE PURPOSE 1 1182021 1 12'32 PM $22,000 00 $27 225.00 _ $6,900.00 $1.705.00 -- — - __ $400,00 $1,000 00 -- - - -- $795,00 $1,000.00 $1,000.00 $62,025.00 Oakland Countv - rarmineton Hills Water Supply Improvements Bonds, Series 2014 $9,800,000 Sensitivity Summary of Savings by Maturity Maturity Coupon Principal Call Date-0.400%-0.300%-0.200%-0.100% Base +0.100% +0.200% +0.300% +0,400% 10/01/2U21 2000% 400,000 - (79071) (85526) (91976) r18422) (100307) 11p0241) (1UU175) (LUU1.09) (1,00043) 10/0U2022 2.000% 400000 10/01/2021 2,29526 183269 1,37088 90983 49511 10011 (29319) (196271 (1U7864) 10/01/2023 2125'% 400,000 ILIUI/2021 6,32645 5,46n fit 4,60903 3,75310 2,94621 2,160.44 13M.84 59543 (18381) 10/UI/2024 2250% 425000 10/01/2021 1199138 10,65506 9,323,55 7,99682 fi,72334 5,47531 4,23195 2,99326 1,75921 10101/2025 3000% 425,000 1U/01/2021 28,54553 26,759 s5 24,981 88 _23,21217 _ 21,49915 19814.89 18I3, 6.53 16,47002 14,90933 10/01/2026 3,000% 450,000 10/01/2021 37,770.66 35,42115 33,08453 30,76e 71 2850115 26,27625 24,06387 2186394 19,67638 10/01/2027 3000% 475,000 10/01/2021 47,73794 44,2723E 41,82582 38,89919 36,04371 33,23110 3g43Ug5 27,66112 24,90350 10/01/2028 300014 475(RIG 10/01/2021 55,51173 52,05923 48,63210 45,23013 4LU0750 38,63286 35,39273 32,15692 28,95523 10/01/2029 3000% 500,000 10/01/2U21 66,51741 62,36934 58255.53 54,17510 50,186.78 46,25568 42,357GU 38,49224 34,65932 10/01/2030 3000% 525000 IU/01I2021 78,228,8Y 73,33257 69,49114 63,67418 58?7136 5433780 4J74735 45,199.58 40,69408 10/01/2032 000% 55R000 IN)1/2021 99,51314 81074NU 7509124 70,36125 OS,N6.0 U0,00917 54,92457 57,09120 44,910 Is 10/01/2032 301111°o SSU,000 IU/UII20^_I 992U6L2 92,94042 86,742 89 Ngnp 25 7J.6ll nN n8,701 Ji b2,866 40 57,0YU.2U 51,317 YS 10/01/2033 3000% 575,006 10/01/2021 1125712U 105,42437 98362.19 9138359 84,55336 77,83272 71,19248 64,631.61 58,14913 10/01/2034 3000% 600,000 10/01/2021 126,59409 118,513 89 110,53647 1112,66042 94,953.08 87,37373 79,89162 72,505.46 65,213.92 TOMI $01725,001, S759,019.59 $709,766.90 $660,977,50 $612,64632 $965,537.56 $519,205.46 $473,315X $427,864.21 S382,84514 SUMMARY Savings u%fRafanded Pursed (� 0400%) _ 11287% Samosas%of Rarunded Pnnclpal(-0300%) _ I0.554% Savers as% cfRefunded Prinesall-0200%) _ _ 9829% Sav,aa,.% af0afuoded Pnncipal (-0100%) _- _ 9.110% Savings.%s,7RU, nded Pnn,r.Ifllasa) 8409% SRI.,as% of Refunded Pnn6pal(+0, 100%) 7.721% Savings as%afRefunded PG IpA(10200%) 7039% Smangsas%af RefundedP N6iS1(+0E300%) _ _ _ _ _ _ 6.362% Sal'nla5 Ss %afRellmded PGns=I ( 1 0400%) 5 n93% F-Ingbn Hills 3422014 1 SINGLE PURPOSE I It M021 1 1232 PM Resolution #21042 February 18, 2021 Moved by Nelson seconded by Weipert the resolutions on the Consent Agenda be adopted. AYES: Charles, Gershenson, Hoffman, Jackson, Joliat, Kochenderfer, Kowall, Kuhn, Long, Luebs, Markham, McGillivray, Miller, Moss, Nelson, Powell, Spisz, Weipert, Woodward, Cavell. (20) NAYS: None. (0) A sufficient majority having voted in favor, the resolutions on the Consent Agenda were adopted. Moved by Nelson seconded by Weipert MR #21047 be amended as follows: Add all Commissioners as co-sponsors of the resolution. A sufficient majority having voted in favor the amendment carried. I HEREBY APPROVE THE FOREGWHG-RESOLM STATE OF MICHIGAN) COUNTY OF OAKLAND) I, Lisa Brown, Clerk of the County of Oakland, do hereby certify that the foregoing resolution is a true and accurate copy of a resolution adopted by the Oakland County Board of Commissioners on February 18, 2021, with the original record thereof now remaining in my office. In Testimony Whereof, I have hereunto set my hand and affixed the seal of the Circuit Court at Pontiac, Michigan this 18th day of February 2021. S Lisa Brown, Oakland County