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Home My WebLink AboutReports - 2021.05.20 - 34419For Institutional Plan Sponsor use only. Not to be distributed to plan participants or the general public. Oakland County Retirement Plans Presented by: Stephanie Biddle, Vice President, Key Accounts As Of: March 31, 2021 Report contains information up through the last business day of end period. PLAN SUMMARY For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. Table of Contents Section I Oakland County 401(A) Employees Retirement System Plan Summary –940070 Section II Oakland County 457(b) Deferred Compensation Plan Plan Summary –940080 Section III Oakland County 457(b) PTNE Plan Plan Summary –940090 Section IV Monthly Activity Report –Q1 2021 Section V Forfeiture Account Section VI Suspense Account Section VII Service Standards Guarantees 2 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. Section I: Oakland County 401(A) Employees Retirement System Plan Summary –940070 3 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. PLAN SUMMARY AND BENCHMARK TRENDS 4 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Oakland County 401(A) Employees Retirement System 5 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Plan Demographics Summary 12/31/2020 10/1/2020 10/1/2020- 12/31/2020 1/1/2021- 3/31/2021 Total Participants*5,315 5,314 Active Participants 3,585 3,558 Terminated Participants 1,610 1,638 Other Participants**117 115 Multiple Status Participants***3 3 Average Participant Balance $148,946 $151,585 Average Account Balance for Active Participants $170,950 $170,992 Median Participant Balance $54,319 $56,014 Median Participant Balance for Active Participants $83,088 $84,707 Participants Age 50 and Over 2,422 2,438 Total Assets for Participants Age 50 and Over $514,375,595 $528,292,483 Total (Contributions + Rollovers In)$8,715,129 $9,339,436 Employee Contributions $2,648,067 $2,365,553 Employer Contributions $6,008,470 $6,846,932 Rollovers In $58,592 $126,952 Total Distributions ($6,183,722) ($13,849,569) Percentage of Assets Distributed 0.8%1.7% Market Value Gain / Loss****$77,010,802 $18,508,623 Total Participant Balances $791,650,616 $805,522,154 *** Participant(s) with an account balance greater than $0 in more than one participant status category (e.g. Active status in one subplan but Terminated status in another subplan). ****This is not the equivalent of a plan level return on investment due to the timing of additions, distributions and underlying investment performance. *Participant(s) with an account balance greater than $0. **Participant(s) who are not active, terminated or suspended, but have an account balance greater than $0 (e.g. break-in-service, rehire, etc.). Rollovers In is the total dollars credited to participant accounts within the period defined that originated in other qualified retirement plan accounts. Oakland County 401(A) Employees Retirement System 6 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Participant Activity Transaction Summary Oakland County 401(A) Employees Retirement System Plan Features GoalMaker 12/31/2020 3/31/2021 Plan Assets for Participants in GoalMaker $138,785,524 $147,233,035 % of Plan Assets for GoalMaker Participants 17.5%18.3% # of Participants in GoalMaker 588 613 Participation Rate in GoalMaker 11.1%11.5% Prudential % of Participants in GoalMaker - As of 12/31/2020 IncomeFlex 12/31/2020 3/31/2021 % of Plan Assets Invested in IncomeFlex Funds for IncomeFlex Participants 52.1%51.9% # of Participants in IncomeFlex 101 98 Participation Rate in IncomeFlex 1.9%1.8% Prudential % of Participants in IncomeFlex - As of 12/31/2020 Stable Value 12/31/2020 3/31/2021 Participation Rate in Stable Value 24.9% 25.0% % of Plan Assets in Stable Value 9.9% 10.8% Prudential % of Plan Assets in Stable Value - As of 12/31/2020 20.7% 52.2% 7.8% 7 Plan Summary For Plan Sponsor or Consultant Use Only Plan Features Your Plan Prudential Book of Business Industry Average* Plan Sponsor Survey 2020** Plan Sponsor Survey 2021*** GoalMaker®Yes 65.1%NA NA NA Investment Options 44.0 13.5 26.5 22.9 22.7 IncomeFlex®Yes 26.5%26.3%9.2%11.1% Loans Yes 63.5%80.0%82.0%80.5% Plan Allows Catch-Up Contributions (Administered Through Prudential)NA 48.1%NA NA NA **2020 Annual Survey, 2020 (Overall) ***2021 Annual Survey, 2021 (Overall) *Annual Survey, 2021 (Industry Specific Results) – Government Municipal This information should not be considered an offer or solicitation of securities, insurance products or services. No offer is intended nor should this material be construed as an offer of any product. The information is being presented by us solely in our role as the plan’s service provider and/or record keeper. © 2021 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide. Prudential’s Book of Business averages are as of 12/31/2020 External Benchmark Source: PLANSPONSOR Defined Contribution Annual Survey Oakland County 401(A) Employees Retirement System Benchmark Trends –Plan Features 8 Plan Summary For Plan Sponsor or Consultant Use Only Plan Features Your Plan Prudential Book of Business Industry Average* Plan Sponsor Survey 2020** Plan Sponsor Survey 2021*** Average Account Balance $151,585 $80,721 $99,973 $103,108 $110,278 Median Account Balance $56,014 $77,565 $65,359 $79,970 $83,441 % of Plan Assets in Stable Value 10.8%20.7%NA NA NA Average # of Funds Held 4.7 5.2 5.1 6.3 5.0 % of 55+ Participants Utilizing IncomeFlex®4.0%9.1%NA NA NA % of Participants Utilizing GoalMaker®11.5%52.2%NA NA NA % of Participants have Outstanding Active Loans 10.8%12.2%10.2%14.2%12.8% Average Loan Balance $7,363 $7,891 $9,190 $10,121 $10,709 **2020 Annual Survey, 2020 (Overall) ***2021 Annual Survey, 2021 (Overall) Prudential’s Book of Business averages are as of 12/31/2020 External Benchmark Source: PLANSPONSOR Defined Contribution Annual Survey *Annual Survey, 2021 (Industry Specific Results) – Government Municipal This information should not be considered an offer or solicitation of securities, insurance products or services. No offer is intended nor should this material be construed as an offer of any product. The information is being presented by us solely in our role as the plan’s service provider and/or record keeper. © 2021 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide. Oakland County 401(A) Employees Retirement System Benchmark Trends –Participant Behavior 9 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Asset Allocation/Net Activity By Age January 1, 2021 to March 31, 2021 Less than 25 25-34 35-44 45-54 55-64 65+Total Total Participant Balances $909,364 $32,643,072 $115,741,543 $294,903,004 $208,069,040 $153,256,131 $805,522,153 % Assets 0.1%4.1%14.4%36.6%25.8%19.0%100.0% Average Contribution Rate ($)$0 $0 $0 $0 $331 $0 $331 Average Contribution Rate (%)4.1%4.6%4.5%4.8%5.3%7.4%4.8% Prudential Avg. Contribution Rate (%) as of 12/31/2020 5.2%6.2%7.0%8.1%9.7%11.4%7.7% Contributions $135,632 $1,656,547 $2,116,099 $3,248,429 $1,654,001 $401,776 $9,212,484 Rollovers In*$0 $0 $126,952 $0 $0 $0 $126,952 Total (Contributions + Rollovers In)$135,632 $1,656,547 $2,243,051 $3,248,429 $1,654,001 $401,776 $9,339,436 Cash Distributions $0 ($51,881)($227,430)($431,448)($1,391,607)($2,359,152)($4,461,519) Rollovers Out ($31,540)($10,607)($770,612)($2,101,256)($4,377,649)($2,096,385)($9,388,050) Total (Cash Distributions + Rollovers Out)($31,540)($62,488)($998,042)($2,532,705)($5,769,257)($4,455,537)($13,849,569) Net Activity $104,092 $1,594,059 $1,245,008 $715,724 ($4,115,256)($4,053,761)($4,510,133) Total Participants**100 941 1,125 1,458 1,055 637 5,316 Average Account Balance $9,094 $34,690 $102,881 $202,265 $197,222 $240,590 $151,528 Prudential Avg. Account Balance as of 12/31/2020 $3,940 $17,635 $49,972 $97,117 $136,242 $138,917 $80,721 Median Account Balance $7,160 $25,912 $58,741 $137,644 $86,600 $69,196 $56,014 Prudential Median Account Balance as of 12/31/2020 $4,404 $14,335 $34,065 $58,607 $86,341 $121,113 $77,565 High Balance $65,070 $244,712 $748,832 $1,355,060 $1,695,299 $3,193,618 Low Balance $91 $3 $2 $0.01 $0.01 $0.01 *Rollovers In is the total dollars credited to participant accounts within the period defined that originated in other qualified retirement plan accounts. **Total column for participant count is a sum of participants across each age group. E.g. If a participant has both a main account and beneficiary account within different age groups (decedent's date of birth), that participant will be counted twice. Oakland County 401(A) Employees Retirement System Average Balance By Years of Service as of March 31, 2021 Years of Service 0-5 6-10 11-15 16-20 21-25 26-30 31-35 36-40 41-45 46-50 51-55 56-60 Average Account Balance* $27,250 $76,165 $132,545 $224,528 $310,419 $408,885 $393,488 $460,470 $619,131 $397,576 $0 $3,193,618 * Active Employees 10 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. RETIREMENT READINESS 11 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Oakland County 401(A) Employees Retirement System IncomeFlex Participation 12 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. PLAN ACTIVITY 13 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. INVESTMENT OPTIONS 10/1/2020 - 12/31/2020 % 1/1/2021 - 3/31/2021 %Change % TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS $654,909 7.6%$714,322 7.8%$59,413 9.1% TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS $596,653 6.9%$613,171 6.7%$16,518 2.8% TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS $596,313 6.9%$609,105 6.6%$12,792 2.1% TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS $581,476 6.7%$597,537 6.5%$16,061 2.8% TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS $520,231 6.0%$569,375 6.2%$49,145 9.4% FIDELITY GROWTH COMPANY K6 FUND $428,005 4.9%$508,046 5.5%$80,040 18.7% GUARANTEED INCOME FUND $437,629 5.1%$483,047 5.2%$45,417 10.4% TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS $379,706 4.4%$439,676 4.8%$59,971 15.8% TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS $398,200 4.6%$439,165 4.8%$40,965 10.3% TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS $503,566 5.8%$438,826 4.8%($64,739) -12.9% JPMORGAN EQUITY INCOME FUND CLASS R5 $397,239 4.6%$423,887 4.6%$26,648 6.7% MFS INTERNATIONAL INTRINSIC VALUE FUND CLASS R3 $351,870 4.1%$395,669 4.3%$43,799 12.4% T. ROWE PRICE NEW HORIZONS FUND $298,958 3.5%$349,970 3.8%$51,012 17.1% FIDELITY 500 INDEX FUND $305,994 3.5%$315,750 3.4%$9,756 3.2% LARGE CAP GROWTH / JP MORGAN INVESTMENT MANAGEMENT FUND $313,621 3.6%$288,632 3.1%($24,989)-8.0% PGIM TOTAL RETURN BOND FUND -CLASS Z $242,833 2.8%$250,474 2.7%$7,641 3.1% TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS $211,464 2.4%$238,259 2.6%$26,795 12.7% BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO INSTITUTIONAL SHARES $115,480 1.3%$206,064 2.2%$90,584 78.4% TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS $148,725 1.7%$168,221 1.8%$19,496 13.1% FIDELITY EMERGING MARKETS INDEX FUND $140,068 1.6%$161,228 1.8%$21,159 15.1% VICTORY SYCAMORE ESTABLISHED VALUE FUND CLASS A $113,590 1.3%$119,307 1.3%$5,717 5.0% FIDELITY SMALL CAP INDEX FUND $111,151 1.3%$111,078 1.2%($74)-0.1% FIDELITY ADVISOR SMALL CAP VALUE FUND CLASS I $98,797 1.1%$110,280 1.2%$11,484 11.6% BNY MELLON GLOBAL FIXED INCOME FUND - CLASS A $87,423 1.0%$97,241 1.1%$9,818 11.2% AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R-5E $83,280 1.0%$76,856 0.8%($6,424)-7.7% TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS $55,714 0.6%$70,060 0.8%$14,346 25.7% AMERICAN FUNDS NEW PERSPECTIVE FUND CLASS R-5 $73,296 0.9%$69,821 0.8%($3,475)-4.7% PIMCO INCOME FUND CLASS A $51,195 0.6%$53,536 0.6%$2,341 4.6% FIDELITY PURITAN FUND $43,515 0.5%$47,542 0.5%$4,027 9.3% FIDELITY MID CAP INDEX FUND $30,271 0.4%$37,128 0.4%$6,857 22.7% PGIM HIGH YIELD FUND- CLASS Z $30,780 0.4%$31,497 0.3%$717 2.3% FIDELITY INTERMEDIATE TREASURY BOND INDEX FUND $28,581 0.3%$28,650 0.3%$69 0.2% COHEN & STEERS REALTY SHARES FUND CLASS L $31,904 0.4%$27,927 0.3%($3,978) -12.5% DFA INFLATION-PROTECTED SECURITIES PORTFOLIO INSTITUTIONAL CLASS $20,332 0.2%$27,017 0.3%$6,685 32.9% FIDELITY INTERNATIONAL INDEX FUND $23,403 0.3%$25,078 0.3%$1,675 7.2% PRUDENTIAL INCOMEFLEX TARGET VANGUARD BALANCED INDEX FUND $32,266 0.4%$22,710 0.3%($9,556) -29.6% BNY MELLON NATURAL RESOURCES FUND CLASS I $12,843 0.2%$14,111 0.2%$1,268 9.9% TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS $6,554 0.1%$8,957 0.1%$2,403 36.7% TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS $0 0.0%$6,528 0.1%$6,528 n/a VANGUARD FTSE SOCIAL INDEX FUND ADMIRAL $3,655 0.0%$5,283 0.1%$1,628 44.6% GOLDMAN SACHS INTERNATIONAL SMALL CAP INSIGHTS FUND INVESTOR CLASS $4,909 0.1%$5,144 0.1%$236 4.8% COLUMBIA INCOME BUILDER FUND ADVISOR CLASS $2,631 0.0%$3,364 0.0%$733 27.8% COLUMBIA FLOATING RATE FUND INSTITUTIONAL 3 CLASS $3,187 0.0%$2,946 0.0%($240)-7.5% EATON VANCE ATLANTA CAPITAL SMID-CAP FUND CLASS A $84,320 1.0%$0 0.0%($84,320) -100.0% Total Assets Contributed $8,656,536 100.0%$9,212,484 100.0%$555,948 6.4% Contributions by Fund Oakland County 401(A) Employees Retirement System 14 Plan Summary Interfund Transfers For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Oakland County 401(A) Employees Retirement System 15 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Participant Distribution Statistics Oakland County 401(A) Employees Retirement System 16 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Rollover Distributions Statistics Oakland County 401(A) Employees Retirement System Rollover Institution Rollover Distribution Amount # of Ppts Rollover Institution Rollover Distribution Amount # of Ppts Rollover Institution Rollover Distribution Amount # of Ppts Rollover Institution Rollover Distribution Amount # of Ppts Merrill Lynch $833,886 2 NFS $726,786 2 Oppenheimer $699,102 1 Pershing $1,181,018 4 TD Ameritrade $748,522 2 Fidelity $440,393 2 Fidelity $656,345 7 Prudential $1,177,627 4 Raymond James $551,066 1 Raymond James $416,874 2 Ameriprise $350,699 2 LPL $1,086,703 2 Charles Schwab $304,829 1 New York Life $341,327 1 Charles Schwab $289,920 2 Charles Schwab $1,033,937 3 Fidelity $258,779 4 Charles Schwab $271,087 2 LPL $201,465 1 TD Ameritrade $998,651 4 Cetera Financial $172,665 1 Edward Jones $144,001 2 Edward Jones $184,899 2 Fidelity $851,980 10 Prudential $145,278 3 Merrill Lynch $97,767 2 Merrill Lynch $169,506 2 Jackson National $659,684 1 Ameriprise $127,772 2 Morgan Stanley $86,008 1 TD Ameritrade $94,146 2 NFS $595,988 2 Midland $81,055 1 Thrift Savings Plan $64,636 1 Principal $89,699 1 Allianz $303,926 2 Thrift Savings Plan $75,330 1 Flagstar Bank $54,487 