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HomeMy WebLinkAboutReports - 2021.07.29 - 34742<CBDoc TenantId="2" EntityTypeId="3100" EntityId="2903" DocumentTypeId="1" EffectiveDate="12/31/2020" Interval="3" Description="Private Equity Report" /> Investment Performance Review Period Ending December 31, 2020 Oakland County Employees' Retirement System Alternative Investments Oakland County Alternative Investments As of December 31, 2020 Page 1 Oakland County Employees Retirement System Alternative Investments SummaryAs of December 31, 2020Real EstateMorgan Stanley Real Estate 8/1/2008 37,000,000 0 37,992,130JPM Euro Property Real Estate 4/30/2009 6,500,000* 0 70,524Prudential Prisa II Real Estate 7/1/2014 10,900,000 0 19,614,725Valstone Opportunity Fund V Value-Add Real Estate 8/27/2014 2,000,000 0 2,173,998Alidade Capital Fund IV Value-Add Real Estate 4/20/2017 5,000,000 05,307,639Walton Street Real Estate Value-Add Real Estate 5/24/2017 5,000,000 2,350,127 3,036,986AEW Real Estate Value-Add Real Estate 9/28/2017 5,000,000 2,216,3932,876,244Dune Real Estate Value-Add Real Estate 8/22/2019 5,000,000 3,800,626 1,278,260Total Real Estate $69,900,000 8,367,146 72,350,506Total Real Estate %1.1% 9.2%Private InvestmentsChurchill Senior Loan Fund Direct Lending 12/7/2017 15,000,000 2,173,425 12,344,502Hamilton Lane Secondary V Secondary 4/18/2019 10,000,000 8,500,000 2,331,907Marathon Distressed Credit Distressed 9/10/2020 14,000,000 13,543,964 867,825HIG Bayside Loan Opportunity VI Distressed 9/29/2020 14,000,000 14,000,000 207,263Portfolio Adv Secondary Agg Secondary 11/2/2020 10,000,000 9,177,718 895,915Total Private Investments $63,000,000 47,395,107 16,647,412Total Private Investments % 6.0% 2.1%Total Alternative Investment $132,900,000 55,762,253 88,997,918Total Alternative Investment %7.1% 11.3%* In EurosOpen-EndOpen-EndClosed-EndClosed-EndClosed-EndClosed-EndClosed-EndClosed-End (1) All dollar values are represented in millions. (2) Percentages are relative to the average market value for each “fiscal year” period for the “remaining commitment” and “market value” columns. (3) Total Assets Committed excludes Euros allocation.RemainingCommitment$MarketValue$Private InvestmentSummaryInvestment InceptionAssetsCommitted$Investment StrategyClosed-EndClosed-EndClosed-EndClosed-EndFund StructureOpen-EndPage 2 Asset Allocation & Performance Allocation Market Value $ % Performance(%) QTR YTD 1 YR 3 YR 5 YR 7 YR Inception Inception Date Morgan Stanley (84 bps)37,992,130 1.47 (57)1.90 (47)1.90 (47)6.07 (37)7.59 (30)9.85 (29)6.25 (15)01/01/2008 NCREIF Fund Index-ODCE (VW)1.30 (61)1.19 (69)1.19 (69)4.92 (68)6.21 (71)8.32 (73)5.00 (74) Difference 0.17 0.71 0.71 1.15 1.38 1.53 1.25 IM U.S. Open End Private Real Estate (SA+CF) Median 1.63 1.64 1.64 5.80 6.78 8.96 5.47 Prudential PRISA II (85 bps)19,614,725 1.70 (47)0.98 (72)0.98 (72)5.92 (40)7.22 (45)9.60 (32)10.77 (37)10/01/2011 NCREIF Property Index 1.15 (69)1.60 (53)1.60 (53)4.89 (69)5.91 (76)7.77 (88)8.54 (89) Difference 0.55 -0.62 -0.62 1.03 1.31 1.83 2.23 IM U.S. Open End Private Real Estate (SA+CF) Median 1.63 1.64 1.64 5.80 6.78 8.96 9.97 JPM Euro Property 70,524 7.62 (1)2.09 (42)2.09 (42)-7.13 (100)-0.08 (100)1.82 (100)-1.18 (100)04/01/2009 NCREIF Property Index 1.15 (69)1.60 (53)1.60 (53)4.89 (69)5.91 (76)7.77 (88)7.75 (76) Difference 6.47 0.49 0.49 -12.02 -5.99 -5.95 -8.93 IM U.S. Open End Private Real Estate (SA+CF) Median 1.63 1.64 1.64 5.80 6.78 8.96 8.65 Asset Allocation & Performance Open-End Real Estate Funds As of December 31, 2020 JPM Euro Property fund is in liquidation and contains historical data from prior consultant. Page 3 Peer Group Analysis - IM U.S. Open End Private Real Estate (SA+CF) Comparative Performance -7.00 -4.00 -1.00 2.00 5.00 8.00 11.00 14.00 17.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Morgan Stanley 1.47 (57)1.47 (57)1.90 (47)4.60 (47)6.07 (37)7.00 (30)7.59 (30)˜ NCREIF Fund Idx-ODCE 1.30 (61)1.30 (61)1.19 (69)3.24 (80)4.92 (68)5.58 (67)6.21 (71)˜ Median 1.63 1.63 1.64 4.39 5.80 6.27 6.78 -4.00 0.00 4.00 8.00 12.00 16.00 20.00 24.00 28.00 Return2019 2018 2017 2016 2015 Morgan Stanley 7.38 (41)9.05 (40)9.86 (16)9.98 (44)15.93 (38)˜ NCREIF Fund Idx-ODCE 5.34 (79)8.35 (52)7.62 (62)8.77 (76)15.02 (52)˜ Median 7.02 8.42 8.08 9.35 15.23 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 1 Qtr Ending Jun-2019 Morgan Stanley 1.27 (20)-1.74 (66)0.92 (67)1.79 (38)1.72 (52)2.11 (6) NCREIF Fund Index-ODCE (VW)0.48 (52)-1.56 (64)0.98 (67)1.51 (61)1.31 (77)1.00 (88) IM U.S. Open End Private Real Estate (SA+CF) Median 0.49 -1.22 1.31 1.61 1.75 1.44 Performance Review As of December 31, 2020 Morgan Stanley NONE Page 4 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Earliest Date Latest Date 0.0 4.0 8.0 12.0 16.0 20.0 Morgan Stanley (%)0.0 4.0 8.0 12.0 16.0 20.0 NCREIF Fund Index-ODCE (VW) (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank3/16 9/16 3/17 9/17 3/18 9/18 3/19 9/19 3/20 12/20 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count Morgan Stanley 20 2 (10%)18 (90%)0 (0%)0 (0%)˜ NCREIF Fund Idx-ODCE 20 0 (0%)0 (0%)19 (95%)1 (5%)˜ 4.40 4.80 5.20 5.60 6.00 6.40 Return (%)1.82 1.89 1.96 2.03 2.10 2.17 2.24 2.31 Risk (Standard Deviation %) Return Standard Deviation Morgan Stanley 6.07 2.11˜ NCREIF Fund Idx-ODCE 4.92 1.93˜ Median 5.80 2.25¾ 5.98 6.44 6.90 7.36 7.82 Return (%)1.62 1.68 1.74 1.80 1.86 1.92 1.98 2.04 Risk (Standard Deviation %) Return Standard Deviation Morgan Stanley 7.59 1.87˜ NCREIF Fund Idx-ODCE 6.21 1.69˜ Median 6.78 1.98¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Morgan Stanley 0.71 121.82 111.93 0.98 1.55 2.30 1.03 1.01 NCREIF Fund Index-ODCE (VW)0.00 100.00 100.00 0.00 N/A 1.88 1.00 0.90 90 Day U.S. Treasury Bill 1.73 29.61 -1.48 0.98 -1.88 N/A 0.13 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Morgan Stanley 0.65 121.10 111.93 1.09 2.01 3.32 1.04 0.78 NCREIF Fund Index-ODCE (VW)0.00 100.00 100.00 0.00 N/A 2.88 1.00 0.70 90 Day U.S. Treasury Bill 1.71 18.35 -1.48 1.01 -2.88 N/A 0.03 0.00 Performance Review As of December 31, 2020 Morgan Stanley NONE Page 5 Peer Group Analysis - IM U.S. Open End Private Real Estate (SA+CF) Comparative Performance -7.00 -4.00 -1.00 2.00 5.00 8.00 11.00 14.00 17.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Prudential PRISA II 1.70 (47)1.70 (47)0.98 (72)4.20 (63)5.92 (40)6.45 (44)7.22 (45)˜ NCREIF Property Idx 1.15 (69)1.15 (69)1.60 (53)3.98 (66)4.89 (69)5.40 (72)5.91 (76)˜ Median 1.63 1.63 1.64 4.39 5.80 6.27 6.78 -4.00 0.00 4.00 8.00 12.00 16.00 20.00 24.00 28.00 Return2019 2018 2017 2016 2015 Prudential PRISA II 7.52 (39)9.43 (30)8.05 (54)10.37 (38)17.35 (29)˜ NCREIF Property Idx 6.42 (68)6.72 (82)6.96 (80)7.97 (83)13.33 (74)˜ Median 7.02 8.42 8.08 9.35 15.23 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 1 Qtr Ending Jun-2019 Prudential PRISA II 0.43 (56)-2.42 (82)1.32 (50)2.15 (27)1.71 (52)1.47 (40) NCREIF Property Index 0.74 (33)-0.99 (44)0.71 (69)1.55 (57)1.41 (73)1.51 (33) IM U.S. Open End Private Real Estate (SA+CF) Median 0.49 -1.22 1.31 1.61 1.75 1.44 Performance Review As of December 31, 2020 Prudential PRISA II NONE Page 6 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Earliest Date Latest Date 0.0 4.0 8.0 12.0 16.0 20.0 Prudential PRISA II (%)0.0 4.0 8.0 12.0 16.0 20.0 NCREIF Property Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank3/16 9/16 3/17 9/17 3/18 9/18 3/19 9/19 3/20 12/20 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count Prudential PRISA II 20 2 (10%)18 (90%)0 (0%)0 (0%)˜ NCREIF Property Idx 20 0 (0%)0 (0%)3 (15%)17 (85%)˜ 4.55 4.90 5.25 5.60 5.95 6.30 Return (%)1.15 1.38 1.61 1.84 2.07 2.30 2.53 2.76 2.99 Risk (Standard Deviation %) Return Standard Deviation Prudential PRISA II 5.92 2.65˜ NCREIF Property Idx 4.89 1.50˜ Median 5.80 2.25¾ 5.52 5.98 6.44 6.90 7.36 7.82 Return (%)1.33 1.52 1.71 1.90 2.09 2.28 2.47 Risk (Standard Deviation %) Return Standard Deviation Prudential PRISA II 7.22 2.27˜ NCREIF Property Idx 5.91 1.33˜ Median 6.78 1.98¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Prudential PRISA II 1.31 128.93 243.59 -2.24 0.77 1.74 1.68 1.40 NCREIF Property Index 0.00 100.00 100.00 0.00 N/A 2.53 1.00 0.57 90 Day U.S. Treasury Bill 1.27 30.90 -2.31 0.70 -2.53 N/A 0.19 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Prudential PRISA II 1.14 125.90 243.59 -2.14 1.11 2.63 1.59 1.08 NCREIF Property Index 0.00 100.00 100.00 0.00 N/A 3.44 1.00 0.44 90 Day U.S. Treasury Bill 1.34 19.61 -2.31 0.90 -3.44 N/A 0.05 0.00 Performance Review As of December 31, 2020 Prudential PRISA II NONE Page 7 Page Intentionally Left Blank Page 8 Private Equity Summary of Partnership Partnerships Valuation Date Vintage Year Investment Strategy Capital Commitment $ Drawn Down $ Market Value $ Distributed $ Recallable Capital Capital Returned Ex-Recallable IRR (%) TVPI Multiple ValStone Opportunity Fund V 12/31/2020 2013 Value-Add Real Estate 2,000,000 2,546,731 2,173,998 1,230,253 546,680 683,573 7.6 1.3 Alidade Capital Fund IV 12/31/2020 2017 Value-Add Real Estate 5,000,000 7,125,000 5,307,639 2,843,105 2,125,000 669,736 7.9 1.1 Walton Street Real Estate 12/31/2020 2015 Value-Add Real Estate 5,000,000 4,093,160 3,036,986 1,961,195 1,799,349 161,846 10.0 1.2 AEW Real Estate 12/31/2020 2017 Value-Add Real Estate 5,000,000 4,322,005 2,876,244 1,995,385 1,207,740 780,974 9.4 1.1 Dune Real Estate IV 12/31/2020 2018 Real Estate 5,000,000 1,515,868 1,278,260 783 -783 -17.0 0.8 Churchill Senior Loan Fund 12/31/2020 2016 Other 15,000,000 13,454,098 12,344,502 3,056,606 -3,056,606 5.9 1.1 Hamilton Lane Secondary Fund V LP 12/31/2020 2020 Secondaries 10,000,000 1,754,972 2,331,907 ---41.9 1.3 Marathon Distressed Credit Fund LP 12/31/2020 2019 Distressed 14,000,000 472,829 867,825 ---83.5 1.9 H.I.G. Bayside Loan Opportunity VI 12/31/2020 2020 Distressed 14,000,000 9,716 207,263 170,796 -170,796 0.0 - Portfolio Adv Secondary Agg VI 12/31/2020 2020 Secondaries 10,000,000 822,282 895,915 ---16.5 1.1 Summay of Partnerships Alternative Investments - Closed-End Funds As of December 31, 2020 Page 9 Comparative Performance - IRR QTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR 6 YR 7 YR 8 YR 9 YR 10 YR Inception Inception Date Real Estate ValStone Opportunity Fund V -0.89 -0.89 -11.03 7.13 7.11 6.94 7.37 7.68 ----7.63 08/27/2014 ICM/PME (FTSE NAREIT All REITs Index)9.18 9.18 -5.64 10.74 5.43 6.39 6.73 6.19 ----6.62 Direct Alpha (FTSE NAREIT All REITs Index)-9.22 -9.22 -5.71 -3.28 1.61 0.53 0.61 1.42 ----0.95 KS-PME (FTSE NAREIT All REITs Index)0.91 0.91 0.95 0.94 1.05 1.02 1.02 1.06 ----1.04 Alidade Capital Fund IV 7.74 7.74 12.31 10.83 8.42 -------7.89 04/20/2017 ICM/PME (FTSE NAREIT All REITs Index)9.21 9.21 -5.35 8.14 4.41 -------4.65 Direct Alpha (FTSE NAREIT All REITs Index)-1.34 -1.34 18.67 2.45 3.80 -------3.06 KS-PME (FTSE NAREIT All REITs Index)0.99 0.99 1.18 1.04 1.07 -------1.05 Walton Street Real Estate 3.95 3.95 5.65 7.35 8.31 -------9.97 05/24/2017 ICM/PME (FTSE NAREIT All REITs Index)9.37 9.37 -7.19 10.09 5.72 -------5.91 Direct Alpha (FTSE NAREIT All REITs Index)-4.97 -4.97 13.75 -2.49 2.45 -------3.85 KS-PME (FTSE NAREIT All REITs Index)0.95 0.95 1.13 0.96 1.05 -------1.08 AEW Real Estate 1.52 1.52 5.37 11.40 12.02 -------9.35 09/28/2017 ICM/PME (FTSE NAREIT All REITs Index)9.06 9.06 -8.77 4.88 2.78 -------3.13 Direct Alpha (FTSE NAREIT All REITs Index)-6.91 -6.91 15.48 6.05 8.69 -------5.83 KS-PME (FTSE NAREIT All REITs Index)0.93 0.93 1.10 1.07 1.12 -------1.08 Dune Real Estate IV -1.66 -1.66 -12.55 ----------17.02 08/22/2019 ICM/PME (FTSE NAREIT All REITs Index)9.18 9.18 5.31 ---------5.77 Direct Alpha (FTSE NAREIT All REITs Index)-9.93 -9.93 -17.50 ----------22.34 KS-PME (FTSE NAREIT All REITs Index)0.90 0.90 0.86 ---------0.80 Oakland County Employees' Retirement System Comparative Performance - IRR As of December 31, 2020 Page 10 Oakland County Employees' Retirement System Comparative Performance - IRR As of December 31, 2020 QTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR 6 YR 7 YR 8 YR 9 YR 10 YR Inception Inception Date Private Equity Churchill Senior Loan Fund 1.88 1.88 3.11 5.18 5.52 -------5.92 12/07/2017 ICM/PME (Blmbg. Barc. U.S. Aggregate Index)0.66 0.66 7.50 8.19 6.12 -------6.07 Direct Alpha (Blmbg. Barc. U.S. Aggregate Index)1.21 1.21 -4.09 -2.78 -0.56 --------0.14 KS-PME (Blmbg. Barc. U.S. Aggregate Index)1.01 1.01 0.96 0.95 0.99 -------1.00 Hamilton Lane Secondary Fund V LP 17.36 17.36 ----------41.86 04/28/2020 ICM/PME (Blmbg. Barc. U.S. Aggregate Index)0.69 0.69 ----------2.46 Direct Alpha (Blmbg. Barc. U.S. Aggregate Index)16.56 16.56 ----------38.45 KS-PME (Blmbg. Barc. U.S. Aggregate Index)1.15 1.15 ----------1.30 Marathon Distressed Credit Fund LP 46.99 46.99 ----------83.54 09/10/2020 ICM/PME (Blmbg. Barc. U.S. Aggregate Index)0.67 0.67 ----------0.53 Direct Alpha (Blmbg. Barc. U.S. Aggregate Index)46.02 46.02 ----------82.56 KS-PME (Blmbg. Barc. U.S. Aggregate Index)1.46 1.46 ----------1.83 H.I.G. Bayside Loan Opportunity VI 0.00 0.00 ----------0.00 09/29/2020 ICM/PME (Blmbg. Barc. U.S. Aggregate Index)-100.00 -100.00 -----------100.00 Direct Alpha (Blmbg. Barc. U.S. Aggregate Index)0.00 0.00 ----------0.00 KS-PME (Blmbg. Barc. U.S. Aggregate Index)------------38.72 Portfolio Adv Secondary Agg VI ------------16.46 11/02/2020 ICM/PME (Blmbg. Barc. U.S. Aggregate Index)------------1.15 Direct Alpha (Blmbg. Barc. U.S. Aggregate Index)------------15.15 KS-PME (Blmbg. Barc. U.S. Aggregate Index)------------1.08 Page 11 Oakland County ERS Alternative Investments Pacing Summary - Closed-End FundsAs of December 31, 2020Investment Name Final Close Close of Investment Period Divesture Period Optional Extension(s) AEW Real Estate Fund VIII April 2018 3 years from final close 8 years from final closeMay be extended 2 years with more than 50% limited partner approval.Alidade Capital Fund IV 6/30/2018Investment Period ends on 4/10/2022 (four years from the original, final closing date as provided in the LPA)The Partnership will end on 4/10/2025 The Partnership will end on 4/10/2025, subject to three one-year extensions, subject to the consent of the Limited Partner Majority, making the outside termination date 4/10/2028.Churchill Senior Loan Fund 11/20/201711/20/2020 (3 Years from the Final Closing Date)11/20/2023 (6 Years from the Final Closing Date)11/20/2025 (2 Years from the Divesture Period)Dune Real Estate 10/22/2019 3/25/2023 3/25/2027 Two, one-year extensions subject to LPAC consentHamilton Lane Secondary Fund V 1/31/2021 10/18/2023 10/18/2030 Two, one-year extensionsHIG Bayside Loan Opportunity VI 8/5/2020 7 years from inception date 3/6/2027 Two, one-year extensionsMarathon Distressed Credit Fund 12/31/2020 2.5 years from final close 5 yeas from final close Two, one-year extensionsPortfolio Adv Secondary Agg VI 6/30/2021 5 years from final close12/31/2030 One year following the liquidation of all investmentsValstone Opportunity Fund V 9/30/2014 2/28/2018 2/28/2021 Board would vote to extend.Walton Street Real Estate 4/23/2017 4 years from final close 10 years from final closeThe term of the Fund may be extended by the General Partner with the consent of the Advisory Board or a Majority in Interest of the Fund Partners, for up to two additional one-year periods.Page 12 Fund Information Type of Fund:Partnership Vintage Year:2013 Strategy Type:Value-Add Real Estate Management Fee:2.00% Incentive Fee 20% Target IRR:8.00%Inception:03/23/2013 General Partner: Investment Strategy:The Fund’s strategy is based on the firms value-orientated investment philosophy, with a focus on making direct or indirect investments in real estate related assets including: performing, non-performing and subperforming commercial real estate loans, and origination of loans. Additionally, it will target debt of asset backed financially-troubled or bankrupt companies, non- investment grade publicly-traded bonds, interests in real estate and/or financial services related operating companies, and undermanaged or distressed direct real estate. The target investment size is $5 million to $40 million in gross value, with a focus on properties in the $5 million to $25 million range. Cash Flow Summary Capital Committed:$2,000,000 Capital Invested:$2,546,680 Management Fees:- Expenses:$51 Interest:- Total Contributions:$2,546,731 Remaining Capital Commitment:- Total Distributions:$1,230,253 Market Value:$2,173,998 Inception Date:08/27/2014 Inception IRR:7.6 TVPI:1.3 Cash Flow Analysis Net Asset Value Distribution Contributions $0.0 $800,000.0 $1,600,000.0 $2,400,000.0 $3,200,000.0 ($800,000.0) 9/14 3/15 9/15 3/16 9/16 3/17 9/17 3/18 9/18 3/19 9/19 3/20 12/20 Private Equity Fund Overview ValStone Opportunity Fund V As of December 31, 2020 Page 13 Fund Information Type of Fund:Direct Vintage Year:2017 Strategy Type:Value-Add Real Estate Management Fee:1.5% (20% Carried Interest, 60%/40% GP/LP Catch Up) Target IRR:8.0%Inception:04/10/2017 General Partner: Investment Strategy:Alidade Capital Fund IV, LP is a multi-strategy, value-add fund seeking attractive risk-adjusted returns by investing both directly an indirectly in commercial real estate located in select secondary markets. Target deal sizes range between $5 and $35 million, with a focus on constructing a portfolio with a balance of in-place cash flow and value-add enhancement potential. Cash Flow Summary Capital Committed:$5,000,000 Capital Invested:$7,125,000 Management Fees:$42,229 Expenses:- Interest:- Total Contributions:$7,125,000 Remaining Capital Commitment:- Total Distributions:$2,843,105 Market Value:$5,307,639 Inception Date:04/20/2017 Inception IRR:7.9 TVPI:1.1 Cash Flow Analysis Net Asset Value Distribution Contributions $0.0 $1,900,000.0 $3,800,000.0 $5,700,000.0 $7,600,000.0 $9,500,000.0 ($1,900,000.0) 6/17 9/17 12/17 3/18 6/18 9/18 12/18 3/19 6/19 9/19 12/19 3/20 6/20 9/20 12/20 Private Equity Fund Overview Alidade Capital Fund IV As of December 31, 2020 Page 14 Fund Information Type of Fund:Partnership Vintage Year:2015 Strategy Type:Value-Add Real Estate Management Fee:1.5% of Net Invested Capital Target IRR:9.00%Inception:10/23/2015 General Partner:Walton Street Managers VIII, L.P. Investment Strategy:The team will employ both a value-add and opportunistic approach to investing the capital commitments of WREF VIII. Value-add acquisitions will be assets in major markets and highgrowth secondary markets that require repositioning, leasing and redevelopment to stabilize as a core asset. Cash Flow Summary Capital Committed:$5,000,000 Capital Invested:$3,998,525 Management Fees:$106,229 Expenses:- Interest:- Total Contributions:$4,093,160 Remaining Capital Commitment:$2,706,189 Total Distributions:$1,961,195 Market Value:$3,036,986 Inception Date:05/24/2017 Inception IRR:10.0 TVPI:1.2 Cash Flow Analysis Net Asset Value Distribution Contributions $0.0 $1,100,000.0 $2,200,000.0 $3,300,000.0 $4,400,000.0 $5,500,000.0 ($1,100,000.0) 6/17 9/17 12/17 3/18 6/18 9/18 12/18 3/19 6/19 9/19 12/19 3/20 6/20 9/20 12/20 Private Equity Fund Overview Walton Street Real Estate As of December 31, 2020 Page 15 Fund Information Type of Fund:Partnership Vintage Year:2017 Strategy Type:Value-Add Real Estate Management Fee:1.25% Target IRR:9.00%Inception:08/04/2016 General Partner:AEW VIII, L.P. Investment Strategy:AEW’s investment strategy is to mitigate risk while producing opportunistic levels of returns. AEW will look to take advantage of re-pricing, capital dislocations; to acquire/recapitalize attractive properties from inexperienced and undercapitalized owners/investors and acquire well-located real estate that needs to be repositioned or repurposed. AEW will seek assets in transforming markets, looking to capitalize on demand shifts and special situations that arise from time to time as markets and property types progress through cycles. Cash Flow Summary Capital Committed:$5,000,000 Capital Invested:$4,314,433 Management Fees:$93,750 Expenses:- Interest:$7,572 Total Contributions:$4,322,005 Remaining Capital Commitment:$1,893,307 Total Distributions:$1,995,385 Market Value:$2,876,244 Inception Date:09/28/2017 Inception IRR:9.4 TVPI:1.1 Cash Flow Analysis Net Asset Value Distribution Contributions $0.0 $1,200,000.0 $2,400,000.0 $3,600,000.0 $4,800,000.0 $6,000,000.0 ($1,200,000.0) 9/17 12/17 3/18 6/18 9/18 12/18 3/19 6/19 9/19 12/19 3/20 6/20 9/20 12/20 Private Equity Fund Overview AEW Real Estate As of December 31, 2020 Page 16 Fund Information Type of Fund:Partnership Vintage Year:2018 Strategy Type:Real Estate Management Fee:Commitment Period 1.5% per annum; Incentive Fee: 20% Profits Interest, with a 40% / 60% GP catch-up Target IRR:9%Inception:05/01/2018 General Partner:Dune Real Estate Partners IV LLC Investment Strategy:Fund IV seeks to make investments in a broad range of real estate and real estate-related investments, including investments in individual real estate properties, portfolios, operating companies, equity interests and/or securities, bridge loans, first or second mortgages, participation interests, mezzanine debt, real estate-related loans and debt securities, preferred equity, convertible or participating mortgages, options to purchase and warrants, among several others, in each case through a variety of investment structures. Cash Flow Summary Capital Committed:$5,000,000 Capital Invested:$1,515,868 Management Fees:- Expenses:- Interest:- Total Contributions:$1,515,868 Remaining Capital Commitment:$3,484,132 Total Distributions:$783 Market Value:$1,278,260 Inception Date:08/22/2019 Inception IRR:-17.0 TVPI:0.8 Cash Flow Analysis Net Asset Value Distribution Contributions $0.0 $450,000.0 $900,000.0 $1,350,000.0 $1,800,000.0 $2,250,000.0 ($450,000.0) 9/19 12/19 3/20 6/20 9/20 12/20 Private Equity Fund Overview Dune Real Estate IV As of December 31, 2020 Page 17 Fund Information Type of Fund:Partnership Vintage Year:2016 Strategy Type:Other Management Fee: Target IRR:Inception:06/30/2016 General Partner: Investment Strategy:Closed-end fund investing in senior secured loans to middle market companies with EBITDA of up to $100 million that are owned or controlled by leading private equity sponsors. Cash Flow Summary Capital Committed:$15,000,000 Capital Invested:$13,454,098 Management Fees:$204,356 Expenses:- Interest:- Total Contributions:$13,454,098 Remaining Capital Commitment:$1,545,902 Total Distributions:$3,056,606 Market Value:$12,344,502 Inception Date:12/07/2017 Inception IRR:5.9 TVPI:1.1 Cash Flow Analysis Net Asset Value Distribution Contributions $0.0 $3,700,000.0 $7,400,000.0 $11,100,000.0 $14,800,000.0 $18,500,000.0 ($3,700,000.0) 12/17 3/18 6/18 9/18 12/18 3/19 6/19 9/19 12/19 3/20 6/20 9/20 12/20 Private Equity Fund Overview Churchill Senior Loan Fund As of December 31, 2020 Page 18 Fund Information Type of Fund:Fund Of Funds Vintage Year:2020 Strategy Type:Secondaries Management Fee:1.0% of Capital Commitment Target IRR:8%Inception:04/18/2019 General Partner:Hamilton Lane Seconary V GP Investment Strategy:Fund of Funds vehicle with a flexible approach, targeting the entire spectrum of secondary market transactions from traditional acquisition of individual portfolio and fund interests to more complex structured transactions. No carry is allocated directly to the secondaries deal team and 75% of carry is paid to the parent. Potential for focus to be an issue given secondaries is a small percentage of the firm’s business. Hamilton Lane became a public company in 2017 and employee-ownership has declined from 55% to 45% in the past year. This may be a catalyst for an acceleration in retirements during the life of the fund. Cash Flow Summary Capital Committed:$10,000,000 Capital Invested:$1,750,000 Management Fees:- Expenses:- Interest:$4,972 Total Contributions:$1,754,972 Remaining Capital Commitment:$8,250,000 Total Distributions:- Market Value:$2,331,907 Inception Date:04/28/2020 Inception IRR:41.9 TVPI:1.3 Cash Flow Analysis Net Asset Value Distribution Contributions $0.0 $700,000.0 $1,400,000.0 $2,100,000.0 $2,800,000.0 ($700,000.0) 4/20 7/20 10/20 12/20 Private Equity Fund Overview Hamilton Lane Secondary Fund V LP As of December 31, 2020 Page 19 Fund Information Type of Fund:Fund Of Funds Vintage Year:2019 Strategy Type:Distressed Management Fee:1.75% for Subscription Size <$10 million; 1.50% for Subscription Size >$10 million to <$25 million; 1.25% for Subscription Size >$25 million to <$100 million; 1.00% for Subscription Size >$100 million Target IRR:Incentive Fee 20% with 8% hurdle Inception:12/03/2019 General Partner:Marathon Asset Management, LP Investment Strategy:Marathon will look to construct a portfolio of distressed, dislocated, and restructuring corporate credit opportunities in complex situations with attractive risk-adjusted return characteristics. Core holdings of the Fund will include bankruptcy reorganizations, liquidations, rescue lending, distressed exchanges, debtor-in-possession financings, and dislocated credit. Cash Flow Summary Capital Committed:$14,000,000 Capital Invested:$456,036 Management Fees:- Expenses:- Interest:$16,792 Total Contributions:$472,829 Remaining Capital Commitment:$13,543,964 Total Distributions:- Market Value:$867,825 Inception Date:09/10/2020 Inception IRR:83.5 TVPI:1.9 Cash Flow Analysis Net Asset Value Distribution Contributions $0.0 $260,000.0 $520,000.0 $780,000.0 $1,040,000.0 ($260,000.0) 9/20 12/20 Private Equity Fund Overview Marathon Distressed Credit Fund LP As of December 31, 2020 Page 20 Fund Information Type of Fund:Partnership Vintage Year:2020 Strategy Type:Distressed Management Fee:1.50% on invested capital, plus 0.25% of difference between invested and commited capital during commitment period. Size of Fund:708,325,850 Preferred Return:8.00% Incentive Fee/Carry 20.0% Inception:03/06/2020 General Partner:H.I.G. Bayside Loan Advisors VI, LLC Final Close:8/5/2020 5th Close Number of Funds: Investment Strategy:Primarily stressed or distressed senior loans of small-to-middle-market companies with $250 million to $1.0 billion in total enterprise value, purchased on the secondary market and typically at around 80% of par. May also include other instruments like high-yield bonds, structured products like CLOs, mortgages and equity. Predominantly focused on North America. Cash Flow Summary Capital Committed:$14,000,000 Capital Invested:- Management Fees:- Expenses:- Interest:$9,716 Total Contributions:$9,716 Remaining Capital Commitment:$14,000,000 Total Distributions:$170,796 Market Value:$207,263 Inception Date:09/29/2020 Inception IRR:0.0 TVPI:0.0 Cash Flow Analysis Net Asset Value Distribution Contributions $0.0 $60,000.0 $120,000.0 $180,000.0 $240,000.0 $300,000.0 ($60,000.0) 9/20 12/20 Private Equity Fund Overview H.I.G. Bayside Loan Opportunity VI As of December 31, 2020 Page 21 Fund Information Type of Fund:Secondary Vintage Year:2020 Strategy Type:Secondaries Management Fee:Investment Period: 1.25% per annum, based on the value of closed investments Size of Fund:2,250,000,000 Preferred Return:10%; incentive: 10% on net gains in excess of the 10% preferred return, payble o Inception:12/31/2019 General Partner:PASF IV (GP), LLC Final Close:06/30/2021 Number of Funds: Investment Strategy:PASF IV seeks to create a diversified portfolio of (i) private equity limited partnership interests purchased on the secondary market and (ii) a limited number of direct private equity co- investments that generate attractive risk adjusted returns. PA, through PASF IV, will leverage its extensive private markets experience, proprietary resources and long-standing industry relationships to source, underwrite and execute attractive secondary investments and co-investments. It is expected that the Fund will be diversified across vintage year, investment strategy, industry, geography and fund sponsor. Cash Flow Summary Capital Committed:$10,000,000 Capital Invested:$822,282 Management Fees:- Expenses:- Interest:- Total Contributions:$822,282 Remaining Capital Commitment:$9,177,718 Total Distributions:- Market Value:$895,915 Inception Date:11/02/2020 Inception IRR:16.5 TVPI:1.1 Cash Flow Analysis Net Asset Value Distribution Contributions $0.0 $260,000.0 $520,000.0 $780,000.0 $1,040,000.0 ($260,000.0) 2/21 Private Equity Fund Overview Portfolio Adv Secondary Agg VI As of December 31, 2020 Page 22 Oakland County Employees Retirement System Understanding Public Market Equivalent Methodologies Alternative Methods to the Effectiveness Evaluate Private Investments Public Market Equivalent Calculations: Answering the Question “Was it Worth All the Trouble?” ▪One of the largest challenges for clients,consultants,and fund managers is creating effective comparisons of private investment returns against public market benchmarks.Despite this seemingly simple premise,it is easy to get overwhelmed in a jumble of alternative approaches,each of which is trying to overcome perceived shortcomings of other methods and provide a better representation of the private investment’s return relative to a public benchmark.Common approaches to this problem include ICM (Long and Nickels,1995),PME+(Rouvinez,2003),and mPME (Cambridge Associates,2013).Although each calculation varies in its methodology,each approach attempts to create an effective comparison using an appropriate daily-valued market benchmark and creating a hypothetical public market portfolio based on the private investment’s cash flow stream.The resulting IRR from this public market portfolio is then compared to the private investment’s actual IRR.The “IRR spread”between the two numbers is a representation of the approximate value created by the private investment. ▪Beyond the heuristic approaches in the first bullet that involve the creation of a hypothetical public market portfolio,the Direct Alpha (Griffiths,2009,2010)and KS-PME (Kaplan and Schoar,2005)measures attempt to create more direct representations of “value- added”from private investments by removing the impact of public market returns from the private investment return calculation. ▪For the purposes of this presentation,we will focus on an analysis of ICM/PME,Direct Alpha,and KS-PME methods and describe how they can be used to gauge the effectiveness of a private investment. Page 23 Oakland County Employees Retirement System Understanding Public Market Equivalent Methodologies ICM/PME Definition Index Comparison Method / Public Market Equivalent (ICM/PME) ▪Of the various “market portfolio”methodologies,ICM/PME is the most intuitive.ICM/PME builds a hypothetical public market portfolio by “purchasing”the private fund’s contributions into a daily-valued public benchmark index and “selling”the private fund’s distributions from the same daily-valued public benchmark index.While the public market portfolio is created with identical cash flows to that of the private investment,the final reported net asset value (NAV)of the private investment and the public market portfolio will be different due to the underlying performance of the benchmark index.The basic process and application of ICM/PME is as follows: 1.Find the future value of the contributions and distributions purchased and sold from the benchmark index at the time of their occurrence to arrive at the final NAV of the hypothetical public market portfolio. 2.Find the IRR of the hypothetical public market portfolio.This portfolio has the private investment’s actual contributions and distributions along with the resulting final NAV (sum of benchmark index purchases,sales,and growth)which corresponds with the private investment’s final valuation date. 3.Compare the spread between the private investment’s actual IRR and the hypothetical public market portfolio’s IRR. 4.Assuming the benchmark index is an appropriate proxy of the private investment opportunity,if the private investment’s actual IRR is higher than the ICM/PME calculated IRR,it can be interpreted that the client was better off in the private investment than allocating the private investment’s contributions and distributions to the benchmark index.However,it is important to note the IRR spread between the private investment’s IRR and the ICM/PME’s IRR only represents an indirect estimate of relative alpha due to the non-additive nature of compound returns. 5.In summary,the ICM/PME process takes the traditional TWR of a market benchmark and converts it into an IRR based on the cash flows of the underlying private investment for the purpose of creating an estimated “apples-to-apples”comparison with the private investment’s IRR. ▪While extremely intuitive and easy to calculate,the largest shortcoming of the ICM/PMC methodology is the potential of the calculation to result in a “net short”position in the benchmark index (negative NAV).This occurs if the realized performance of the benchmark index during the evaluation period,coupled with the associated pattern of contributions to and distributions from,the benchmark index results in a negative NAV.This condition effectively prevents the calculation of the ICM/PME. Page 24 Oakland County Employees Retirement System Understanding Public Market Equivalent Methodologies Direct Alpha and KS-PME Definitions Direct Alpha ▪Unlike the various PME approaches involving the creation of a public market portfolio for comparison to a private investment’s IRR,the Direct Alpha methodology attempts to define the true “alpha”added by a private investment over a public market benchmark by removing the impact of the benchmark index’s performance (beta)from the performance of the private investment (beta +alpha).In removing the impact of the benchmark index’s performance,the Direct Alpha methodology produces a “rate of return of outperformance”rather than the IRR spread comparisons common to the traditional PME measures.The basic process and application of Direct Alpha is as follows: 1.Find the present value (PV)or future value (FV)of the contributions and distributions at the time of their occurrence along with the PV of the private investment’s final NAV,or simply the actual NAV if capitalizing FV,according to the reference benchmark index. 2.It is important to note that capitalizing the PV of all cash flows and the final NAV or capitalizing the FV of all cash flows combined with the actual final NAV to the same point in time will yield identical results for the Direct Alpha calculation.This is because the PV and FV calculations differ by a single constant factor -the final level of the market benchmark. 3.Find the IRR for the resulting sequence of PV cash flows and PV NAV (or FV cash flows and final NAV). 4.Assuming the benchmark index is an appropriate proxy of the private investment opportunity,the Direct Alpha IRR represents the annualized return of return,over and above the designated benchmark index,that is solely attributable to the private investment. 5.In summary,the Direct Alpha process removes the impact of the market benchmark from the private investment IRR.What remains is a measure of absolute outperformance (or underperformance)of the private investment rather than a relative spread comparison to the private investment’s IRR. KS-PME ▪The KS-PME multiple is a close relative of the traditional TVPI investment multiple of a private investment.In fact,the basic calculation methodologies are identical with only the factors used in the numerator and denominator being different.Whereas the TVPI ([total distributions +NAV]/total contributions)measures the total value created by a private investment in an absolute sense,the KS-PME measures the wealth multiple above and beyond what would have been achieved in the market benchmark.Put another way,KS-PME is an “outperformance multiple”rather than a total value multiple.To calculate the KS-PME,the TVPI formula is simply applied to the capitalized contributions,distributions,and final NAV resulting from the Direct Alpha methodology. Page 25 CHICAGO | CLEVELAND | DALLAS | DETROIT | ORLANDO | PITTSBURGH | RENOClients first. <CBDoc TenantId="2" EntityTypeId="3100" EntityId="2903" DocumentTypeId="1" EffectiveDate="03/31/2021" Interval="3" Description="Quarterly Report" /> Investment Performance Review Period Ending March 31, 2021 Oakland County ERS Defined Benefit Plan Executive Summary Page 1 Asset Allocation Vs. Policy Targets Page 12 Asset Allocation Pie Charts Page 14 Historical Asset Allocation Page 16 Financial Reconciliation Page 18 Performance Review Trailing Periods Page 21 Comparative Performance IRR Page 25 Total Fund Analysis Page 27 SSgA S&P 500 Page 29 SSgA S&P 500 Equal Weighted Page 31 T. Rowe Price Page 33 TimesSquare Page 37 Lee Munder -LMCGl Page 41 Loomis Small Cap Page 43 Lazard Page 45 Pictet Page 47 Berkeley Street Page 49 ABS Global Page 51 CS McKee Page 53 Loomis Fixed Income Page 55 Morgan Stanley Page 59 Prudential PRISA II Page 61 Benchmark History Page 63 Definitions & Disclosure Pages Page 67 Table Of Contents EXECUTIVE SUMMARY: 1Q 2021 Market Summary: The positive trend for US stocks remained intact during the first quarter. The rotation in leadership that started during the 4th quarter continued into the 1st quarter with small cap and value stocks leading the way. The Russell 2000 Index (proxy for small companies) rose by 12.7% and the Russell 1000 Value increased by 11.3% during the quarter compared to 6.2% for the S&P 500. International equities also gained during the quarter, but their returns were not as strong (MSCI ACWI ex US +3.5%). The primary driver of stock prices has been the re-opening of the global economy and additional fiscal and monetary stimulus. This quarter-end marks, almost to the day, the one-year anniversary of the rally in the equity markets – US equity indices have appreciated by over 50% in the past year. While the momentum in stocks was decidedly positive during the quarter, that was not the case in fixed income. The yield on the US 10-Year Treasury bond increased 83 basis points during the quarter as investors anticipated rising inflation rates in the near future. Core fixed income suffered losses in all three months to start 2021; the BB US Aggregate declined 3.4% during the quarter. The lone bright spot in the bond market was high yield, benefiting from their stronger relationship to the equity markets than interest rates. Conclusions/Recommendations: 1. The Total Fund gained 2.80% during the quarter, exceeding the Policy Index by 0.41% and ranking just below the median fund in the public fund universe. The Fund benefited from relatively strong results from the fixed income allocation. 2. The Total Fund was up 32.55% over the past year, out performing the Policy Index by over 150 basis points and ranking near the middle of the peer group. Longer-term, the Fund narrowly trails the Policy Index and ranks in the third quartile. The Fund’s conservative approach (lower equity allocations) has hindered performance relative to other public funds, as stocks have rallied for over a decade. 3. SSgA S&P 500 Equal Weighted enjoyed another relatively strong quarter, out performing the traditional S&P 500 by over 5% and ranking near the top of the peer group. Over the past 12 months the Equal Weight has returned 71.10% vs. 56.35% for the S&P 500 but continues to lag over longer time periods. 4. Nuanced struggled again this quarter, under performing their benchmark and ranking near the bottom quartile of the Mid Cap Value universe. The manager’s weak returns are partially attributed to an overweight to Health Care and poor stock selection with Financials. Nuance significantly trails performance expectations after 3 quarters. 5. Many of the active, equity managers have posted strong absolute results over the past 12 months, but most trail their benchmarks. Active managers have been hindered by extreme shifts in market leadership, higher returns from lower quality companies, and cash drag. It is important to maintain a longer-term focus when evaluating individual strategies. 6. CS McKee and Loomis Sayles (FI) suffered losses this quarter as interest rates rose; however, both managers narrowly out performed the BB US Aggregate. Longer-term the core/core plus fixed income strategies exceed performance expectations. 7. At quarter end all allocations were within policy ranges and near target allocations. JPM Euro Property has not reported 1Q results in time for this report. 8. See the Asset/Manager Summary for additional comments and recommendations. Page 1 1st Quarter 2021 Market EnvironmentPage 2 Source: Investment MetricsThe Market EnvironmentMajor Market Index PerformanceAs of March 31, 2021Broad US equity markets produced positive returns for the 1stquarter of 2021.Performance during the period was largely driven by the effects of theAmerican Rescue Plan (the 3rdround of US fiscal stimulus) and the growingdeployment of COVID-19 vaccines. In March, President Biden signed the Planinto law providing an additional $1.9 trillion of economic stimulus to the USwhich only served to bolster investors’ optimism. As a result, for the 1stquarter,higher beta, small company stocks outperformed, returning 12.7% comparedto 8.1% for mid-caps and 5.9% for large company stocks. The FDA alsoapproved a third COVID-19 vaccine, a single dose treatment from Johnson &Johnson, for use. This approval created a better alignment of vaccine supplywith countywide demand. The equity market has grown immensely over thepast year as evidenced by the trailing 1-year chart which details the stellarrebound following a dramatic selloff in the 1stquarter of last year. Despite thesharp downturn at the onset of the pandemic, all broad US equity marketindexes have rebounded and are trading at near-record levels. Most notably,domestic small cap stocks have returned 94.9% while US large caps returned56.4% over the trailing 1-year period.Broad international equity markets also posted positive returns for the 1stquarter. Similar to US markets, a theme of optimism surrounding the outlookfor global growth and demand drove performance. In the 1stquarter, the MSCIEAFE Index (3.5%) modestly outperformed the MSCI Emerging Markets Index(2.3%) as a strengthening US dollar created headwinds for emerging markets.This trend is reversed over the trailing 1-year period with the MSCI EAFEIndex’s return of 44.6%, underperforming the MSCI Emerging Markets Indexreturn of 58.4%. While the European Union (EU) passed its largest-ever reliefbill at the end of 2020, unlike the relief bills passed in the US, the EU benefitswill take months to be dispersed through the economy. This delay most likelyplayed a part in why the MSCI EAFE Index underperformed US markets in the1stquarter.In contrast to equities, fixed income returns were negative during the 1stquarter as long-term interest rates rose and the yield curve noticeablysteepened. However, despite this, the Fed reiterated its intent to keep short-term rates low based on the expectation that inflation will not exceed theaverage 2% target. For the quarter, the Bloomberg Barclays (BB) USAggregate Index returned -3.4% driven by the underperformance in USGovernment (-4.1%) and Corporate Investment grade (-4.6%) bonds. For the1-year period, while not comparable to equity market advances, CorporateInvestment Grade credit proved to bean area of strength returning 8.7% andwas closely followed by US TIPS returning 7.5%.0.0%-4.6%-1.1%-1.5%-4.1%-3.4%12.7%8.1%5.9%6.3%6.2%2.3%3.5%3.5%-10.0% -5.0% 0.0% 5.0% 10.0% 15.0% 20.0%3-Month T-BillBbg Barclays Corp IGBbg Barclays MBSBbg Barclays US TIPSBbg Barclays US GovtBbg Barclays US AggRussell 2000Russell MidCapRussell 1000Russell 3000S&P 500MSCI Emerg MktsMSCI EAFEMSCI ACWxUSQuarter Performance0.1%8.7%-0.1%7.5%-4.3%0.7%94.8%73.6%60.6%62.5%56.4%58.4%44.6%49.4%-15.0% 0.0% 15.0% 30.0% 45.0% 60.0% 75.0% 90.0%3-Month T-BillBbg Barclays Corp IGBbg Barclays MBSBbg Barclays US TIPSBbg Barclays US GovtBbg Barclays US AggRussell 2000Russell MidCapRussell 1000Russell 3000S&P 500MSCI Emerg MktsMSCI EAFEMSCI ACWxUS1-Year PerformancePage 3 Source: Investment MetricsThe Market EnvironmentDomestic Equity Style Index PerformanceAs of March 31, 2021Continuing their recent trend, the majority of US equities posted their 4thstraight quarter of positive returns across both the style and marketcapitalization