1 Lincoln $86,422 1 Nationwide $272,391 1 Principal $68,381 1 Financial Trust Co $46,438 1 T Rowe Price $40,027 1 Edward Jones $249,645 4 Pershing $26,757 1 Principal $45,870 1 Citizens Bank $37,013 1 American Equity $200,000 1 NFS $23,551 2 PNC Bank $24,949 1 Mass Mutual $27,630 1 Morgan Stanley $149,433 2 Total $3,417,870 22 Security Benefit $5,144 1 Prudential $20,997 1 UBS $146,099 1 Pershing $2,362 1 Midland $18,692 1 Primerica $144,000 1 Total $2,768,130 21 Mutual of Omaha $15,593 1 Vanguard $137,433 2 Equity Trust Co $15,000 1 Fifth Third Bank $110,564 1 TIAA $8,430 1 Alerus Financial $31,540 1 Nationwide $6,954 1 E Trade $27,799 1 Transamerica $6,547 1 Merrill Lynch $24,923 1 Total $3,019,087 31 Thrift Savings Plan $2,715 1 Raymond James $1,992 1 Total $9,388,050 50 1/1/2021 - 3/31/20214/1/2020 - 6/30/2020 7/1/2020 - 9/30/2020 10/1/2020 - 12/31/2020 17 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Loan Activity Loan Utilization By Participant Age *Includes all participant statuses with balance > $0. % of Participants With Withdrawal Activity Oakland County 401(A) Employees Retirement System 18 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Participant Loan Statistics Oakland County 401(A) Employees Retirement System # of Oustanding Active Loans as of 3/31/2021 Participant Count 1 320 2 132 3 50 4 30 5 44 Total 576 10/1/2020- 12/31/2020 1/1/2021- 3/31/2021 # of Deemed Loans 4 8 Total Deemed Principal Loan Balance $19,420 $21,157 19 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Definitions: Unique Callers –The number of individuals that spoke to a Participant Service Center Representative during the reporting period (e.g., If the same individual called five times during the reporting period, they would only be counted once). Total Call Volume –The number of calls to a Participant Service Center Representative during the reporting period (e.g., If the same individual called five times during the reporting period, they would be counted five times). Participant Transaction Statistics Oakland County 401(A) Employees Retirement System 20 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. INVESTMENT DIVERSIFICATION 21 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Less than 25 25-34 35-44 45-54 55-64 65+ Stable Value Fixed Inc-Domestic Fixed Inc-Glbl / International Allocation Equity - U.S. Large Equity - U.S. Mid/Small Equity - Glbl / International Alternative / Other Less than 25 25-34 35-44 45-54 55-64 65+Total Participants Invested in Only One Fund 80 352 362 334 238 167 1,533 Average # of Funds per Participant 2.0 3.1 3.9 5.9 5.7 4.6 4.7 Prudential Participants Avg. # of Funds per Participant as of 12/31/2020 5.1 5.3 5.4 5.4 5.2 4.2 5.2 % of Plan Assets in Stable Value 0.4% 0.8% 2.0% 6.7% 15.1% 22.0% 10.8% Prudential % of Plan Assets in Stable Value as of 12/31/2020 7.4% 6.7% 9.0% 13.8% 24.0% 38.3% 20.7% Self Directed Brokerage Account # of Participants 0 3 18 37 25 13 96 Oakland County 401(A) Employees Retirement System Fund Utilization By Age As of March 31, 2021 Assets by Asset Class and Age As of March 31, 2021 Asset Allocation 22 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. The funds in bold type denote inclusion in the GoalMaker®product. INVESTMENT OPTIONS Balance % Invested in Fund # of Ppts Ppts Using as Sole Investment GUARANTEED INCOME FUND $87,376,903 10.8%1,331 105 TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS $67,427,689 8.4%886 265 LARGE CAP GROWTH / JP MORGAN INVESTMENT MANAGEMENT FUND $58,251,806 7.2%1,126 5 JPMORGAN EQUITY INCOME FUND CLASS R5 $48,752,265 6.1%1,405 1 TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS $44,585,044 5.5%752 108 FIDELITY GROWTH COMPANY K6 FUND $40,194,189 5.0%1,385 13 FIDELITY 500 INDEX FUND $37,837,855 4.7%1,004 13 TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS $34,806,860 4.3%523 86 MFS INTERNATIONAL INTRINSIC VALUE FUND CLASS R3 $33,576,500 4.2%1,052 0 PGIM TOTAL RETURN BOND FUND -CLASS Z $33,084,332 4.1%1,135 0 BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO INSTITUTIONAL SHARES $25,840,654 3.2%1,309 0 TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS $24,831,621 3.1%665 123 T. ROWE PRICE NEW HORIZONS FUND $24,779,217 3.1%1,267 21 TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS $24,273,390 3.0%947 149 TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS $23,104,741 2.9%548 92 PRUDENTIAL INCOMEFLEX TARGET VANGUARD BALANCED INDEX FUND $21,394,121 2.7%98 13 SELF DIRECTED BROKERAGE ACCOUNT $18,931,567 2.4%96 5 FIDELITY SMALL CAP INDEX FUND $15,320,695 1.9%471 1 VICTORY SYCAMORE ESTABLISHED VALUE FUND CLASS A $13,164,223 1.6%1,087 0 TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS $12,345,077 1.5%297 49 FIDELITY EMERGING MARKETS INDEX FUND $12,285,838 1.5%956 0 FIDELITY ADVISOR SMALL CAP VALUE FUND CLASS I $11,817,406 1.5%981 0 FIDELITY PURITAN FUND $11,521,102 1.4%541 7 BNY MELLON GLOBAL FIXED INCOME FUND - CLASS A $11,179,448 1.4%656 0 TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS $10,174,152 1.3%602 121 AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R-5E $9,948,530 1.2%814 1 TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS $8,274,612 1.0%467 163 AMERICAN FUNDS NEW PERSPECTIVE FUND CLASS R-5 $7,128,535 0.9%351 1 PIMCO INCOME FUND CLASS A $6,935,406 0.9%315 0 PGIM HIGH YIELD FUND- CLASS Z $4,901,881 0.6%316 1 FIDELITY INTERMEDIATE TREASURY BOND INDEX FUND $3,456,828 0.4%170 2 COHEN & STEERS REALTY SHARES FUND CLASS L $3,139,536 0.4%319 2 FIDELITY MID CAP INDEX FUND $2,960,463 0.4%144 0 DFA INFLATION-PROTECTED SECURITIES PORTFOLIO INSTITUTIONAL CLASS $2,917,338 0.4%223 0 FIDELITY INTERNATIONAL INDEX FUND $2,192,266 0.3%208 0 TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS $2,099,512 0.3%212 152 TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS $1,179,255 0.1%79 13 BNY MELLON NATURAL RESOURCES FUND CLASS I $931,493 0.1%143 0 COLUMBIA INCOME BUILDER FUND ADVISOR CLASS $904,161 0.1%54 0 TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS $555,181 0.1%62 6 VANGUARD FTSE SOCIAL INDEX FUND ADMIRAL $480,869 0.1%23 1 GOLDMAN SACHS INTERNATIONAL SMALL CAP INSIGHTS FUND INVESTOR CLASS $322,071 0.0%48 0 COLUMBIA FLOATING RATE FUND INSTITUTIONAL 3 CLASS $266,159 0.0%38 0 TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS $71,364 0.0%14 14 Total $805,522,154 100.0%0 Oakland County 401(A) Employees Retirement System Utilization by Fund as of March 31, 2021 23 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Due to rounding, bar graph may not equal 100% Investment Utilization Oakland County 401(A) Employees Retirement System 24 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Due to rounding, pie chart may not equal 100% Oakland County 401(A) Employees Retirement System 25 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Default Investor 6/30/2020 9/30/2020 12/31/2020 3/31/2021 Plan Assets for Participants in GoalMaker $0 $0 $0 $0 # of Participants in GoalMaker 0 0 0 0 Participation Rate in GoalMaker 0.0% 0.0% 0.0%0.0% % of Plan Assets for GoalMaker Participants 0.0% 0.0% 0.0%0.0% Non-Default Investor 6/30/2020 9/30/2020 12/31/2020 3/31/2021 Plan Assets for Participants In GoalMaker $117,469,719 $126,511,855 $138,785,524 $147,233,035 # of Participants in GoalMaker 588 590 588 613 Participation Rate in GoalMaker 11.1% 11.1% 11.1% 11.5% % of Plan Assets for GoalMaker Participants 17.7% 17.8% 17.5% 18.3% Total 6/30/2020 9/30/2020 12/31/2020 3/31/2021 Plan Assets for Participants In GoalMaker $117,469,719 $126,511,855 $138,785,524 $147,233,035 # of Participants in GoalMaker 588 590 588 613 Participation Rate in GoalMaker 11.1% 11.1% 11.1% 11.5% % of Plan Assets for GoalMaker Participants 17.7% 17.8% 17.5% 18.3% Percentage of Assets by GoalMaker® Investor As of 3/31/2021 0.0% 100.0% Default Investor Non-Default Investor Due to rounding, pie chart may not equal 100% GoalMaker® Participation –Default vs Non-Default Investor Oakland County 401(A) Employees Retirement System 26 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Asset Class Less than 25 25-34 35-44 45-54 55-64 65+Total Stable Value $3,629 $267,310 $2,339,758 $19,775,149 $31,347,834 $33,643,222 $87,376,903 Fixed Inc-Domestic $2,733 $285,733 $3,074,876 $19,236,216 $19,714,162 $9,248,225 $51,561,944 Fixed Inc-Glbl / International $1,269 $45,388 $480,773 $3,775,750 $4,848,590 $2,027,678 $11,179,448 Allocation $645,177 $22,288,407 $55,612,751 $91,374,371 $68,392,606 $49,234,569 $287,547,880 Equity - U.S. Large $93,586 $4,297,152 $24,197,594 $78,997,099 $44,222,532 $33,709,021 $185,516,984 Equity - U.S. Mid/Small $120,217 $3,571,732 $16,046,753 $41,316,589 $20,716,838 $12,110,528 $93,882,658 Equity - Glbl / International $42,753 $1,822,688 $10,727,481 $30,790,988 $14,636,064 $7,433,767 $65,453,741 Alternative / Other $0 $64,663 $3,261,556 $9,636,841 $4,190,414 $5,849,122 $23,002,596 Total Assets $909,364 $32,643,072 $115,741,543 $294,903,004 $208,069,040 $153,256,131 $805,522,154 % of Assets 0.1%4.1%14.4%36.6%25.8%19.0%100.0% Active Participants 79 750 813 1,112 649 158 3,561 Terminated Participants 17 180 287 327 378 451 1,640 Other Participants*4 11 25 19 28 28 115 Total Participants**100 941 1,125 1,458 1,055 637 5,316 Avg Account Balance $9,094 $34,690 $102,881 $202,265 $197,222 $240,590 $151,528 *Participant(s) who are not active, terminated or suspended, but have an account b alance greater than $0 (e.g. b reak-in-service, rehire, etc.). **Total column for participant count is a sum of participants across each age group. E.g. If a participant has both a main account and beneficiary account within different age groups (decedent's date of b irth), that participant will be counted twice. Oakland County 401(A) Employees Retirement System Asset Allocation by Age Group as of March 31, 2021 27 Plan Summary INVESTMENT OPTIONS Less than 25 25-34 35-44 45-54 55-64 65+Total GUARANTEED INCOME FUND $3,629 $267,310 $2,339,758 $19,775,149 $31,347,834 $33,643,222 $87,376,903 TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS $0 $72,073 $7,449,712 $23,351,387 $18,669,243 $17,885,274 $67,427,689 LARGE CAP GROWTH / JP MORGAN INVESTMENT MANAGEMENT FUND $2,821 $737,493 $6,330,963 $22,465,996 $14,038,728 $14,675,804 $58,251,806 JPMORGAN EQUITY INCOME FUND CLASS R5 $23,548 $1,047,918 $7,183,246 $20,728,401 $11,299,866 $8,469,284 $48,752,265 TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS $0 $31,916 $5,553,512 $35,472,290 $2,730,818 $796,509 $44,585,044 FIDELITY GROWTH COMPANY K6 FUND $43,669 $1,683,613 $6,263,152 $20,198,578 $8,192,958 $3,812,219 $40,194,189 FIDELITY 500 INDEX FUND $23,330 $807,740 $4,297,805 $15,458,395 $10,500,485 $6,750,100 $37,837,855 TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS $0 $0 $1,275,740 $6,189,812 $19,585,751 $7,755,556 $34,806,860 MFS INTERNATIONAL INTRINSIC VALUE FUND CLASS R3 $28,215 $989,154 $5,624,856 $14,975,719 $7,662,324 $4,296,232 $33,576,500 PGIM TOTAL RETURN BOND FUND -CLASS Z $2,733 $152,288 $1,567,240 $12,298,870 $12,263,382 $6,799,821 $33,084,332 BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO INSTITUTIONAL SHARES $7,604 $400,553 $3,729,051 $11,402,982 $6,324,844 $3,975,621 $25,840,654 TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS $0 $5,831 $19,297,343 $5,482,254 $44,757 $1,435 $24,831,621 T. ROWE PRICE NEW HORIZONS FUND $84,861 $2,175,838 $5,812,434 $10,477,376 $4,066,336 $2,162,373 $24,779,217 TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS $16,549 $6,164,448 $17,091,720 $836,285 $32,957 $131,430 $24,273,390 TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS $0 $79,657 $376,068 $14,775,622 $7,708,455 $164,938 $23,104,741 PRUDENTIAL INCOMEFLEX TARGET VANGUARD BALANCED INDEX FUND $43 $32,975 $75,849 $1,350,656 $5,964,567 $13,970,032 $21,394,121 SELF DIRECTED BROKERAGE ACCOUNT $0 $30,616 $2,592,504 $7,551,442 $3,234,324 $5,522,681 $18,931,567 FIDELITY SMALL CAP INDEX FUND $10,778 $212,719 $1,686,074 $6,935,318 $3,653,886 $2,821,920 $15,320,695 VICTORY SYCAMORE ESTABLISHED VALUE FUND CLASS A $7,586 $367,782 $2,267,632 $5,713,344 $2,988,752 $1,819,127 $13,164,223 TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS $8,227 $0 $5,564 $520,002 $9,258,283 $2,553,000 $12,345,077 FIDELITY EMERGING MARKETS INDEX FUND $11,609 $490,858 $2,554,475 $5,979,580 $2,548,602 $700,715 $12,285,838 FIDELITY ADVISOR SMALL CAP VALUE FUND CLASS I $8,977 $353,657 $2,181,468 $5,306,414 $2,978,708 $988,183 $11,817,406 FIDELITY PURITAN FUND $0 $19,770 $1,010,703 $2,942,000 $3,003,315 $4,545,315 $11,521,102 BNY MELLON GLOBAL FIXED INCOME FUND - CLASS A $1,269 $45,388 $480,773 $3,775,750 $4,848,590 $2,027,678 $11,179,448 TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS $6,199 $6,321,933 $3,321,518 $288,773 $235,729 $0 $10,174,152 AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R-5E $2,145 $96,880 $1,326,699 $4,978,589 $2,017,127 $1,527,089 $9,948,530 TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS $11,388 $8,245,112 $15,474 $2,638 $0 $0 $8,274,612 AMERICAN FUNDS NEW PERSPECTIVE FUND CLASS R-5 $682 $162,980 $750,146 $3,474,887 $1,966,065 $773,775 $7,128,535 PIMCO INCOME FUND CLASS A $0 $70,948 $643,004 $2,473,077 $3,074,444 $673,933 $6,935,406 PGIM HIGH YIELD FUND- CLASS Z $0 $18,804 $374,748 $2,278,131 $1,726,299 $503,898 $4,901,881 FIDELITY INTERMEDIATE TREASURY BOND INDEX FUND $0 $37,977 $176,084 $1,189,932 $1,411,882 $640,953 $3,456,828 COHEN & STEERS REALTY SHARES FUND CLASS L $0 $28,230 $540,814 $1,637,127 $707,849 $225,516 $3,139,536 FIDELITY MID CAP INDEX FUND $412 $61,184 $370,094 $1,481,156 $704,313 $343,304 $2,960,463 DFA INFLATION-PROTECTED SECURITIES PORTFOLIO INSTITUTIONAL CLASS $0 $5,052 $245,639 $916,805 $1,123,611 $626,230 $2,917,338 FIDELITY INTERNATIONAL INDEX FUND $103 $75,412 $426,176 $1,258,381 $339,467 $92,727 $2,192,266 TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS $531,407 $1,313,241 $131,246 $81,275 $42,342 $0 $2,099,512 TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS $0 $0 $0 $0 $299,101 $880,154 $1,179,255 BNY MELLON NATURAL RESOURCES FUND CLASS I $0 $5,816 $128,239 $448,273 $248,241 $100,925 $931,493 COLUMBIA INCOME BUILDER FUND ADVISOR CLASS $0 $1,450 $8,303 $72,165 $796,222 $26,022 $904,161 TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS $0 $0 $0 $9,212 $21,065 $524,903 $555,181 VANGUARD FTSE SOCIAL INDEX FUND ADMIRAL $218 $20,388 $122,427 $145,729 $190,495 $1,613 $480,869 GOLDMAN SACHS INTERNATIONAL SMALL CAP INSIGHTS FUND INVESTOR CLASS $0 $7,404 $45,128 $123,833 $102,479 $43,228 $322,071 COLUMBIA FLOATING RATE FUND INSTITUTIONAL 3 CLASS $0 $663 $68,160 $79,401 $114,545 $3,390 $266,159 TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS $71,364 $0 $0 $0 $0 $0 $71,364 Total Assets $909,364 $32,643,072 $115,741,543 $294,903,004 $208,069,040 $153,256,131 $805,522,154 % of Assets 0.1%4.1%14.4%36.6%25.8%19.0%100.0% Total Participants 100 941 1,125 1,458 1,055 637 5,316 Avg. Account Balance $9,094 $34,690 $102,881 $202,265 $197,222 $240,590 $151,528 Fund Allocation by Age Group as of March 31, 2021 Oakland County 401(A) Employees Retirement System For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers.28 Plan Summary INVESTMENT OPTIONS Less than 25 25-34 35-44 45-54 55-64 65+Total GUARANTEED INCOME FUND 3 48 114 393 432 341 1,331 TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS 0 18 181 309 187 191 886 LARGE CAP GROWTH / JP MORGAN INVESTMENT MANAGEMENT FUND 3 70 174 422 272 186 1,127 JPMORGAN EQUITY INCOME FUND CLASS R5 8 134 242 510 341 171 1,406 TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS 0 1 104 605 30 12 752 FIDELITY GROWTH COMPANY K6 FUND 13 141 213 483 358 178 1,386 FIDELITY 500 INDEX FUND 4 52 123 358 281 187 1,005 TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS 0 0 18 77 377 51 523 MFS INTERNATIONAL INTRINSIC VALUE FUND CLASS R3 8 108 170 395 248 124 1,053 PGIM TOTAL RETURN BOND FUND -CLASS Z 3 63 135 422 349 164 1,136 BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO INSTITUTIONAL SHARES 10 115 221 497 328 139 1,310 TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS 0 3 435 221 5 1 665 T. ROWE PRICE NEW HORIZONS FUND 12 167 239 435 310 105 1,268 TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS 4 365 559 14 2 3 947 TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS 0 4 13 339 185 7 548 PRUDENTIAL INCOMEFLEX TARGET VANGUARD BALANCED INDEX FUND 1 2 5 23 35 32 98 SELF DIRECTED BROKERAGE ACCOUNT 0 3 18 37 25 13 96 FIDELITY SMALL CAP INDEX FUND 3 34 81 190 113 50 471 VICTORY SYCAMORE ESTABLISHED VALUE FUND CLASS A 8 116 202 397 264 101 1,088 TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS 1 0 4 33 171 88 297 FIDELITY EMERGING MARKETS INDEX FUND 9 116 177 364 224 66 956 FIDELITY ADVISOR SMALL CAP VALUE FUND CLASS I 8 109 183 360 239 82 981 FIDELITY PURITAN FUND 0 9 62 190 161 121 543 BNY MELLON GLOBAL FIXED INCOME FUND - CLASS A 3 40 75 250 214 75 657 TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS 1 405 188 5 3 0 602 AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R-5E 1 39 139 333 198 105 815 TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS 4 460 1 2 0 0 467 AMERICAN FUNDS NEW PERSPECTIVE FUND CLASS R-5 2 27 66 139 88 30 352 PIMCO INCOME FUND CLASS A 0 12 44 146 85 29 316 PGIM HIGH YIELD FUND- CLASS Z 0 11 46 132 87 41 317 FIDELITY INTERMEDIATE TREASURY BOND INDEX FUND 0 8 11 44 71 37 171 COHEN & STEERS REALTY SHARES FUND CLASS L 0 14 65 141 76 23 319 FIDELITY MID CAP INDEX FUND 1 16 23 54 41 10 145 DFA INFLATION-PROTECTED SECURITIES PORTFOLIO INSTITUTIONAL CLASS 0 7 31 102 61 23 224 FIDELITY INTERNATIONAL INDEX FUND 1 18 34 79 53 23 208 TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS 73 130 4 1 4 0 212 TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS 0 0 0 0 10 69 79 BNY MELLON NATURAL RESOURCES FUND CLASS I 0 4 23 72 34 10 143 COLUMBIA INCOME BUILDER FUND ADVISOR CLASS 0 1 4 20 22 7 54 TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS 0 0 0 9 6 48 63 VANGUARD FTSE SOCIAL INDEX FUND ADMIRAL 1 5 3 6 7 1 23 GOLDMAN SACHS INTERNATIONAL SMALL CAP INSIGHTS FUND INVESTOR CLASS 0 4 9 18 15 2 48 COLUMBIA FLOATING RATE FUND INSTITUTIONAL 3 CLASS 0 1 3 13 17 4 38 TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS 14 0 0 0 0 0 14 Total Participants 100 941 1,125 1,458 1,055 637 5,316 Average # of Funds Per Participant 2.0 3.1 3.9 5.9 5.7 4.6 4.7 For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Participant Count by Fund by Age Group as of March 31, 2021 Oakland County 401(A) Employees Retirement System 29 Plan Summary 30 For Plan Sponsor or Consultant Use Only Assets and contributions reflect actual participant account balances and do not include outstanding loan balances, forfeitures, and / or expense account assets. Customer should promptly report any inaccuracy or discrepancy to the brokerage firm(s). All oral communications should be re-confirmed in writing to protect the customer’s legal rights, including rights under the Securities Investor Protection act (SIPA). This information should not be considered an offer or solicitation of securities, insurance products or services. No offer is intended nor should this material be construed as an offer of any product. The information is being presented by us solely in our role as the plan’s service provider and or record keeper. Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT, or its affiliates. © 2021 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide. Prudential’s Book of Business averages are as of 12/31/2020. Oakland County 401(A) Employees Retirement System 30 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. Section II: Oakland County 457(b) Deferred Compensation Plan Plan Summary –940080 31 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. PLAN SUMMARY AND BENCHMARK TRENDS 32 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Oakland County 457(b) Deferred Compensation Plan 33 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Plan Demographics Summary 12/31/2020 10/1/2020 10/1/2020- 12/31/2020 1/1/2021- 3/31/2021 Total Participants*3,430 3,460 Active Participants 2,592 2,592 Terminated Participants 746 777 Suspended Participants 5 5 Other Participants**84 84 Multiple Status Participants***3 2 Average Participant Balance $106,813 $107,564 Average Account Balance for Active Participants $88,115 $86,585 Median Participant Balance $27,398 $27,460 Median Participant Balance for Active Participants $20,944 $21,372 Participants Age 50 and Over 1,782 1,811 Total Assets for Participants Age 50 and Over $294,808,785 $301,111,876 Total (Contributions + Rollovers In)$3,359,349 $3,465,549 Employee Contributions $3,277,153 $3,226,331 Rollovers In $82,196 $239,218 Total Distributions ($5,329,655) ($6,933,486) Percentage of Assets Distributed 1.5%1.9% Market Value Gain / Loss****$36,247,820 $9,511,691 Total Participant Balances $366,367,292 $372,171,828 *** Participant(s) with an account balance greater than $0 in more than one participant status category (e.g. Active status in one subplan but Terminated status in another subplan). ****This is not the equivalent of a plan level return on investment due to the timing of additions, distributions and underlying investment performance. *Participant(s) with an account balance greater than $0. **Participant(s) who are not active, terminated or suspended, but have an account balance greater than $0 (e.g. break-in-service, rehire, etc.). Rollovers In is the total dollars credited to participant accounts within the period defined that originated in other qualified retirement plan accounts. Oakland County 457(b) Deferred Compensation Plan 34 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Participant Activity Transaction Summary Oakland County 457(b) Deferred Compensation Plan Plan Features GoalMaker 12/31/2020 3/31/2021 Plan Assets for Participants in GoalMaker $51,613,203 $54,986,501 % of Plan Assets for GoalMaker Participants 14.1%14.8% # of Participants in GoalMaker 654 701 Participation Rate in GoalMaker 19.1%20.3% Prudential % of Participants in GoalMaker - As of 12/31/2020 IncomeFlex 12/31/2020 3/31/2021 % of Plan Assets Invested in IncomeFlex Funds for IncomeFlex Participants 35.9%35.2% # of Participants in IncomeFlex 24 25 Participation Rate in IncomeFlex 0.7%0.7% Prudential % of Participants in IncomeFlex - As of 12/31/2020 Auto Features 12/31/2020 3/31/2021 % of Contributing Participants in Contribution Accelerator 7.5%7.7% Prudential % of Contributing Participants in Contribution Accelerator - As of 12/31/2020 Stable Value 12/31/2020 3/31/2021 Participation Rate in Stable Value 33.6% 34.2% % of Plan Assets in Stable Value 13.1% 13.6% Prudential % of Plan Assets in Stable Value - As of 12/31/2020 20.7% 52.2% 7.8% 15.7% 35 Plan Summary For Plan Sponsor or Consultant Use Only Oakland County 457(b) Deferred Compensation Plan Benchmark Trends –Plan Features 36 Plan Summary For Plan Sponsor or Consultant Use Only Plan Features Your Plan Prudential Book of Business Industry Average* Plan Sponsor Survey 2020** Plan Sponsor Survey 2021*** Participation Rate 69.7%70.5%66.9%78.9%79.0% Average Contribution Rate (%)8.5%7.7%7.1%7.1%7.5% Average Account Balance $107,564 $80,721 $99,973 $103,108 $110,278 Median Account Balance $27,460 $77,565 $65,359 $79,970 $83,441 % of Plan Assets in Stable Value 13.6%20.7%NA NA NA Average # of Funds Held 5.4 5.2 5.1 6.3 5.0 % of 55+ Participants Utilizing IncomeFlex®0.7%9.1%NA NA NA % of Participants Utilizing GoalMaker®20.3%52.2%NA NA NA % of Participants have Outstanding Active Loans 5.6%12.2%10.2%14.2%12.8% Average Loan Balance $7,008 $7,891 $9,190 $10,121 $10,709 **2020 Annual Survey, 2020 (Overall) ***2021 Annual Survey, 2021 (Overall) Prudential’s Book of Business averages are as of 12/31/2020 External Benchmark Source: PLANSPONSOR Defined Contribution Annual Survey *Annual Survey, 2021 (Industry Specific Results) – Government Municipal This information should not be considered an offer or solicitation of securities, insurance products or services. No offer is intended nor should this material be construed as an offer of any product. The information is being presented by us solely in our role as the plan’s service provider and/or record keeper. © 2021 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide. Oakland County 457(b) Deferred Compensation Plan Benchmark Trends –Participant Behavior 37 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Asset Allocation/Net Activity By Age January 1, 2021 to March 31, 2021 Less than 25 25-34 35-44 45-54 55-64 65+Total Total Participant Balances $147,038 $5,857,802 $24,836,783 $100,856,241 $123,444,672 $117,029,291 $372,171,828 % Assets 0.0%1.6%6.7%27.1%33.2%31.4%100.0% Average Contribution Rate ($)$86 $109 $138 $207 $258 $394 $194 Average Contribution Rate (%)4.6%6.1%7.9%8.5%13.3%16.9%8.5% Prudential Avg. Contribution Rate (%) as of 12/31/2020 5.2%6.2%7.0%8.1%9.7%11.4%7.7% Contributions $20,775 $339,560 $549,803 $1,188,254 $855,902 $272,037 $3,226,331 Rollovers In*$0 $59,237 $0 $155,634 $24,347 $0 $239,218 Total (Contributions + Rollovers In)$20,775 $398,797 $549,803 $1,343,888 $880,249 $272,037 $3,465,549 Cash Distributions $0 $0 ($49,446)($184,663)($1,780,536)($985,971)($3,000,616) Rollovers Out ($2,005)$0 ($146,691)($337,087)($1,537,804)($1,909,281)($3,932,870) Total (Cash Distributions + Rollovers Out)($2,005)$0 ($196,138)($521,750)($3,318,341)($2,895,252)($6,933,486) Net Activity $18,769 $398,797 $353,666 $822,138 ($2,438,092)($2,623,215)($3,467,937) Total Participants**41 505 637 1,014 797 467 3,461 Average Account Balance $3,586 $11,600 $38,990 $99,464 $154,887 $250,598 $107,533 Prudential Avg. Account Balance as of 12/31/2020 $3,940 $17,635 $49,972 $97,117 $136,242 $138,917 $80,721 Median Account Balance $2,231 $5,714 $11,445 $42,109 $66,532 $100,694 $27,460 Prudential Median Account Balance as of 12/31/2020 $4,404 $14,335 $34,065 $58,607 $86,341 $121,113 $77,565 High Balance $23,344 $188,657 $631,260 $1,084,885 $2,175,749 $3,413,221 Low Balance $157 $36 $41 $40 $0.01 $0.01 *Rollovers In is the total dollars credited to participant accounts within the period defined that originated in other qualified retirement plan accounts. **Total column for participant count is a sum of participants across each age group. E.g. If a participant has both a main account and beneficiary account within different age groups (decedent's date of birth), that participant will be counted twice. Oakland County 457(b) Deferred Compensation Plan Average Balance By Years of Service as of March 31, 2021 Years of Service 0 - 5 6 - 10 11 - 15 16 - 20 21 - 25 26 - 30 31 - 35 36 - 40 41 - 45 46 - 50 51 -55 56-60 Average Account Balance* $15,551 $28,636 $45,257 $69,711 $146,291 $218,509 $181,522 $236,651 $364,832 $452,692 $0 $1,519,373 * Active Employees 38 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. RETIREMENT READINESS 39 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Due to rounding, pie chart may not equal 100% Oakland County 457(b) Deferred Compensation Plan 40 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Participation Rate By Employee Location as of March 31, 2021 by Location Name Oakland County 457(b) Deferred Compensation Plan Contributing Enrolled Not Contributing Eligible Not Enrolled 52/1 District Court 39 0 12 76.5% 52/2 District Court 17 0 7 70.8% 52/3 District Court 18 1 24 41.9% 52/4 District Court 14 1 10 56.0% Animal Control 16 0 6 72.7% Aviation & Transportation 12 0 6 66.7% Board Of Commissioners 23 1 13 62.2% Bus Dev/Business Retention & Expansion 5 0 0 100.0% Bus Dev/Emerging Growth & Innovation 3 0 1 75.0% Business Development/Financial Services 2 0 1 66.7% Children’s Village 0 0 2 0.0% Children’s Village Admin.74 2 97 42.8% Circuit Court 215 10 146 58.0% Clerk/Register of Deeds 53 1 25 67.1% Community & Home Improvement 11 0 5 68.8% Community Corrections 27 1 18 58.7% Compliance Office 3 0 0 100.0% Corporation Counsel/Risk Management 19 0 5 79.2% County Executive 59 3 18 73.8% Economic Dev & Comm Affairs 3 0 4 42.9% Emergency Management & Homeland Security 4 0 2 66.7% Emergency Management & Homeland Security/Building Safety 14 1 8 60.9% Equalization 67 2 7 88.2% Facilities 79 4 62 54.5% Health 202 7 78 70.4% Health Business Admin Services 4 0 1 80.0% Homeland Security 2 0 1 66.7% Housing Counsel & Homeless Services 1 0 1 50.0% Human Resources 33 2 0 94.3% Location Participants Participation Rate % 3/31/2021 Contributing Enrolled Not Contributing Eligible Not Enrolled IT 95 7 24 75.4% Management & Budget/Fiscal Services 66 4 14 78.6% Medical Examiner 14 1 4 73.7% MSU Extension Administration 1 0 4 20.0% Office of Public Comm/Media Relations 1 0 0 100.0% Parks and Recreation 51 2 22 68.0% Planning & Economic Development 12 0 3 80.0% Probate Court 24 2 19 53.3% Prosecuting Attorney 97 3 48 65.5% Purchasing 8 0 2 80.0% Sheriff 542 21 86 83.5% Sheriff/Addison 6 0 1 85.7% Sheriff/Brandon 11 1 1 84.6% Sheriff/Commerce 32 2 6 80.0% Sheriff/Highland 14 1 2 82.4% Sheriff/Independence 32 0 1 97.0% Sheriff/Lyon 17 1 3 81.0% Sheriff/Oakland 8 1 5 57.1% Sheriff/Orion 31 0 3 91.2% Sheriff/Oxford 16 1 1 88.9% Sheriff/Pontiac 70 2 13 82.4% Sheriff/Rochester Hills 57 2 3 91.9% Sheriff/Springfield 10 0 0 100.0% Support Services 21 0 8 72.4% Treasurer 28 5 3 77.8% Veterans Services Admin 6 1 6 46.2% Water Resources Commissioner 204 12 113 62.0% Workforce Development 5 0 1 83.3% #N/A 0 24 3 0.0% Total 2,498 129 959 69.7% Location Participants Participation Rate % 3/31/2021 41 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Participation Rate By Employee Location as of March 31, 2021 by Participation Rate % Oakland County 457(b) Deferred Compensation Plan Contributing Enrolled Not Contributing Eligible Not Enrolled Bus Dev/Business Retention & Expansion 5 0 0 100.0% Compliance Office 3 0 0 100.0% Office of Public Comm/Media Relations 1 0 0 100.0% Sheriff/Springfield 10 0 0 100.0% Sheriff/Independence 32 0 1 97.0% Human Resources 33 2 0 94.3% Sheriff/Rochester Hills 57 2 3 91.9% Sheriff/Orion 31 0 3 91.2% Sheriff/Oxford 16 1 1 88.9% Equalization 67 2 7 88.2% Sheriff/Addison 6 0 1 85.7% Sheriff/Brandon 11 1 1 84.6% Sheriff 542 21 86 83.5% Workforce Development 5 0 1 83.3% Sheriff/Highland 14 1 2 82.4% Sheriff/Pontiac 70 2 13 82.4% Sheriff/Lyon 17 1 3 81.0% Health Business Admin Services 4 0 1 80.0% Planning & Economic Development 12 0 3 80.0% Purchasing 8 0 2 80.0% Sheriff/Commerce 32 2 6 80.0% Corporation Counsel/Risk Management 19 0 5 79.2% Management & Budget/Fiscal Services 66 4 14 78.6% Treasurer 28 5 3 77.8% 52/1 District Court 39 0 12 76.5% IT 95 7 24 75.4% Bus Dev/Emerging Growth & Innovation 3 0 1 75.0% County Executive 59 3 18 73.8% Location Participants Participation Rate % 3/31/2021 Contributing Enrolled Not Contributing Eligible Not Enrolled Medical Examiner 14 1 4 73.7% Animal Control 16 0 6 72.7% Support Services 21 0 8 72.4% 52/2 District Court 17 0 7 70.8% Health 202 7 78 70.4% Community & Home Improvement 11 0 5 68.8% Parks and Recreation 51 2 22 68.0% Clerk/Register of Deeds 53 1 25 67.1% Aviation & Transportation 12 0 6 66.7% Business Development/Financial Services 2 0 1 66.7% Emergency Management & Homeland Security 4 0 2 66.7% Homeland Security 2 0 1 66.7% Prosecuting Attorney 97 3 48 65.5% Board Of Commissioners 23 1 13 62.2% Water Resources Commissioner 204 12 113 62.0% Emergency Management & Homeland Security/Building Safety 14 1 8 60.9% Community Corrections 27 1 18 58.7% Circuit Court 215 10 146 58.0% Sheriff/Oakland 8 1 5 57.1% 52/4 District Court 14 1 10 56.0% Facilities 79 4 62 54.5% Probate Court 24 2 19 53.3% Housing Counsel & Homeless Services 1 0 1 50.0% Veterans Services Admin 6 1 6 46.2% Economic Dev & Comm Affairs 3 0 4 42.9% Children’s Village Admin.74 2 97 42.8% 52/3 District Court 18 1 24 41.9% MSU Extension Administration 1 0 4 20.0% Children’s Village 0 0 2 0.0% #N/A 0 24 3 0.0% Total 2,498 129 959 69.7% Location Participants Participation Rate % 3/31/2021 42 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Total Retirement Income Calculator Completions -Number of RIC completions for the given time period. If a single participant completed the RIC multiple times within the given time period, they would be counted multiple times. Unique Completions: Total number of unique active/eligibles that completed the retirement income calculator during the reporting period Contribution Rate Increases: Total number of active/eligibles that completed the retirement income calculator and increased their contribution rate. Average Balance RIC Participant -For participants who have a balance greater than $0 that have previously completed the RIC -The total balance of active participants divided by the total count of active participants Average Balance Non-RIC Participant -For participants who have a balance greater than $0 that have NOT previously completed the RIC -The total balance of active participants divided by the total count of active participants Average Contribution Rate RIC Participant -For participants who have completed the RIC -The total of all contribution rates (%) for active participants who have completed the RIC divided by the number of active participants that have completed the RIC who have non-zero contribution rates. Average Contribution Rate Non RIC Participant -For participants who have NOT completed the RIC -The total of all contribution rates (%) for active participants who have completed the RIC divided by the number of active participants that have completed the RIC who have non-zero contribution rates. Average Income Replacement, RIC Participant -Calculated by summing the income replacement percentages of all active, eligible & suspended participants who have completed the RIC divided by the total count of all those active, eligible & suspended participants that have completed the RIC. Individuals not enrolled in the plan are excluded from the calculation. Average Income Replacement, Non-RIC Participant -Calculated by summing the income replacement percentages of all active, eligible & suspended participants who have not completed the RIC divided by the total count of all those active, eligible & suspended participants that have completed the RIC. Individuals no t enrolled in the plan are excluded from the calculation. Participant -An individual who has enrolled in the plan and has a non-zero account balance. Oakland County 457(b) Deferred Compensation Plan Retirement Income Calculator (RIC) Analysis Total Retirement Income Calculator Completions 314 Unique Completions 236 Contribution Rate Increase 33 Average Balance, RIC Participant $94,153 Average Balance, Non-RIC Participant $83,092 Average Contribution Rate, RIC Participant 8.78% Average Contribution Rate, Non-RIC Participant 7.91% Total Count of Participants with a RIC Gap 1,077 Average RIC Gap $2,877 Total Count of Participants with a RIC Surplus 495 Average RIC Surplus $2,543 Average Income Replacement, RIC Participant 66% Average Income Replacement, Non-RIC Participant 135% Note - due to market volatility and COVID, the numbers might be lower than prior quarters. Since Inception for Currently Active Participants as of 3/31/2021 1/1/2021 - 3/31/2021 43 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Oakland County 457(b) Deferred Compensation Plan IncomeFlex Participation 44 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. # of Participants % of Contributing Participants Prudential % of Contributing Participants* Number of Participants in Contribution Accelerator program as of Reporting End Date**193 7.7%15.7% Contribution Increment of 1%159 6.4%N/A Contribution Increment of 2%22 0.9%N/A Contribution Increment of >= 3%12 0.5%N/A *Prudential Book of Business as of 12/31/2020 ** Includes participants with Contribution Accelerator Increment Amounts ($) if applicable on the plan Auto Features As of 3/31/2021 As of : 7.8% average contribution rate(%) for participants in Contribution Accelerator for participants not in Contribution Accelerator 8.8% average contribution rate(%)1 45 55 75 17 0 10 20 30 40 50 60 70 80 Less than 25 25-34 35-44 45-54 55-64 65+ # of Participants in Contribution Accelerator # of Participants in Contribution Accelerator As of March 31, 2021 Oakland County 457(b) Deferred Compensation Plan Auto Features (1 of 2) 45 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Number of Participants in both Auto Enrollment & Contribution Accelerator as of Reporting End Date:Total number of participants with an auto enrollment date as of end of reporting period, did not decline auto enrollment, and did not change any of their default options. In addition, these participants were enrolled or defaulted into Contribution Accelerator and still remain in the program as of the reporting end date. Number of Participants in Auto Enrollment Status: Total number of participants with an auto enrollment date as of end of reporting period, did not decline auto enrollment , and did not change any of their default options. Number of Participants That Were Auto Enrolled During the Reporting Period: Participants with an auto enrollment date between the beginning and end date of the reporting period. If a participant later declined auto enrollment or made a change to their default option(s), the participant is still included in this count because their auto enrollment date is within the reporting period. Auto Enrollment Default Options:A pre-selected set of choices made for the participant by the plan (contribution rate, investment(s), and asset allocation). Number of Auto Enrolled Participants Who Stopped Participating:Total number of individuals who were previously auto enrolled, but decided to set their contribution rate to 0% during the reporting period. Number of Auto Enrollment Declines:Total number of individuals who are active/eligible, but declined from being automatically enrolled into the Plan during the reporting period. Number of Contribution Accelerator Declines:Total number of individuals who are active/eligible, but declined from having their contribution rate automatically increased . This could include new enrollees or those who were previously enrolled in Contribution Accelerator at one time. For Opt-In Plans, this would also include participants who made a contribution rate change via Participant Website and decided not to select the “Activate” Contribution Accelerator prompt upon making their contribution rate change. Auto Features 1/1/2021 - 3/31/2021 Number of Participants Enrolled Into Contribution Accelerator During the Reporting Period*17 Number of Participants That Declined Contribution Accelerator During the Reporting Period 20 Number of Participants Enrolled Into Contribution Accelerator During the Reporting Period and Still Remain in the Program*17 Defaulted Into Contribution Accelerator*0 Opted Into Contribution Accelerator*17 Opted Into Contribution Accelerator at 1% Contribution Increment*14 Opted Into Contribution Accelerator at >1% Contribution Increment 3 * Includes participants with Contribution Accelerator Increment Amounts ($) if applicable on the plan Contribution Accelerator Oakland County 457(b) Deferred Compensation Plan Auto Features (2 of 2) 46 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. PLAN ACTIVITY 47 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. INVESTMENT OPTIONS 10/1/2020 - 12/31/2020 % 1/1/2021 - 3/31/2021 %Change % FIDELITY GROWTH COMPANY K6 FUND $353,090 10.8%$384,477 11.9%$31,387 8.9% FIDELITY 500 INDEX FUND $291,195 8.9%$296,803 9.2%$5,608 1.9% GUARANTEED INCOME FUND $234,977 7.2%$235,561 7.3%$584 0.2% JPMORGAN EQUITY INCOME FUND CLASS R5 $206,737 6.3%$206,717 6.4%($20)0.0% T. ROWE PRICE NEW HORIZONS FUND $179,743 5.5%$175,625 5.4%($4,118)-2.3% MFS INTERNATIONAL INTRINSIC VALUE FUND CLASS R3 $170,707 5.2%$170,128 5.3%($580)-0.3% TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS $146,709 4.5%$151,574 4.7%$4,865 3.3% TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS $155,212 4.7%$144,030 4.5%($11,182)-7.2% PGIM TOTAL RETURN BOND FUND -CLASS Z $130,210 4.0%$127,544 4.0%($2,666)-2.0% TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS $129,341 4.0%$115,207 3.6%($14,134) -10.9% TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS $86,735 2.7%$90,885 2.8%$4,150 4.8% TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS $102,265 3.1%$89,887 2.8%($12,379) -12.1% TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS $95,839 2.9%$85,581 2.7%($10,259) -10.7% FIDELITY EMERGING MARKETS INDEX FUND $84,733 2.6%$85,097 2.6%$363 0.4% FIDELITY PURITAN FUND $85,144 2.6%$83,576 2.6%($1,568)-1.8% TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS $83,680 2.6%$72,230 2.2%($11,449) -13.7% VICTORY SYCAMORE ESTABLISHED VALUE FUND CLASS A $75,089 2.3%$71,516 2.2%($3,573)-4.8% LARGE CAP GROWTH / JP MORGAN INVESTMENT MANAGEMENT FUND $67,178 2.1%$68,248 2.1%$1,070 1.6% AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R-5E $69,510 2.1%$66,671 2.1%($2,838)-4.1% BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO INSTITUTIONAL SHARES $38,798 1.2%$66,219 2.1%$27,421 70.7% FIDELITY ADVISOR SMALL CAP VALUE FUND CLASS I $63,410 1.9%$62,532 1.9%($879)-1.4% BNY MELLON GLOBAL FIXED INCOME FUND - CLASS A $44,212 1.4%$44,177 1.4%($35)-0.1% FIDELITY SMALL CAP INDEX FUND $39,270 1.2%$41,593 1.3%$2,323 5.9% TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS $44,299 1.4%$40,697 1.3%($3,602)-8.1% FIDELITY INTERMEDIATE TREASURY BOND INDEX FUND $42,343 1.3%$31,856 1.0%($10,487) -24.8% AMERICAN FUNDS NEW PERSPECTIVE FUND CLASS R-5 $27,601 0.8%$28,405 0.9%$804 2.9% FIDELITY INTERNATIONAL INDEX FUND $23,929 0.7%$26,937 0.8%$3,008 12.6% TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS $23,536 0.7%$25,070 0.8%$1,534 6.5% FIDELITY MID CAP INDEX FUND $22,666 0.7%$21,159 0.7%($1,507)-6.7% PIMCO INCOME FUND CLASS A $17,213 0.5%$19,556 0.6%$2,343 13.6% COHEN & STEERS REALTY SHARES FUND CLASS L $22,136 0.7%$16,936 0.5%($5,199) -23.5% PGIM HIGH YIELD FUND- CLASS Z $17,760 0.5%$16,392 0.5%($1,368)-7.7% TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS $16,295 0.5%$12,206 0.4%($4,088) -25.1% GOLDMAN SACHS INTERNATIONAL SMALL CAP INSIGHTS FUND INVESTOR CLASS $11,033 0.3%$9,504 0.3%($1,529) -13.9% COLUMBIA FLOATING RATE FUND INSTITUTIONAL 3 CLASS $10,185 0.3%$8,917 0.3%($1,268) -12.5% TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS $5,390 0.2%$7,649 0.2%$2,259 41.9% DFA INFLATION-PROTECTED SECURITIES PORTFOLIO INSTITUTIONAL CLASS $6,605 0.2%$5,698 0.2%($907) -13.7% PRUDENTIAL INCOMEFLEX TARGET VANGUARD BALANCED INDEX FUND $9,417 0.3%$4,882 0.2%($4,535) -48.2% VANGUARD FTSE SOCIAL INDEX FUND ADMIRAL $1,745 0.1%$4,501 0.1%$2,756 157.9% COLUMBIA INCOME BUILDER FUND ADVISOR CLASS $5,901 0.2%$3,933 0.1%($1,968) -33.4% TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS $4,109 0.1%$3,524 0.1%($585) -14.2% BNY MELLON NATURAL RESOURCES FUND CLASS I $2,616 0.1%$2,510 0.1%($106)-4.0% TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS $0 0.0%$120 0.0%$120 n/a EATON VANCE ATLANTA CAPITAL SMID-CAP FUND CLASS A $28,589 0.9%$0 0.0%($28,589) -100.0% Total Assets Contributed $3,277,153 100.0%$3,226,331 100.0%($50,822)-1.6% Contributions by Fund Oakland County 457(b) Deferred Compensation Plan 48 Plan Summary Interfund Transfers For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Oakland County 457(b) Deferred Compensation Plan 49 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Participant Distribution Statistics Oakland County 457(b) Deferred Compensation Plan 50 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Rollover Distribution Statistics Oakland County 457(b) Deferred Compensation Plan Rollover Institution Rollover Distribution Amount # of Ppts Rollover Institution Rollover Distribution Amount # of Ppts Rollover Institution Rollover Distribution Amount # of Ppts Rollover Institution Rollover Distribution Amount # of Ppts Charles Schwab $261,983 1 Raymond James $818,625 3 Fidelity $2,187,828 4 Allianz $4,593 1 Raymond James $259,450 1 NFS $291,619 1 Oppenheimer $664,472 1 Charles Schwab $837,920 2 LPL $203,597 1 Merrill Lynch $166,951 1 LPL $213,757 1 Citizens Bank $3,737 1 Pershing $53,104 1 Prudential $150,000 1 Charles Schwab $49,437 1 Fidelity $161,790 2 Equitable $50,215 1 Charles Schwab $104,000 1 Principal $47,639 1 LPL $440,293 2 Fidelity $28,691 2 Vibe CU $94,952 1 T Rowe Price $43,063 1 Merrill Lynch $64,520 1 Ameriprise $21,288 2 Pershing $62,207 1 Ameriprise $27,485 2 Morgan Stanley $419,039 1 Prudential $18,656 1 TSP $46,713 1 Edward Jones $1,756 1 Nationwide $2,005 1 NFS $518 1 Fidelity $42,083 1 TIAA $199 1 NFS $719,042 3 Total $897,501 11 Edward Jones $19,873 1 Total $3,235,636 13 Pershing $504,516 3 Principal $4,538 1 Prudential $84 1 Total $1,801,561 13 TD Ameritrade $740,464 1 Vanguard $34,867 1 Total $3,932,870 20 1/1/2021 - 3/31/20214/1/2020 -6/30/2020 7/1/2020 -9/30/2020 10/1/2020 -12/31/2020 51 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Loan Activity Loan Utilization By Participant Age *Includes all participant statuses with balance > $0. % of Participants With Withdrawal Activity Oakland County 457(b) Deferred Compensation Plan 52 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Participant Loan Statistics Oakland County 457(b) Deferred Compensation Plan # of Oustanding Active Loans as of 3/31/2021 Participant Count 1 153 2 41 Total 194 Deemed Loans 10/1/2020- 12/31/2020 1/1/2021- 3/31/2021 # of Deemed Loans 2 0 Total Deemed Principal Loan Balance $6,081 $0 53 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Definitions: Unique Callers –The number of individuals that spoke to a Participant Service Center Representative during the reporting period (e.g., If the same individual called five times during the reporting period, they would only be counted once). Total Call Volume –The number of calls to a Participant Service Center Representative during the reporting period (e.g., If the same individual called five times during the reporting period, they would be counted five times). Participant Transaction Statistics Oakland County 457(b) Deferred Compensation Plan 54 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. INVESTMENT DIVERSIFICATION 55 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Less than 25 25-34 35-44 45-54 55-64 65+ Stable Value Fixed Inc-Domestic Fixed Inc-Glbl / International Allocation Equity - U.S. Large Equity - U.S. Mid/Small Equity - Glbl / International Alternative / Other Less than 25 25-34 35-44 45-54 55-64 65+Total Participants Invested in Only One Fund 16 218 231 277 223 146 1,111 Average # of Funds per Participant 4.6 5.0 5.1 5.9 5.9 4.6 5.4 Prudential Participants Avg. # of Funds per Participant as of 12/31/2020 5.1 5.3 5.4 5.4 5.2 4.2 5.2 % of Plan Assets in Stable Value 8.3% 1.2% 2.2% 7.2% 17.2% 18.5% 13.6% Prudential % of Plan Assets in Stable Value as of 12/31/2020 7.4% 6.7% 9.0% 13.8% 24.0% 38.3% 20.7% Self Directed Brokerage Account # of Participants 0 2 18 45 31 17 113 Oakland County 457(b) Deferred Compensation Plan Fund Utilization By Age As of March 31, 2021 Assets by Asset Class and Age As of March 31, 2021 Asset Allocation 56 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. The funds in bold type denote inclusion in the GoalMaker®product. INVESTMENT OPTIONS Balance % Invested in Fund # of Ppts Ppts Using as Sole Investment FIDELITY GROWTH COMPANY K6 FUND $71,316,035 19.2%1,609 43 GUARANTEED INCOME FUND $50,750,255 13.6%1,182 133 FIDELITY 500 INDEX FUND $37,468,596 10.1%938 25 FIDELITY PURITAN FUND $16,946,475 4.6%490 24 T. ROWE PRICE NEW HORIZONS FUND $16,456,054 4.4%1,434 32 JPMORGAN EQUITY INCOME FUND CLASS R5 $16,318,749 4.4%1,256 2 PGIM TOTAL RETURN BOND FUND -CLASS Z $14,729,187 4.0%1,056 2 TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS $12,180,730 3.3%162 66 LARGE CAP GROWTH / JP MORGAN INVESTMENT MANAGEMENT FUND $11,351,403 3.1%635 7 SELF DIRECTED BROKERAGE ACCOUNT $10,961,123 2.9%113 8 TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS $10,407,170 2.8%137 80 MFS INTERNATIONAL INTRINSIC VALUE FUND CLASS R3 $9,851,852 2.6%820 0 TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS $8,033,890 2.2%200 101 AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R-5E $6,719,116 1.8%667 1 VICTORY SYCAMORE ESTABLISHED VALUE FUND CLASS A $6,069,264 1.6%1,200 1 TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS $6,024,337 1.6%161 98 BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO INSTITUTIONAL SHARES $5,797,158 1.6%1,027 1 FIDELITY ADVISOR SMALL CAP VALUE FUND CLASS I $5,649,248 1.5%1,172 0 TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS $5,356,986 1.4%179 114 FIDELITY EMERGING MARKETS INDEX FUND $4,761,087 1.3%1,082 0 BNY MELLON GLOBAL FIXED INCOME FUND - CLASS A $4,564,647 1.2%622 0 TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS $4,169,989 1.1%67 16 TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS $4,041,760 1.1%58 24 FIDELITY INTERMEDIATE TREASURY BOND INDEX FUND $3,773,873 1.0%219 4 FIDELITY SMALL CAP INDEX FUND $3,478,190 0.9%219 0 PRUDENTIAL INCOMEFLEX TARGET VANGUARD BALANCED INDEX FUND $2,698,312 0.7%25 2 TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS $2,648,714 0.7%141 100 FIDELITY INTERNATIONAL INDEX FUND $2,251,012 0.6%288 0 AMERICAN FUNDS NEW PERSPECTIVE FUND CLASS R-5 $2,106,239 0.6%344 1 COHEN & STEERS REALTY SHARES FUND CLASS L $1,905,829 0.5%175 4 PIMCO INCOME FUND CLASS A $1,856,650 0.5%109 2 TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS $1,777,075 0.5%71 9 TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS $1,702,832 0.5%134 106 PGIM HIGH YIELD FUND- CLASS Z $1,650,353 0.4%199 2 FIDELITY MID CAP INDEX FUND $1,570,876 0.4%134 3 DFA INFLATION-PROTECTED SECURITIES PORTFOLIO INSTITUTIONAL CLASS $881,031 0.2%54 0 COLUMBIA FLOATING RATE FUND INSTITUTIONAL 3 CLASS $775,078 0.2%70 0 TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS $759,726 0.2%93 71 COLUMBIA INCOME BUILDER FUND ADVISOR CLASS $740,613 0.2%66 0 GOLDMAN SACHS INTERNATIONAL SMALL CAP INSIGHTS FUND INVESTOR CLASS $535,373 0.1%64 0 TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS $455,341 0.1%42 28 VANGUARD FTSE SOCIAL INDEX FUND ADMIRAL $400,707 0.1%20 0 BNY MELLON NATURAL RESOURCES FUND CLASS I $278,255 0.1%58 0 TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS $639 0.0%1 1 Total $372,171,828 100.0%0 Oakland County 457(b) Deferred Compensation Plan Utilization by Fund as of March 31 , 2021 57 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Due to rounding, bar graph may not equal 100% Investment Utilization Oakland County 457(b) Deferred Compensation Plan 58 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Due to rounding, pie chart may not equal 100% Oakland County 457(b) Deferred Compensation Plan 59 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Default Investor 6/30/2020 9/30/2020 12/31/2020 3/31/2021 Plan Assets for Participants in GoalMaker $0 $0 $0 $0 # of Participants in GoalMaker 0 0 0 0 Participation Rate in GoalMaker 0.0% 0.0% 0.0%0.0% % of Plan Assets for GoalMaker Participants 0.0% 0.0% 0.0%0.0% Non-Default Investor 6/30/2020 9/30/2020 12/31/2020 3/31/2021 Plan Assets for Participants In GoalMaker $43,067,234 $47,394,583 $51,613,203 $54,986,501 # of Participants in GoalMaker 640 647 654 701 Participation Rate in GoalMaker 18.7% 18.9% 19.1% 20.3% % of Plan Assets for GoalMaker Participants 14.0% 14.3% 14.1% 14.8% Total 6/30/2020 9/30/2020 12/31/2020 3/31/2021 Plan Assets for Participants In GoalMaker $43,067,234 $47,394,583 $51,613,203 $54,986,501 # of Participants in GoalMaker 640 647 654 701 Participation Rate in GoalMaker 18.7% 18.9% 19.1% 20.3% % of Plan Assets for GoalMaker Participants 14.0% 14.3% 14.1% 14.8% Percentage of Assets by GoalMaker® Investor As of 3/31/2021 0.0% 100.0% Default Investor Non-Default Investor Due to rounding, pie chart may not equal 100% GoalMaker® Participation –Default vs Non-Default Investor Oakland County 457(b) Deferred Compensation Plan 60 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Asset Class Less than 25 25-34 35-44 45-54 55-64 65+Total Stable Value $12,269 $70,056 $544,900 $7,221,492 $21,216,703 $21,684,835 $50,750,255 Fixed Inc-Domestic $1,734 $145,843 $815,907 $6,875,466 $9,707,781 $6,119,442 $23,666,173 Fixed Inc-Glbl / International $370 $12,248 $83,436 $1,487,056 $1,972,725 $1,008,813 $4,564,647 Allocation $42,396 $1,899,726 $5,464,237 $18,759,027 $26,162,660 $25,616,542 $77,944,589 Equity - U.S. Large $31,879 $1,903,970 $8,555,985 $36,566,973 $42,805,131 $46,991,551 $136,855,489 Equity - U.S. Mid/Small $40,887 $1,051,124 $4,897,022 $13,523,601 $11,585,614 $7,922,542 $39,020,790 Equity - Glbl / International $17,498 $727,756 $3,104,678 $10,592,292 $7,203,921 $4,578,533 $26,224,678 Alternative / Other $5 $47,079 $1,370,618 $5,830,335 $2,790,137 $3,107,033 $13,145,206 Total Assets $147,038 $5,857,802 $24,836,783 $100,856,241 $123,444,672 $117,029,291 $372,171,828 % of Assets 0.0%1.6%6.7%27.1%33.2%31.4%100.0% Active Participants 38 462 570 880 530 114 2,594 Terminated Participants 3 40 60 122 242 311 778 Suspended Participants 0 0 1 1 1 2 5 Other Participants*0 3 6 11 24 40 84 Total Participants**41 505 637 1,014 797 467 3,461 Avg Account Balance $3,586 $11,600 $38,990 $99,464 $154,887 $250,598 $107,533 *Participant(s) who are not active, terminated or suspended, but have an account b alance greater than $0 (e.g. b reak-in-service, rehire, etc.). **Total column for participant count is a sum of participants across each age group. E.g. If a participant has both a main account and beneficiary account within different age groups (decedent's date of b irth), that participant will be counted twice. Oakland County 457(b) Deferred Compensation Plan Asset Allocation by Age Group 61 Plan Summary INVESTMENT OPTIONS Less than 25 25-34 35-44 45-54 55-64 65+Total FIDELITY GROWTH COMPANY K6 FUND $15,154 $569,251 $4,113,821 $17,048,161 $22,458,150 $27,111,499 $71,316,035 GUARANTEED INCOME FUND $12,269 $70,056 $544,900 $7,221,492 $21,216,703 $21,684,835 $50,750,255 FIDELITY 500 INDEX FUND $447 $720,429 $1,852,305 $10,037,800 $12,841,260 $12,016,355 $37,468,596 FIDELITY PURITAN FUND $0 $7,927 $368,454 $3,830,242 $4,954,994 $7,784,858 $16,946,475 T. ROWE PRICE NEW HORIZONS FUND $27,010 $503,346 $2,099,061 $5,061,027 $5,441,427 $3,324,182 $16,456,054 JPMORGAN EQUITY INCOME FUND CLASS R5 $9,424 $408,908 $1,894,930 $6,236,682 $4,154,723 $3,614,083 $16,318,749 PGIM TOTAL RETURN BOND FUND -CLASS Z $738 $92,420 $312,931 $4,347,205 $6,150,567 $3,825,325 $14,729,187 TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS $857 $4,271 $51,934 $1,624,988 $5,215,717 $5,282,961 $12,180,730 LARGE CAP GROWTH / JP MORGAN INVESTMENT MANAGEMENT FUND $6,844 $203,402 $674,377 $3,176,107 $3,048,526 $4,242,147 $11,351,403 SELF DIRECTED BROKERAGE ACCOUNT $0 $27,621 $1,124,687 $5,151,774 $1,873,088 $2,783,953 $10,961,123 TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS $0 $0 $24,396 $628,258 $7,813,435 $1,941,081 $10,407,170 MFS INTERNATIONAL INTRINSIC VALUE FUND CLASS R3 $11,262 $288,997 $1,433,955 $4,708,928 $2,363,507 $1,045,203 $9,851,852 TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS $0 $9,328 $294,312 $4,064,564 $3,195,828 $469,858 $8,033,890 AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R-5E $3 $153,635 $553,493 $2,203,007 $1,848,366 $1,960,613 $6,719,116 VICTORY SYCAMORE ESTABLISHED VALUE FUND CLASS A $3,029 $179,397 $686,144 $2,214,775 $1,688,406 $1,297,513 $6,069,264 TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS $0 $18,480 $579,576 $3,925,779 $1,346,308 $154,195 $6,024,337 BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO INSTITUTIONAL SHARES $2,942 $104,068 $737,862 $2,098,543 $1,773,181 $1,080,563 $5,797,158 FIDELITY ADVISOR SMALL CAP VALUE FUND CLASS I $3,588 $142,928 $781,534 $2,589,316 $1,391,741 $740,142 $5,649,248 TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS $0 $47,987 $1,566,062 $2,847,846 $606,057 $289,033 $5,356,986 FIDELITY EMERGING MARKETS INDEX FUND $4,612 $182,829 $716,844 $2,255,928 $1,167,294 $433,581 $4,761,087 BNY MELLON GLOBAL FIXED INCOME FUND - CLASS A $370 $12,248 $83,436 $1,487,056 $1,972,725 $1,008,813 $4,564,647 TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS $0 $0 $13,060 $248,271 $501,799 $3,406,860 $4,169,989 TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS $0 $0 $0 $11,789 $1,223,090 $2,806,881 $4,041,760 FIDELITY INTERMEDIATE TREASURY BOND INDEX FUND $0 $38,507 $154,191 $712,724 $1,777,570 $1,090,881 $3,773,873 FIDELITY SMALL CAP INDEX FUND $3,918 $87,753 $423,238 $959,315 $838,401 $1,165,565 $3,478,190 PRUDENTIAL INCOMEFLEX TARGET VANGUARD BALANCED INDEX FUND $0 $784 $5,275 $616,128 $164,844 $1,911,282 $2,698,312 TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS $1,303 $237,100 $1,816,891 $557,703 $27,801 $7,915 $2,648,714 FIDELITY INTERNATIONAL INDEX FUND $0 $26,248 $187,300 $595,373 $659,222 $782,868 $2,251,012 AMERICAN FUNDS NEW PERSPECTIVE FUND CLASS R-5 $1,622 $74,865 $157,622 $702,139 $947,765 $222,226 $2,106,239 COHEN & STEERS REALTY SHARES FUND CLASS L $0 $19,041 $226,421 $613,020 $745,797 $301,549 $1,905,829 PIMCO INCOME FUND CLASS A $4 $6,117 $218,368 $815,978 $552,711 $263,472 $1,856,650 TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS $0 $3,982 $8,628 $157,449 $390,227 $1,216,789 $1,777,075 TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS $6,341 $694,955 $674,936 $94,324 $232,273 $3 $1,702,832 PGIM HIGH YIELD FUND- CLASS Z $988 $5,999 $76,392 $419,217 $692,352 $455,404 $1,650,353 FIDELITY MID CAP INDEX FUND $401 $33,633 $169,183 $600,625 $452,458 $314,577 $1,570,876 DFA INFLATION-PROTECTED SECURITIES PORTFOLIO INSTITUTIONAL CLASS $4 $322 $38,192 $477,787 $327,900 $36,826 $881,031 COLUMBIA FLOATING RATE FUND INSTITUTIONAL 3 CLASS $0 $2,479 $15,832 $102,554 $206,680 $447,533 $775,078 TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS $2,647 $710,662 $29,859 $12,841 $3,717 $0 $759,726 COLUMBIA INCOME BUILDER FUND ADVISOR CLASS $0 $0 $21,235 $91,297 $283,254 $344,827 $740,613 GOLDMAN SACHS INTERNATIONAL SMALL CAP INSIGHTS FUND INVESTOR CLASS $0 $1,182 $55,464 $126,917 $217,767 $134,042 $535,373 TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS $30,608 $164,249 $9,621 $47,547 $203,317 $0 $455,341 VANGUARD FTSE SOCIAL INDEX FUND ADMIRAL $11 $1,980 $20,553 $68,223 $302,473 $7,467 $400,707 BNY MELLON NATURAL RESOURCES FUND CLASS I $5 $417 $19,510 $65,541 $171,252 $21,530 $278,255 TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS $639 $0 $0 $0 $0 $0 $639 Total Assets $147,038 $5,857,802 $24,836,783 $100,856,241 $123,444,672 $117,029,291 $372,171,828 % of Assets 0.0%1.6%6.7%27.1%33.2%31.4%100.0% Total Participants 41 505 637 1,014 797 467 3,461 Avg. Account Balance $3,586 $11,600 $38,990 $99,464 $154,887 $250,598 $107,533 Fund Allocation by Age Group as of March 31, 2021 Oakland County 457(b) Deferred Compensation Plan For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers.62 Plan Summary INVESTMENT OPTIONS Less than 25 25-34 35-44 45-54 55-64 65+Total FIDELITY GROWTH COMPANY K6 FUND 19 187 265 542 391 205 1,609 GUARANTEED INCOME FUND 10 77 128 304 406 257 1,182 FIDELITY 500 INDEX FUND 1 99 127 317 240 154 938 FIDELITY PURITAN FUND 1 8 46 153 156 127 491 T. ROWE PRICE NEW HORIZONS FUND 19 244 279 465 317 110 1,434 JPMORGAN EQUITY INCOME FUND CLASS R5 16 204 248 403 281 104 1,256 PGIM TOTAL RETURN BOND FUND -CLASS Z 8 135 152 335 300 126 1,056 TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS 2 1 6 33 60 60 162 LARGE CAP GROWTH / JP MORGAN INVESTMENT MANAGEMENT FUND 6 99 110 197 147 76 635 SELF DIRECTED BROKERAGE ACCOUNT 0 2 18 45 31 17 113 TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS 0 0 4 20 95 18 137 MFS INTERNATIONAL INTRINSIC VALUE FUND CLASS R3 13 131 161 274 188 53 820 TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS 0 3 16 92 75 14 200 AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R-5E 2 96 120 213 154 82 667 VICTORY SYCAMORE ESTABLISHED VALUE FUND CLASS A 14 206 234 376 272 98 1,200 TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS 0 4 26 120 10 2 162 BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO INSTITUTIONAL SHARES 14 138 205 341 250 79 1,027 FIDELITY ADVISOR SMALL CAP VALUE FUND CLASS I 14 198 235 385 257 83 1,172 TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS 0 6 84 81 7 1 179 FIDELITY EMERGING MARKETS INDEX FUND 14 199 225 354 227 63 1,082 BNY MELLON GLOBAL FIXED INCOME FUND - CLASS A 6 52 77 219 205 63 622 TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS 0 0 4 8 10 45 67 TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS 0 0 0 3 21 34 58 FIDELITY INTERMEDIATE TREASURY BOND INDEX FUND 0 14 22 63 69 51 219 FIDELITY SMALL CAP INDEX FUND 3 28 42 70 52 24 219 PRUDENTIAL INCOMEFLEX TARGET VANGUARD BALANCED INDEX FUND 0 2 4 10 3 6 25 TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS 2 26 94 13 4 2 141 FIDELITY INTERNATIONAL INDEX FUND 0 62 69 81 45 31 288 AMERICAN FUNDS NEW PERSPECTIVE FUND CLASS R-5 4 74 70 109 74 13 344 COHEN & STEERS REALTY SHARES FUND CLASS L 1 14 33 61 48 18 175 PIMCO INCOME FUND CLASS A 1 5 13 45 32 13 109 TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS 0 2 5 14 16 34 71 TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS 3 75 44 6 5 1 134 PGIM HIGH YIELD FUND- CLASS Z 3 13 27 65 63 28 199 FIDELITY MID CAP INDEX FUND 1 11 19 49 39 15 134 DFA INFLATION-PROTECTED SECURITIES PORTFOLIO INSTITUTIONAL CLASS 1 2 4 21 22 4 54 COLUMBIA FLOATING RATE FUND INSTITUTIONAL 3 CLASS 0 3 8 17 23 19 70 TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS 1 87 2 1 2 0 93 COLUMBIA INCOME BUILDER FUND ADVISOR CLASS 0 0 9 19 27 11 66 GOLDMAN SACHS INTERNATIONAL SMALL CAP INSIGHTS FUND INVESTOR CLASS 0 4 15 17 21 7 64 TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS 8 25 4 1 4 0 42 VANGUARD FTSE SOCIAL INDEX FUND ADMIRAL 1 4 2 8 4 1 20 BNY MELLON NATURAL RESOURCES FUND CLASS I 1 3 10 19 19 6 58 TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS 1 0 0 0 0 0 1 Total Participants 41 505 637 1,014 797 467 3,461 Average # of Funds Per Participant 4.6 5.0 5.1 5.9 5.9 4.6 5.4 Participant Count by Fund by Age Group as of March 31, 2021 Oakland County 457(b) Deferred Compensation Plan For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers.63 Plan Summary 64 For Plan Sponsor or Consultant Use Only Assets and contributions reflect actual participant account balances and do not include outstanding loan balances, forfeitures, and / or expense account assets. Customer should promptly report any inaccuracy or discrepancy to the brokerage firm(s). All oral communications should be re-confirmed in writing to protect the customer’s legal rights, including rights under the Securities Investor Protection act (SIPA). This information should not be considered an offer or solicitation of securities, insurance products or services. No offer is intended nor should this material be construed as an offer of any product. The information is being presented by us solely in our role as the plan’s service provider and or record keeper. Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT, or its affiliates. © 2021 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide. Prudential’s Book of Business averages are as of 12/31/2020. Oakland County 457(b) Deferred Compensation Plan 64 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. Section III: Oakland County 457(b) PTNE Plan Plan Summary –940090 65 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. Section III: Oakland County 457(b) PTNE Plan Plan Summary –940090 66 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. PLAN SUMMARY AND BENCHMARK TRENDS 67 Plan Summary Historical Plan Statistics 6/30/2020 9/30/2020 12/31/2020 3/31/2021 4/1/2020 - 6/30/2020 7/1/2020 - 9/30/2020 10/1/2020 - 12/31/2020 1/1/2021 - 3/31/2021 Total Participants Balances $11,111,089 $11,809,159 $12,968,382 $13,283,785 Contributions*$353,077 $276,292 $289,711 $450,937 Distributions*($134,893)($135,208)($215,094)($408,271) Cash Flow $218,183 $141,084 $74,616 $42,666 Account Balances Average Participant Balance $3,942 $4,051 $4,446 $4,612 Participation / Deferrals Participation Rate 57.8%58.1%55.0%44.8% Total Participants with a Balance 2,819 2,915 2,917 2,880 Asset Allocation % of Plan Assets in Stable Value 3.1%2.8%2.9%2.2% Number of Participants in One Fund 1,709 1,818 1,847 1,916 Number of Participants in Four or More Funds 7 8 8 7 Distributions Number of Distributions*58 51 65 82 Termination $110,286 $117,587 $205,300 $386,327 Hardship $0 $0 $0 $0 In Service $0 ($814)$0 $0 Coronavirus-Related Withdrawal $0 $0 $0 $0 Subtotal of Termination, Hardship, Inservice, Coronavirus-Related Withdrawal $110,286 $116,773 $205,300 $386,327 Amount of Distributions Representing Rollovers $31,771 $59,548 $102,920 $270,933 % of Assets Distributed*1.2%1.1%1.7%3.1% *Includes Rollovers, Coronavirus-Related Distributions & Repayments, and Qualified Birth or Adoption Distributions & Repayments if applicable on the plan. For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Oakland County 457(b) PTNE Plan 68 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Plan Demographics Summary 12/31/2020 10/1/2020 10/1/2020- 12/31/2020 1/1/2021- 3/31/2021 Total Participants*2,917 2,880 Active Participants 1,750 1,626 Terminated Participants 1,106 1,195 Other Participants**61 59 Average Participant Balance $4,446 $4,612 Average Account Balance for Active Participants $5,150 $5,702 Median Participant Balance $2,007 $2,064 Median Participant Balance for Active Participants $2,132 $2,442 Participants Age 50 and Over 1,038 1,020 Total Assets for Participants Age 50 and Over $8,234,418 $8,394,021 Total (Contributions + Rollovers In)$289,711 $450,937 Employee Contributions $239,477 $187,499 Employer Contributions $50,234 $38,864 Rollovers In $0 $224,573 Total Distributions ($215,094) ($408,271) Percentage of Assets Distributed 1.7%3.1% Market Value Gain / Loss****$1,084,607 $497,311 Total Participant Balances $12,968,382 $13,283,785 ****This is not the equivalent of a plan level return on investment due to the timing of additions, distributions and underlying investment performance. *Participant(s) with an account balance greater than $0. **Participant(s) who are not active, terminated or suspended, but have an account balance greater than $0 (e.g. break-in-service, rehire, etc.). Rollovers In is the total dollars credited to participant accounts within the period defined that originated in other qualified retirement plan accounts. Oakland County 457(b) PTNE Plan 69 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Transactions 10/1/2020 - 12/31/2020 1/1/2021 - 3/31/2021 Total Enrollees*56 30 Number of Participants with Transfers 8 503 Distributions 65 82 *Number of participants that were enrolled into the plan within the reporting period. This can include those individuals who self enrolled or auto enrolled, if applicable on the plan. Rehires may not be included if their original enrollment date falls outside the reporting period. Participant Activity Transaction Summary Oakland County 457(b) PTNE Plan Plan Features Stable Value 12/31/2020 3/31/2021 Participation Rate in Stable Value 1.4%1.4% % of Plan Assets in Stable Value 2.9%2.2% Prudential % of Plan Assets in Stable Value - As of 12/31/2020 20.7% 70 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Asset Allocation/Net Activity By Age January 1, 2021 to March 31, 2021 Less than 25 25-34 35-44 45-54 55-64 65+Total Total Participant Balances $781,542 $1,884,388 $1,376,514 $2,093,183 $2,488,561 $4,659,598 $13,283,785 % Assets 5.9%14.2%10.4%15.8%18.7%35.1%100.0% Contributions $24,228 $20,877 $31,375 $39,695 $57,699 $52,490 $226,364 Rollovers In*$0 $0 $6,724 $214,063 $3,786 $0 $224,573 Total (Contributions + Rollovers In)$24,228 $20,877 $38,099 $253,759 $61,485 $52,490 $450,937 Cash Distributions ($4,294)($25,672)($7,327)$13 ($42,127)($57,931)($137,339) Rollovers Out ($18,319)($29,311)($12,496)($12,595)($144,129)($54,082)($270,933) Total (Cash Distributions + Rollovers Out)($22,613)($54,983)($19,823)($12,583)($186,257)($112,013)($408,271) Net Activity $1,615 ($34,107)$18,276 $241,176 ($124,772)($59,523)$42,666 Total Participants 817 635 277 287 399 465 2,880 Average Account Balance $957 $2,968 $4,969 $7,293 $6,237 $10,021 $4,612 Prudential Avg. Account Balance as of 12/31/2020 $3,940 $17,635 $49,972 $97,117 $136,242 $138,917 $80,721 Median Account Balance $543 $2,250 $2,942 $3,139 $3,749 $7,539 $2,064 Prudential Median Account Balance as of 12/31/2020 $4,404 $14,335 $34,065 $58,607 $86,341 $121,113 $77,565 *Rollovers In is the total dollars credited to participant accounts within the period defined that originated in other qualified retirement plan accounts. Oakland County 457(b) PTNE Plan 71 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. RETIREMENT READINESS 72 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Total Retirement Income Calculator Completions -Number of RIC completions for the given time period. If a single participant completed the RIC multiple times within the given time period, they would be counted multiple times. Unique Completions: Total number of unique active/eligibles that completed the retirement income calculator during the reporting period Contribution Rate Increases: Total number of active/eligibles that completed the retirement income calculator and increased their contribution rate. Average Balance RIC Participant -For participants who have a balance greater than $0 that have previously completed the RIC -The total balance of active participants divided by the total count of active participants Average Balance Non-RIC Participant -For participants who have a balance greater than $0 that have NOT previously completed the RIC -The total balance of active participants divided by the total count of active participants Average Contribution Rate RIC Participant -For participants who have completed the RIC -The total of all contribution rates (%) for active participants who have completed the RIC divided by the number of active participants that have completed the RIC who have non-zero contribution rates. Average Contribution Rate Non RIC Participant -For participants who have NOT completed the RIC -The total of all contribution rates (%) for active participants who have completed the RIC divided by the number of active participants that have completed the RIC who have non-zero contribution rates. Average Income Replacement, RIC Participant -Calculated by summing the income replacement percentages of all active, eligible & suspended participants who have completed the RIC divided by the total count of all those active, eligible & suspended participants that have completed the RIC. Individuals not enrolled in the plan are excluded from the calculation. Average Income Replacement, Non-RIC Participant -Calculated by summing the income replacement percentages of all active, eligible & suspended participants who have not completed the RIC divided by the total count of all those active, eligible & suspended participants that have completed the RIC. Individuals no t enrolled in the plan are excluded from the calculation. Participant -An individual who has enrolled in the plan and has a non-zero account balance. Oakland County 457(b) PTNE Plan Retirement Income Calculator (RIC) Analysis Total Retirement Income Calculator Completions 16 Unique Completions 14 Average Balance, RIC Participant $9,149 Average Balance, Non-RIC Participant $5,344 Total Count of Participants with a RIC Gap 50 Average RIC Gap $3,031 Total Count of Participants with a RIC Surplus 40 Average RIC Surplus $3,902 Average Income Replacement, RIC Participant 89% Note - due to market volatility and COVID, the numbers might be lower than prior quarters. Since Inception for Currently Active Participants as of 3/31/2021 1/1/2021 - 3/31/2021 73 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. PLAN ACTIVITY 74 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. INVESTMENT OPTIONS 10/1/2020 - 12/31/2020 % 1/1/2021 - 3/31/2021 %Change % TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS $36,147 12.5%$30,521 13.5%($5,626) -15.6% TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS $35,430 12.2%$25,750 11.4%($9,680) -27.3% TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS $39,049 13.5%$23,392 10.3%($15,657) -40.1% TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS $32,522 11.2%$21,109 9.3%($11,413) -35.1% TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS $25,336 8.8%$20,228 8.9%($5,108) -20.2% TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS $22,287 7.7%$18,801 8.3%($3,487) -15.6% TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS $19,856 6.9%$18,548 8.2%($1,308)-6.6% TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS $16,505 5.7%$17,073 7.5%$569 3.4% TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS $16,982 5.9%$12,088 5.3%($4,894) -28.8% TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS $16,553 5.7%$11,075 4.9%($5,478) -33.1% TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS $12,637 4.4%$9,973 4.4%($2,664) -21.1% TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS $12,390 4.3%$9,614 