spectrums, with mid cap growth being the modestly negativeoutlier. During the quarter, small cap stocks outpaced both mid cap and largecap stocks as momentum related to vaccines and fiscal stimulus drove themarket. The Russell 2000 Index returned a strong 12.7% compared to 8.1% forthe Russell Mid Cap Index and 5.9% for the Russell 1000 Index.Value stocks outpaced growth stocks for the second consecutive quarter.Similar to the 4thquarter, the Russell 2000 Value Index was the bestperforming style index for the quarter with a return of 21.2%. While not asrobust as small cap value, both the mid cap (13.1%) and large cap (11.3%)value benchmarks posted double-digit gains. In contrast, growth-orientedcompanies lagged value-oriented companies at each capitalization level. Thewidest performance dispersion occurred in small cap with a span of 16.3%separating the growth and value index returns. Beneath the headline indexperformance, the growth and value differentials are also observable acrosseconomic sector returns since the value benchmarks are more heavilyweighted to sectors such as energy and financials, which led sector results,while growth indexes are dominated by their weights to technology andhealthcare, which lagged.Following one of the sharpest drawdowns in history, stock returns werestrongly positive over the trailing 1-year period across all styles and marketcapitalizations. Not surprisingly, higher beta, small cap stocks represented bythe Russell 2000 produced an outsized return of 94.8%. While not as strong assmall cap, performance in mid cap (73.6%) and large cap (60.6%) benchmarkswas also extremely impressive over the trailing year. Despite more than a 30%dispersion between market capitalization performance over the trailing 1-yearperiod, the difference between value and growth index results within eachcapitalization segment was much narrower. However, these style-basedresults do show how much value stockshave recovered relative to growthstocks in the recent quarter after lagging significantly following the onset of thepandemic.4.9%12.7%21.2%-0.6%8.1%13.1%0.9%5.9%11.3%1.2%6.3%11.9%-5.0% 0.0% 5.0% 10.0% 15.0% 20.0% 25.0%2000 Growth2000 Index2000 ValueMidCap GrowthMidCap IndexMidCap Value1000 Growth1000 Index1000 Value3000 Growth3000 Index3000 ValueQuarter Performance - Russell Style Series90.2%94.8%97.1%68.6%73.6%73.8%62.7%60.6%56.1%64.3%62.5%58.4%0.0% 20.0% 40.0% 60.0% 80.0% 100.0%2000 Growth2000 Index2000 ValueMidCap GrowthMidCap IndexMidCap Value1000 Growth1000 Index1000 Value3000 Growth3000 Index3000 Value1-Year Performance - Russell Style SeriesPage 4 Sector performance was positive across all eleven large cap economic sectorsfor the 1stquarter. Six sectors outpaced the return of the broad index duringthe period. The pro-cyclical rotation that began during the latter part of 2020continued through the 1stquarter of 2021. Value-oriented sectors like energyand financials were some of the best performers for the quarter returning30.9% and 16.2%, respectively. The energy sector experienced strong returnsprimarily due to rising energy prices resulting from increased expectations ofeconomic growth and reduced supply. Financial stocks benefited from risinginterest rates which acted as a tailwind to earnings. While all sectorsexperienced positive returns, consumer staples (1.6%) and informationtechnology (1.3%) were significant laggards relative to their sector peers andthe broad index results.Over the trailing 1-year period, large cap consumer discretionary (91.1%),energy (79.6%), and materials (78.5%) were the best performing economicsectors. For the full year, seven sectors exceeded the return of the broadbenchmark: communication services, consumer discretionary, energy,financials, industrials, information technology, and materials. In contrast,sectors that were less impacted by COVID-19 such as consumer staples andutilities posted solid, but lower, returns for the trailing 1-year period. It isastonishing to observe that the weakest economic sector in the Russell 1000for the trailing year, utilities, still managed to produce a strong return of 19.8%.Similar to large cap stocks, all eleven small cap sectors posted positiveperformance for the recent quarter and seven of them posted returns greaterthan the Russell 2000 Index. The index was led higher by strength in theenergy sector, which returned 41.8% for the quarter. Consumer discretionarystocks also performed well during the period, returning 26.7%. Some of thesector’s absolute performance for the quarter can be partially attributed to the“Reddit-fueled” individual investor trading frenzy that took place in stocks likeGameStop (+907.5%) and AMC Entertainment (+223.1%) which experiencedsignificant positive performance and volatility.Small cap stocks significantly outperformed large cap across the majority ofeconomic sectors for the trailing 1-year period. While large cap sector returnswere impressive, small cap performance within the consumer discretionary(200.0%) and energy (150.0%) sectors were simply amazing. Consumerdiscretionary’s outsized performance is mainly attributable to the economicrecovery seen throughout 2020- multiple stimulus injections into the economyand investor confidence in the progress on vaccines. Like the large cap index,the bottom performing sector in the small cap benchmark was utilities (16.1%).This sector performance produced a staggering dispersion of more than 180%from the best to the worst-performing sector in the Russell 2000.The Market EnvironmentGICS Sector Performance & (Sector Weight)As of March 31, 2021Source: Morningstar DirectAs a result of the GICS classification changes on 9/28/2018 and certain associated reporting limitations, sector performance represents backward looking performance for the prior year of each sector’s current constituency, post creation of the Communication Services sector. 19.8%34.4%78.5%69.8%70.2%36.7%69.1%79.6%29.7%91.1%63.6%2.9%8.5%9.2%1.3%10.8%2.7%16.2%30.9%1.6%3.6%7.4%0.0% 20.0% 40.0% 60.0% 80.0% 100.0%Utilities (2.6%)Real Estate (3.0%)Materials (2.7%)Info Technology (27.8%)Industrials (8.9%)Health Care (13.5%)Financials (10.7%)Energy (2.3%)Consumer Staples (5.8%)Consumer Disc (12.3%)Comm Services (10.5%)Russell 1000Quarter1-Year16.1%55.8%130.5%88.0%110.7%82.7%74.5%150.0%84.2%200.0%70.6%3.3%10.0%20.2%5.3%16.0%0.7%18.3%41.8%15.5%26.7%11.3%0.0% 50.0% 100.0% 150.0% 200.0%Utilities (2.8%)Real Estate (6.0%)Materials (4.1%)Info Technology (13.7%)Industrials (15.7%)Health Care (20.9%)Financials (15.0%)Energy (2.3%)Consumer Staples (3.2%)Consumer Disc (13.9%)Comm Services (2.4%)Russell 2000Quarter1-YearPage 5 The Market EnvironmentTop 10 Index Weights & Quarterly Performance for the Russell 1000 & 2000As of March 31, 2021Source: Morningstar DirectTop 10 Weighted StocksTop 10 Weighted StocksRussell 1000 Weight1-Qtr Return1-Year ReturnSector Russell 2000 Weight1-Qtr Return1-Year ReturnSectorApple Inc 5.15% -7.8% 93.6% Information Technology Penn National Gaming Inc 0.58% 21.4% 728.8% Consumer DiscretionaryMicrosoft Corp 4.70% 6.2% 51.0% Information Technology Caesars Entertainment Inc 0.56% 17.7% 507.3% Consumer DiscretionaryAmazon.com Inc 3.49% -5.0% 58.7% Consumer Discretionary Plug Power Inc 0.52% 5.7% 912.4% IndustrialsFacebook Inc A 1.88% 7.8% 76.6% Communication Services Darling Ingredients Inc 0.42% 27.6% 283.8% Consumer StaplesAlphabet Inc A 1.65% 17.7% 77.5% Communication Services Novavax Inc 0.39% 62.6% 1235.1% Health CareAlphabet Inc Class C 1.60% 18.1% 77.9% Communication Services GameStop Corp Class A 0.38% 907.5% 5323.4% Consumer DiscretionaryTesla Inc 1.36% -5.3% 537.3% Consumer Discretionary Lithia Motors Inc Class A 0.36% 33.4%379.8% Consumer DiscretionaryBerkshire Hathaway Inc Class B 1.28% 10.2% 39.7%Financials Sunrun Inc 0.34%-12.8% 498.8% IndustrialsJPMorgan Chase & Co 1.23% 20.7% 75.4% Financials Builders FirstSource Inc 0.33% 13.6% 279.1% IndustrialsJohnson & Johnson 1.15% 5.1% 28.7% Health Care RH 0.33% 33.3%493.8% Consumer DiscretionaryTop 10 Performing Stocks (by Quarter)Top 10 Performing Stocks (by Quarter)Russell 1000 Weight1-Qtr Return1-Year ReturnSector Russell 2000 Weight1-Qtr Return1-Year ReturnSectorUpstart Holdings Inc Ordinary Shares 0.00% 216.2% N/A FinancialsGameStop Corp Class A 0.38% 907.5% 5323.4% Consumer DiscretionaryTripAdvisor Inc 0.01% 86.9% 209.3% Communication ServicesCassava Sciences Inc 0.05% 559.1% 993.7% Health CareWilliams-Sonoma Inc 0.04% 76.7% 331.6% Consumer Discretionary AMC Entmt Holdings Inc Class A 0.14% 381.6% 223.1%Communication ServicesTeradata Corp 0.01% 71.5% 88.1% Information Technology Express, Inc. 0.01%341.8% 169.8% Consumer DiscretionaryCoherent Inc 0.02% 68.6% 137.7% Information Technology Pandion Therapeutics Inc Ord Shrs 0.03% 304.4% N/A Health CareSignature Bank 0.03% 67.7% 187.3%Financials Evolus Inc 0.01% 286.6% 213.0% Health CareL Brands Inc 0.04% 66.3% 435.1%Consumer Discretionary Immunome Inc Ordinary Shares 0.00% 250.0% N/A Health CareMarathon Oil Corp 0.02% 60.6% 227.4% Energy Rubius Therapeutics Inc 0.03%249.1% 495.5% Health CareCimarex Energy Co 0.02% 59.0% 263.0% EnergyThe ExOne Co 0.02% 230.5% 390.8% IndustrialsContinental Resources Inc 0.01% 58.7% 238.6% Energy Amyris Inc 0.07% 209.3% 646.1% MaterialsBottom 10 Performing Stocks (by Quarter)Bottom 10 Performing Stocks (by Quarter)Russell 1000 Weight1-Qtr Return1-Year ReturnSector Russell 2000 Weight1-Qtr Return1-Year ReturnSectorSarepta Therapeutics Inc 0.01%-56.3% -23.8% Health Care Odonate Therapeutics Inc 0.00% -82.2% -87.6% Health CareC3.ai Inc Ordinary Shares - Class A 0.00% -52.5% N/A Information Technology Graybug Vision Inc Ordinary Shares 0.00% -80.9% N/A Health CareACADIA Pharmaceuticals Inc 0.01% -51.7% -38.9% Health Care Frequency Therapeutics Inc 0.01% -73.1% -46.7% Health CareBerkeley Lights Inc Ordinary Shares 0.00% -43.8% N/A Health Care Immunovant Inc 0.02% -65.3% 3.1% Health CareUnity Software Inc Ordinary Shares 0.01% -34.6% N/A Information Technology Imara Inc Ordinary Shares 0.00% -61.7% -47.3% Health CareAdaptive Biotechnologies Corp 0.01%-31.9% 44.9% Health Care Athenex Inc 0.01% -61.1% -44.4% Health CareAlteryx Inc Class A 0.01% -31.9% -12.8% Information Technology Concert Pharmaceuticals Inc 0.01% -60.5% -43.6% Health CareIovance Biotherapeutics Inc 0.01% -31.8% 5.8% Health Care Amicus Therapeutics Inc 0.09% -57.2% 6.9% Health CareAmerican Well Corp Ord Shrs - Class A 0.00% -31.4% N/A Health Care Oncorus Inc Ordinary Shares 0.00% -56.9% N/A Health CareArray Technologies Inc Ord Shares 0.01% -30.9% N/A Industrials Acutus Medical Inc Ordinary Shares 0.01% -53.6% N/A Health CarePage 6 Source: MSCI Global Index Monitor (Returns are Net)Nearly all broad international equity indexes the chart tracks posted positivereturns in both US dollar (USD) and local currency terms for the 1stquarter.Much like the trend seen in the US equity markets, international benchmarksbenefited from the optimism surrounding the continued roll-out of COVID-19vaccines. Fiscal and monetary stimulus also remained supportive throughoutthe Eurozone, UK, and Japan in the 1stquarter and benefited from the reboundin demand for global goods. For the period, developed markets outperformedemerging markets in both USD and local currency. The MSCI EAFE Indexreturned 3.5% in USD and 7.6% in local currency terms for the period whilethe MSCI Emerging Markets Index returned a lower 2.2% in USD and 3.5% inlocal currency terms. The performance of both broad international benchmarksfaced headwinds from currency conversion as the USD strengthened relativeto most major developed currencies and thus led to lower USD results. Duringthe 1stquarter, the only regional index component that had negativeperformance was EM Latin American. Thisregion’s -5.3% return was largelydriven by the negative performance of Columbia (-17.2%) and Brazil (-10.0%)during the period.The trailing 1-year results for international developed and emerging marketswere positive across all regions and currencies. The MSCI EAFE Indexreturned 44.6% in USD and 36.6% in local currency terms, while the MSCIEmerging Markets Index returned 58.4%in USD and 53.0% in local currencyterms. Like last quarter, performance within the emerging markets was led byAsian countries with the EM Asia Index region returning 60.1% in USD.The Market EnvironmentInternational and Regional Market Index Performance (Country Count)As of March 31, 20210.5%3.5%9.4%4.0%7.8%7.5%7.6%7.6%6.5%-5.3%2.2%8.1%2.3%2.5%4.0%3.5%4.0%3.5%-10.0% -5.0% 0.0% 5.0% 10.0% 15.0%EM Latin Amer (6)EM Asia (9)EM EMEA (11)Emerging Mkt (26)Pacific (5)Europe & ME (16)EAFE (21)WORLD x US (22)AC World x US (48)Quarter PerformanceUSDLocal Currency50.8%55.0%42.3%53.0%40.3%34.5%36.6%36.9%41.4%50.1%60.1%52.2%58.4%44.0%44.9%44.6%45.9%49.4%0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% 70.0%EM Latin Amer (6)EM Asia (9)EM EMEA (11)Emerging Mkt (26)Pacific (5)Europe & ME (16)EAFE (21)WORLD x US (22)AC World x US (48)1-Year PerformanceUSDLocal CurrencyPage 7 The Market EnvironmentUS Dollar International Index Attribution & Country DetailAs of March 31, 2021Source: Morningstar Direct, MSCI Global Index Monitor (Returns are Net in USD)As a result of the GICS classification changes on 9/28/2018 and certain associated reporting limitations, sector performance represents backward looking performance for the prior year of each sector’s current constituency, post creation of the Communication Services sector. MSCI - EAFE Sector Weight Quarter Return 1-Year ReturnCommunication Services 5.2% 3.9% 42.6%Consumer Discretionary 12.8% 5.8% 67.3%Consumer Staples 10.3% -2.6% 19.0%Energy 3.3% 10.6% 25.6%Financials 17.3% 9.7% 54.1%Health Care 12.0% -3.9% 17.4%Industrials 15.5% 5.4% 58.9%Information Technology 9.0% 2.4% 59.8%Materials 8.0% 5.2% 73.3%Real Estate 3.1% 2.5% 31.8%Utilities 3.7% -2.6% 28.2%Total 100.0% 3.5% 44.6%MSCI - ACWIxUS Sector Weight Quarter Return 1-Year ReturnCommunication Services 7.1% 4.9% 45.2%Consumer Discretionary 13.7% 2.2% 65.5%Consumer Staples 8.4% -2.5% 22.0%Energy 4.5% 9.6% 36.3%Financials 18.9% 8.4% 50.0%Health Care 8.9% -3.8% 22.2%Industrials 11.8% 5.2% 57.9%Information Technology 12.8% 3.5% 82.3%Materials 8.2% 5.4% 76.2%Real Estate 2.6% 3.5% 28.9%Utilities 3.2% -1.3% 28.4%Total 100.0% 3.5% 49.4%MSCI - Emerging Mkt Sector Weight Quarter Return 1-Year ReturnCommunication Services 11.7% 5.6% 48.9%Consumer Discretionary 17.7% -3.1% 61.5%Consumer Staples 5.6% -2.8% 34.1%Energy 4.8% 2.8% 44.6%Financials 18.2% 3.2% 37.4%Health Care 4.5% -4.6% 59.4%Industrials 4.3% 2.7% 49.9%Information Technology 20.9% 4.7% 103.9%Materials 8.1% 9.1% 96.5%Real Estate 2.2% 5.9% 20.2%Utilities 2.0% 1.8% 30.4%Total 100.0% 2.3% 58.4%MSCI-EAFE MSCI-ACWIxUS Quarter 1- YearCountry Weight Weight Return ReturnJapan 24.8% 15.5% 1.6% 39.7%United Kingdom 14.3% 8.9% 6.2% 33.5%France 11.1% 7.0% 4.4% 50.0%Germany 9.5% 5.9% 4.2% 59.3%Switzerland 9.2% 5.7% -2.0% 23.7%Australia 7.0% 4.4% 3.4% 68.4%Netherlands 4.2% 2.6% 11.2% 74.0%Sweden 3.6% 2.3% 11.3% 75.2%Hong Kong 3.4% 2.1% 7.3% 37.3%Italy 2.5% 1.6% 6.3% 53.0%Spain 2.4% 1.5% 1.0% 36.9%Denmark 2.4% 1.5% -3.0% 51.6%Singapore 1.1% 0.7% 8.9% 40.3%Finland 1.0% 0.6% -1.4% 46.8%Belgium 0.9% 0.6% -2.6% 32.8%Ireland 0.7% 0.5% 5.3% 63.1%Norway 0.6% 0.4% 11.0% 63.5%Israel 0.6% 0.4% -0.3% 40.0%New Zealand 0.3% 0.2% -10.6% 28.2%Austria 0.2% 0.1% 9.3% 85.1%Portugal 0.2% 0.1% -4.3% 26.1%Total EAFE Countries 100.0% 62.4% 3.5% 44.6%Canada 6.7% 9.6% 59.3%Total Developed Countries 68.8% 15.9% 7.6%China 11.7% -0.4% 43.6%Taiwan 4.3% 10.9% 93.2%Korea 4.1% 1.6% 89.5%India 3.0% 5.1% 76.4%Brazil 1.4% -10.0% 46.5%South Africa 1.2% 12.1% 80.5%Russia 1.0% 4.9% 44.3%Saudi Arabia 0.9% 16.5% 54.4%Thailand 0.6% 4.3% 39.1%Mexico 0.5% 4.2% 58.5%Malaysia 0.4% -5.8% 20.8%Indonesia 0.4% -7.6% 40.6%Qatar 0.2% 2.4% 20.8%Philippines 0.2% -10.6% 27.2%Poland 0.2% -7.5% 29.0%Chile 0.2% 16.9% 66.2%United Arab Emirates 0.2% 15.1% 56.5%Turkey 0.1% -20.4% 3.8%Peru 0.1% -10.6% 32.6%Hungary 0.1% 0.4% 45.4%Colombia 0.1% -17.2% 33.4%Argentina 0.0% -6.0% 74.7%Czech Republic 0.0% 5.5% 64.8%Greece 0.0% 1.5% 35.3%Egypt 0.0% -4.0% 2.1%Pakistan 0.0% 0.1% 37.8%Total Emerging Countries 30.7% 2.3% 58.4%Total ACWIxUS Countries 100.0% 3.5% 49.4%Page 8 Source: BloombergThe Market EnvironmentDomestic Bond Sector & Broad/Global Bond Market Performance (Duration)As of March 31, 2021Fixed income markets declined sharply during the 1stquarter primarily due torising interest rates which acted as a drag on bond benchmark performance.The Bloomberg Barclays (BB) US Aggregate Bond Index returned -3.4% forthe period. Digging deeper into the investment grade index’s segments,while each component was negative, the US Treasury (-4.3%) and USCorporate Investment Grade (-4.6%) segments drove the results. Althoughyields on issues of less than 2-years declined during the quarter, yields onlonger-dated issues rose substantially as the term to maturity increased.Notably, US High Yield (non-investment grade) was the only benchmarktracked on the chart to produce a positive result, adding 0.9% for thequarter. High yield bonds generally have a shorter duration compared toeither US Treasury or US investmentgrade corporate bonds, and as such,are less affected by rising interest rates. Importantly, credit spreads alsocontinued to decline during the period which acted as an additional tailwindfor high yield issues. Outside of domestic markets, the BB Global Aggregateex US Index posted a -5.3% return for the quarter. Like international stocks,global bonds were negatively impacted by the strengthening USD. Alsonotable was the revision in quality’s performance in the 1stquarter relative tothe previous three quarters. BBB rated credit (-4.3%) underperformed AAA(-2.9%) issues by 1.4%. In contrast, over the trailing 1-year period, BBBissues (13.1%) outpaced AAA issues (-2.3%) by a sizable margin.Over the trailing 1-year period, domestic bonds performance was small butpositive while global bonds posted solid results. The BB Global Aggregateex US Index return of 7.2% easilyoutpaced the domestic BB US AggregateIndex’s return of 0.7%. A steepening yield curve, combined with a fallingUSD, were the primary contributors to the relative outperformance of globalbonds. Results for the year were split beneath the headline performance ofthe BB US Aggregate Index with theUS Corporate Investment Gradesegment returning 8.7% and the US Treasury segment returning -4.4%. TheUS High Yield Index’s return of 23.7% was a positive outlier in fixed incomefor the 1-year period. High Yield issues likely benefited both from narrowingof credit spreads as well as capital appreciation following the pandemic’seconomic shock during the 1stquarter of 2020.-4.3%-5.3%-1.6%-3.4%-1.5%-4.6%-1.1%-4.3%0.9%-4.3%-4.9%-4.3%-2.9%-6.0% -4.0% -2.0% 0.0% 2.0%Multiverse (7.2)Global Agg x US (8.1)Intermediate Agg (4.2)Aggregate (6.4)U.S. TIPS (8.1)U.S. Corporate IG (8.5)U.S. Mortgage (4.1)U.S. Treasury (6.8)U.S. High Yield (3.9)Baa (8.5)A (8.2)AA (8.0)AAA (5.6)Quarter Performance 5.5%7.2%1.4%0.7%7.5%8.7%-0.1%-4.4%23.7%13.1%5.2%2.3%-2.3%-5.0% 0.0% 5.0% 10.0% 15.0% 20.0% 25.0%Multiverse (7.2)Global Agg x US (8.1)Intermediate Agg (4.2)Aggregate (6.4)U.S. TIPS (8.1)U.S. Corporate IG (8.5)U.S. Mortgage (4.1)U.S. Treasury (6.8)U.S. High Yield (3.9)Baa (8.5)A (8.2)AA (8.0)AAA (5.6)1-Year PerformancePage 9 Source: US Department of Treasury, FRED (Federal Reserve of St. Louis)The Market EnvironmentMarket Rate & Yield Curve ComparisonAs of March 31, 2021Much of the index performance detailed in the bar graphs on the previouspage is visible on a time series basis in the yield graph to the right. The “1-Year Trailing Market Rates” chart illustrates that throughout 2020 the US 10-year Treasury (green line) stayed between 0.5% and 1.0% but beganincreasing rapidly at the beginning of 2021, reaching a high of 1.74% duringthe 1stquarter of 2021. At the start of 2020, US interest rates declinedsignificantly following the onset of the pandemic and the response from theUS Federal Reserve Bank (Fed) to lower rates back near zero. 2021’sacceleration in longer-term rates is due to an increase in investorexpectations of stronger economic growth and inflation concerns over thecontinued issuance of new Treasury bonds by the government to fundstimulus. The blue line illustrates changes in the BAA OAS (Option AdjustedSpread). This measure quantifies the additional yield premium that investorsrequire to purchase and hold non-Treasury investment grade issues. Theline illustrates the normalization in credit spreads following the substantialwidening at the onset of the pandemic. Credit spreads continued their steadydecline through the 1stquarter as concerns over corporate defaultssubsided. The green band across the graph illustrates the Fed Funds Rate.Over the past year, the Fed’s target rate range has remained unchanged at0.00% - 0.25%. During its March meeting, the Federal Open MarketCommittee (FOMC) upgraded its projections for the US economy in 2021 butvowed to keep interest rates near zero while also maintaining its assetpurchasing measures aimed at supplying the market with liquidity.The lower graph provides a snapshot of the US Treasury yield curve at theend of each of the last four quarters. Beginning in the 4thquarter of 2020,longer-term interest rates began tomove higher as investors’ optimismimproved. This trend continued through the 1stquarter. Short term interestrates, primarily those under two years, fell modestly while all long-term ratesincreased. The combination of additional fiscal stimulus, higher expectedeconomic growth, and inflation concerns all contributed to higher long-termrates. The 10-year Treasury ended the quarter at 1.74%, more in line withpre-pandemic levels, compared to 0.52% at its lowest point in 2020 and0.93% at the beginning of 2021.0.000.501.001.502.002.501 mo 3 mo 6 mo 1 yr 2 yr 3 yr 5 yr 7 yr 10 yr 20 yr 30 yrTreasury Yield Curve6/30/20209/30/202012/31/20203/31/2021-2.00-1.000.001.002.003.004.005.00Mar-20 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-211-Year Trailing Market RatesFed Funds RateTED Spread3-Month LiborBAA OAS10yr Treasury10yr TIPSPage 10 Page Intentionally Left Blank Page 11 Executive Summary Policy Target In Policy Outside Policy 0.0%8.0%16.0%24.0%32.0%40.0%48.0%56.0%60.0% Total Cash Composite (0.3%) Total Real Asset (9.8%) Total Fixed Income Composite (30.2%) Total Long/Short Equity Composite (6.1%) Total International Equity (14.6%) Total Domestic Equity (39.1%) Asset Allocation Compliance Asset Allocation $ Current Allocation (%) Minimum Allocation (%) Maximum Allocation (%) Target Allocation (%) Min. Rebal. ($000) Max. Rebal. ($000) Target Rebal. ($000) Total Fund Composite 793,569,488 100.0 N/A N/A 100.0 --- Total Domestic Equity 310,425,521 39.1 10.0 50.0 35.0 -231,068,572 86,359,223 -32,676,200 Total International Equity 115,645,103 14.6 5.0 20.0 15.0 -75,966,629 43,068,795 3,390,320 Total Long/Short Equity Composite 48,011,471 6.1 0.0 7.5 5.0 -48,011,471 11,506,240 -8,332,997 Total Fixed Income Composite 239,589,358 30.2 10.0 55.0 35.0 -160,232,409 196,873,861 38,159,963 Total Real Asset 77,411,825 9.8 0.0 15.0 10.0 -77,411,825 41,623,598 1,945,123 Total Cash Composite 2,486,209 0.3 0.0 5.0 0.0 -2,486,209 37,192,265 -2,486,209 Asset Allocation Compliance Oakland County Employees' Retirement System Total Fund Composite As of March 31, 2021 Page 12 Executive Summary Policy Target In Policy Outside Policy 0.0%8.0%16.0%24.0%32.0%40.0%48.0%56.0%60.0% Total Cash Composite (0.3%) Total Real Asset (9.8%) Total Fixed Income Composite (30.2%) Total Long/Short Equity Composite (6.1%) Total International Equity (14.6%) Total Small Cap Equity Composite (8.6%) Total Mid Cap Equity Composite (8.5%) Total Large Cap Equity Composite (22.0%) Asset Allocation Compliance Asset Allocation $ Current Allocation (%) Target Allocation (%) Target Rebal. ($000) Total Fund Composite 793,569,488 100.0 100.0 - Total Large Cap Equity Composite 174,472,157 22.0 20.0 -15,758,259 Total Mid Cap Equity Composite 67,641,984 8.5 7.5 -8,124,272 Total Small Cap Equity Composite 68,311,380 8.6 7.5 -8,793,669 Total International Equity 115,645,103 14.6 15.0 3,390,320 Total Long/Short Equity Composite 48,011,471 6.1 5.0 -8,332,997 Total Fixed Income Composite 239,589,358 30.2 35.0 38,159,963 Total Real Asset 77,411,825 9.8 10.0 1,945,123 Total Cash Composite 2,486,209 0.3 0.0 -2,486,209 Asset Allocation Compliance Oakland County Employees' Retirement System Total Fund Composite As of March 31, 2021 Page 13 Asset Allocation By Segment as of December 31, 2020 : $785,325,968 Asset Allocation By Segment as of March 31, 2021 : $793,569,488 Allocation Segments Market Value Allocation Domestic Equity 288,772,788 36.8¢ International Equity 120,819,983 15.4¢ Domestic Fixed Income 187,763,838 23.9¢ Global Fixed Income 34,363,772 4.4¢ Real Estate 70,176,508 8.9¢ Hedge Fund 47,450,125 6.0¢ Private Equity 18,821,410 2.4¢ Cash Equivalent 17,157,544 2.2¢ Allocation Segments Market Value Allocation Domestic Equity 298,561,192 37.6¢ International Equity 114,357,762 14.4¢ Domestic Fixed Income 179,851,689 22.7¢ Global Fixed Income 33,578,133 4.2¢ Real Estate 71,741,806 9.0¢ Hedge Fund 48,011,471 6.1¢ Private Equity 23,506,187 3.0¢ Cash Equivalent 23,961,248 3.0¢ Asset Allocation Summary Total Fund Composite As of March 31, 2021 NONE Page 14 Asset Allocation By Manager as of December 31, 2020 : $785,325,968 Asset Allocation By Manager as of March 31, 2021 : $793,569,488 Allocation Market Value Allocation CS McKee 111,870,411 14.2¢ Loomis Fixed Income 83,690,062 10.7¢ T. Rowe Price 81,182,660 10.3¢ Pictet 50,866,184 6.5¢ ABS Global 47,450,125 6.0¢ Lazard 44,712,302 5.7¢ SSgA S&P 500 Equal Weighted Index 44,051,301 5.6¢ Morgan Stanley 37,992,130 4.8¢ SSgA S&P 500 37,348,946 4.8¢ Franklin Templeton 34,363,772 4.4¢ Loomis Small Cap 33,740,379 4.3¢ Lee Munder (LMCG)28,751,533 3.7¢ Berkeley Street 27,404,771 3.5¢ TimesSquare 20,635,112 2.6¢ Prudential PRISA II 19,614,725 2.5¢ Great Lakes SmidCap 17,689,518 2.3¢ Reinhart Partners 16,896,269 2.2¢ Nuance Mid Cap Value 13,028,221 1.7¢ Churchill Senior Loan Fund 12,344,502 1.6¢ Alidade Capital Fund IV 5,307,639 0.7¢ Walton Street Real Estate 3,036,986 0.4¢ AEW Real Estate 2,876,244 0.4¢ Private Markets Cash 2,624,604 0.3¢ Hamilton Lane Secondary Fund V LP 2,331,907 0.3¢ ValStone Opportunity Fund V 2,173,998 0.3¢ Dune Real Estate IV 1,278,260 0.2¢ Portfolio Adv Seconary Agg VI 895,915 0.1¢ Marathon Distressed Credit Fund LP 867,825 0.1¢ H.I.G. Bayside Loan Opportunity VI 207,263 0.0¢ JPM Euro Property 70,524 0.0¢ Cash and Equivalents Account 21,879 0.0¢£ Pimco Diversified Income (PDIIX)-0.0¢£ BlackRock Direct Lending Feeder IX -0.0¢£ Allocation Market Value Allocation CS McKee 106,972,305 13.5¢ T. Rowe Price 85,746,288 10.8¢ Loomis Fixed Income 81,202,752 10.2¢ SSgA S&P 500 Equal Weighted Index 49,068,552 6.2¢ ABS Global 48,011,471 6.1¢ Lazard 44,913,254 5.7¢ Pictet 42,780,037 5.4¢ SSgA S&P 500 39,657,317 5.0¢ Morgan Stanley 38,716,240 4.9¢ Loomis Small Cap 34,793,056 4.4¢ Pimco Diversified Income (PDIIX)33,578,133 4.2¢£ Lee Munder (LMCG)33,518,324 4.2¢ Berkeley Street 27,951,812 3.5¢ Prudential PRISA II 19,963,027 2.5¢ Reinhart Partners 19,320,200 2.4¢ Great Lakes SmidCap 18,757,592 2.4¢ TimesSquare 15,823,512 2.0¢ Nuance Mid Cap Value 13,740,679 1.7¢ Churchill Senior Loan Fund 10,106,828 1.3¢ Alidade Capital Fund IV 5,597,920 0.7¢ Marathon Distressed Credit Fund LP 4,096,537 0.5¢ BlackRock Direct Lending Feeder IX 3,471,826 0.4¢£ AEW Real Estate 3,260,392 0.4¢ Walton Street Real Estate 3,004,539 0.4¢ Hamilton Lane Secondary Fund V LP 2,579,811 0.3¢ Private Markets Cash 2,394,713 0.3¢ ValStone Opportunity Fund V 2,209,756 0.3¢ Dune Real Estate IV 1,129,164 0.1¢ Portfolio Adv Seconary Agg VI 880,452 0.1¢ H.I.G. Bayside Loan Opportunity VI 160,977 0.0¢ Cash and Equivalents Account 91,497 0.0¢£ JPM Euro Property 70,524 0.0¢ Franklin Templeton -0.0¢ Asset Allocation Summary Total Fund Composite As of March 31, 2021 NONE Page 15 Asset Allocation Attributes Mar-2021 Dec-2020 Sep-2020 Jun-2020 Mar-2020 ($)%($)%($)%($)%($)% Total Fund Composite 793,569,488 100.00 785,325,968 100.00 721,474,601 100.00 705,251,546 100.00 647,981,995 100.00 Total Equity Composite 474,082,096 59.74 463,757,321 59.05 400,546,565 55.52 396,368,103 56.20 332,451,250 51.31 Total Domestic Equity 310,425,521 39.12 293,323,940 37.35 257,185,254 35.65 250,876,894 35.57 205,070,848 31.65 Total Large Cap Equity Composite 174,472,157 21.99 162,582,908 20.70 151,952,674 21.06 151,056,820 21.42 125,049,513 19.30 SSgA S&P 500 39,657,317 5.00 37,348,946 4.76 43,309,403 6.00 39,759,874 5.64 32,988,836 5.09 SSgA S&P 500 Equal Weighted Index 49,068,552 6.18 44,051,301 5.61 37,138,531 5.15 34,812,293 4.94 28,687,302 4.43 T. Rowe Price 85,746,288 10.81 81,182,660 10.34 71,504,741 9.91 76,484,653 10.85 63,373,375 9.78 Total Mid Cap Equity Composite 67,641,984 8.52 68,249,120 8.69 56,137,408 7.78 53,393,388 7.57 42,758,792 6.60 iShares Russell Mid Cap Value (IWS)-0.00 -0.00 -0.00 10,935,248 1.55 -0.00 Wedge Capital Partners -0.00 -0.00 -0.00 -0.00 9,125,522 1.41 Nuance Mid Cap Value 13,740,679 1.73 13,028,221 1.66 11,249,111 1.56 -0.00 -0.00 TimesSquare 15,823,512 1.99 20,635,112 2.63 17,496,772 2.43 15,975,763 2.27 12,446,528 1.92 Great Lakes SmidCap 18,757,592 2.36 17,689,518 2.25 14,415,082 2.00 13,428,454 1.90 10,600,944 1.64 Reinhart Partners 19,320,200 2.43 16,896,269 2.15 12,976,442 1.80 13,053,923 1.85 10,585,798 1.63 Total Small Cap Equity Composite 68,311,380 8.61 62,491,912 7.96 49,095,172 6.80 46,426,686 6.58 37,262,543 5.75 Lee Munder (LMCG)33,518,324 4.22 28,751,533 3.66 22,171,453 3.07 21,673,792 3.07 18,348,518 2.83 Loomis Small Cap 34,793,056 4.38 33,740,379 4.30 26,923,719 3.73 24,752,893 3.51 18,914,025 2.92 Total International Equity 115,645,103 14.57 122,983,257 15.66 101,523,203 14.07 98,971,903 14.03 84,744,525 13.08 Lazard 44,913,254 5.66 44,712,302 5.69 37,701,340 5.23 35,592,856 5.05 30,831,403 4.76 Pictet 42,780,037 5.39 50,866,184 6.48 41,413,457 5.74 42,457,883 6.02 37,050,738 5.72 Berkeley Street 27,951,812 3.52 27,404,771 3.49 22,408,405 3.11 20,921,163 2.97 16,862,384 2.60 Total Long/Short Equity Composite 48,011,471 6.05 47,450,125 6.04 41,838,108 5.80 46,519,307 6.60 42,635,877 6.58 ABS Global 48,011,471 6.05 47,450,125 6.04 41,838,108 5.80 46,519,307 6.60 42,635,877 6.58 Total Fixed Income Composite 239,589,358 30.19 243,343,835 30.99 240,044,399 33.27 235,915,098 33.45 239,867,886 37.02 Total Domestic Fixed Income 188,175,057 23.71 195,560,473 24.90 192,963,602 26.75 190,447,444 27.00 193,786,985 29.91 CS McKee 106,972,305 13.48 111,870,411 14.25 111,182,007 15.41 110,211,308 15.63 117,678,129 18.16 Loomis Fixed Income 81,202,752 10.23 83,690,062 10.66 81,781,595 11.34 80,236,136 11.38 76,108,856 11.75 Total Global Fixed 33,578,133 4.23 34,363,772 4.38 34,112,455 4.73 34,226,625 4.85 34,379,112 5.31 Franklin Templeton -0.00 34,363,772 4.38 34,112,455 4.73 34,226,625 4.85 34,379,112 5.31 Pimco Diversified Income (PDIIX)33,578,133 4.23 -0.00 -0.00 -0.00 -0.00 Historical Asset Allocation Total Fund As of March 31, 2021 Page 16 Historical Asset Allocation Total Fund As of March 31, 2021 Mar-2021 Dec-2020 Sep-2020 Jun-2020 Mar-2020 ($)%($)%($)%($)%($)% Private Fixed Income 17,836,168 2.25 13,419,590 1.71 12,968,342 1.80 11,241,029 1.59 11,701,789 1.81 Churchill Senior Loan Fund 10,106,828 1.27 12,344,502 1.57 12,385,195 1.72 11,241,029 1.59 11,701,789 1.81 Marathon Distressed Credit Fund LP 4,096,537 0.52 867,825 0.11 590,379 0.08 -0.00 -0.00 H.I.G. Bayside Loan Opportunity VI 160,977 0.02 207,263 0.03 -7,232 0.00 -0.00 -0.00 BlackRock Direct Lending Feeder IX 3,471,826 0.44 -0.00 -0.00 -0.00 -0.00 Total Real Asset 77,411,825 9.75 75,578,328 9.62 73,593,782 10.20 71,884,091 10.19 70,962,436 10.95 Total Real Estate 71,741,806 9.04 70,176,508 8.94 69,632,835 9.65 68,133,455 9.66 68,848,136 10.63 Morgan Stanley 38,716,240 4.88 37,992,130 4.84 37,440,076 5.19 37,045,887 5.25 37,746,029 5.83 JPM Euro Property 70,524 0.01 70,524 0.01 65,529 0.01 61,917 0.01 66,576 0.01 Prudential PRISA II 19,963,027 2.52 19,614,725 2.50 19,343,114 2.68 19,316,971 2.74 19,855,338 3.06 Alidade Capital Fund IV 5,597,920 0.71 5,307,639 0.68 5,064,781 0.70 4,955,634 0.70 4,323,805 0.67 Walton Street Real Estate 3,004,539 0.38 3,036,986 0.39 3,271,608 0.45 3,180,562 0.45 3,157,731 0.49 AEW Real Estate 3,260,392 0.41 2,876,244 0.37 3,147,875 0.44 2,670,137 0.38 2,649,728 0.41 Dune Real Estate IV 1,129,164 0.14 1,278,260 0.16 1,299,851 0.18 902,348 0.13 1,048,929 0.16 Private Investments 5,670,019 0.71 5,401,820 0.69 3,960,947 0.55 3,750,636 0.53 2,114,300 0.33 ValStone Opportunity Fund V 2,209,756 0.28 2,173,998 0.28 2,193,415 0.30 2,155,744 0.31 2,114,300 0.33 Hamilton Lane Secondary Fund V LP 2,579,811 0.33 2,331,907 0.30 1,767,532 0.24 1,594,892 0.23 -0.00 Portfolio Adv Seconary Agg VI 880,452 0.11 895,915 0.11 -0.00 -0.00 -0.00 Total Cash Composite 2,486,209 0.31 2,646,484 0.34 7,289,856 1.01 1,084,254 0.15 4,700,423 0.73 Cash and Equivalents Account 91,497 0.01 21,879 0.00 3,867 0.00 792 0.00 756,786 0.12 Private Markets Cash 2,394,713 0.30 2,624,604 0.33 7,285,989 1.01 1,083,462 0.15 3,943,637 0.61 Page 17 Financial Reconciliation Market Value 01/01/2021 Net Transfers Contributions Distributions Management Fees Other Expenses Income Apprec./ Deprec. Market Value 03/31/2021 Total Fund Composite 785,325,968 -11,311,523 -24,800,000 -288,901 -4,187 2,638,212 19,386,874 793,569,488 Total Equity Composite 463,757,321 -16,100,040 58,270 --121,946 -2,306 1,154,443 25,336,353 474,082,096 Total Domestic Equity 293,323,940 -5,000,000 ---5,093 -1,002 718,424 21,389,253 310,425,521 Total Large Cap Equity Composite 162,582,908 ----5,093 -142 281,904 11,612,581 174,472,157 SSgA S&P 500 37,348,946 ----1,762 --2,310,133 39,657,317 SSgA S&P 500 Equal Weighted Index 44,051,301 ----3,331 --5,020,582 49,068,552 T. Rowe Price 81,182,660 -----142 281,904 4,281,866 85,746,288 Total Mid Cap Equity Composite 68,249,120 -5,000,000 ----362 299,017 4,094,208 67,641,984 Nuance Mid Cap Value 13,028,221 -----20 71,411 641,067 13,740,679 TimesSquare 20,635,112 -5,000,000 ----150 34,133 154,416 15,823,512 Great Lakes SmidCap 17,689,518 -----29 50,145 1,017,958 18,757,592 Reinhart Partners 16,896,269 -----163 143,327 2,280,767 19,320,200 Total Small Cap Equity Composite 62,491,912 -----499 137,503 5,682,464 68,311,380 Lee Munder (LMCG)28,751,533 -----230 123,879 4,643,143 33,518,324 Loomis Small Cap 33,740,379 -----269 13,625 1,039,321 34,793,056 Total International Equity 122,983,257 -11,100,040 58,270 --116,852 -1,304 436,019 3,385,754 115,645,103 Lazard 44,712,302 -1,100,000 ----1,304 312,204 990,053 44,913,254 Pictet 50,866,184 -10,000,000 ---58,583 -123,815 1,848,621 42,780,037 Berkeley Street 27,404,771 -40 58,270 --58,270 --547,080 27,951,812 Total Long/Short Equity Composite 47,450,125 ------561,346 48,011,471 ABS Global 47,450,125 ------561,346 48,011,471 Total Fixed Income Composite 243,343,835 2,549,243 ----1,223 1,107,201 -7,409,698 239,589,358 Total Domestic Fixed Income 195,560,473 -1,000,000 ----1,146 1,090,173 -7,474,442 188,175,057 CS McKee 111,870,411 -1,000,000 ----515 613,665 -4,511,255 106,972,305 Loomis Fixed Income 83,690,062 -----631 476,508 -2,963,187 81,202,752 Total Global Fixed 34,363,772 899 ----77 17,028 -803,489 33,578,133 Franklin Templeton 34,363,772 -34,107,630 ------256,142 - Pimco Diversified Income (PDIIX)-34,108,530 ----77 17,028 -547,348 33,578,133 Financial Reconciliation Total Fund 1 Quarter Ending March 31, 2021 Page 18 Financial Reconciliation Total Fund 1 Quarter Ending March 31, 2021 Market Value 01/01/2021 Net Transfers Contributions Distributions Management Fees Other Expenses Income Apprec./ Deprec. Market Value 03/31/2021 Private Fixed Income 13,419,590 3,548,344 -----868,234 17,836,168 Churchill Senior Loan Fund 12,344,502 -2,640,868 -----403,194 10,106,828 Marathon Distressed Credit Fund LP 867,825 2,893,415 -----335,297 4,096,537 H.I.G. Bayside Loan Opportunity VI 207,263 -------46,286 160,977 BlackRock Direct Lending Feeder IX -3,295,797 -----176,029 3,471,826 Total Real Asset 75,578,328 186,720 ---166,955 -375,153 1,438,579 77,411,825 Total Real Estate 70,176,508 186,720 ---166,955 -375,153 1,170,380 71,741,806 Morgan Stanley 37,992,130 ----109,260 -375,153 458,217 38,716,240 JPM Euro Property 70,524 -------70,524 Prudential PRISA II 19,614,725 ----57,695 --405,997 19,963,027 Alidade Capital Fund IV 5,307,639 ------290,281 5,597,920 Walton Street Real Estate 3,036,986 -198,024 -----165,577 3,004,539 AEW Real Estate 2,876,244 203,302 -----180,846 3,260,392 Dune Real Estate IV 1,278,260 181,442 ------330,538 1,129,164 Private Investments 5,401,820 ------268,199 5,670,019 ValStone Opportunity Fund V 2,173,998 ------35,758 2,209,756 Hamilton Lane Secondary Fund V LP 2,331,907 ------247,904 2,579,811 Portfolio Adv Seconary Agg VI 895,915 -------15,463 880,452 Total Cash Composite 2,646,484 13,364,076 11,253,253 -24,800,000 --658 1,415 21,640 2,486,209 Cash and Equivalents Account 21,879 16,236,203 8,633,415 -24,800,000 --658 658 -91,497 Private Markets Cash 2,624,604 -2,872,127 2,619,838 ---757 21,640 2,394,713 Page 19 -12.0 -4.0 4.0 12.0 20.0 28.0 36.0 44.0 52.0 60.0 68.0 76.0 Allocation (%)US Equity Global ex-US Equity Global Fixed Income US Fixed Alternatives Total Real Estate Cash & Equivalents Total Fund Composite 39.12 (62)14.57 (59)4.23 (36)23.71 (55)9.01 (53)9.04 (25)0.31 (85)˜ 5th Percentile 62.73 25.75 11.71 53.79 39.83 12.72 6.89 1st Quartile 51.47 18.78 4.63 31.70 17.02 9.04 2.23 Median 43.34 15.25 3.92 24.47 9.67 7.58 1.08 3rd Quartile 33.23 11.95 2.55 18.63 4.44 5.41 0.51 95th Percentile 17.44 6.09 1.72 11.21 1.04 2.44 0.07 Plan Sponsor TF Asset Allocation Total Fund Composite Vs. All Public Plans-Total Fund As of March 31, 2021 Page 20 Asset Allocation & Performance Allocation Market Value $ % Performance(%) QTR FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date Total Fund Composite (Gross)793,569,488 100.0 2.80 (62)14.22 (43)2.80 (62)32.55 (61)9.02 (74)9.62 (69)7.86 (54)8.34 (48)8.54 (40)10/01/1986 Total Fund Policy Index 2.39 (76)12.25 (75)2.39 (76)30.91 (73)9.73 (53)9.70 (67)8.02 (49)8.76 (32)8.99 (12) Difference 0.41 1.97 0.41 1.64 -0.71 -0.08 -0.16 -0.42 -0.45 All Public Plans-Total Fund Median 3.13 13.88 3.13 33.91 9.83 10.20 7.98 8.23 8.43 Total Fund Composite (Net)793,569,488 100.0 2.76 14.15 2.76 32.39 8.74 9.26 7.59 8.15 8.48 10/01/1986 Total Fund Policy Index 2.39 12.25 2.39 30.91 9.73 9.70 8.02 8.76 8.99 Difference 0.37 1.90 0.37 1.48 -0.99 -0.44 -0.43 -0.61 -0.51 Total Equity Composite 474,082,096 59.7 5.83 25.69 5.83 59.44 11.92 13.20 10.03 10.73 9.96 10/01/1986 Total Equity Index 6.64 24.89 6.64 61.89 13.62 14.44 11.60 12.30 10.40 Difference -0.81 0.80 -0.81 -2.45 -1.70 -1.24 -1.57 -1.57 -0.44 Total Fixed Income Composite 239,589,358 30.2 -2.55 -1.01 -2.55 4.40 4.56 3.81 3.52 3.95 6.26 10/01/1986 Total Fixed Income Index -3.51 -2.36 -3.51 1.72 4.41 3.05 3.15 3.25 6.04 Difference 0.96 1.35 0.96 2.68 0.15 0.76 0.37 0.70 0.22 Total Real Asset 77,411,825 9.8 2.39 4.88 2.39 5.99 6.70 7.78 9.67 9.60 5.00 07/01/2008 NCREIF Fund Index-ODCE (VW)2.09 3.42 2.09 2.30 4.88 6.19 8.25 9.67 5.14 Difference 0.30 1.46 0.30 3.69 1.82 1.59 1.42 -0.07 -0.14 Total Cash Composite 2,486,209 0.3 Asset Allocation & Performance Total Fund Composite (Gross) As of March 31, 2021 Page 21 Asset Allocation & Performance Total Fund Composite (Gross) As of March 31, 2021 Allocation Market Value $ % Performance(%) QTR FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date Total Domestic Equity 310,425,521 39.1 Total Large Cap Equity Composite 174,472,157 22.0 7.32 (45)22.92 (38)7.32 (45)61.33 (41)16.90 (45)16.47 (46)13.82 (39)14.13 (40)11.82 (44)07/01/2008 IM U.S. Large Cap Equity (SA+CF) Median 6.64 20.42 6.64 59.49 16.50 16.25 13.34 13.84 11.66 SSgA S&P 500 (1.5 bps)39,657,317 5.0 6.19 (62)19.08 (66)6.19 (62)56.34 (55)16.78 (40)16.32 (44)13.64 (37)13.96 (38)14.58 (43)10/01/2009 S&P 500 Index 6.17 (63)19.07 (66)6.17 (63)56.35 (54)16.78 (39)16.29 (45)13.59 (40)13.91 (42)14.52 (47) Difference 0.02 0.01 0.02 -0.01 0.00 0.03 0.05 0.05 0.06 IM U.S. Large Cap Core Equity (SA+CF) Median 6.75 20.35 6.75 57.08 15.94 16.10 13.25 13.76 14.45 SSgA S&P 500 Equal Weighted Index (4bps)49,068,552 6.2 11.40 (14)32.14 (7)11.40 (14)71.10 (8)14.70 (68)N/A N/A N/A 11.95 (67)02/01/2018 S&P 500 Equal Weighted 11.49 (13)32.06 (7)11.49 (13)71.61 (7)14.90 (66)14.74 (69)12.13 (74)13.09 (72)12.14 (63) Difference -0.09 0.08 -0.09 -0.51 -0.20 N/A N/A N/A -0.19 IM U.S. Large Cap Core Equity (SA+CF) Median 6.75 20.35 6.75 57.08 15.94 16.10 13.25 13.76 13.02 T. Rowe Price (25 bps)85,746,288 10.8 5.62 (71)19.92 (55)5.62 (71)58.34 (45)17.63 (24)17.47 (23)14.57 (16)14.72 (21)15.14 (27)10/01/2009 S&P 500 Index 6.17 (63)19.07 (66)6.17 (63)56.35 (54)16.78 (39)16.29 (45)13.59 (40)13.91 (42)14.52 (47) Difference -0.55 0.85 -0.55 1.99 0.85 1.18 0.98 0.81 0.62 IM U.S. Large Cap Core Equity (SA+CF) Median 6.75 20.35 6.75 57.08 15.94 16.10 13.25 13.76 14.45 Total Mid Cap Equity Composite 67,641,984 8.5 6.94 (57)30.01 (52)6.94 (57)70.70 (67)9.76 (86)12.14 (81)9.21 (86)10.68 (90)9.91 (94)07/01/2008 IM U.S. Mid Cap Equity (SA+CF) Median 8.69 31.46 8.69 74.81 14.39 15.01 11.47 12.72 12.04 Nuance Mid Cap Value (75 bps)13,740,679 1.7 5.47 (97)22.15 (95)5.47 (97)N/A N/A N/A N/A N/A 20.16 (100)08/01/2020 Russell Midcap Value Index 13.05 (57)36.15 (69)13.05 (57)73.76 (60)10.70 (63)11.60 (72)9.34 (67)11.05 (73)38.33 (63) Difference -7.58 -14.00 -7.58 N/A N/A N/A N/A N/A -18.17 IM U.S. Mid Cap Value Equity (SA+CF) Median 13.85 39.43 13.85 76.97 11.35 12.58 10.14 11.74 41.65 TimesSquare (80 bps)15,823,512 2.0 0.09 (69)18.04 (76)0.09 (69)65.94 (75)20.44 (54)19.21 (62)14.42 (64)14.92 (48)16.39 (64)09/01/2009 Russell Midcap Growth Index -0.57 (74)18.35 (73)-0.57 (74)68.61 (64)19.41 (59)18.39 (68)14.37 (65)14.11 (58)16.32 (69) Difference 0.66 -0.31 0.66 -2.67 1.03 0.82 0.05 0.81 0.07 IM U.S. Mid Cap Growth Equity (SA+CF) Median 1.55 21.13 1.55 72.44 20.74 19.43 15.06 14.68 16.96 Great Lakes SmidCap (55 bps)18,757,592 2.4 6.04 (100)30.13 (98)6.04 (100)76.94 (81)N/A N/A N/A N/A 12.09 (92)05/01/2019 Russell 2500 Index 10.93 (80)41.33 (37)10.93 (80)89.40 (29)15.34 (15)15.93 (12)11.46 (12)12.20 (13)20.02 (20) Difference -4.89 -11.20 -4.89 -12.46 N/A N/A N/A N/A -7.93 IM U.S. SMID Cap Core Equity (MF) Median 13.33 40.78 13.33 82.83 12.51 12.73 9.18 10.40 16.51 Reinhart Partners (65 bps)19,320,200 2.4 14.35 (30)48.89 (19)14.35 (30)82.52 (56)N/A N/A N/A N/A 15.20 (62)05/01/2019 Russell 2500 Index 10.93 (80)41.33 (37)10.93 (80)89.40 (29)15.34 (15)15.93 (12)11.46 (12)12.20 (13)20.02 (20) Difference 3.42 7.56 3.42 -6.88 N/A N/A N/A N/A -4.82 IM U.S. SMID Cap Core Equity (MF) Median 13.33 40.78 13.33 82.83 12.51 12.73 9.18 10.40 16.51 Page 22 Asset Allocation & Performance Total Fund Composite (Gross) As of March 31, 2021 Allocation Market Value $ % Performance(%) QTR FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date Total Small Cap Equity Composite 68,311,380 8.6 9.31 (72)39.14 (70)9.31 (72)83.33 (75)15.44 (46)15.60 (55)10.69 (64)11.33 (73)11.46 (66)07/01/2008 IM U.S. Small Cap Equity (SA+CF) Median 13.65 46.82 13.65 94.10 14.82 16.11 11.65 12.68 12.15 Lee Munder (70 bps)33,518,324 4.2 16.58 (64)51.18 (64)16.58 (64)82.68 (72)11.22 (50)12.06 (68)9.72 (45)10.29 (76)9.96 (43)09/01/2005 Russell 2000 Value Index 21.17 (30)61.59 (26)21.17 (30)97.05 (42)11.57 (45)13.56 (46)8.93 (63)10.06 (82)8.01 (90) Difference -4.59 -10.41 -4.59 -14.37 -0.35 -1.50 0.79 0.23 1.95 IM U.S. Small Cap Value Equity (SA+CF) Median 18.86 54.76 18.86 92.55 11.19 13.22 9.42 11.11 9.75 Loomis Small Cap (90 bps)34,793,056 4.4 3.12 (69)29.23 (73)3.12 (69)83.96 (75)19.77 (63)20.90 (58)14.18 (64)N/A 17.33 (63)09/01/2012 Russell 2000 Growth Index 4.88 (58)35.92 (46)4.88 (58)90.20 (57)17.16 (79)18.61 (73)12.77 (80)13.02 (81)15.54 (83) Difference -1.76 -6.69 -1.76 -6.24 2.61 2.29 1.41 N/A 1.79 IM U.S. Small Cap Growth Equity (SA+CF) Median 5.87 34.92 5.87 96.34 22.40 21.86 15.11 15.30 18.05 Total International Equity 115,645,103 14.6 3.17 (60)25.05 (32)3.17 (60)54.30 (61)6.28 (60)9.98 (65)6.27 (61)6.65 (55)5.05 (65)07/01/2008 Total International Equity Index 3.60 (53)21.29 (56)3.60 (53)50.03 (73)7.02 (52)10.28 (61)5.75 (68)5.58 (75)3.89 (87) Difference -0.43 3.76 -0.43 4.27 -0.74 -0.30 0.52 1.07 1.16 IM International Equity (SA+CF) Median 3.85 21.96 3.85 57.57 7.11 11.12 6.96 6.89 5.77 Lazard (75 bps)44,913,254 5.7 2.91 (62)22.05 (50)2.91 (62)49.26 (75)6.12 (62)9.37 (71)6.33 (60)7.46 (41)6.33 (52)09/01/2006 MSCI AC World ex USA 3.60 (53)21.29 (56)3.60 (53)50.03 (73)7.02 (52)10.28 (61)5.75 (68)5.41 (77)4.81 (81) Difference -0.69 0.76 -0.69 -0.77 -0.90 -0.91 0.58 2.05 1.52 IM International Equity (SA+CF) Median 3.85 21.96 3.85 57.57 7.11 11.12 6.96 6.89 6.38 Pictet (65 bps)42,780,037 5.4 5.51 (30)29.77 (3)5.51 (30)55.69 (28)4.65 (85)8.67 (69)5.09 (77)5.92 (85)2.61 (96)01/01/2008 MSCI EAFE Index 3.60 (57)20.27 (54)3.60 (57)45.15 (82)6.54 (56)9.37 (60)5.30 (70)6.02 (81)3.18 (81) Difference 1.91 9.50 1.91 10.54 -1.89 -0.70 -0.21 -0.10 -0.57 IM International Large Cap Core Equity (SA+CF) Median 4.05 20.63 4.05 50.31 7.02 9.73 6.17 6.83 4.02 Berkeley Street (95 bps)27,951,812 3.5 2.00 (73)24.74 (51)2.00 (73)65.76 (44)11.84 (15)15.84 (19)9.63 (21)N/A 8.48 (32)11/01/2012 MSCI Emerging Markets Index 2.34 (67)22.58 (67)2.34 (67)58.92 (70)6.87 (52)12.48 (55)6.97 (58)4.02 (79)6.19 (71) Difference -0.34 2.16 -0.34 6.84 4.97 3.36 2.66 N/A 2.29 IM Emerging Markets Equity (SA+CF) Median 3.43 24.86 3.43 64.70 7.03 12.77 7.39 5.29 7.29 Total Long/Short Equity Composite 48,011,471 6.1 1.18 (79)14.76 (34)1.18 (79)28.76 (50)7.50 (47)7.67 (43)5.60 (45)5.50 (55)5.55 (74)10/01/2010 IM Long/Short Equity (MF) Median 4.50 11.98 4.50 27.28 6.76 6.90 5.38 5.71 6.70 ABS Global (100 bps)48,011,471 6.1 1.18 (79)14.76 (34)1.18 (79)28.76 (50)7.50 (47)7.67 (43)5.71 (44)6.04 (45)6.29 (59)10/01/2010 HFRI FOF: Strategic Index 1.64 (77)12.60 (46)1.64 (77)32.19 (42)6.17 (54)6.90 (51)4.50 (60)3.96 (77)4.24 (82) Difference -0.46 2.16 -0.46 -3.43 1.33 0.77 1.21 2.08 2.05 IM Long/Short Equity (MF) Median 4.50 11.98 4.50 27.28 6.76 6.90 5.38 5.71 6.70 Page 23 Asset Allocation & Performance Total Fund Composite (Gross) As of March 31, 2021 Allocation Market Value $ % Performance(%) QTR FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date Total Domestic Fixed Income 188,175,057 23.7 -3.26 (58)-1.94 (43)-3.26 (58)4.52 (31)5.42 (39)N/A N/A N/A 3.66 (25)08/01/2016 IM U.S. Broad Market Core Fixed Income (SA+CF) Median -3.18 -2.11 -3.18 3.33 5.26 3.74 3.81 3.97 3.32 CS McKee (35 bps)106,972,305 13.5 -3.48 (85)-2.84 (90)-3.48 (85)2.93 (56)4.96 (71)3.38 (73)3.65 (64)3.81 (66)3.90 (71)02/01/2010 Blmbg. Barc. U.S. Aggregate Index -3.38 (68)-2.73 (81)-3.38 (68)0.71 (90)4.65 (92)3.10 (91)3.31 (93)3.44 (92)3.56 (92) Difference -0.10 -0.11 -0.10 2.22 0.31 0.28 0.34 0.37 0.34 IM U.S. Broad Market Core Fixed Income (SA+CF) Median -3.18 -2.11 -3.18 3.33 5.26 3.74 3.81 3.97 4.10 Loomis Fixed Income (30 bps)81,202,752 10.2 -2.97 (36)-0.71 (15)-2.97 (36)6.70 (12)6.00 (8)5.32 (4)4.39 (9)5.25 (5)5.72 (3)04/01/2010 Blmbg. Barc. U.S. Aggregate Index -3.38 (68)-2.73 (81)-3.38 (68)0.71 (90)4.65 (92)3.10 (91)3.31 (93)3.44 (92)3.59 (92) Difference 0.41 2.02 0.41 5.99 1.35 2.22 1.08 1.81 2.13 IM U.S. Broad Market Core Fixed Income (SA+CF) Median -3.18 -2.11 -3.18 3.33 5.26 3.74 3.81 3.97 4.12 Total Global Fixed 33,578,133 4.2 -2.29 (55)-1.57 (93)-2.29 (55)-2.33 (100)-2.21 (100)N/A N/A N/A 0.80 (100)08/01/2016 IM Global Fixed Income (SA+CF) Median -1.95 2.59 -1.95 13.92 4.62 4.91 3.93 3.94 4.44 Pimco Diversified Income (PDIIX)33,578,133 4.2 N/A N/A N/A N/A N/A N/A N/A N/A -0.61 (39)03/01/2021 Blmbg. Barc. Global Credit (Hedged)-2.64 (42)0.39 (46)-2.64 (42)10.14 (37)5.59 (4)5.06 (6)4.63 (1)5.10 (1)-0.81 (44) Difference N/A N/A N/A N/A N/A N/A N/A N/A 0.20 IM Global Fixed Income (MF) Median -3.20 0.25 -3.20 8.33 3.16 3.30 2.40 2.72 -0.93 Total Real Estate 71,741,806 9.0 2.20 (43)4.30 (35)2.20 (43)4.94 (22)6.31 (42)N/A N/A N/A 7.75 (N/A)09/01/2016 IM U.S. Open End Private Real Estate (SA+CF) Median 2.10 3.80 2.10 3.35 5.93 6.90 8.96 10.31 N/A Morgan Stanley (84 bps)38,716,240 4.9 2.19 (43)3.70 (56)2.19 (43)3.19 (52)6.05 (48)7.61 (36)9.75 (31)11.29 (39)6.30 (16)01/01/2008 NCREIF Fund Index-ODCE (VW)2.09 (52)3.42 (60)2.09 (52)2.30 (65)4.88 (71)6.19 (76)8.25 (69)9.67 (72)5.07 (72) Difference 0.10 0.28 0.10 0.89 1.17 1.42 1.50 1.62 1.23 IM U.S. Open End Private Real Estate (SA+CF) Median 2.10 3.80 2.10 3.35 5.93 6.90 8.96 10.31 5.57 Prudential PRISA II (85 bps)19,963,027 2.5 2.07 (53)3.80 (50)2.07 (53)1.73 (74)5.55 (62)7.13 (47)9.41 (42)N/A 10.71 (39)10/01/2011 NCREIF Property Index 1.72 (76)2.88 (77)1.72 (76)2.61 (63)4.89 (71)5.81 (83)7.62 (88)8.82 (88)8.50 (88) Difference 0.35 0.92 0.35 -0.88 0.66 1.32 1.79 N/A 2.21 IM U.S. Open End Private Real Estate (SA+CF) Median 2.10 3.80 2.10 3.35 5.93 6.90 8.96 10.31 10.12 JPM Euro Property 70,524 0.0 0.00 (97)7.62 (11)0.00 (97)5.93 (21)-7.19 (100)-1.68 (100)1.57 (100)-0.97 (100)-1.15 (100)04/01/2009 NCREIF Property Index 1.72 (76)2.88 (77)1.72 (76)2.61 (63)4.89 (71)5.81 (83)7.62 (88)8.82 (88)7.73 (74) Difference -1.72 4.74 -1.72 3.32 -12.08 -7.49 -6.05 -9.79 -8.88 IM U.S. Open End Private Real Estate (SA+CF) Median 2.10 3.80 2.10 3.35 5.93 6.90 8.96 10.31 8.76 Total Cash Composite 2,486,209 0.3 Cash and Equivalents Account (No fee)91,497 0.0 Private Markets Cash 2,394,713 0.3 Page 24 Comparative Performance - IRR QTR FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date ValStone Opportunity Fund V 1.64 0.75 1.64 4.51 7.31 7.48 N/A N/A 7.60 08/27/2014 Alidade Capital Fund IV 5.47 13.65 5.47 37.76 10.05 N/A N/A N/A 9.09 04/20/2017 Walton Street Real Estate 5.65 9.74 5.65 13.36 9.25 N/A N/A N/A 10.84 05/24/2017 AEW Real Estate 6.09 7.54 6.09 11.32 13.87 N/A N/A N/A 10.95 09/28/2017 Churchill Senior Loan Fund 3.36 5.27 3.36 10.33 5.96 N/A N/A N/A 6.53 12/07/2017 Dune Real Estate IV -23.25 -25.61 -23.25 -34.62 N/A N/A N/A N/A -32.92 08/22/2019 Hamilton Lane Secondary Fund V LP 10.63 29.49 10.63 56.33 N/A N/A N/A N/A 56.33 04/28/2020 Marathon Distressed Credit Fund LP 12.98 45.18 12.98 N/A N/A N/A N/A N/A 64.69 09/10/2020 H.I.G. Bayside Loan Opportunity VI -22.33 0.00 -22.33 N/A N/A N/A N/A N/A 0.00 09/29/2020 Portfolio Adv Seconary Agg VI -1.73 N/A -1.73 N/A N/A N/A N/A N/A 8.68 11/02/2020 BlackRock Direct Lending Feeder IX 6.55 N/A 6.55 N/A N/A N/A N/A N/A 6.55 01/05/2021 Comparative Performance - IRR Alternative Investments As of March 31, 2021 Page 25 Page Intentionally Left Blank Page 26 Plan Sponsor Peer Group Analysis - All Public Plans-Total Fund Comparative Performance -12.00 -4.00 4.00 12.00 20.00 28.00 36.00 44.00 52.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Total Fund Composite 2.80 (62)14.22 (43)32.55 (61)11.73 (75)9.02 (74)9.16 (75)9.62 (69)˜ Total Fund Policy Index 2.39 (76)12.25 (75)30.91 (73)12.31 (62)9.73 (53)9.59 (61)9.70 (67)˜ Median 3.13 13.88 33.91 12.88 9.83 9.94 10.20 -15.00 -10.00 -5.00 0.00 5.00 10.00 15.00 20.00 25.00 30.00 Return2020 2019 2018 2017 2016 Total Fund Composite 11.31 (70)17.92 (59)-3.86 (45)14.09 (71)8.21 (32)˜ Total Fund Policy Index 12.63 (49)18.40 (53)-3.67 (41)13.76 (76)8.17 (34)˜ Median 12.56 18.59 -4.15 15.23 7.59 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Total Fund Composite 11.11 (29)4.28 (82)11.29 (65)-13.67 (58)4.91 (66)0.86 (49) Total Fund Policy Index 9.63 (65)4.42 (80)11.69 (59)-11.90 (29)4.89 (67)0.92 (43) All Public Plans-Total Fund Median 10.21 5.24 12.25 -13.23 5.23 0.84 As of March 31, 2021 Performance Review Total Fund Composite NONE Page 27 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Under Performance Earliest Date Latest Date 0.0 5.0 10.0 15.0 Total Fund Composite (%)0.0 5.0 10.0 15.0 Total Fund Policy Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count Total Fund Composite 20 4 (20%)5 (25%)9 (45%)2 (10%)˜ Total Fund Policy Index 20 3 (15%)8 (40%)9 (45%)0 (0%)˜ 8.64 8.91 9.18 9.45 9.72 9.99 Return (%)10.00 10.20 10.40 10.60 10.80 11.00 11.20 11.40 Risk (Standard Deviation %) Return Standard Deviation Total Fund Composite 9.02 10.76˜ Total Fund Policy Index 9.73 10.25˜ Median 9.82 11.14¾ 9.40 9.60 9.80 10.00 10.20 10.40 Return (%)8.0 8.2 8.4 8.6 8.8 9.0 9.2 Risk (Standard Deviation %) Return Standard Deviation Total Fund Composite 9.62 8.58˜ Total Fund Policy Index 9.70 8.28˜ Median 10.19 9.02¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Total Fund Composite 1.33 100.83 108.58 -1.01 -0.45 0.71 1.04 7.28 Total Fund Policy Index 0.00 100.00 100.00 0.00 N/A 0.81 1.00 6.56 90 Day U.S. Treasury Bill 10.38 5.21 -5.92 1.62 -0.81 N/A -0.01 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Total Fund Composite 1.26 100.30 101.49 -0.29 -0.04 0.97 1.03 5.73 Total Fund Policy Index 0.00 100.00 100.00 0.00 N/A 1.01 1.00 5.26 90 Day U.S. Treasury Bill 8.38 5.15 -5.88 1.28 -1.01 N/A -0.01 0.00 As of March 31, 2021 Performance Review Total Fund Composite NONE Page 28 Peer Group Analysis - IM U.S. Large Cap Core Equity (SA+CF) Comparative Performance -25.00 -10.00 5.00 20.00 35.00 50.00 65.00 80.00 95.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR SSgA S&P 500 6.19 (62)19.08 (66)56.34 (55)20.59 (46)16.78 (40)16.09 (44)16.32 (44)˜ S&P 500 Index 6.17 (63)19.07 (66)56.35 (54)20.60 (44)16.78 (39)16.08 (45)16.29 (45)˜ Median 6.75 20.35 57.08 20.27 15.94 15.85 16.10 -28.00 -20.00 -12.00 -4.00 4.00 12.00 20.00 28.00 36.00 44.00 52.00 Return2020 2019 2018 2017 2016 SSgA S&P 500 18.36 (44)31.49 (35)-4.35 (36)21.86 (50)12.07 (32)˜ S&P 500 Index 18.40 (43)31.49 (35)-4.38 (37)21.83 (51)11.96 (35)˜ Median 17.19 30.10 -5.20 21.84 10.63 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 SSgA S&P 500 12.14 (56)8.93 (35)20.53 (47)-19.61 (45)9.07 (31)1.70 (42) S&P 500 Index 12.15 (54)8.93 (35)20.54 (47)-19.60 (44)9.07 (32)1.70 (42) IM U.S. Large Cap Core Equity (SA+CF) Median 12.32 8.01 20.42 -20.04 8.22 1.51 Performance Review As of March 31, 2021 SSgA S&P 500 NONE Page 29 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Earliest Date Latest Date 0.0 5.0 10.0 15.0 20.0 SSgA S&P 500 (%)0.0 5.0 10.0 15.0 20.0 S&P 500 Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count SSgA S&P 500 20 0 (0%)20 (100%)0 (0%)0 (0%)˜ S&P 500 Index 20 0 (0%)20 (100%)0 (0%)0 (0%)˜ 15.68 15.96 16.24 16.52 16.80 17.08 Return (%)21.32 21.36 21.40 21.44 21.48 21.52 Risk (Standard Deviation %) Return Standard Deviation SSgA S&P 500 16.78 21.35˜ S&P 500 Index 16.78 21.35˜ Median 15.94 21.48¾ 16.00 16.08 16.16 16.24 16.32 16.40 Return (%)16.68 16.74 16.80 16.86 16.92 16.98 17.04 Risk (Standard Deviation %) Return Standard Deviation SSgA S&P 500 16.32 16.78˜ S&P 500 Index 16.29 16.78˜ Median 16.10 16.99¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk SSgA S&P 500 0.02 100.03 100.06 -0.01 0.01 0.86 1.00 11.76 S&P 500 Index 0.00 100.00 100.00 0.00 N/A 0.86 1.00 11.75 90 Day U.S. Treasury Bill 18.26 2.95 -2.69 1.61 -0.86 N/A -0.01 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk SSgA S&P 500 0.03 100.09 100.01 0.02 0.84 1.02 1.00 9.36 S&P 500 Index 0.00 100.00 100.00 0.00 N/A 1.02 1.00 9.35 90 Day U.S. Treasury Bill 14.85 2.98 -2.74 1.27 -1.02 N/A -0.01 0.00 Performance Review As of March 31, 2021 SSgA S&P 500 NONE Page 30 Peer Group Analysis - IM U.S. Large Cap Core Equity (SA+CF) Comparative Performance -25.00 -10.00 5.00 20.00 35.00 50.00 65.00 80.00 95.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR SSgA S&P 500 EW Idx 11.40 (14)32.14 (7)71.10 (8)18.67 (67)14.70 (68)N/A N/A˜ S&P 500 Equal Weighted 11.49 (13)32.06 (7)71.61 (7)18.94 (64)14.90 (66)14.08 (70)14.74 (69)˜ Median 6.75 20.35 57.08 20.27 15.94 15.85 16.10 -28.00 -20.00 -12.00 -4.00 4.00 12.00 20.00 28.00 36.00 44.00 52.00 Return2020 2019 2018 2017 2016 SSgA S&P 500 EW Idx 11.74 (74)30.10 (50)N/A N/A N/A˜ S&P 500 Equal Weighted 12.83 (70)29.24 (59)-7.64 (82)18.90 (81)14.80 (14)˜ Median 17.19 30.10 -5.20 21.84 10.63 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 SSgA S&P 500 EW Idx 18.62 (7)6.69 (72)21.36 (34)-27.25 (98)7.72 (68)1.08 (66) S&P 500 Equal Weighted 18.46 (7)6.75 (72)21.73 (30)-26.70 (96)7.61 (71)0.77 (75) IM U.S. Large Cap Core Equity (SA+CF) Median 12.32 8.01 20.42 -20.04 8.22 1.51 Performance Review As of March 31, 2021 SSgA S&P 500 EW Idx NONE Page 31 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Earliest Date Latest Date 14.6 14.7 14.8 14.9 15.0 SSgA S&P 500 EW Idx (%)14.6 14.7 14.8 14.9 15.0 S&P 500 Equal Weighted (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count SSgA S&P 500 EW Idx 1 0 (0%)0 (0%)1 (100%)0 (0%)˜ S&P 500 Equal Weighted 20 0 (0%)3 (15%)12 (60%)5 (25%)˜ 14.35 14.76 15.17 15.58 15.99 16.40 Return (%)20.00 22.00 24.00 26.00 28.00 Risk (Standard Deviation %) Return Standard Deviation SSgA S&P 500 EW Idx 14.70 25.99˜ S&P 500 Equal Weighted 14.90 25.78˜ Median 15.94 21.48¾ 14.40 14.85 15.30 15.75 16.20 16.65 Return (%)15.84 16.56 17.28 18.00 18.72 19.44 20.16 20.88 Risk (Standard Deviation %) Return Standard Deviation SSgA S&P 500 EW Idx N/A N/A˜ S&P 500 Equal Weighted 14.74 20.16˜ Median 16.10 16.99¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk SSgA S&P 500 EW Idx 0.52 100.34 101.18 -0.31 -0.21 0.68 1.01 14.65 S&P 500 Equal Weighted 0.00 100.00 100.00 0.00 N/A 0.69 1.00 14.35 90 Day U.S. Treasury Bill 21.44 2.82 -2.34 1.60 -0.69 N/A -0.01 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk SSgA S&P 500 EW Idx N/A N/A N/A N/A N/A N/A N/A N/A S&P 500 Equal Weighted 0.00 100.00 100.00 0.00 N/A 0.82 1.00 11.35 90 Day U.S. Treasury Bill 17.26 2.81 -2.61 1.27 -0.82 N/A -0.01 0.00 Performance Review As of March 31, 2021 SSgA S&P 500 EW Idx NONE Page 32 Peer Group Analysis - IM U.S. Large Cap Core Equity (SA+CF) Comparative Performance -25.00 -10.00 5.00 20.00 35.00 50.00 65.00 80.00 95.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR T. Rowe Price 5.62 (71)19.92 (55)58.34 (45)21.59 (31)17.63 (24)17.31 (20)17.47 (23)˜ S&P 500 Index 6.17 (63)19.07 (66)56.35 (54)20.60 (44)16.78 (39)16.08 (45)16.29 (45)˜ Median 6.75 20.35 57.08 20.27 15.94 15.85 16.10 -28.00 -20.00 -12.00 -4.00 4.00 12.00 20.00 28.00 36.00 44.00 52.00 Return2020 2019 2018 2017 2016 T. Rowe Price 20.51 (32)33.09 (16)-3.96 (30)24.38 (23)10.94 (47)˜ S&P 500 Index 18.40 (43)31.49 (35)-4.38 (37)21.83 (51)11.96 (35)˜ Median 17.19 30.10 -5.20 21.84 10.63 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 T. Rowe Price 13.54 (33)9.40 (25)20.69 (43)-19.61 (45)9.36 (25)1.63 (45) S&P 500 Index 12.15 (54)8.93 (35)20.54 (47)-19.60 (44)9.07 (32)1.70 (42) IM U.S. Large Cap Core Equity (SA+CF) Median 12.32 8.01 20.42 -20.04 8.22 1.51 Performance Review As of March 31, 2021 T. Rowe Price NONE Page 33 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Earliest Date Latest Date 0.0 5.0 10.0 15.0 20.0 25.0 T. Rowe Price (%)0.0 5.0 10.0 15.0 20.0 25.0 S&P 500 Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count T. Rowe Price 20 17 (85%)3 (15%)0 (0%)0 (0%)˜ S&P 500 Index 20 0 (0%)20 (100%)0 (0%)0 (0%)˜ 15.40 15.95 16.50 17.05 17.60 18.15 Return (%)21.20 21.30 21.40 21.50 21.60 21.70 21.80 21.90 Risk (Standard Deviation %) Return Standard Deviation T. Rowe Price 17.63 21.74˜ S&P 500 Index 16.78 21.35˜ Median 15.94 21.48¾ 15.75 16.20 16.65 17.10 17.55 18.00 Return (%)16.73 16.80 16.87 16.94 17.01 17.08 17.15 Risk (Standard Deviation %) Return Standard Deviation T. Rowe Price 17.47 17.06˜ S&P 500 Index 16.29 16.78˜ Median 16.10 16.99¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk T. Rowe Price 1.08 102.91 101.13 0.43 0.75 0.89 1.02 11.96 S&P 500 Index 0.00 100.00 100.00 0.00 N/A 0.86 1.00 11.75 90 Day U.S. Treasury Bill 18.26 2.95 -2.69 1.61 -0.86 N/A -0.01 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk T. Rowe Price 1.14 103.61 99.64 0.77 0.93 1.07 1.02 9.47 S&P 500 Index 0.00 100.00 100.00 0.00 N/A 1.02 1.00 9.35 90 Day U.S. Treasury Bill 14.85 2.98 -2.74 1.27 -1.02 N/A -0.01 0.00 Performance Review As of March 31, 2021 T. Rowe Price NONE Page 34 Peer Group Analysis - IM U.S. Mid Cap Value Equity (SA+CF) Comparative Performance -20.00 0.00 20.00 40.00 60.00 80.00 100.00 120.00 140.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Nuance MCV 5.47 (97)22.15 (95)N/A N/A N/A N/A N/A˜ Russell MCV Idx 13.05 (57)36.15 (69)73.76 (60)14.82 (70)10.70 (63)9.63 (75)11.60 (72)˜ Median 13.85 39.43 76.97 17.26 11.35 10.66 12.58 -40.00 -30.00 -20.00 -10.00 0.00 10.00 20.00 30.00 40.00 50.00 Return2020 2019 2018 2017 2016 Nuance MCV N/A N/A N/A N/A N/A˜ Russell MCV Idx 4.96 (53)27.06 (62)-12.29 (46)13.34 (76)20.00 (45)˜ Median 5.86 28.88 -12.68 15.64 18.23 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Nuance MCV 15.82 (89)N/A N/A N/A N/A N/A Russell Midcap Value Index 20.43 (70)6.40 (34)19.95 (52)-31.71 (55)6.36 (67)1.22 (58) IM U.S. Mid Cap Value Equity (SA+CF) Median 22.02 5.65 20.03 -31.18 7.04 1.39 Performance Review As of March 31, 2021 Nuance MCV NONE Page 35 Page Intentionally Left Blank Page 36 Peer Group Analysis - IM U.S. Mid Cap Growth Equity (SA+CF) Comparative Performance -40.00 -20.00 0.00 20.00 40.00 60.00 80.00 100.00 120.00 140.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR TimesSquare 0.09 (69)18.04 (76)65.94 (75)26.24 (49)20.44 (54)20.10 (59)19.21 (62)˜ Russell MCG Idx -0.57 (74)18.35 (73)68.61 (64)23.56 (66)19.41 (59)19.49 (63)18.39 (68)˜ Median 1.55 21.13 72.44 25.56 20.74 20.66 19.43 -40.00 -25.00 -10.00 5.00 20.00 35.00 50.00 65.00 80.00 95.00 Return2020 2019 2018 2017 2016 TimesSquare 34.37 (56)38.50 (35)-3.59 (46)23.71 (63)8.62 (24)˜ Russell MCG Idx 35.59 (50)35.47 (56)-4.75 (53)25.27 (53)7.33 (36)˜ Median 35.35 35.80 -4.30 25.42 5.64 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 TimesSquare 17.94 (70)9.52 (47)28.36 (61)-18.95 (47)8.32 (35)0.75 (22) Russell Midcap Growth Index 19.02 (53)9.37 (50)30.26 (50)-20.04 (62)8.17 (39)-0.67 (47) IM U.S. Mid Cap Growth Equity (SA+CF) Median 19.50 9.36 30.02 -19.21 7.53 -0.79 Performance Review As of March 31, 2021 TimesSquare NONE Page 37 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Under Performance Earliest Date Latest Date 0.0 6.0 12.0 18.0 24.0 30.0 TimesSquare (%)0.0 6.0 12.0 18.0 24.0 30.0 Russell Midcap Growth Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count TimesSquare 20 0 (0%)14 (70%)6 (30%)0 (0%)˜ Russell MCG Idx 20 0 (0%)8 (40%)12 (60%)0 (0%)˜ 19.36 19.80 20.24 20.68 21.12 Return (%)19.27 19.68 20.09 20.50 20.91 21.32 21.73 Risk (Standard Deviation %) Return Standard Deviation TimesSquare 20.44 19.67˜ Russell MCG Idx 19.41 21.25˜ Median 20.74 21.44¾ 18.20 18.55 18.90 19.25 19.60 19.95 Return (%)15.64 15.98 16.32 16.66 17.00 17.34 17.68 18.02 Risk (Standard Deviation %) Return Standard Deviation TimesSquare 19.21 16.00˜ Russell MCG Idx 18.39 17.19˜ Median 19.43 17.48¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk TimesSquare 3.99 94.74 85.81 2.38 0.14 0.97 0.91 12.13 Russell Midcap Growth Index 0.00 100.00 100.00 0.00 N/A 0.87 1.00 12.84 90 Day U.S. Treasury Bill 21.37 2.38 -3.15 1.61 -0.87 N/A -0.01 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk TimesSquare 3.47 95.77 85.33 2.15 0.15 1.11 0.91 9.62 Russell Midcap Growth Index 0.00 100.00 100.00 0.00 N/A 1.00 1.00 10.21 90 Day U.S. Treasury Bill 17.27 2.44 -3.33 1.27 -1.00 N/A 0.00 0.00 Performance Review As of March 31, 2021 TimesSquare NONE Page 38 Peer Group Analysis - IM U.S. SMID Cap Core Equity (MF) Comparative Performance -20.00 0.00 20.00 40.00 60.00 80.00 100.00 120.00 140.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Great Lakes SmidCap 6.04 (100)30.13 (98)76.94 (81)N/A N/A N/A N/A˜ Russell 2500 Index 10.93 (80)41.33 (37)89.40 (29)21.18 (20)15.34 (15)14.57 (14)15.93 (12)˜ Median 13.33 40.78 82.83 17.95 12.51 11.74 12.73 -30.00 -20.00 -10.00 0.00 10.00 20.00 30.00 40.00 50.00 Return2020 2019 2018 2017 2016 Great Lakes SmidCap 12.64 (52)N/A N/A N/A N/A˜ Russell 2500 Index 19.99 (13)27.77 (25)-10.00 (25)16.81 (27)17.59 (55)˜ Median 12.76 25.74 -12.15 15.42 17.94 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Great Lakes SmidCap 22.72 (86)7.35 (18)26.67 (22)-32.50 (73)5.94 (91)0.71 (12) Russell 2500 Index 27.41 (18)5.88 (28)26.56 (24)-29.72 (33)8.54 (19)-1.28 (67) IM U.S. SMID Cap Core Equity (MF) Median 24.94 4.75 23.86 -30.32 7.09 -0.50 Performance Review As of March 31, 2021 Great Lakes SmidCap NONE Page 39 Peer Group Analysis - IM U.S. SMID Cap Core Equity (MF) Comparative Performance -20.00 0.00 20.00 40.00 60.00 80.00 100.00 120.00 140.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Reinhart Partners 14.35 (30)48.89 (19)82.52 (56)N/A N/A N/A N/A˜ Russell 2500 Index 10.93 (80)41.33 (37)89.40 (29)21.18 (20)15.34 (15)14.57 (14)15.93 (12)˜ Median 13.33 40.78 82.83 17.95 12.51 11.74 12.73 -30.00 -20.00 -10.00 0.00 10.00 20.00 30.00 40.00 50.00 Return2020 2019 2018 2017 2016 Reinhart Partners 5.93 (78)N/A N/A N/A N/A˜ Russell 2500 Index 19.99 (13)27.77 (25)-10.00 (25)16.81 (27)17.59 (55)˜ Median 12.76 25.74 -12.15 15.42 17.94 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Reinhart Partners 30.21 (7)-0.59 (98)23.32 (56)-33.63 (77)5.37 (92)-0.07 (23) Russell 2500 Index 27.41 (18)5.88 (28)26.56 (24)-29.72 (33)8.54 (19)-1.28 (67) IM U.S. SMID Cap Core Equity (MF) Median 24.94 4.75 23.86 -30.32 7.09 -0.50 Performance Review As of March 31, 2021 Reinhart Partners NONE Page 40 Peer Group Analysis - IM U.S. Small Cap Value Equity (SA+CF) Comparative Performance -20.00 0.00 20.00 40.00 60.00 80.00 100.00 120.00 140.00 160.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Lee Munder (LMCG)16.58 (64)51.18 (64)82.68 (72)16.77 (67)11.22 (50)9.09 (71)12.06 (68)˜ Russell 2000 Value 21.17 (30)61.59 (26)97.05 (42)17.75 (55)11.57 (45)9.92 (59)13.56 (46)˜ Median 18.86 54.76 92.55 17.93 11.19 10.56 13.22 -40.00 -30.00 -20.00 -10.00 0.00 10.00 20.00 30.00 40.00 50.00 Return2020 2019 2018 2017 2016 Lee Munder (LMCG)4.35 (54)27.42 (24)-14.62 (54)8.71 (68)27.80 (41)˜ Russell 2000 Value 4.63 (52)22.39 (75)-12.86 (37)7.84 (75)31.74 (17)˜ Median 5.20 25.07 -14.16 11.61 26.80 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Lee Munder (LMCG)29.68 (54)2.30 (55)18.12 (75)-33.41 (35)8.90 (30)0.44 (38) Russell 2000 Value Index 33.36 (26)2.56 (50)18.91 (70)-35.66 (59)8.49 (39)-0.57 (59) IM U.S. Small Cap Value Equity (SA+CF) Median 30.01 2.49 20.93 -34.92 8.02 -0.23 Performance Review As of March 31, 2021 Lee Munder (LMCG) NONE Page 41 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Under Performance Earliest Date Latest Date -20.0 -10.0 0.0 10.0 20.0 30.0 Lee Munder (LMCG) (%)-20.0 -10.0 0.0 10.0 20.0 30.0 Russell 2000 Value Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count Lee Munder (LMCG)20 3 (15%)10 (50%)7 (35%)0 (0%)˜ Russell 2000 Value 20 0 (0%)5 (25%)14 (70%)1 (5%)˜ 11.00 11.20 11.40 11.60 11.80 Return (%)24.85 25.20 25.55 25.90 26.25 26.60 26.95 27.30 Risk (Standard Deviation %) Return Standard Deviation Lee Munder (LMCG)11.22 25.31˜ Russell 2000 Value 11.57 26.59˜ Median 11.19 26.82¾ 11.66 12.19 12.72 13.25 13.78 14.31 Return (%)20.46 20.77 21.08 21.39 21.70 22.01 22.32 22.63 Risk (Standard Deviation %) Return Standard Deviation Lee Munder (LMCG)12.06 20.89˜ Russell 2000 Value 13.56 22.11˜ Median 13.22 22.24¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Lee Munder (LMCG)4.99 94.64 94.27 0.26 -0.14 0.49 0.94 18.07 Russell 2000 Value Index 0.00 100.00 100.00 0.00 N/A 0.49 1.00 19.08 90 Day U.S. Treasury Bill 26.74 2.10 -2.07 1.58 -0.49 N/A -0.01 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Lee Munder (LMCG)4.31 90.43 91.23 -0.52 -0.38 0.60 0.93 14.29 Russell 2000 Value Index 0.00 100.00 100.00 0.00 N/A 0.64 1.00 15.14 90 Day U.S. Treasury Bill 22.23 2.07 -2.16 1.26 -0.64 N/A -0.01 0.00 Performance Review As of March 31, 2021 Lee Munder (LMCG) NONE Page 42 Peer Group Analysis - IM U.S. Small Cap Growth Equity (SA+CF) Comparative Performance -50.00 -25.00 0.00 25.00 50.00 75.00 100.00 125.00 150.00 175.00 200.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Loomis Small Cap 3.12 (69)29.23 (73)83.96 (75)24.46 (66)19.77 (63)20.77 (57)20.90 (58)˜ Russell 2000 Growth 4.88 (58)35.92 (46)90.20 (57)24.44 (67)17.16 (79)17.53 (76)18.61 (73)˜ Median 5.87 34.92 96.34 27.76 22.40 21.79 21.86 -40.00 -20.00 0.00 20.00 40.00 60.00 80.00 100.00 120.00 Return2020 2019 2018 2017 2016 Loomis Small Cap 35.64 (61)27.80 (58)0.85 (23)27.83 (33)6.87 (79)˜ Russell 2000 Growth 34.63 (62)28.48 (51)-9.31 (77)22.17 (57)11.32 (52)˜ Median 40.45 28.49 -4.27 23.66 11.40 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Loomis Small Cap 25.32 (72)8.77 (57)30.87 (60)-23.96 (54)10.23 (40)-5.26 (67) Russell 2000 Growth Index 29.61 (30)7.16 (67)30.58 (61)-25.76 (67)11.39 (27)-4.17 (51) IM U.S. Small Cap Growth Equity (SA+CF) Median 27.52 9.09 32.76 -23.56 9.39 -4.15 Performance Review As of March 31, 2021 Loomis Small Cap NONE Page 43 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Under Performance Earliest Date Latest Date -8.0 0.0 8.0 16.0 24.0 32.0 Loomis Small Cap (%)-8.0 0.0 8.0 16.0 24.0 32.0 Russell 2000 Growth Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count Loomis Small Cap 20 0 (0%)14 (70%)6 (30%)0 (0%)˜ Russell 2000 Growth 20 0 (0%)1 (5%)16 (80%)3 (15%)˜ 16.00 18.00 20.00 22.00 24.00 Return (%)23.46 23.80 24.14 24.48 24.82 25.16 25.50 Risk (Standard Deviation %) Return Standard Deviation Loomis Small Cap 19.77 23.75˜ Russell 2000 Growth 17.16 25.17˜ Median 22.40 25.22¾ 18.00 20.00 22.00 24.00 Return (%)18.91 19.22 19.53 19.84 20.15 20.46 20.77 21.08 Risk (Standard Deviation %) Return Standard Deviation Loomis Small Cap 20.90 19.29˜ Russell 2000 Growth 18.61 20.52˜ Median 21.86 20.61¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Loomis Small Cap 5.44 99.73 91.72 3.46 0.35 0.82 0.92 15.64 Russell 2000 Growth Index 0.00 100.00 100.00 0.00 N/A 0.70 1.00 16.44 90 Day U.S. Treasury Bill 25.32 1.92 -2.64 1.60 -0.70 N/A -0.01 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Loomis Small Cap 4.71 98.76 87.15 3.39 0.36 1.02 0.92 12.35 Russell 2000 Growth Index 0.00 100.00 100.00 0.00 N/A 0.88 1.00 13.10 90 Day U.S. Treasury Bill 20.62 2.01 -2.66 1.28 -0.88 N/A -0.01 0.00 Performance Review As of March 31, 2021 Loomis Small Cap NONE Page 44 Peer Group Analysis - IM International Equity (SA+CF) Comparative Performance -25.00 -10.00 5.00 20.00 35.00 50.00 65.00 80.00 95.00 110.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Lazard 2.91 (62)22.05 (50)49.26 (76)11.22 (75)6.12 (62)10.12 (54)9.37 (71)˜ MSCI ACW x USA (Net)3.49 (55)21.10 (57)49.41 (75)12.31 (68)6.51 (57)8.93 (65)9.76 (67)˜ Median 3.79 21.96 57.78 14.82 7.08 10.51 11.12 -40.00 -25.00 -10.00 5.00 20.00 35.00 50.00 65.00 Return2020 2019 2018 2017 2016 Lazard 9.71 (65)21.23 (61)-11.01 (18)28.22 (62)0.35 (76)˜ MSCI ACW x USA (Net)10.65 (61)21.51 (59)-14.20 (44)27.19 (68)4.50 (49)˜ Median 14.04 22.58 -14.81 30.76 4.20 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Lazard 18.60 (39)5.93 (74)15.45 (75)-24.36 (55)8.44 (77)-2.29 (61) MSCI AC World ex USA (Net)17.01 (54)6.25 (70)16.12 (70)-23.36 (47)8.92 (69)-1.80 (49) IM International Equity (SA+CF) Median 17.26 8.50 18.27 -23.73 10.09 -1.88 Performance Review As of March 31, 2021 Lazard NONE Page 45 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Under Performance Earliest Date Latest Date -5.0 0.0 5.0 10.0 15.0 Lazard (%)-5.0 0.0 5.0 10.0 15.0 MSCI AC World ex USA (Net) (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count Lazard 20 0 (0%)7 (35%)13 (65%)0 (0%)˜ MSCI ACW x USA (Net)20 0 (0%)0 (0%)14 (70%)6 (30%)˜ 5.76 6.08 6.40 6.72 7.04 7.36 Return (%)16.81 17.22 17.63 18.04 18.45 18.86 19.27 19.68 Risk (Standard Deviation %) Return Standard Deviation Lazard 6.12 18.26˜ MSCI ACW x USA (Net)6.51 17.41˜ Median 7.08 19.23¾ 8.70 9.28 9.86 10.44 11.02 11.60 Return (%)14.00 14.40 14.80 15.20 15.60 16.00 16.40 16.80 Risk (Standard Deviation %) Return Standard Deviation Lazard 9.37 15.08˜ MSCI ACW x USA (Net)9.76 14.50˜ Median 11.12 16.23¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Lazard 3.38 98.66 99.18 -0.45 -0.06 0.34 1.03 12.58 MSCI AC World ex USA (Net)0.00 100.00 100.00 0.00 N/A 0.36 1.00 11.97 90 Day U.S. Treasury Bill 17.55 2.91 -3.55 1.56 -0.36 N/A -0.01 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Lazard 3.18 97.50 97.58 -0.44 -0.09 0.59 1.02 10.09 MSCI AC World ex USA (Net)0.00 100.00 100.00 0.00 N/A 0.63 1.00 9.67 90 Day U.S. Treasury Bill 14.61 2.81 -3.31 1.25 -0.63 N/A -0.01 0.00 Performance Review As of March 31, 2021 Lazard NONE Page 46 Peer Group Analysis - IM International Large Cap Core Equity (SA+CF) Comparative Performance -20.00 -10.00 0.00 10.00 20.00 30.00 40.00 50.00 60.00 70.00 80.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Pictet 5.51 (31)29.77 (3)55.69 (29)10.59 (78)4.65 (85)7.25 (84)8.67 (69)˜ MSCI EAFE Index 3.60 (57)20.27 (54)45.15 (83)11.78 (66)6.54 (56)8.67 (64)9.37 (60)˜ Median 4.05 20.63 50.55 13.62 7.02 9.57 9.73 -30.00 -20.00 -10.00 0.00 10.00 20.00 30.00 40.00 50.00 Return2020 2019 2018 2017 2016 Pictet 5.70 (83)25.32 (36)-19.45 (96)29.12 (30)3.50 (25)˜ MSCI EAFE Index 8.28 (66)22.66 (58)-13.36 (37)25.62 (61)1.51 (52)˜ Median 10.83 23.88 -14.37 26.34 1.63 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Pictet 22.99 (2)4.56 (85)14.75 (79)-28.37 (100)7.42 (88)-0.44 (27) MSCI EAFE Index 16.09 (39)4.88 (83)15.08 (74)-22.72 (54)8.21 (75)-1.00 (36) IM International Large Cap Core Equity (SA+CF) Median 15.61 6.62 16.84 -22.59 9.00 -1.48 Performance Review As of March 31, 2021 Pictet NONE Page 47 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Under Performance Earliest Date Latest Date -16.0 -8.0 0.0 8.0 16.0 Pictet (%)-16.0 -8.0 0.0 8.0 16.0 MSCI EAFE Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count Pictet 20 6 (30%)2 (10%)7 (35%)5 (25%)˜ MSCI EAFE Index 20 0 (0%)6 (30%)14 (70%)0 (0%)˜ 3.90 4.68 5.46 6.24 7.02 7.80 Return (%)16.72 17.60 18.48 19.36 20.24 21.12 22.00 Risk (Standard Deviation %) Return Standard Deviation Pictet 4.65 21.28˜ MSCI EAFE Index 6.54 17.47˜ Median 7.02 17.67¾ 8.40 8.75 9.10 9.45 9.80 10.15 Return (%)13.60 14.28 14.96 15.64 16.32 17.00 17.68 18.36 Risk (Standard Deviation %) Return Standard Deviation Pictet 8.67 17.57˜ MSCI EAFE Index 9.37 14.60˜ Median 9.73 14.83¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Pictet 5.76 107.47 115.78 -2.48 -0.18 0.25 1.19 14.70 MSCI EAFE Index 0.00 100.00 100.00 0.00 N/A 0.36 1.00 11.70 90 Day U.S. Treasury Bill 17.60 2.64 -3.90 1.55 -0.36 N/A -0.01 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Pictet 4.79 109.52 117.18 -1.86 -0.03 0.49 1.17 11.82 MSCI EAFE Index 0.00 100.00 100.00 0.00 N/A 0.60 1.00 9.53 90 Day U.S. Treasury Bill 14.70 2.50 -3.78 1.24 -0.60 N/A -0.01 0.00 Performance Review As of March 31, 2021 Pictet NONE Page 48 Peer Group Analysis - IM Emerging Markets Equity (SA+CF) Comparative Performance -25.00 -10.00 5.00 20.00 35.00 50.00 65.00 80.00 95.00 110.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Berkeley Street 2.00 (73)24.74 (51)65.76 (45)20.80 (23)11.84 (15)14.59 (23)15.84 (19)˜ MSCI Emerging Mkts 2.34 (68)22.58 (67)58.92 (71)14.60 (60)6.87 (52)11.22 (49)12.48 (55)˜ Median 3.46 24.86 64.74 15.51 7.03 11.12 12.77 -40.00 -25.00 -10.00 5.00 20.00 35.00 50.00 65.00 Return2020 2019 2018 2017 2016 Berkeley Street 25.55 (29)29.92 (9)-14.36 (39)37.00 (48)13.42 (27)˜ MSCI Emerging Mkts 18.69 (47)18.90 (57)-14.25 (37)37.75 (42)11.60 (40)˜ Median 18.14 19.53 -15.23 36.80 10.38 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Berkeley Street 22.30 (27)7.11 (78)24.07 (27)-22.75 (25)12.89 (21)-0.71 (8) MSCI Emerging Markets Index 19.77 (50)9.70 (54)18.18 (63)-23.57 (38)11.93 (38)-4.11 (60) IM Emerging Markets Equity (SA+CF) Median 19.73 9.88 19.38 -24.85 11.40 -3.66 Performance Review As of March 31, 2021 Berkeley Street NONE Page 49 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Earliest Date Latest Date -6.0 0.0 6.0 12.0 18.0 Berkeley Street (%)-6.0 0.0 6.0 12.0 18.0 MSCI Emerging Markets Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count Berkeley Street 20 11 (55%)9 (45%)0 (0%)0 (0%)˜ MSCI Emerging Mkts 20 0 (0%)10 (50%)10 (50%)0 (0%)˜ 6.00 8.00 10.00 12.00 14.00 Return (%)18.70 18.92 19.14 19.36 19.58 19.80 20.02 Risk (Standard Deviation %) Return Standard Deviation Berkeley Street 11.84 19.58˜ MSCI Emerging Mkts 6.87 18.91˜ Median 7.03 19.87¾ 10.00 12.00 14.00 16.00 18.00 Return (%)16.00 16.20 16.40 16.60 16.80 17.00 Risk (Standard Deviation %) Return Standard Deviation Berkeley Street 15.84 16.77˜ MSCI Emerging Mkts 12.48 16.29˜ Median 12.77 16.90¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Berkeley Street 4.09 112.07 94.88 4.69 1.15 0.59 1.01 12.50 MSCI Emerging Markets Index 0.00 100.00 100.00 0.00 N/A 0.37 1.00 12.74 90 Day U.S. Treasury Bill 19.05 2.21 -3.85 1.56 -0.37 N/A -0.01 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Berkeley Street 5.36 102.44 85.22 3.42 0.57 0.89 0.98 10.39 MSCI Emerging Markets Index 0.00 100.00 100.00 0.00 N/A 0.73 1.00 10.45 90 Day U.S. Treasury Bill 16.39 2.10 -3.54 1.26 -0.73 N/A -0.01 0.00 Performance Review As of March 31, 2021 Berkeley Street NONE Page 50 Peer Group Analysis - IM Long/Short Equity (MF) Comparative Performance -20.00 -10.00 0.00 10.00 20.00 30.00 40.00 50.00 60.00 70.00 80.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR ABS Global 1.18 (79)14.76 (34)28.76 (50)12.44 (30)7.50 (47)7.87 (35)7.67 (43)˜ HFRI FOF: Strategic Idx 1.64 (77)12.60 (46)32.19 (42)10.10 (44)6.17 (54)6.52 (52)6.90 (51)˜ Median 4.50 11.98 27.28 9.09 6.76 6.82 6.90 -28.00 -20.00 -12.00 -4.00 4.00 12.00 20.00 28.00 36.00 44.00 Return2020 2019 2018 2017 2016 ABS Global 14.53 (21)15.31 (38)-6.49 (56)12.86 (37)-3.38 (87)˜ HFRI FOF: Strategic Idx 14.62 (21)10.52 (67)-6.67 (57)11.22 (51)-0.05 (75)˜ Median 4.45 13.04 -5.80 11.25 4.58 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 ABS Global 13.41 (16)2.84 (62)9.11 (51)-10.00 (29)5.70 (24)1.16 (35) HFRI FOF: Strategic Index 10.79 (24)5.86 (33)10.90 (38)-11.87 (36)4.53 (40)-1.73 (83) IM Long/Short Equity (MF) Median 7.67 4.56 9.11 -15.37 4.03 0.54 Performance Review As of March 31, 2021 ABS Global NONE Page 51 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Under Performance Earliest Date Latest Date -3.0 0.0 3.0 6.0 9.0 ABS Global (%)-3.0 0.0 3.0 6.0 9.0 HFRI FOF: Strategic Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count ABS Global 20 0 (0%)10 (50%)9 (45%)1 (5%)˜ HFRI FOF: Strategic Idx 20 0 (0%)2 (10%)15 (75%)3 (15%)˜ 5.72 6.16 6.60 7.04 7.48 7.92 Return (%)8.96 9.52 10.08 10.64 11.20 11.76 12.32 12.88 Risk (Standard Deviation %) Return Standard Deviation ABS Global 7.50 9.97˜ HFRI FOF: Strategic Idx 6.17 9.44˜ Median 6.76 12.14¾ 6.76 7.02 7.28 7.54 7.80 8.06 Return (%)7.04 7.48 7.92 8.36 8.80 9.24 9.68 10.12 Risk (Standard Deviation %) Return Standard Deviation ABS Global 7.67 8.17˜ HFRI FOF: Strategic Idx 6.90 7.57˜ Median 6.90 9.68¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk ABS Global 3.52 110.49 103.31 1.38 0.37 0.62 0.99 6.43 HFRI FOF: Strategic Index 0.00 100.00 100.00 0.00 N/A 0.52 1.00 6.59 90 Day U.S. Treasury Bill 9.62 5.27 -8.01 1.61 -0.52 N/A -0.02 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk ABS Global 3.12 110.33 109.57 0.78 0.25 0.79 1.00 5.18 HFRI FOF: Strategic Index 0.00 100.00 100.00 0.00 N/A 0.75 1.00 5.17 90 Day U.S. Treasury Bill 7.70 5.43 -8.14 1.30 -0.75 N/A -0.02 0.00 Performance Review As of March 31, 2021 ABS Global NONE Page 52 Peer Group Analysis - IM U.S. Broad Market Core Fixed Income (SA+CF) Comparative Performance -8.00 -6.00 -4.00 -2.00 0.00 2.00 4.00 6.00 8.00 10.00 12.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR CS McKee -3.48 (85)-2.84 (90)2.93 (56)5.08 (70)4.96 (71)4.10 (70)3.38 (73)˜ Bl. Barclays US Agg -3.38 (68)-2.73 (81)0.71 (90)4.74 (88)4.65 (92)3.78 (94)3.10 (91)˜ Median -3.18 -2.11 3.33 5.48 5.26 4.40 3.74 -4.00 -2.00 0.00 2.00 4.00 6.00 8.00 10.00 12.00 14.00 Return2020 2019 2018 2017 2016 CS McKee 8.19 (59)9.16 (53)0.09 (46)3.77 (65)2.90 (62)˜ Bl. Barclays US Agg 7.51 (88)8.72 (78)0.01 (62)3.54 (84)2.65 (76)˜ Median 8.52 9.19 0.07 4.03 3.10 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 CS McKee 0.67 (86)1.19 (38)4.69 (39)1.45 (61)0.12 (68)2.50 (16) Blmbg. Barc. U.S. Aggregate Index 0.67 (84)0.62 (85)2.90 (89)3.15 (24)0.18 (58)2.27 (70) IM U.S. Broad Market Core Fixed Income (SA+CF) Median 1.11 1.10 4.36 1.95 0.22 2.32 Performance Review As of March 31, 2021 CS McKee NONE Page 53 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Under Performance Earliest Date Latest Date 0.0 2.0 4.0 6.0 8.0 CS McKee (%)0.0 2.0 4.0 6.0 8.0 Blmbg. Barc. U.S. Aggregate Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count CS McKee 20 0 (0%)10 (50%)10 (50%)0 (0%)˜ Bl. Barclays US Agg 20 0 (0%)1 (5%)0 (0%)19 (95%)˜ 4.50 4.80 5.10 5.40 Return (%)3.20 3.40 3.60 3.80 4.00 4.20 4.40 Risk (Standard Deviation %) Return Standard Deviation CS McKee 4.96 4.17˜ Bl. Barclays US Agg 4.65 3.51˜ Median 5.26 3.75¾ 3.00 3.30 3.60 3.90 Return (%)3.22 3.29 3.36 3.43 3.50 3.57 3.64 3.71 Risk (Standard Deviation %) Return Standard Deviation CS McKee 3.38 3.64˜ Bl. Barclays US Agg 3.10 3.29˜ Median 3.74 3.43¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk CS McKee 1.63 108.78 111.87 -0.14 0.20 0.83 1.10 1.90 Blmbg. Barc. U.S. Aggregate Index 0.00 100.00 100.00 0.00 N/A 0.91 1.00 1.56 90 Day U.S. Treasury Bill 3.44 12.89 -19.14 1.39 -0.91 N/A 0.02 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk CS McKee 1.29 105.37 101.59 0.16 0.21 0.62 1.04 1.87 Blmbg. Barc. U.S. Aggregate Index 0.00 100.00 100.00 0.00 N/A 0.60 1.00 1.79 90 Day U.S. Treasury Bill 3.22 12.30 -14.88 1.11 -0.60 N/A 0.02 0.00 Performance Review As of March 31, 2021 CS McKee NONE Page 54 Peer Group Analysis - IM U.S. Broad Market Core Fixed Income (SA+CF) Comparative Performance -8.00 -6.00 -4.00 -2.00 0.00 2.00 4.00 6.00 8.00 10.00 12.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Loomis Fixed Income -2.97 (36)-0.71 (15)6.70 (12)6.99 (4)6.00 (8)5.25 (4)5.32 (4)˜ Bl. Barclays US Agg -3.38 (68)-2.73 (81)0.71 (90)4.74 (88)4.65 (92)3.78 (94)3.10 (91)˜ Median -3.18 -2.11 3.33 5.48 5.26 4.40 3.74 -4.00 -2.00 0.00 2.00 4.00 6.00 8.00 10.00 12.00 14.00 Return2020 2019 2018 2017 2016 Loomis Fixed Income 11.49 (2)9.55 (30)-0.15 (76)5.76 (4)7.45 (2)˜ Bl. Barclays US Agg 7.51 (88)8.72 (78)0.01 (62)3.54 (84)2.65 (76)˜ Median 8.52 9.19 0.07 4.03 3.10 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Loomis Fixed Income 2.33 (8)1.93 (9)5.42 (20)1.39 (62)0.55 (15)2.08 (91) Blmbg. Barc. U.S. Aggregate Index 0.67 (84)0.62 (85)2.90 (89)3.15 (24)0.18 (58)2.27 (70) IM U.S. Broad Market Core Fixed Income (SA+CF) Median 1.11 1.10 4.36 1.95 0.22 2.32 Performance Review As of March 31, 2021 Loomis Fixed Income NONE Page 55 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Under Performance Earliest Date Latest Date 0.0 2.0 4.0 6.0 8.0 Loomis Fixed Income (%)0.0 2.0 4.0 6.0 8.0 Blmbg. Barc. U.S. Aggregate Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count Loomis Fixed Income 20 16 (80%)1 (5%)3 (15%)0 (0%)˜ Bl. Barclays US Agg 20 0 (0%)1 (5%)0 (0%)19 (95%)˜ 4.05 4.50 4.95 5.40 5.85 6.30 Return (%)3.51 3.60 3.69 3.78 3.87 3.96 4.05 Risk (Standard Deviation %) Return Standard Deviation Loomis Fixed Income 6.00 3.91˜ Bl. Barclays US Agg 4.65 3.51˜ Median 5.26 3.75¾ 2.25 3.00 3.75 4.50 5.25 6.00 Return (%)3.18 3.24 3.30 3.36 3.42 3.48 3.54 3.60 3.66 Risk (Standard Deviation %) Return Standard Deviation Loomis Fixed Income 5.32 3.57˜ Bl. Barclays US Agg 3.10 3.29˜ Median 3.74 3.43¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Loomis Fixed Income 1.82 115.50 94.36 1.37 0.71 1.13 0.99 1.91 Blmbg. Barc. U.S. Aggregate Index 0.00 100.00 100.00 0.00 N/A 0.91 1.00 1.56 90 Day U.S. Treasury Bill 3.44 12.89 -19.14 1.39 -0.91 N/A 0.02 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Loomis Fixed Income 1.64 122.70 73.19 2.27 1.30 1.14 0.96 1.86 Blmbg. Barc. U.S. Aggregate Index 0.00 100.00 100.00 0.00 N/A 0.60 1.00 1.79 90 Day U.S. Treasury Bill 3.22 12.30 -14.88 1.11 -0.60 N/A 0.02 0.00 Performance Review As of March 31, 2021 Loomis Fixed Income NONE Page 56 Peer Group Analysis - IM Global Fixed Income (MF) Comparative Performance -12.00 -8.00 -4.00 0.00 4.00 8.00 12.00 16.00 20.00 24.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Pimco Diversified Income (PDIIX)N/A N/A N/A N/A N/A N/A N/A˜ Blmbg. Barc. Global Credit (Hedged)-2.64 (42)0.39 (46)10.14 (37)5.86 (23)5.59 (4)4.97 (9)5.06 (6)˜ Median -3.20 0.25 8.33 4.96 3.16 3.86 3.30 -10.00 -7.00 -4.00 -1.00 2.00 5.00 8.00 11.00 14.00 17.00 Return2020 2019 2018 2017 2016 Pimco Diversified Income (PDIIX)N/A N/A N/A N/A N/A˜ Blmbg. Barc. Global Credit (Hedged)7.53 (63)12.08 (7)-0.81 (33)5.89 (69)7.33 (8)˜ Median 8.15 8.12 -1.75 6.81 2.92 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Pimco Diversified Income (PDIIX)N/A N/A N/A N/A N/A N/A Blmbg. Barc. Global Credit (Hedged)3.11 (59)1.97 (68)7.60 (26)-4.95 (62)0.93 (33)2.36 (10) IM Global Fixed Income (MF) Median 3.63 2.41 5.53 -3.19 0.73 1.04 Performance Review As of March 31, 2021 Pimco Diversified Income (PDIIX) NONE Page 57 Page Intentionally Left Blank Page 58 Peer Group Analysis - IM U.S. Open End Private Real Estate (SA+CF) Comparative Performance -7.00 -4.00 -1.00 2.00 5.00 8.00 11.00 14.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Morgan Stanley 2.19 (43)3.70 (56)3.19 (52)4.93 (29)6.05 (48)7.00 (36)7.61 (36)˜ NCREIF Fund Idx-ODCE 2.11 (50)3.44 (60)2.32 (64)3.59 (80)4.88 (71)5.67 (71)6.20 (71)˜ Median 2.10 3.80 3.35 4.50 5.93 6.58 6.90 -10.00 -7.00 -4.00 -1.00 2.00 5.00 8.00 11.00 14.00 17.00 20.00 Return2020 2019 2018 2017 2016 Morgan Stanley 1.90 (47)7.38 (41)9.05 (40)9.86 (16)9.98 (44)˜ NCREIF Fund Idx-ODCE 1.19 (69)5.34 (79)8.35 (52)7.62 (62)8.77 (76)˜ Median 1.64 7.02 8.42 8.08 9.35 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Morgan Stanley 1.47 (57)1.27 (20)-1.74 (66)0.92 (67)1.79 (38)1.72 (52) NCREIF Fund Index-ODCE (VW)1.30 (61)0.48 (52)-1.56 (64)0.98 (67)1.51 (61)1.31 (77) IM U.S. Open End Private Real Estate (SA+CF) Median 1.63 0.49 -1.22 1.31 1.61 1.75 Performance Review As of March 31, 2021 Morgan Stanley NONE Page 59 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Earliest Date Latest Date 0.0 4.0 8.0 12.0 16.0 20.0 Morgan Stanley (%)0.0 4.0 8.0 12.0 16.0 20.0 NCREIF Fund Index-ODCE (VW) (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count Morgan Stanley 20 1 (5%)19 (95%)0 (0%)0 (0%)˜ NCREIF Fund Idx-ODCE 20 0 (0%)0 (0%)19 (95%)1 (5%)˜ 4.68 5.07 5.46 5.85 6.24 Return (%)1.82 1.89 1.96 2.03 2.10 2.17 2.24 2.31 Risk (Standard Deviation %) Return Standard Deviation Morgan Stanley 6.05 2.10˜ NCREIF Fund Idx-ODCE 4.88 1.92˜ Median 5.93 2.24¾ 5.64 6.11 6.58 7.05 7.52 7.99 Return (%)1.61 1.68 1.75 1.82 1.89 1.96 2.03 2.10 Risk (Standard Deviation %) Return Standard Deviation Morgan Stanley 7.61 1.88˜ NCREIF Fund Idx-ODCE 6.20 1.69˜ Median 6.90 2.01¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Morgan Stanley 0.71 122.17 111.93 0.97 1.58 2.30 1.03 1.01 NCREIF Fund Index-ODCE (VW)0.00 100.00 100.00 0.00 N/A 1.87 1.00 0.90 90 Day U.S. Treasury Bill 1.78 27.72 -1.48 1.00 -1.87 N/A 0.10 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Morgan Stanley 0.63 121.71 111.93 1.07 2.13 3.32 1.05 0.78 NCREIF Fund Index-ODCE (VW)0.00 100.00 100.00 0.00 N/A 2.88 1.00 0.70 90 Day U.S. Treasury Bill 1.70 18.29 -1.48 1.01 -2.88 N/A 0.03 0.00 Performance Review As of March 31, 2021 Morgan Stanley NONE Page 60 Peer Group Analysis - IM U.S. Open End Private Real Estate (SA+CF) Comparative Performance -7.00 -4.00 -1.00 2.00 5.00 8.00 11.00 14.00 ReturnQTR FYTD 1 YR 2 YR 3 YR 4 YR 5 YR Prudential PRISA II 2.07 (53)3.80 (50)1.73 (74)4.24 (66)5.55 (62)6.67 (49)7.13 (47)˜ NCREIF Property Idx 1.72 (76)2.88 (77)2.61 (63)3.94 (71)4.89 (71)5.44 (73)5.81 (83)˜ Median 2.10 3.80 3.35 4.50 5.93 6.58 6.90 -10.00 -7.00 -4.00 -1.00 2.00 5.00 8.00 11.00 14.00 17.00 20.00 Return2020 2019 2018 2017 2016 Prudential PRISA II 0.98 (72)7.52 (39)9.43 (30)8.05 (54)10.37 (38)˜ NCREIF Property Idx 1.60 (53)6.42 (68)6.72 (82)6.96 (80)7.97 (83)˜ Median 1.64 7.02 8.42 8.08 9.35 1 Qtr Ending Dec-2020 1 Qtr Ending Sep-2020 1 Qtr Ending Jun-2020 1 Qtr Ending Mar-2020 1 Qtr Ending Dec-2019 1 Qtr Ending Sep-2019 Prudential PRISA II 1.70 (47)0.43 (56)-2.42 (82)1.32 (50)2.15 (27)1.71 (52) NCREIF Property Index 1.15 (69)0.74 (33)-0.99 (44)0.71 (69)1.55 (57)1.41 (73) IM U.S. Open End Private Real Estate (SA+CF) Median 1.63 0.49 -1.22 1.31 1.61 1.75 Performance Review As of March 31, 2021 Prudential PRISA II NONE Page 61 Peer Group Scattergram - 3 Years 3 Yr Rolling Under/Over Performance - 5 Years Peer Group Scattergram - 5 Years 3 Yr Rolling Percentile Ranking - 5 Years Historical Statistics - 3 Years Historical Statistics - 5 Years Over Performance Earliest Date Latest Date 0.0 4.0 8.0 12.0 16.0 20.0 Prudential PRISA II (%)0.0 4.0 8.0 12.0 16.0 20.0 NCREIF Property Index (%) Over Performance Under Performance 0.0 25.0 50.0 75.0 100.0Return Percentile Rank6/16 12/16 6/17 12/17 6/18 12/18 6/19 12/19 6/20 3/21 Total Period 5-25 Count 25-Median Count Median-75 Count 75-95 Count Prudential PRISA II 20 1 (5%)18 (90%)1 (5%)0 (0%)˜ NCREIF Property Idx 20 0 (0%)0 (0%)4 (20%)16 (80%)˜ 4.42 4.76 5.10 5.44 5.78 6.12 Return (%)1.33 1.52 1.71 1.90 2.09 2.28 2.47 2.66 Risk (Standard Deviation %) Return Standard Deviation Prudential PRISA II 5.55 2.49˜ NCREIF Property Idx 4.89 1.50˜ Median 5.93 2.24¾ 5.52 5.98 6.44 6.90 7.36 7.82 Return (%)0.95 1.14 1.33 1.52 1.71 1.90 2.09 2.28 2.47 Risk (Standard Deviation %) Return Standard Deviation Prudential PRISA II 7.13 2.25˜ NCREIF Property Idx 5.81 1.29˜ Median 6.90 2.01¾ Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Prudential PRISA II 1.11 121.98 243.59 -2.22 0.59 1.74 1.60 1.40 NCREIF Property Index 0.00 100.00 100.00 0.00 N/A 2.50 1.00 0.57 90 Day U.S. Treasury Bill 1.33 28.73 -2.31 0.72 -2.50 N/A 0.16 0.00 Tracking Error Up Market Capture Down Market Capture Alpha Information Ratio Sharpe Ratio Beta Downside Risk Prudential PRISA II 1.14 126.58 243.59 -2.30 1.12 2.63 1.63 1.08 NCREIF Property Index 0.00 100.00 100.00 0.00 N/A 3.51 1.00 0.44 90 Day U.S. Treasury Bill 1.29 19.82 -2.31 0.80 -3.51 N/A 0.07 0.00 Performance Review As of March 31, 2021 Prudential PRISA II NONE Page 62 Total Policy Historical Hybrid Composition Allocation Mandate Weight (%) Oct-1986 Oakland County Historical Policy Data 100.00 Oct-2013 S&P 500 Index 25.00 Russell Midcap Index 7.50 Russell 2000 Index 7.50 MSCI AC World ex USA 15.00 Blmbg. Barc. U.S. Aggregate Index 30.00 JPM Global Government Bond Index 5.00 NCREIF Fund Index-ODCE (VW) (Net)10.00 Jul-2017 S&P 500 Index 23.00 Russell Midcap Index 7.50 Russell 2000 Index 7.50 MSCI AC World ex USA 15.00 Blmbg. Barc. U.S. Aggregate Index 30.00 JPM Global Government Bond Index 5.00 Blmbg. Barc. U.S. Corp High Yield 2.00 NCREIF Fund Index-ODCE (VW)10.00 Total Equity Historical Hybrid Composition Allocation Mandate Weight (%) Jan-1979 Russell 3000 Index 90.00 MSCI EAFE Index 10.00 Jul-2017 S&P 500 Index 45.00 Russell Midcap Index 13.75 Russell 2000 Index 13.75 MSCI AC World ex USA 27.50 Total International Equity Historical Hybrid Composition Allocation Mandate Weight (%) Jan-1970 MSCI EAFE Index 100.00 Oct-2012 MSCI AC World ex USA 100.00 Benchmark History Investment Policy Benchmarks As of March 31, 2021 Page 63 Total Fixed Income Historical Hybrid Composition Allocation Mandate Weight (%) Jan-1986 Blmbg. Barc. U.S. Aggregate Index 85.00 JPM Global Government Bond Index 15.00 Jul-2017 Blmbg. Barc. U.S. Aggregate Index 80.00 JPM Global Government Bond Index 15.00 Blmbg. Barc. U.S. Corp High Yield 5.00 Benchmark History Investment Policy Benchmarks As of March 31, 2021 Page 64 Estimated Annual Fee (%) Market Value ($) Estimated Annual Fee ($) Fee Schedule Total Fund Composite 0.50 793,569,488 3,984,727 SSgA S&P 500 0.02 39,657,317 7,931 0.02 % of First $50 M 0.01 % Thereafter SSgA S&P 500 Equal Weighted Index 0.04 49,068,552 19,627 0.04 % of First $75 M 0.02 % Thereafter T. Rowe Price 0.25 85,746,288 214,366 0.25 % of Assets Nuance Mid Cap Value 0.75 13,740,679 103,055 0.75 % of First $25 M 0.70 % of Next $25 M 0.65 % of Next $25 M 0.60 % of Next $25 M 0.55 % of Next $50 M 0.50 % Thereafter TimesSquare 0.80 15,823,512 126,588 0.80 % of First $50 M 0.70 % of Next $50 M 0.60 % Thereafter Great Lakes SmidCap 0.55 18,757,592 103,167 0.55 % of First $50 M 0.45 % of Next $50 M 0.35 % Thereafter Reinhart Partners 0.75 19,320,200 144,902 0.75 % of First $25 M 0.65 % of Next $25 M 0.50 % Thereafter Lee Munder (LMCG)0.70 33,518,324 234,628 0.70 % of Assets Loomis Small Cap 0.90 34,793,056 313,138 0.90 % of First $50 M 0.75 % of Next $50 M 0.70 % Thereafter Lazard 0.74 44,913,254 331,936 0.75 % of First $40 M 0.65 % of Next $60 M 0.50 % Thereafter Pictet 0.65 42,780,037 278,070 0.65 % of Assets Berkeley Street 0.95 27,951,812 265,542 0.95 % of Assets ABS Global 1.00 48,011,471 480,115 1.00 % of Assets CS McKee 0.28 106,972,305 301,445 0.35 % of First $25 M 0.30 % of Next $25 M 0.25 % of Next $50 M 0.20 % Thereafter Loomis Fixed Income 0.30 81,202,752 243,608 0.30 % of First $100 M 0.25 % of Next $100 M 0.20 % of Next $100 M 0.15 % Thereafter Pimco Diversified Income (PDIIX)0.75 33,578,133 251,836 0.75 % of Assets Morgan Stanley 0.84 38,716,240 325,216 0.84 % of Assets Oakland County Employees' Retirement System Fee Analysis As of March 31, 2021 Does not include incentive fees. Page 65 Oakland County Employees' Retirement System Fee Analysis As of March 31, 2021 Estimated Annual Fee (%) Market Value ($) Estimated Annual Fee ($) Fee Schedule Prudential PRISA II 1.20 19,963,027 239,556 1.20 % of First $25 M 1.15 % of Next $25 M 1.05 % of Next $50 M 0.95 % of Next $100 M 0.90 % of Next $100 M 0.85 % Thereafter Does not include incentive fees. Page 66 Report Statistics Definitions and Descriptions Active Return - Arithmetic difference between the manager’s performance and the designated benchmark return over a specified time period. Alpha - A measure of the difference between a portfolio's actual performance and its expected return based on its level of risk as determined by beta. It determines the portfolio's non-systemic return, or its historical performance not explained by movements of the market. Beta - A measure of the sensitivity of a portfolio to the movements in the market. It is a measure of the portfolio's systematic risk. Consistency - The percentage of quarters that a product achieved a rate of return higher than that of its benchmark. Higher consistency indicates the manager has contributed more to the product’s performance. Distributed to Paid In (DPI) - The ratio of money distributed to Limited Partners by the fund, relative to contributions. It is calculated by dividing cumulative distributions by paid in capital. This multiple shows the investor how much money they got back. It is a good measure for evaluating a fund later in its life because there are more distributions to measure against. Down Market Capture - The ratio of average portfolio performance over the designated benchmark during periods of negative returns. A lower value indicates better product performance Downside Risk - A measure similar to standard deviation that utilizes only the negative movements of the return series. It is calculated by taking the standard deviation of the negative quarterly set of returns. A higher factor is indicative of a riskier product. Excess Return - Arithmetic difference between the manager’s performance and the risk-free return over a specified time period. Excess Risk - A measure of the standard deviation of a portfolio's performance relative to the risk free return. Information Ratio - This calculates the value-added contribution of the manager and is derived by dividing the active rate of return of the portfolio by the tracking error. The higher the Information Ratio, the more the manager has added value to the portfolio. Public Market Equivalent (PME) - Designs a set of analyses used in the Private Equity Industry to evaluate the performance of a Private Equity Fund against a public benchmark or index. R-Squared - The percentage of a portfolio's performance that can be explained by the behavior of the appropriate benchmark. A high R-Squared means the portfolio's performance has historically moved in the same direction as the appropriate benchmark. Return - Compounded rate of return for the period. Sharpe Ratio - Represents the excess rate of return over the risk free return divided by the standard deviation of the excess return. The result is an absolute rate of return per unit of risk. A higher value demonstrates better historical risk-adjusted performance. Standard Deviation - A statistical measure of the range of a portfolio's performance. It represents the variability of returns around the average return over a specified time period. Total Value to Paid In (TVPI) - The ratio of the current value of remaining investments within a fund, plus the total value of all distributions to date, relative to the total amount of capital paid into the fund to date. It is a good measure of performance before the end of a fund’s life Tracking Error - This is a measure of the standard deviation of a portfolio's returns in relation to the performance of its designated market benchmark. Treynor Ratio - Similar to Sharpe ratio but utilizes beta rather than excess risk as determined by standard deviation. It is calculated by taking the excess rate of return above the risk free rate divided by beta to derive the absolute rate of return per unit of risk. A higher value indicates a product has achieved better historical risk-adjusted performance. Up Market Capture - The ratio of average portfolio performance over the designated benchmark during periods of positive returns. A higher value indicates better product performance. Page 67 Disclosures AndCo compiled this report for the sole use of the client for which it was prepared. AndCo is responsible for evaluating the performance results of the Total Fund along with the investment advisors by comparing their performance with indices and other related peer universe data that is deemed appropriate. AndCo uses the results from this evaluation to make observations and recommendations to the client. AndCo uses time-weighted calculations which are founded on standards recommended by the CFA Institute. The calculations and values shown are based on information that is received from custodians. AndCo analyzes transactions as indicated on the custodian statements and reviews the custodial market values of the portfolio. As a result, this provides AndCo with a reasonable basis that the investment information presented is free from material misstatement. This methodology of evaluating and measuring performance provides AndCo with a practical foundation for our observations and recommendations. Nothing came to our attention that would cause AndCo to believe that the information presented is significantly misstated. This performance report is based on data obtained by the client’s custodian(s), investment fund administrator, or other sources believed to be reliable. While these sources are believed to be reliable, the data providers are responsible for the accuracy and completeness of their statements. Clients are encouraged to compare the records of their custodian(s) to ensure this report fairly and accurately reflects their various asset positions. The strategies listed may not be suitable for all investors. We believe the information provided here is reliable, but do not warrant its accuracy or completeness. Past performance is not an indication of future performance. Any information contained in this report is for informational purposes only and should not be construed to be an offer to buy or sell any securities, investment consulting, or investment management services. Additional information included in this document may contain data provided by from index databases, public economic sources and the managers themselves. This document may contain data provided by Bloomberg Barclays. Bloomberg Barclays Index data provided by way of Barclays Live. This document may contain data provided by Standard and Poor’s. Nothing contained within any document, advertisement or presentation from S&P Indices constitutes an offer of services in jurisdictions where S&P Indices does not have the necessary licenses. All information provided by S&P Indices is impersonal and is not tailored to the needs of any person, entity or group of persons. Any returns or performance provided within any document is provided for illustrative purposes only and does not demonstrate actual performance. Past performance is not a guarantee of future investment results. This document may contain data provided by MSCI, Inc. Copyright MSCI, 2017. Unpublished. All Rights Reserved. This information may only be used for your internal use, may not be reproduced or redisseminated in any form and may not be used to create any financial instruments or products or any indices. This information is provided on an “as is” basis and the user of this information assumes the entire risk of any use it may make or permit to be made of this information. Neither MSCI, any of its affiliates or any other person involved in or related to compiling, computing or creating this information makes any express or implied warranties or representations with respect to such information or the results to be obtained by the use thereof, and MSCI, its affiliates and each such other person hereby expressly disclaim all warranties (including, without limitation, all warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose) with respect to this information. Without limiting any of the foregoing, in no event shall MSCI, any of its affiliates or any other person involved in or related to compiling, computing or creating this information have any liability for any direct, indirect, special, incidental, punitive, consequential or any other damages (including, without limitation, lost profits) even if notified of, or if it might otherwise have anticipated, the possibility of such damages. This document may contain data provided by Russell Investment Group. Russell Investment Group is the source owner of the data contained or reflected in this material and all trademarks and copyrights related thereto. The material may contain confidential information and unauthorized use, disclosure, copying, dissemination or redistribution is strictly prohibited. This is a user presentation of the data. Russell Investment Group is not responsible for the formatting or configuration of this material or for any inaccuracy in presentation thereof. This document may contain data provided by Morningstar. All rights reserved. Use of this content requires expert knowledge. It is to be used by specialist institutions only. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied, adapted or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information, except where such damages or losses cannot be limited or excluded by law in your jurisdiction. Past financial performance is not guarantee of future results. Page 68 CHICAGO | CLEVELAND | DALLAS | DETROIT | ORLANDO | PITTSBURGH | RENOClients first. <CBDoc TenantId="2" EntityTypeId="3100" EntityId="2903" DocumentTypeId="2" EffectiveDate="04/30/2021" Interval="1" /> Investment Performance Review Period Ending April 30, 2021 Oakland County ERS Defined Benefit Plan Monthly Flash Report Market UpdateRussell Indices Style Returns Equities Month 3 M YTD 1 Year 3 Yr Ann 5 Yr Ann VBG VBGS&P 500 Total Return 5.34 12.98 11.84 45.98 18.67 17.42Russell Midcap Index 5.10 13.95 13.65 59.57 16.71 15.58Russell 2000 Index 2.10 9.55 15.07 74.91 15.23 16.48Russell 1000 Growth Index 6.80 8.61 7.81 51.41 25.37 22.88Russell 1000 Value Index 4.00 16.77 15.70 45.92 12.30 12.15Russell 3000 Index 5.15 12.33 11.83 50.92 18.95 17.67MSCI EAFE NR 3.01 7.74 6.59 39.88 6.27 8.87MSCI EM NR 2.49 1.71 4.83 48.71 7.51 12.50Fixed IncomeMonth3 MYTD1 YearMod. Adj. DurationYield to WorstCurrencies04/30/2112/31/2012/31/19U.S. Aggregate 0.79 (1.91) (2.61) (0.27) 6.39 1.51 Euro Spot 1.20 1.22 1.12U.S. Corporate Investment Grade 1.11 (2.34) (3.59) 4.46 8.54 2.18 British Pound Spot 1.38 1.37 1.33U.S. Corporate High Yield 1.09 1.61 1.95 19.67 3.85 3.99 Japanese Yen Spot 109.31 103.25 108.61Global Aggregate 1.26 (2.39) (3.25) 3.95 7.40 1.13 Swiss Franc Spot 0.91 0.89 0.97Key Rates04/30/2112/31/2012/31/1912/31/1812/31/17Commodities04/30/2112/31/2012/31/19US Generic Govt 3 Mth 0.00 0.06 1.54 2.35 1.38 Oil 63.58 48.63 54.44US Generic Govt 2 Yr 0.16 0.12 1.57 2.49 1.88 Gasoline 2.90 2.25 2.59US Generic Govt 10 Yr 1.63 0.91 1.92 2.68 2.41 Natural Gas 2.93 2.61 2.29US Generic Govt 30 Yr 2.30 1.64 2.39 3.01 2.74 Gold 1,767.70 1,902.80 1,187.30ICE LIBOR USD 3M 0.18 0.24 1.91 2.81 1.69 Silver 25.87 26.53 16.50Euribor 3 Month ACT/360 (0.54) (0.55) (0.38) (0.31) (0.33) Copper 446.80 352.65 283.85Bankrate 30Y Mortgage Rates Na 3.11 2.87 3.86 4.51 3.85 Corn 673.25 480.25 418.50Prime 3.25 3.25 4.75 5.50 4.50 BBG Commodity TR Idx 192.93 166.63 172.00Source: Bloomberg & Investment Metrics. For informational purposes only and should not be regarded as investment advice. Information is based on sources and data believed to be reliable, butAndCo Consulting cannot guarantee the accuracy, adequacy or completeness of the information. The material provided herein is valid only as of the date of distribution and not as of any future date.Levels (%)Levels19.9 34.5YTD 2020Index Returns (%)LevelsS 23.6 15.1 7.2 S4.638.4M 18.5 13.6 5.0 M4.9 17.0 35.5April 30, 2021Index Returns (%)L 15.7 11.6 7.8 L2.8 20.931.6123.5218.0616.5715.4214.9111.8410.437.347.277.243.380.05.010.015.020.025.030.035.0YTD Sector Returns43.7533.1923.5420.6718.3313.4111.0210.710.52-1.75-2.16-33.60-40.0-30.0-20.0-10.00.010.020.030.040.050.02020 Sector Returns Executive Summary Policy Target In Policy Outside Policy 0.0%8.0%16.0%24.0%32.0%40.0%48.0%56.0%60.0% Total Cash Composite (0.3%) Total Real Asset (10.1%) Total Fixed Income Composite (30.4%) Total Long/Short Equity Composite (6.0%) Total International Equity (13.8%) Total Domestic Equity (39.4%) Asset Allocation Compliance Asset Allocation $ Current Allocation (%) Minimum Allocation (%) Maximum Allocation (%) Target Allocation (%) Min. Rebal. ($000) Max. Rebal. ($000) Target Rebal. ($000) Total Fund Composite 808,901,050 100.0 N/A N/A 100.0 --- Total Domestic Equity 318,705,220 39.4 10.0 50.0 35.0 -237,815,115 85,745,305 -35,589,853 Total International Equity 111,890,550 13.8 5.0 20.0 15.0 -71,445,497 49,889,661 9,444,608 Total Long/Short Equity Composite 48,759,892 6.0 0.0 7.5 5.0 -48,759,892 11,907,687 -8,314,839 Total Fixed Income Composite 245,537,776 30.4 10.0 55.0 35.0 -164,647,671 199,357,802 37,577,592 Total Real Asset 81,492,115 10.1 0.0 15.0 10.0 -81,492,115 39,843,042 -602,010 Total Cash Composite 2,515,498 0.3 0.0 5.0 0.0 -2,515,498 37,929,555 -2,515,498 Asset Allocation Compliance Oakland County Employees' Retirement System Total Fund Composite As of April 30, 2021 Page 2 Executive Summary Policy Target In Policy Outside Policy 0.0%8.0%16.0%24.0%32.0%40.0%48.0%56.0%60.0% Total Cash Composite (0.3%) Total Real Asset (10.1%) Total Fixed Income Composite (30.4%) Total Long/Short Equity Composite (6.0%) Total International Equity (13.8%) Total Small Cap Equity Composite (8.8%) Total Mid Cap Equity Composite (8.7%) Total Large Cap Equity Composite (21.8%) Asset Allocation Compliance Asset Allocation $ Current Allocation (%) Target Allocation (%) Target Rebal. ($000) Total Fund Composite 808,901,050 100.0 100.0 - Total Large Cap Equity Composite 176,443,920 21.8 20.0 -14,663,710 Total Mid Cap Equity Composite 70,752,662 8.7 7.5 -10,085,084 Total Small Cap Equity Composite 71,508,638 8.8 7.5 -10,841,060 Total International Equity 111,890,550 13.8 15.0 9,444,608 Total Long/Short Equity Composite 48,759,892 6.0 5.0 -8,314,839 Total Fixed Income Composite 245,537,776 30.4 35.0 37,577,592 Total Real Asset 81,492,115 10.1 10.0 -602,010 Total Cash Composite 2,515,498 0.3 0.0 -2,515,498 Asset Allocation Compliance Oakland County Employees' Retirement System Total Fund Composite As of April 30, 2021 Page 3 March 31, 2021 : $793,569,488 April 30, 2021 : $808,901,050 Allocation Market Value Allocation SSgA S&P 500 39,657,317 5.0¢ SSgA S&P 500 Equal Weighted Index 49,068,552 6.2¢ T. Rowe Price 85,746,288 10.8¢ Nuance Mid Cap Value 13,740,679 1.7¢ TimesSquare 15,823,512 2.0¢ Great Lakes SmidCap 18,757,592 2.4¢ Reinhart Partners 19,320,200 2.4¢ Lee Munder (LMCG)33,518,324 4.2¢ Loomis Small Cap 34,793,056 4.4¢ Lazard 44,913,254 5.7¢ Pictet 42,780,037 5.4¢ Berkeley Street 27,951,812 3.5¢ ABS Global 48,011,471 6.1¢ CS McKee 106,972,305 13.5¢ Loomis Fixed Income 81,202,752 10.2¢ Pimco Diversified Income (PDIIX)33,578,133 4.2¢ Churchill Senior Loan Fund 10,106,828 1.3¢ Marathon Distressed Credit Fund LP 4,096,537 0.5¢ H.I.G. Bayside Loan Opportunity VI 160,977 0.0¢ BlackRock Direct Lending Feeder IX 3,471,826 0.4¢ Morgan Stanley 38,716,240 4.9¢ JPM Euro Property 70,524 0.0¢ Prudential PRISA II 19,963,027 2.5¢ Alidade Capital Fund IV 5,597,920 0.7¢ Walton Street Real Estate 3,004,539 0.4¢ AEW Real Estate 3,260,392 0.4¢ Dune Real Estate IV 1,129,164 0.1¢ ValStone Opportunity Fund V 2,209,756 0.3¢ Hamilton Lane Secondary Fund V LP 2,579,811 0.3¢ Portfolio Adv Seconary Agg VI 880,452 0.1¢ Cash and Equivalents Account 91,497 0.0¢ Private Markets Cash 2,394,713 0.3¢ Allocation Market Value Allocation SSgA S&P 500 34,397,765 4.3¢ SSgA S&P 500 Equal Weighted Index 51,378,053 6.4¢ T. Rowe Price 90,668,101 11.2¢ Nuance Mid Cap Value 14,316,466 1.8¢ TimesSquare 16,816,507 2.1¢ Great Lakes SmidCap 19,491,625 2.4¢ Reinhart Partners 20,128,065 2.5¢ Lee Munder (LMCG)35,027,751 4.3¢ Loomis Small Cap 36,480,887 4.5¢ Lazard 46,676,968 5.8¢ Pictet 43,684,097 5.4¢ Berkeley Street 21,529,485 2.7¢ ABS Global 48,759,892 6.0¢ CS McKee 107,997,523 13.4¢ Loomis Fixed Income 81,928,711 10.1¢ Pimco Diversified Income (PDIIX)34,084,964 4.2¢ Churchill Senior Loan Fund 10,106,828 1.2¢ Marathon Distressed Credit Fund LP 4,096,537 0.5¢ H.I.G. Bayside Loan Opportunity VI 851,387 0.1¢ BlackRock Direct Lending Feeder IX 6,471,826 0.8¢ Morgan Stanley 38,716,240 4.8¢ JPM Euro Property 70,524 0.0¢ Prudential PRISA II 19,963,027 2.5¢ Alidade Capital Fund IV 5,591,377 0.7¢ Walton Street Real Estate 3,004,539 0.4¢ AEW Real Estate 3,260,392 0.4¢ Dune Real Estate IV 1,129,164 0.1¢ ValStone Opportunity Fund V 2,209,756 0.3¢ Hamilton Lane Secondary Fund V LP 6,666,644 0.8¢ Portfolio Adv Seconary Agg VI 880,452 0.1¢ Cash and Equivalents Account 114,254 0.0¢ Private Markets Cash 2,401,244 0.3¢ Asset Allocation By Manager Total Fund Composite As of April 30, 2021 Page 4 Financial Reconciliation Month to Date Market Value 04/01/2021 Net Transfers Contributions Distributions Management Fees Other Expenses Income Apprec./ Deprec. Market Value 04/30/2021 Total Fund Composite 793,569,488 -1,516,147 -14,000,000 -62,637 -3,123 819,161 27,062,014 808,901,050 Total Equity Composite 474,082,096 -14,000,000 16,147 --37,637 -706 265,925 19,029,836 479,355,662 Total Domestic Equity 310,425,521 -7,000,000 ----248 109,430 15,170,516 318,705,220 Total Large Cap Equity Composite 174,472,157 -7,000,000 ----40 67,614 8,904,189 176,443,920 SSgA S&P 500 39,657,317 -7,000,000 -----1,740,448 34,397,765 SSgA S&P 500 Equal Weighted Index 49,068,552 ------2,309,501 51,378,053 T. Rowe Price 85,746,288 -----40 67,614 4,854,240 90,668,101 Total Mid Cap Equity Composite 67,641,984 -----110 28,845 3,081,944 70,752,662 Nuance Mid Cap Value 13,740,679 -----46 15,052 560,780 14,316,466 TimesSquare 15,823,512 -----26 1,834 991,187 16,816,507 Great Lakes SmidCap 18,757,592 -----11 9,218 724,826 19,491,625 Reinhart Partners 19,320,200 -----28 2,742 805,150 20,128,065 Total Small Cap Equity Composite 68,311,380 -----97 12,972 3,184,383 71,508,638 Lee Munder (LMCG)33,518,324 -----25 9,397 1,500,055 35,027,751 Loomis Small Cap 34,793,056 -----72 3,575 1,684,329 36,480,887 Total International Equity 115,645,103 -7,000,000 16,147 --37,637 -458 156,495 3,110,900 111,890,550 Lazard 44,913,254 -----458 52,605 1,711,566 46,676,968 Pictet 42,780,037 ----21,490 -103,890 821,660 43,684,097 Berkeley Street 27,951,812 -7,000,000 16,147 --16,147 --577,673 21,529,485 Total Long/Short Equity Composite 48,011,471 ------748,420 48,759,892 ABS Global 48,011,471 ------748,420 48,759,892 Total Fixed Income Composite 239,589,358 690,410 ----458 552,968 4,705,498 245,537,776 Total Domestic Fixed Income 188,175,057 -----458 351,166 1,400,469 189,926,234 CS McKee 106,972,305 -----324 194,779 830,762 107,997,523 Loomis Fixed Income 81,202,752 -----134 156,387 569,706 81,928,711 Total Global Fixed 33,578,133 -----201,802 305,029 34,084,964 Pimco Diversified Income 33,578,133 -----201,802 305,029 34,084,964 Private Fixed Income 17,836,168 690,410 -----3,000,000 21,526,577 Churchill Senior Loan Fund 10,106,828 -------10,106,828 Marathon Distressed Credit Fund LP 7,607,854 -------7,607,854 H.I.G. Bayside Loan Opportunity VI 298,957 1,282,189 ------1,581,146 BlackRock Direct Lending Feeder IX 3,471,826 ------3,000,000 6,471,826 Financial Reconciliation Total Fund Quarter To Date Ending April 30, 2021 Page 5 Financial Reconciliation Total Fund Quarter To Date Ending April 30, 2021 Market Value 04/01/2021 Net Transfers Contributions Distributions Management Fees Other Expenses Income Apprec./ Deprec. Market Value 04/30/2021 Total Real Asset 77,411,825 780,290 ---25,000 -1,693 -3,326,693 81,492,115 Total Real Estate 71,741,806 -6,543 ------71,735,263 Morgan Stanley 38,716,240 -------38,716,240 JPM Euro Property 70,524 -------70,524 Prudential PRISA II 19,963,027 -------19,963,027 Alidade Capital Fund IV 5,597,920 -6,543 ------5,591,377 Walton Street Real Estate 3,004,539 -------3,004,539 AEW Real Estate 3,260,392 -------3,260,392 Dune Real Estate IV 1,129,164 -------1,129,164 Private Investments 5,670,019 786,833 ---25,000 -1,693 -3,326,693 9,756,852 ValStone Opportunity Fund V 2,209,756 -------2,209,756 Hamilton Lane Secondary Fund V LP 2,579,811 786,833 ---25,000 -1,693 -3,326,693 6,666,644 Portfolio Adv Seconary Agg VI 1,540,791 -------1,540,791 Total Cash Composite 2,486,209 12,529,300 1,500,000 -14,000,000 --266 268 -13 2,515,498 Cash and Equivalents Account 91,497 12,522,757 1,500,000 -14,000,000 --266 266 -114,254 Private Markets Cash 2,394,713 6,543 ----1 -13 2,401,244 Page 6 Asset Allocation & Performance Allocation Market Value $ % Performance(%) MTH QTD FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date Total Fund Composite 808,901,050 100.0 3.57 3.57 18.30 6.47 28.86 10.31 10.22 8.41 8.44 8.63 10/01/1986 Total Fund Policy Index 2.53 2.53 15.09 4.98 25.59 10.61 10.05 8.35 8.76 9.04 Total Equity Composite 479,355,662 59.3 4.19 4.19 30.96 10.27 49.92 13.39 13.92 10.77 10.83 10.06 10/01/1986 Total Equity Index 4.22 4.22 30.15 11.14 51.00 14.92 15.20 12.22 12.40 10.51 Total Fixed Income Composite 245,537,776 30.4 2.19 2.19 1.16 -0.41 3.90 5.43 4.13 3.72 4.01 6.31 10/01/1986 Total Fixed Income Index 0.85 0.85 -1.53 -2.69 0.77 5.00 3.12 3.14 3.18 6.06 Total Real Asset 81,492,115 10.1 4.28 4.28 9.37 6.78 10.53 8.20 8.68 10.33 10.06 5.31 07/01/2008 NCREIF Fund Index-ODCE (VW)0.00 0.00 3.42 2.09 2.30 4.88 6.19 8.25 9.67 5.10 Total Cash Composite 2,515,498 0.3 Asset Allocation & Performance Total Fund Composite As of April 30, 2021 Page 7 Asset Allocation & Performance Total Fund Composite As of April 30, 2021 Allocation Market Value $ % Performance(%) MTH QTD FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date Total Domestic Equity 318,705,220 39.4 5.03 5.03 34.21 13.09 55.37 16.95 N/A N/A N/A N/A 10/01/1986 Total Large Cap Equity Composite 176,443,920 21.8 5.35 5.35 29.50 13.06 50.32 18.77 17.60 14.59 14.39 12.19 07/01/2008 SSgA S&P 500 (1.5 bps)34,397,765 4.3 5.29 5.29 25.38 11.80 45.91 18.65 17.43 14.36 14.21 14.98 10/01/2009 S&P 500 Index 5.34 5.34 25.43 11.84 45.98 18.67 17.42 14.32 14.17 14.92 SSgA S&P 500 Equal Weighted Index (4 bps)51,378,053 6.4 4.71 4.71 38.36 16.64 56.69 16.33 N/A N/A N/A 13.22 02/01/2018 S&P 500 Equal Weighted 4.74 4.74 38.32 16.77 57.05 16.53 15.53 12.82 13.26 13.41 T. Rowe Price (25 bps)90,668,101 11.2 5.74 5.74 26.80 11.68 48.66 19.64 18.69 15.43 15.02 15.57 10/01/2009 S&P 500 Index 5.34 5.34 25.43 11.84 45.98 18.67 17.42 14.32 14.17 14.92 Total Mid Cap Equity Composite 70,752,662 8.7 4.60 4.60 35.99 11.86 56.96 11.70 12.92 10.13 10.90 10.23 07/01/2008 Nuance Mid Cap Value (75 bps)14,316,466 1.8 4.19 4.19 27.27 9.89 N/A N/A N/A N/A N/A N/A 07/01/2020 Russell Midcap Value Index 4.84 4.84 42.73 18.52 60.70 12.27 12.18 10.01 11.31 51.87 TimesSquare (80 bps)16,816,507 2.1 6.28 6.28 25.45 6.37 55.53 23.01 20.38 15.65 15.31 16.88 09/01/2009 Russell Midcap Growth Index 5.62 5.62 25.00 5.02 53.97 21.99 19.70 15.51 14.33 16.74 Great Lakes SmidCap (55 bps)19,491,625 2.4 3.91 3.91 35.22 10.19 60.96 N/A N/A N/A N/A 13.72 05/01/2019 Russell 2500 Index 4.00 4.00 46.98 15.36 71.95 16.76 16.50 12.46 12.32 21.46 Reinhart Partners (65 bps)20,128,065 2.5 4.18 4.18 55.11 19.13 66.55 N/A N/A N/A N/A 16.89 05/01/2019 Russell 2500 Index 4.00 4.00 46.98 15.36 71.95 16.76 16.50 12.46 12.32 21.46 Total Small Cap Equity Composite 71,508,638 8.8 4.68 4.68 45.66 14.43 67.92 16.98 16.43 11.96 11.54 11.78 07/01/2008 Lee Munder (70 bps)35,027,751 4.3 4.50 4.50 57.99 21.83 67.81 12.63 12.67 10.70 10.56 10.21 09/01/2005 Russell 2000 Value Index 2.02 2.02 64.86 23.62 78.96 11.68 13.54 9.65 10.10 8.10 Loomis Small Cap (90 bps)36,480,887 4.5 4.85 4.85 35.50 8.12 68.02 21.39 21.91 16.33 N/A 17.79 09/01/2012 Russell 2000 Growth Index 2.18 2.18 38.89 7.16 69.15 17.97 18.89 13.97 12.86 15.67 Page 8 Asset Allocation & Performance Total Fund Composite As of April 30, 2021 Allocation Market Value $ % Performance(%) MTH QTD FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date Total International Equity 111,890,550 13.8 3.00 3.00 28.81 6.27 47.49 7.18 10.12 6.60 6.29 5.26 07/01/2008 Total International Equity Index 3.00 3.00 24.94 6.71 43.56 7.48 10.34 5.99 5.27 4.10 Lazard (75 bps)46,676,968 5.8 3.93 3.93 26.85 6.95 44.35 7.51 9.73 6.81 7.18 6.57 09/01/2006 MSCI AC World ex USA 3.00 3.00 24.94 6.71 43.56 7.48 10.34 5.99 5.22 5.00 Pictet (65 bps)43,684,097 5.4 2.16 2.16 32.57 7.79 48.60 4.90 8.60 5.28 5.50 2.76 01/01/2008 MSCI EAFE Index 3.09 3.09 23.99 6.80 40.45 6.78 9.39 5.53 5.72 3.40 Berkeley Street (95 bps)21,529,485 2.7 2.73 2.73 28.14 4.78 55.02 13.22 15.94 9.93 N/A 8.74 11/01/2012 MSCI Emerging Markets Index 2.50 2.50 25.65 4.90 49.21 7.91 12.91 7.29 3.96 6.44 Total Long/Short Equity Composite 48,759,892 6.0 1.56 1.56 16.54 2.76 25.47 8.26 8.11 6.08 5.55 5.66 10/01/2010 ABS Global (100 bps)48,759,892 6.0 1.56 1.56 16.54 2.76 25.47 8.26 8.11 6.25 5.99 6.39 10/01/2010 HFRI FOF: Strategic Index 2.79 2.79 15.70 4.44 29.34 7.11 7.32 5.02 4.09 4.47 Total Domestic Fixed Income 189,926,234 23.5 0.93 0.93 -1.02 -2.36 2.06 5.95 N/A N/A N/A N/A 07/01/2008 CS McKee (35 bps)107,997,523 13.4 0.96 0.96 -1.91 -2.56 0.00 5.54 3.49 3.68 3.78 3.96 02/01/2010 Blmbg. Barc. U.S. Aggregate Index 0.79 0.79 -1.96 -2.61 -0.27 5.19 3.19 3.30 3.39 3.61 Loomis Fixed Income (30 bps)81,928,711 10.1 0.89 0.89 0.18 -2.10 5.01 6.44 5.19 4.35 5.16 5.76 04/01/2010 Blmbg. Barc. U.S. Aggregate Index 0.79 0.79 -1.96 -2.61 -0.27 5.19 3.19 3.30 3.39 3.64 Total Global Fixed 34,084,964 4.2 1.51 1.51 -0.08 -0.81 -0.61 -2.03 N/A N/A N/A N/A 04/01/2010 Pimco Diversified Income (75 bps)34,084,964 4.2 1.20 1.20 N/A N/A N/A N/A N/A N/A N/A 0.58 03/01/2021 Blmbg. Barc. Global Credit (Hedged)0.76 0.76 1.16 -1.89 6.78 6.00 4.96 4.61 5.04 -0.05 Page 9 Asset Allocation & Performance Total Fund Composite As of April 30, 2021 Allocation Market Value $ % Performance(%) MTH QTD FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date Total Real Estate 71,735,263 8.9 0.00 0.00 4.30 2.20 4.94 6.31 N/A N/A N/A 7.60 09/01/2016 NCREIF Fund Index-ODCE (VW)0.00 0.00 3.42 2.09 2.30 4.88 6.19 8.25 9.67 6.17 Morgan Stanley (84 bps)38,716,240 4.8 0.00 0.00 3.70 2.19 3.19 6.05 7.61 9.75 11.29 6.26 01/01/2008 NCREIF Fund Index-ODCE (VW)0.00 0.00 3.42 2.09 2.30 4.88 6.19 8.25 9.67 5.04 Prudential PRISA II (85 bps)19,963,027 2.5 0.00 0.00 3.80 2.07 1.73 5.55 7.13 9.41 N/A 10.62 10/01/2011 NCREIF Property Index 0.00 0.00 2.88 1.72 2.61 4.89 5.81 7.62 8.82 8.42 JPM Euro Property 70,524 0.0 0.00 0.00 7.62 0.00 5.93 -7.19 -1.78 1.57 -0.97 -1.14 04/01/2009 NCREIF Property Index 0.00 0.00 2.88 1.72 2.61 4.89 5.81 7.62 8.82 7.68 Total Cash Composite 2,515,498 0.3 Cash and Equivalents Account (No fee)114,254 0.0 Private Markets Cash 2,401,244 0.3 Page 10 Comparative Performance - IRR MTH QTD FYTD YTD 1 YR 3 YR 5 YR 7 YR 10 YR Inception Inception Date ValStone Opportunity Fund V 0.00 0.00 0.75 1.64 4.51 7.34 7.50 N/A N/A 7.51 08/27/2014 Alidade Capital Fund IV 0.00 0.00 13.67 5.47 38.00 9.97 N/A N/A N/A 8.85 04/20/2017 Walton Street Real Estate 0.00 0.00 9.84 5.69 13.56 9.21 N/A N/A N/A 10.62 05/24/2017 AEW Real Estate 0.00 0.00 7.54 6.04 11.22 13.51 N/A N/A N/A 10.58 09/28/2017 Churchill Senior Loan Fund 0.00 0.00 5.43 3.53 10.53 5.95 N/A N/A N/A 6.39 12/07/2017 Dune Real Estate IV 0.00 0.00 -25.31 -23.09 -33.51 N/A N/A N/A N/A -30.81 08/22/2019 Hamilton Lane Secondary Fund V LP 117.84 117.84 201.19 149.20 285.86 N/A N/A N/A N/A 285.44 04/28/2020 Marathon Distressed Credit Fund LP 0.00 0.00 37.40 11.69 N/A N/A N/A N/A N/A 52.37 09/10/2020 H.I.G. Bayside Loan Opportunity VI 0.00 0.00 0.00 -15.74 N/A N/A N/A N/A N/A 0.00 09/29/2020 Portfolio Adv Seconary Agg VI 0.00 0.00 N/A -1.73 N/A N/A N/A N/A N/A 8.36 11/02/2020 BlackRock Direct Lending Feeder IX 86.41 86.41 N/A 113.65 N/A N/A N/A N/A N/A 113.65 01/05/2021 Comparative Performance - IRR Alternative Investments As of April 30, 2021 Page 11 Disclosures AndCo compiled this report for the sole use of the client for which it was prepared. AndCo is responsible for evaluating the performance results of the Total Fund along with the investment advisors by comparing their performance with indices and other related peer universe data that is deemed appropriate. AndCo uses the results from this evaluation to make observations and recommendations to the client. AndCo uses time-weighted calculations which are founded on standards recommended by the CFA Institute. The calculations and values shown are based on information that is received from custodians. AndCo analyzes transactions as indicated on the custodian statements and reviews the custodial market values of the portfolio. As a result, this provides AndCo with a reasonable basis that the investment information presented is free from material misstatement. This methodology of evaluating and measuring performance provides AndCo with a practical foundation for our observations and recommendations. Nothing came to our attention that would cause AndCo to believe that the information presented is significantly misstated. This performance report is based on data obtained by the client’s custodian(s), investment fund administrator, or other sources believed to be reliable. While these sources are believed to be reliable, the data providers are responsible for the accuracy and completeness of their statements. Clients are encouraged to compare the records of their custodian(s) to ensure this report fairly and accurately reflects their various asset positions. The strategies listed may not be suitable for all investors. We believe the information provided here is reliable, but do not warrant its accuracy or completeness. Past performance is not an indication of future performance. Any information contained in this report is for informational purposes only and should not be construed to be an offer to buy or sell any securities, investment consulting, or investment management services. Additional information included in this document may contain data provided by from index databases, public economic sources and the managers themselves. This document may contain data provided by Bloomberg Barclays. Bloomberg Barclays Index data provided by way of Barclays Live. This document may contain data provided by Standard and Poor’s. Nothing contained within any document, advertisement or presentation from S&P Indices constitutes an offer of services in jurisdictions where S&P Indices does not have the necessary licenses. All information provided by S&P Indices is impersonal and is not tailored to the needs of any person, entity or group of persons. Any returns or performance provided within any document is provided for illustrative purposes only and does not demonstrate actual performance. Past performance is not a guarantee of future investment results. This document may contain data provided by MSCI, Inc. Copyright MSCI, 2017. Unpublished. All Rights Reserved. This information may only be used for your internal use, may not be reproduced or redisseminated in any form and may not be used to create any financial instruments or products or any indices. This information is provided on an “as is” basis and the user of this information assumes the entire risk of any use it may make or permit to be made of this information. Neither MSCI, any of its affiliates or any other person involved in or related to compiling, computing or creating this information makes any express or implied warranties or representations with respect to such information or the results to be obtained by the use thereof, and MSCI, its affiliates and each such other person hereby expressly disclaim all warranties (including, without limitation, all warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose) with respect to this information. Without limiting any of the foregoing, in no event shall MSCI, any of its affiliates or any other person involved in or related to compiling, computing or creating this information have any liability for any direct, indirect, special, incidental, punitive, consequential or any other damages (including, without limitation, lost profits) even if notified of, or if it might otherwise have anticipated, the possibility of such damages. This document may contain data provided by Russell Investment Group. Russell Investment Group is the source owner of the data contained or reflected in this material and all trademarks and copyrights related thereto. The material may contain confidential information and unauthorized use, disclosure, copying, dissemination or redistribution is strictly prohibited. This is a user presentation of the data. Russell Investment Group is not responsible for the formatting or configuration of this material or for any inaccuracy in presentation thereof. This document may contain data provided by Morningstar. All rights reserved. Use of this content requires expert knowledge. It is to be used by specialist institutions only. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied, adapted or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information, except where such damages or losses cannot be limited or excluded by law in your jurisdiction. Past financial performance is not guarantee of future results. Page 12 CHICAGO | CLEVELAND | DALLAS | DETROIT | ORLANDO | PITTSBURGH | RENOClients first. Market UpdateRussell Indices Style Returns *Equities Month 3 M YTD 1 Year 3 Yr Ann 5 Yr Ann VBG VBGS&P 500 Total Return 0.70 10.72 12.62 40.32 18.00 17.16Russell Midcap Index 0.80 8.81 14.56 50.29 16.15 15.39Russell 2000 Index 0.21 3.34 15.30 64.56 13.06 16.01Russell 1000 Growth Index (1.38) 7.14 6.32 39.92 23.02 22.07Russell 1000 Value Index 2.33 12.69 18.41 44.38 12.94 12.33Russell 3000 Index 0.46 9.42 12.34 43.91 18.03 17.36MSCI EAFE NR 3.26 8.81 10.07 38.41 8.23 9.77MSCI EM NR 2.32 3.28 7.26 51.00 9.65 13.88Fixed IncomeMonth3 MYTD1 YearMod. Adj. DurationYield to WorstCurrencies05/31/2112/31/2012/31/19U.S. Aggregate 0.33 (0.14) (2.29) (0.41) 6.49 1.50 Euro Spot 1.22 1.22 1.12U.S. Corporate Investment Grade 0.77 0.14 (2.85) 3.64 8.59 2.11 British Pound Spot 1.42 1.37 1.33U.S. Corporate High Yield 0.30 1.54 2.25 14.96 3.89 4.03 Japanese Yen Spot 109.58 103.25 108.61Global Aggregate 0.74 0.05 (2.54) 4.26 7.44 1.12 Swiss Franc Spot 0.90 0.89 0.97Key Rates05/31/2112/31/2012/31/1912/31/1812/31/17Commodities05/31/2112/31/2012/31/19US Generic Govt 3 Mth 0.00 0.06 1.54 2.35 1.38 Oil 66.32 48.52 54.15US Generic Govt 2 Yr 0.14 0.12 1.57 2.49 1.88 Gasoline 3.05 2.25 2.59US Generic Govt 10 Yr 1.59 0.91 1.92 2.68 2.41 Natural Gas 2.99 2.69 2.33US Generic Govt 30 Yr 2.28 1.64 2.39 3.01 2.74 Gold 1,905.30 1,905.80 1,187.30ICE LIBOR USD 3M 0.13 0.24 1.91 2.81 1.69 Silver 28.01 26.53 16.50Euribor 3 Month ACT/360 (0.54) (0.55) (0.38) (0.31) (0.33) Copper 467.75 352.65 283.85Bankrate 30Y Mortgage Rates Na 3.10 2.87 3.86 4.51 3.85 Corn 656.75 480.25 418.50Prime 3.25 3.25 4.75 5.50 4.50 BBG Commodity TR Idx 198.20 166.63 172.00Source: Bloomberg & Investment Metrics. For informational purposes only and should not be regarded as investment advice. Information is based on sources and data believed to be reliable, butAndCo Consulting cannot guarantee the accuracy, adequacy or completeness of the information. The material provided herein is valid only as of the date of distribution and not as of any future date.*Heat maps are displayed utilizing a 9-color scale, with green as the highest return for the time period noted and red as the lowest return for the time period noted. Color scales within each time period are mutually exclusive.Levels (%)Levels19.9 34.5YTD 2020Index Returns (%)LevelsS 27.5 15.3 4.1 S 4.638.4M 20.9 14.6 3.4 M 4.9 17.0 35.5May 31, 2021Index Returns (%)L 18.4 12.1 6.3 L 2.8 20.939.2029.4320.9119.4819.0316.5012.629.296.366.225.214.730.05.010.015.020.025.030.035.040.045.0YTD Sector Returns43.7433.1923.5420.6718.3313.4111.0210.710.52-1.75-2.16-33.60-40.0-30.0-20.0-10.00.010.020.030.040.050.02020 Sector Returns Oakland County Employees' Retirement System Asset / Manager Summary - June 17, 2021 Asset Class / Manager MV ($000) % MV ($000) % Add/Reduce SSgA S&P 5001 $34,637 4.3%$39,958 5.0%$5,321 SSgA S&P 500 EW 1 $52,392 6.6%$39,958 5.0%($12,434)5/31 MV; Transfer $10MM to CS McKee T. Rowe Price Enhanced 500 $91,942 11.5%$79,915 10.0%($12,027) TimesSquare Mid Growth $16,762 2.1%$14,984 1.9%($1,778) Great Lakes Small/Mid Core $16,932 2.1%$14,984 1.9%($1,948) Reinhart Small/Mid Core $19,910 2.5%$14,984 1.9%($4,926) Nuance Mid Value $14,462 1.8%$14,984 1.9%$522 Loomis, Sayles Small Growth $32,337 4.0%$29,968 3.8%($2,369) LMCG Small Value $30,985 3.9%$29,968 3.8%($1,017) ABS Global L/S Equity1 $48,760 6.1%$39,958 5.0%($8,802) Total US Equity $359,119 44.9%$319,660 40.0%($39,459)2.5% added to allocation (unallocated other assets) Lazard Intl Equity $48,367 6.1%$39,958 5.0%($8,409) Pictet Intl Equity1 $44,882 5.6%$39,958 5.0%($4,924) Berkley Street Emerging Mkts.1 $22,154 2.8%$19,979 2.5%($2,175) Total Intl Equity $115,403 14.4%$99,894 12.5%($15,509) CS McKee Core Fixed $109,035 13.6%$159,830 20.0%$50,795 Loomis, Sayles Core Plus $82,923 10.4%$60,827 7.6%($22,096) PIMCO Diversifed Income $34,543 4.3%$39,958 5.0%$5,415 Churcill Direct Lending1 $12,460 1.6%$12,460 1.6%$0 BlackRock Direct Lending1 $1,645 0.2%$1,645 0.2%$0 $12MM Commitment; 1st CC in March 2021 Bloomfield Direct Lending1 $0 0.0%$0 0.0%$0 $8MM Commitment HIG/Marathon Distressed1 $4,983 0.6%$4,983 0.6%$0 $7MM Commitment Each Total Fixed Income $245,589 30.7%$279,703 35.0%$34,114 1.5% added to allocation (unallocated other assets) MS Prime Property RE1 $38,752 4.8%$48,625 6.1%$9,873 Prudential PRISA II VA RE1 $19,963 2.5%$15,983 2.0%($3,980) Private VA Real Estate Funds1,2 $15,307 1.9%$15,307 1.9%$0 Total Real Estate $74,022 9.3%$79,915 10.0%$5,893 Hamilton Lane $3,376 0.4%$9,989 1.3%$6,613 $10MM Commitment Portfolio Advisors $1,293 0.2%$9,989 1.3%$8,696 $10MM Commitment Total Private Equity $4,669 0.6%$19,979 2.5%$15,310 Cash Account $349 0.0%$0 0.0%($349) Total Fund $799,151 100.0%$799,151 100.0%$0 Market values from Northern Trust as of 6/10/21. 1. Market values not updated daily by Northern Trust. 2. Currently represents investment with AEW VIII, Alidade IV, Dune IV, JPM European Property Fund, Valstone and Walton Street. Other Assets / Basket Clause $70,872 8.9% $77,379 9.7% 15% Target Includes ABS, Churchill, BlackRock, Bloomfield, HIG, Marathon, HL, and PA Target Allocation = 10% target less Direct Lending and Distressed Debt strategies Current Allocation Target Allocation Comments Included in Other Assets allocation Transfer $10MM to CS McKee Target Allocation = 10% RE target less VA mgrs. 5/31 MV