4.3%($2,776) -22.4% TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS $0 0.0%$5,533 2.4%$5,533 n/a GUARANTEED INCOME FUND $4,017 1.4%$2,658 1.2%($1,359) -33.8% Total Assets Contributed $289,711 100.0%$226,364 100.0%($63,347) -21.9% Contributions by Fund Oakland County 457(b) PTNE Plan 75 Plan Summary INVESTMENT OPTIONS IN OUT NET TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS $332,752 $0 $332,752 GUARANTEED INCOME FUND $48,350 ($7,231)$41,119 TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS $5,116 ($1,577)$3,539 TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS $4,350 ($3,747)$603 TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS $0 ($1,029)($1,029) TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS $0 ($2,681)($2,681) TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS $0 ($3,446)($3,446) TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS $0 ($7,389)($7,389) TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS $2,115 ($20,827)($18,712) TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS $6,877 ($42,161)($35,283) TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS $5,931 ($315,404) ($309,473) TOTAL $405,491 ($405,491)$0 1/1/2021 to 3/31/2021 Interfund Transfers For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Oakland County 457(b) PTNE Plan 76 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Participant Distribution Statistics Oakland County 457(b) PTNE Plan 77 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Rollover Distributions Statistics Oakland County 457(b) PTNE Plan Rollover Institution Rollover Distribution Amount # of Ppts Rollover Institution Rollover Distribution Amount # of Ppts Rollover Institution Rollover Distribution Amount # of Ppts Rollover Institution Rollover Distribution Amount # of Ppts LPL $17,833 2 Morgan Stanley $23,090 1 Ameriprise $24,977 2 NFS $120,072 1 NFS $3,235 2 Charles Schwab $17,181 1 LPL $12,680 1 Fidelity $30,715 8 Primerica $2,251 1 Edward Jones $6,450 1 Edward Jones $12,320 3 TD Ameritrade $28,911 2 Charles Schwab $2,184 1 Pershing $5,222 2 Morgan Stanley $10,685 1 Raymond James $22,344 2 E Trade $2,065 1 Prudential $3,169 1 Pershing $9,452 2 Prudential $14,410 1 Fidelity $1,227 2 Fidelity $3,154 2 Great American $8,985 1 Charles Schwab $9,788 6 TIAA $1,176 1 Michigan Education Savings Program $724 1 North American Co $7,691 1 Merrill Lynch $8,001 3 Prudential $624 1 Guideline $333 1 Fidelity $5,317 1 Direct Transfer to 940080 $7,091 1 JP Morgan $518 1 Vibe CU $145 1 Assetmark $2,632 1 Vantagepoint $6,049 1 Ally Bank $368 1 State of Michigan 457 Plan $82 1 Citizens Bank $1,827 1 The Home Depot $5,093 1 Capital Bank & Trust $292 1 Total $59,548 12 Raymond James $1,506 1 Transamerica $4,976 1 Total $31,771 14 Betterment $1,348 1 Voya $3,830 1 TD Ameritrade $1,097 1 Primerica $3,370 1 ICMA-RC $1,058 1 T Rowe Price $2,674 1 Charles Schwab $966 1 Thrift Savings Plan $2,400 1 Great West $379 1 SEI $609 1 Total $102,920 20 Pershing $600 1 Total $270,933 33 1/1/2021 - 3/31/20214/1/2020 - 6/30/2020 7/1/2020 - 9/30/2020 10/1/2020 - 12/31/2020 78 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Definitions: Unique Callers –The number of individuals that spoke to a Participant Service Center Representative during the reporting period (e.g., If the same individual called five times during the reporting period, they would only be counted once). Total Call Volume –The number of calls to a Participant Service Center Representative during the reporting period (e.g., If the same individual called five times during the reporting period, they would be counted five times). Participant Transaction Statistics Oakland County 457(b) PTNE Plan 79 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. INVESTMENT DIVERSIFICATION 80 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Less than 25 25-34 35-44 45-54 55-64 65+ Stable Value Allocation Less than 25 25-34 35-44 45-54 55-64 65+Total Participants Invested in Only One Fund 704 447 199 176 200 190 1,916 Average # of Funds per Participant 1.1 1.3 1.3 1.4 1.5 1.6 1.4 Prudential Participants Avg. # of Funds per Participant as of 12/31/2020 5.1 5.3 5.4 5.4 5.2 4.2 5.2 % of Plan Assets in Stable Value 0.0% 0.6% 0.5% 0.5% 2.2% 4.6% 2.2% Prudential % of Plan Assets in Stable Value as of 12/31/2020 7.4% 6.7% 9.0% 13.8% 24.0% 38.3% 20.7% Oakland County 457(b) PTNE Plan Fund Utilization By Age As of March 31, 2021 Assets by Asset Class and Age As of March 31, 2021 Asset Allocation 81 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. as of March 31, 2021 INVESTMENT OPTIONS Balance % Invested in Fund # of Ppts Ppts Using as Sole Investment TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS $1,982,007 14.9%277 120 TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS $1,454,206 10.9%265 48 TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS $1,320,804 9.9%267 110 TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS $1,300,631 9.8%287 76 TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS $1,270,736 9.6%394 207 TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS $1,136,947 8.6%283 60 TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS $1,086,707 8.2%198 92 TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS $879,377 6.6%227 123 TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS $856,164 6.4%222 108 TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS $623,526 4.7%302 105 TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS $459,346 3.5%420 254 TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS $333,799 2.5%489 489 GUARANTEED INCOME FUND $297,610 2.2%41 18 TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS $281,926 2.1%228 106 Total $13,283,785 100.0% Oakland County 457(b) PTNE Plan Utilization by Fund 82 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Due to rounding, bar graph may not equal 100% Investment Utilization Oakland County 457(b) PTNE Plan 83 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Asset Class Less than 25 25-34 35-44 45-54 55-64 65+Total Stable Value $0 $10,448 $6,652 $9,555 $54,841 $216,114 $297,610 Allocation $781,542 $1,873,939 $1,369,861 $2,083,628 $2,433,720 $4,443,484 $12,986,175 Total Assets $781,542 $1,884,388 $1,376,514 $2,093,183 $2,488,561 $4,659,598 $13,283,785 % of Assets 5.9%14.2%10.4%15.8%18.7%35.1%100.0% Active Participants 394 236 168 191 296 341 1,626 Terminated Participants 417 378 99 83 95 123 1,195 Other Participants*6 21 10 13 8 1 59 Total Participants 817 635 277 287 399 465 2,880 Avg Account Balance $957 $2,968 $4,969 $7,293 $6,237 $10,021 $4,612 *Participant(s) who are not active, terminated or suspended, but have an account b alance greater than $0 (e.g. b reak-in-service, rehire, etc.). Oakland County 457(b) PTNE Plan Asset Allocation by Age Group as of March 31, 2021 84 Plan Summary INVESTMENT OPTIONS Less than 25 25-34 35-44 45-54 55-64 65+Total TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS $5,845 $11,811 $2,911 $13,352 $25,603 $1,922,485 $1,982,007 TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS $0 $382 $2,900 $1,290 $217,738 $1,231,895 $1,454,206 TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS $0 $433 $21 $655,964 $540,802 $123,584 $1,320,804 TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS $0 $413 $20 $189,431 $703,196 $407,569 $1,300,631 TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS $3,286 $908,110 $220,106 $8,026 $23,593 $107,614 $1,270,736 TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS $0 $397 $0 $0 $654,313 $482,236 $1,136,947 TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS $0 $13,954 $542,100 $476,482 $13,256 $40,914 $1,086,707 TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS $1,655 $188,522 $442,990 $176,578 $32,808 $36,824 $879,377 TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS $0 $454 $91,222 $525,236 $187,173 $52,078 $856,164 TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS $80,259 $420,436 $62,494 $14,885 $7,246 $38,205 $623,526 TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS $270,579 $156,325 $5,097 $21,055 $6,290 $0 $459,346 TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS $333,799 $0 $0 $0 $0 $0 $333,799 GUARANTEED INCOME FUND $0 $10,448 $6,652 $9,555 $54,841 $216,114 $297,610 TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS $86,119 $172,700 $0 $1,328 $21,700 $79 $281,926 Total Assets $781,542 $1,884,388 $1,376,514 $2,093,183 $2,488,561 $4,659,598 $13,283,785 % of Assets 5.9%14.2%10.4%15.8%18.7%35.1%100.0% Total Participants 817 635 277 287 399 465 2,880 Avg. Account Balance $957 $2,968 $4,969 $7,293 $6,237 $10,021 $4,612 Fund Allocation by Age Group as of March 31, 2021 Oakland County 457(b) PTNE Plan For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers.85 Plan Summary INVESTMENT OPTIONS Less than 25 25-34 35-44 45-54 55-64 65+Total TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND INSTITUTIONAL CLASS 18 27 3 14 7 208 277 TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS 0 1 1 1 33 229 265 TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS 0 1 1 95 159 11 267 TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS 0 1 1 17 174 94 287 TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS 8 275 93 1 7 10 394 TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS 0 1 0 0 126 156 283 TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS 0 3 90 96 4 5 198 TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS 1 51 116 50 5 4 227 TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS 0 1 20 120 75 6 222 TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS 47 214 30 2 5 4 302 TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS 289 124 1 3 3 0 420 TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS 489 0 0 0 0 0 489 GUARANTEED INCOME FUND 0 4 4 2 9 22 41 TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS 82 140 0 1 4 1 228 Total Participants 817 635 277 287 399 465 2,880 Average # of Funds Per Participant 1.1 1.3 1.3 1.4 1.5 1.6 1.4 For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Participant Count by Fund by Age Group as of March 31, 2021 Oakland County 457(b) PTNE Plan 86 Plan Summary 87 For Plan Sponsor or Consultant Use Only Assets and contributions reflect actual participant account balances and do not include outstanding loan balances, forfeitures, and / or expense account assets. Customer should promptly report any inaccuracy or discrepancy to the brokerage firm(s). All oral communications should be re-confirmed in writing to protect the customer’s legal rights, including rights under the Securities Investor Protection act (SIPA). This information should not be considered an offer or solicitation of securities, insurance products or services. No offer is intended nor should this material be construed as an offer of any product. The information is being presented by us solely in our role as the plan’s service provider and or record keeper. Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT, or its affiliates. © 2021 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide. Prudential’s Book of Business averages are as of 12/31/2020. Oakland County 457(b) PTNE Plan 87 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. Section IV: Monthly Activity Report –Q1 2021 88 Plan Summary For Plan Sponsor or Consultant Use Only Oakland County 401(A) Employees Retirement System Onsite Education Results Q1 2021 12 Plan Enrollments 42 Contribution Increases 9 Rollovers In Virtual Meeting Feedback: Jan 15th –“You helped me to know it’s not all a gamble, I appreciate your help and knowledge.” Jan 20th –“I was surprised you answered after 7pm, I really appreciate your time.” Feb 4th –“This is exactly what I hoped for, I now have the tools to become better prepared for retirement” Feb 12th –“Thank you so much for spending all the extra time with us, this was the best session we have ever had with any financial advisor.” March 16th –“You were very helpful, the mystery of all this can make this overwhelming but you really helped me a lot.” March 31st –“You explained everything so clearly and made this so much easier to understand.” 89 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. Section V: Forfeiture Account 90 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Forfeiture Account Activity –Quarter January 1, 2021 through March 31, 2021 Oakland County 401(A) Employees Retirement System Forfeiture Account Activity –Prior Year 2020 Source Investment Beginning Forfeiture Balance Additions Reductions Investment Results Dividends / Capital Gains Ending Forfeiture Balance 457B MATCH Guaranteed Income Fund 1,010.87 0.00 0.00 4.34 0.00 1,015.21 EE MANDATORY PRETAX Guaranteed Income Fund 142.42 0.00 0.00 0.61 0.00 143.03 EMPLOYER NONELECTIVE VESTING Guaranteed Income Fund 484,021.75 130,042.02 0.00 2,451.82 0.00 616,515.59 485,175.04 130,042.02 0.00 2,456.77 0.00 617,673.83 Forfeiture Account 1Q2021 (1/1/21-3/31/21) Source Investment Beginning Forfeiture Balance Additions Reductions Investment Results Dividends / Capital Gains Ending Forfeiture Balance 457B MATCH Guaranteed Income Fund 990.82 0.00 0.00 20.05 0.00 1,010.87 EE MANDATORY PRETAX Guaranteed Income Fund 0.00 141.41 0.00 1.01 0.00 142.42 EMPLOYER NONELECTIVE VESTING Guaranteed Income Fund 249,826.83 331,365.03 ( 104,669.32) 7,499.21 0.00 484,021.75 250,817.65 331,506.44 ( 104,669.32) 7,520.27 0.00 485,175.04 Forfeiture Account YTD - 2020 91 Plan Summary 92 For Plan Sponsor or Consultant Use Only Assets and contributions reflect actual participant account balances and do not include outstanding loan balances, forfeitures, and / or expense account assets. Customer should promptly report any inaccuracy or discrepancy to the brokerage firm(s). All oral communications should be re-confirmed in writing to protect the customer’s legal rights, including rights under the Securities Investor Protection act (SIPA). This information should not be considered an offer or solicitation of securities, insurance products or services. No offer is intended nor should this material be construed as an offer of any product. The information is being presented by us solely in our role as the plan’s service provider and or record keeper. Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT, or its affiliates. © 2021 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide. Oakland County 401(A) Employees Retirement System 92 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. Section VI: Suspense Account 93 Plan Summary For Plan Sponsor or Consultant Use Only | Please refer to the end of this section for important notes and disclaimers. Suspense Account Activity January 1, 2021 through March 31, 2021 Oakland County Retirement Plans Oakland County 401(A) Employees Retirement System, Plan 940070 Oakland County 457(b) Deferred Compensation Plan, Plan 940080 Oakland County 457(b) PTNE Plan, Plan 940090 Source Investment Beginning Suspense Balance Additions Reductions Investment Results Dividends / Capital Gains Ending Suspense Balance EMPLOYEE DEFERRALS Guaranteed Income Fund 4,548.25 0.00 0.00 19.50 0.00 4,567.75 4,548.25 0.00 0.00 19.50 0.00 4,567.75 Source Investment Beginning Suspense Balance Additions Reductions Investment Results Dividends / Capital Gains Ending Suspense Balance PRE-TAX DEFERRALS Guaranteed Income Fund 7,995.03 0.00 0.00 34.28 0.00 8,029.31 PTNE ER TRANSFER Guaranteed Income Fund 29,962.29 1,993.04 0.00 133.02 0.00 32,088.35 37,957.32 1,993.04 0.00 167.30 0.00 40,117.66 Source Investment Beginning Suspense Balance Additions Reductions Investment Results Dividends / Capital Gains Ending Suspense Balance EE MANDATORY PRETAX Guaranteed Income Fund 4,655.29 0.00 0.00 19.96 0.00 4,675.25 EMPLOYER NONELECTIVE VESTING Guaranteed Income Fund 74,607.63 7,829.77 0.00 338.30 0.00 82,775.70 79,262.92 7,829.77 0.00 358.26 0.00 87,450.95 94 Plan Summary 95 For Plan Sponsor or Consultant Use Only Assets and contributions reflect actual participant account balances and do not include outstanding loan balances, forfeitures, and / or expense account assets. Customer should promptly report any inaccuracy or discrepancy to the brokerage firm(s). All oral communications should be re-confirmed in writing to protect the customer’s legal rights, including rights under the Securities Investor Protection act (SIPA). This information should not be considered an offer or solicitation of securities, insurance products or services. No offer is intended nor should this material be construed as an offer of any product. The information is being presented by us solely in our role as the plan’s service provider and or record keeper. Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT, or its affiliates. © 2021 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide. Oakland County Retirement Plans 95 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. Section VII: Service Standards Guarantees 96 Performance Incentives Plan ID Plan Name 940070 Oakland County - 401(a) In the event that Prudential fails to meet a performance standard with respect to a service (as set forth in the administrative Service Agreement) for any quarter, Prudential shall make responsible efforts to rectify the situation and deliver against that standard in the next quarter. In addition, in the event that Prudential failed to improve its performance regarding the previously identified service within the next calendar quarter, Prudential will provide a “Reimbursement Amount” as described in this Exhibit in the subsequent quarter. In the event a Reimbursement Amount is due, that amount shall be either (i) applied against the Plan’s administrative expenses otherwise due to Prudential, or (ii) credited toward additional administrative services to be provided by Prudential to the Plan, or (iii) credited to a Plan Expense Account in accordance with the terms outlined in the administrative agreement. Prudential and the Plan Sponsor have agreed to the performance standards set forth below. Such standards shall apply to the plan recordkeeping and other administrative services Prudential is providing on behalf of the Plan. Text29Total dollars at risk each calendar year from service shortfalls related to plan services provided by Prudential on behalf of the Plan will be capped at $40,000 for the Plan Sponsor’s plans maintained on Prudential’s recordkeeping system. Amount at Risk GuaranteeService Results - 1st Quarter 2021 Results - 2nd Quarter 2021 Results - 3rd Quarter 2021 Results - 4th Quarter 2021 Participant Services Phone Response Time Participant Service Representitives Available Monday Through Friday 8 am to 9 pm ET (Excluding Holidays). Scheduled days before or after holidays the participant service center will close at 5:00PM ET. 80% of calls answered within 20 seconds for live operator, and an abandonment rate of less than 2%. If call volumes exceed 10% of normal or budgeted volumes the month would be excluded. $1,500 per quarter Overall 1Q Service Level: 83%; Overall 1Q Abandonment Rate: 1.1% Quarterly Statement Delivery 98% mailed or posted to the website within ten (10) business days after quarter close. Dependancy: Receipt of all necessary information (example, message approval) from the Plan Sponsor 3 weeks prior to the end of the quarter for which the statement period is appicable $1,500 per quarter On Target Loan Initiations 99% of loans processed within 2 business days provided the request is received in good order by 4 p.m. ET (2 p.m. ET for transactions involving company stock) $1,400 per quarter 83.3% Withdrawals, Hardships and Rollover Out 99% withdrawals processed within 2 business days provided the request is received in good order by 4 p.m.ET ( 2 p.m. ET for transactions involving company stock) $1,400 per quarter 96.4% Contribution Posting Prudential will post 99% of contributions and repayments to participant accounts within one (1) business day of receipt of good order request. $1,400 per quarter 100% 97 Amount at Risk GuaranteeService Results - 1st Quarter 2021 Results - 2nd Quarter 2021 Results - 3rd Quarter 2021 Results - 4th Quarter 2021 Plan Sponsor Reports Data for the Preceding quarter is available on the plan sponsor website within 10 business days after the quarter end. Plan sponsors can create customized, ad hoc reports via the Online Retirement Center for Plan Sponsors website. The website allows you to select from a wide range of data fields to include in your report, and to submit the report request instantly. The Plan Sponsor can also elect to receive an e- mail notification when the report is ready, typically within 24 hours. $1,400 per quarter 100% Participant Satisfaction 80% rating of Satisfied to Highly Satisfied on a 4 point scale $1,400 per quarter Overall Participant Satisfaction: 82% Participant Level Investment Transfers 99% of fund transfers processed the same day if initiated by 4 p.m. ET (2 p.m. ET for transactions innvolving company stock) $1,400 per quarter 100% 98 Performance Incentives Plan ID Plan Name 940080 Oakland County - 457(b) In the event that Prudential fails to meet a performance standard with respect to a service (as set forth in the administrative Service Agreement) for any quarter, Prudential shall make responsible efforts to rectify the situation and deliver against that standard in the next quarter. In addition, in the event that Prudential failed to improve its performance regarding the previously identified service within the next calendar quarter, Prudential will provide a “Reimbursement Amount” as described in this Exhibit in the subsequent quarter. In the event a Reimbursement Amount is due, that amount shall be either (i) applied against the Plan’s administrative expenses otherwise due to Prudential, or (ii) credited toward additional administrative services to be provided by Prudential to the Plan, or (iii) credited to a Plan Expense Account in accordance with the terms outlined in the administrative agreement. Prudential and the Plan Sponsor have agreed to the performance standards set forth below. Such standards shall apply to the plan recordkeeping and other administrative services Prudential is providing on behalf of the Plan. Text29Total dollars at risk each calendar year from service shortfalls related to plan services provided by Prudential on behalf of the Plan will be capped at $40,000 for the Plan Sponsor’s plans maintained on Prudential’s recordkeeping system. Amount at Risk GuaranteeService Results - 1st Quarter 2021 Results - 2nd Quarter 2021 Results - 3rd Quarter 2021 Results - 4th Quarter 2021 Participant Services Phone Response Time Participant Service Representitives Available Monday Through Friday 8 am to 9 pm ET (Excluding Holidays). Scheduled days before or after holidays the participant service center will close at 5:00PM ET. 80% of calls answered within 20 seconds for live operator, and an abandonment rate of less than 2%. If call volumes exceed 10% of normal or budgeted volumes the month would be excluded. $1,500 per quarter Overall 1Q Service Level: 83%; Overall 1Q Abandonment Rate: 1.1% Quarterly Statement Delivery 98% mailed or posted to the website within ten (10) business days after quarter close. Dependancy: Receipt of all necessary information (example, message approval) from the Plan Sponsor 3 weeks prior to the end of the quarter for which the statement period is appicable $1,500 per quarter On Target Loan Initiations 99% of loans processed within 2 business days provided the request is received in good order by 4 p.m. ET (2 p.m. ET for transactions involving company stock) $1,400 per quarter 100% Withdrawals, Hardships and Rollover Out 99% withdrawals processed within 2 business days provided the request is received in good order by 4 p.m.ET ( 2 p.m. ET for transactions involving company stock) $1,400 per quarter 87.5% Contribution Posting Prudential will post 99% of contributions and repayments to participant accounts within one (1) business day of receipt of good order request. $1,400 per quarter 100% 99 Amount at Risk GuaranteeService Results - 1st Quarter 2021 Results - 2nd Quarter 2021 Results - 3rd Quarter 2021 Results - 4th Quarter 2021 Plan Sponsor Reports Data for the Preceding quarter is available on the plan sponsor website within 10 business days after the quarter end. Plan sponsors can create customized, ad hoc reports via the Online Retirement Center for Plan Sponsors website. The website allows you to select from a wide range of data fields to include in your report, and to submit the report request instantly. The Plan Sponsor can also elect to receive an e- mail notification when the report is ready, typically within 24 hours. $1,400 per quarter 100% Participant Satisfaction 80% rating of Satisfied to Highly Satisfied on a 4 point scale $1,400 per quarter Overall Participant Satisfaction: 82% Participant Level Investment Transfers 99% of fund transfers processed the same day if initiated by 4 p.m. ET (2 p.m. ET for transactions innvolving company stock) $1,400 per quarter 100% 100 Performance Incentives Plan ID Plan Name 940090 Oakland County - 457(b) In the event that Prudential fails to meet a performance standard with respect to a service (as set forth in the administrative Service Agreement) for any quarter, Prudential shall make responsible efforts to rectify the situation and deliver against that standard in the next quarter. In addition, in the event that Prudential failed to improve its performance regarding the previously identified service within the next calendar quarter, Prudential will provide a “Reimbursement Amount” as described in this Exhibit in the subsequent quarter. In the event a Reimbursement Amount is due, that amount shall be either (i) applied against the Plan’s administrative expenses otherwise due to Prudential, or (ii) credited toward additional administrative services to be provided by Prudential to the Plan, or (iii) credited to a Plan Expense Account in accordance with the terms outlined in the administrative agreement. Prudential and the Plan Sponsor have agreed to the performance standards set forth below. Such standards shall apply to the plan recordkeeping and other administrative services Prudential is providing on behalf of the Plan. Text29Total dollars at risk each calendar year from service shortfalls related to plan services provided by Prudential on behalf of the Plan will be capped at $40,000 for the Plan Sponsor’s plans maintained on Prudential’s recordkeeping system. Amount at Risk GuaranteeService Results - 1st Quarter 2021 Results - 2nd Quarter 2021 Results - 3rd Quarter 2021 Results - 4th Quarter 2021 Participant Services Phone Response Time Participant Service Representitives Available Monday Through Friday 8 am to 9 pm ET (Excluding Holidays). Scheduled days before or after holidays the participant service center will close at 5:00PM ET. 80% of calls answered within 20 seconds for live operator, and an abandonment rate of less than 2%. If call volumes exceed 10% of normal or budgeted volumes the month would be excluded. $1,500 per quarter Overall 1Q Service Level: 83%; Overall 1Q Abandonment Rate: 1.1% Quarterly Statement Delivery 98% mailed or posted to the website within ten (10) business days after quarter close. Dependancy: Receipt of all necessary information (example, message approval) from the Plan Sponsor 3 weeks prior to the end of the quarter for which the statement period is appicable $1,500 per quarter On Target Loan Initiations 99% of loans processed within 2 business days provided the request is received in good order by 4 p.m. ET (2 p.m. ET for transactions involving company stock) $1,400 per quarter 100% Withdrawals, Hardships and Rollover Out 99% withdrawals processed within 2 business days provided the request is received in good order by 4 p.m.ET ( 2 p.m. ET for transactions involving company stock) $1,400 per quarter 50.0% Contribution Posting Prudential will post 99% of contributions and repayments to participant accounts within one (1) business day of receipt of good order request. $1,400 per quarter 100% 101 Amount at Risk GuaranteeService Results - 1st Quarter 2021 Results - 2nd Quarter 2021 Results - 3rd Quarter 2021 Results - 4th Quarter 2021 Plan Sponsor Reports Data for the Preceding quarter is available on the plan sponsor website within 10 business days after the quarter end. Plan sponsors can create customized, ad hoc reports via the Online Retirement Center for Plan Sponsors website. The website allows you to select from a wide range of data fields to include in your report, and to submit the report request instantly. The Plan Sponsor can also elect to receive an e- mail notification when the report is ready, typically within 24 hours. $1,400 per quarter 100% Participant Satisfaction 80% rating of Satisfied to Highly Satisfied on a 4 point scale $1,400 per quarter Overall Participant Satisfaction: 82% Participant Level Investment Transfers 99% of fund transfers processed the same day if initiated by 4 p.m. ET (2 p.m. ET for transactions innvolving company stock) $1,400 per quarter 100% 102 For institutional plan sponsor use only. Not to be distributed to plan participants or the general public. 280 Trumbull Street Hartford, CT 06103 © 2021 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide.