HomeMy WebLinkAboutResolutions - 2023.11.16 - 40701
November 16, 2023
RESOLUTION #2023-3533 _ 23-154
Sponsored By: Gwen Markham
Executive's Office - Appropriating American Rescue Plan Act – Local Fiscal Recovery Funds
for Michigan Saves Energy Efficiency and Weatherization Program
Chair and Members of the Board:
WHEREAS the United States Treasury allocated Oakland County $244,270,949 of Local Fiscal
Recovery Funds (LFRF) established under the American Rescue Plan Act (ARPA) of 2021; and
WHEREAS under the initial guidance of the Final Rule, the County may use these funds at their
discretion to support eligible investments in public health expenditures, address negative economic
impacts caused by the public health emergency; replace lost public sector revenue; provide premium
pay for essential workers; and invest in water, sewer, and broadband infrastructure; and
WHEREAS Oakland County supports the advancement of sustainability as a result of hiring their first
Chief Sustainability Officer in 2021, and through the County Executive’s eight (8) goal strategic
framework indicating Environmental Sustainability as a priority area; and
WHEREAS by reducing energy use, promoting energy efficiency, and supporting clean energy
generation reduce greenhouse gas emissions, improve air quality, mitigate climate change, and
provide resiliency for our community members; and
WHEREAS access to upfront capital is one of the many barriers lower-income and underserved
households face when implementing clean energy and energy efficiency solutions, and is more
prevalent in communities of color; and
WHEREAS reducing the high energy burden for this population extends far beyond energy and utility
bill savings, including benefits from improved health and safety, reduced costs associated with
arrearages and shutoffs, and greater financial certainty; and
WHEREAS a one-time allocation of $5,000,000 to Michigan Saves, a non-profit 501(c)3 organization,
to assist the County in providing grants to qualified residents to support energy efficiency, renewable
energy, and weatherization upgrades; and
WHEREAS American Rescue Plan Act – Local Fiscal Recovery Funds will support efforts to address
utility burden and reduce energy use and greenhouse gas emissions through energy efficiency,
renewable energy, and weatherization upgrades.
NOW THEREFORE BE IT RESOLVED that the Oakland County Board of Commissioners authorizes
a one-time appropriation of American Rescue Plan Act – Local Fiscal Recovery funding in the amount
of $5,000,000 to Michigan Saves to support Oakland County residents with energy efficiency,
weatherization, and renewable energy opportunities.
BE IT FURTHER RESOLVED that the Chief Sustainability Officer in the County Executive’s Office
shall act as contract administrator and shall be authorized to enter in a contract for services with
Michigan Saves, subject to review by the Purchasing Division and Corporation Counsel.
BE IT FURTHER RESOLVED that a final report on program expenditures shall be forwarded to the
Board of Commissioners.
BE IT FURTHER RESOLVED that approval of the appropriation of American Rescue Plan Act-Local
Fiscal Recovery Funds for programs and services by Oakland County shall not obligate a
commitment of the General Fund unless authorized by action of the Board of Commissioners.
BE IT FURTHER RESOLVED that the FY 2024 budget shall be amended as reflected in the attached
Schedule A – Budget Amendment.
Chair, the following Commissioners are sponsoring the foregoing Resolution: Gwen Markham.
Date: November 17, 2023
David Woodward, Commissioner
Date: November 17, 2023
David Coulter, Oakland County Executive
Date: November 17, 2023
Lisa Brown, County Clerk / Register of Deeds
COMMITTEE TRACKING
2023-11-08 Finance - Recommend to Board
2023-11-16 Full Board - Adopt
Motioned by Commissioner Yolanda Smith Charles seconded by Commissioner Philip Weipert to
adopt the attached Resolution: Appropriating American Rescue Plan Act – Local Fiscal Recovery
Funds for Michigan Saves Energy Efficiency and Weatherization Program .
Yes: David Woodward, Michael Spisz, Michael Gingell, Penny Luebs, Karen Joliat, Kristen Nelson,
Christine Long, Robert Hoffman, Philip Weipert, Gwen Markham, Angela Powell, Marcia
Gershenson, Janet Jackson, William Miller III, Yolanda Smith Charles, Brendan Johnson, Ajay
Raman (17)
No: None (0)
Abstain: None (0)
Absent: Charles Cavell (1)
Passed
ATTACHMENTS
1. Schedule A - Budget Amendment
2. Oakland County ARPA Proposal V4_23October2023
STATE OF MICHIGAN)
COUNTY OF OAKLAND)
I, Lisa Brown, Clerk of the County of Oakland, do hereby certify that the foregoing resolution is a true
and accurate copy of a resolution adopted by the Oakland County Board of Commissioners on
November 16, 2023, with the original record thereof now remaining in my office.
In Testimony Whereof, I have hereunto set my hand and affixed the seal of the Circuit Court at
Pontiac, Michigan on Thursday, November 16, 2023.
Lisa Brown, Oakland County Clerk / Register of Deeds
Oakland County, Michigan
HEALTH - APPROPRIATION OF AMERICAN RESCUE PLAN ACT - LOCAL FISCAL RECOVERY FUNDS FOR THE MICHIGAN SAVES ENERGY EFFICIENCY AND WEATHERIZATION PROGRAM
Schedule "A" DETAIL
R/E Fund Name Division Name
Fund #
(FND)
Cost Center
(CCN) #
Account #
(RC/SC)
Program #
(PRG)Grant ID (GRN) #
Project ID #
(PROJ)
Region
(REG)
Budget
Fund
Affiliate
(BFA)
Ledger
Account
Summary Account Title
FY 2024
Amendment
FY 2025
Amendment
FY 2026
Amendment
R ARP Local Fiscal Recovery Fund Non-Departmental FND21285 CCN9010101 RC610313 PRG133095 GRN-1004359 610000 Federal Operating Grants 5,000,000 --
Total Revenue 5,000,000 --
E ARP Local Fiscal Recovery Fund Non-Departmental FND21285 CCN9010101 SC788001 PRG133095 GRN-1004359 BFA10100 788001 Transfer Out 5,000,000 --
Total Expenditures 5,000,000 --
R General Fund - Grants Health FND10101 CCN1060201 RC695500 PRG133095 GRN-1004359 BFA21285 695500 Transfer In 5,000,000 --
Total Revenue 5,000,000 --
E General Fund - Grants Health FND10101 CCN1060201 SC730373 PRG133095 GRN-1004359 730000 Contracted Services 5,000,000 --
Total Expenditures 5,000,000 --
Reducing Energy
Burdens Through the
American Rescue Plan
Act
A Proposal for Oakland County
October 23, 2023
Prepared by
Michigan Saves
www.MichiganSaves.org
Prepared for
Oakland County
Michigan Saves
| Reducing Energy Burdens Through the American Rescue Plan Act www.MichiganSaves.org 3
Background
Access to upfront capital is one of the many barriers to clean energy for lower-income and
underserved households. The benefits of reducing the high energy burden for this population extends
far beyond energy and utility bill savings. Participants in energy-efficiency programs benefit from
improved health and safety, reduced costs associated with arrearages and shutoffs, and greater
financial certainty.
The American Rescue Plan Act (ARPA) allocates $350 billion to state, local, and tribal governments.
Throughout Michigan, local governments are considering investments that will provide a sustained
return on improved quality of health and life for residents. ARPA provides local leaders an
opportunity to complement infrastructure projects with other proposals that reduce energy burdens
by providing residents with lower incomes access to capital for energy efficiency and renewable
energy improvements.
Michigan Saves, the nation’s first nonprofit green bank, understands the power of clean energy
sources and wants everyone—no exceptions—to have access to their benefits. Michigan Saves
stimulates and supports clean energy investments in Michigan homes, businesses, houses of worship,
and public buildings. Since our inception in 2009, we have facilitated over $450 million in clean
energy investments with more than half of the residential investments in low- to moderate-income
communities where the area median income is less than 120 percent.
A hallmark of Michigan Saves is its use of public funds, which have been endowed to the
organization, as a credit enhancement to leverage private capital. Michigan Saves provides a credit
enhancement in the form of a loan loss reserve fund that reduces each lender’s default risk, allowing
them to offer below-market rates, longer terms, expanded underwriting criteria, and greater access
than they otherwise would have through traditional financing products. Michigan Saves’ credit
enhancement uses public funds to leverage private capital at a rate of at least $30 to $1, which is one
of the highest leverage rates in the nation.
The Michigan Saves residential loan is available through a network of authorized residential lenders
(credit unions) and commercial lenders (banks, credit unions, financial institutions, and equipment-
leasing companies). Additionally, Michigan Saves manages a statewide network of more than 975
authorized contractors, including more than 150 in Oakland County, who have exclusive access to the
financing. Finally, through a network of community and utility partners, Michigan Saves accelerates
demand for greater energy efficiency and renewable energy through education and communication.
Michigan Saves makes it easy and affordable for homeowners, business owners, and communities to
finance investments in clean energy and reduce their energy burden.
Michigan Saves
| Reducing Energy Burdens Through the American Rescue Plan Act www.MichiganSaves.org 4
Program Concept
Michigan Saves proposes a program to spend $5 million of ARPA funds to reduce energy burdens for
lower-income homeowners and promote energy efficiency in Oakland County. The program includes
two tiers of ARPA-funded incentives—one for income-qualified homeowners and one for all other
homeowners—so all Oakland County residents can benefit from the project. There is a third tier that
does not include any ARPA funds and is simply Michigan Saves traditional residential financing
programs, which would remain available to residents once the program funds are exhausted.
While each tier has its own set of design features, as noted below, there are also program design
features common across each tier.
Common Program Features
The programs will be branded through Oakland County with an acknowledgement of Michigan
Saves’ role.
County staff will develop program marketing, including basic marketing collateral, as an in-kind
program contribution.
Michigan Saves authorized contractors will promote the program using materials developed by
the county.
All homeowners will reserve their incentive funds in advance, through an online reservation
process.
Contractors from the Michigan Saves authorized contractor network will install qualifying energy
efficiency improvements. Michigan Saves will also allow homeowners to make building code
improvements as part of an energy efficiency project.
Michigan Saves will disburse incentive funds directly to contractors every week.
The program is modeled to operate over 24 months, although we believe that demand will be
high, and funds will be exhausted within 12 to 14 months.
Michigan Saves has prepared a pro forma for each tier to illustrate the spending process. Each pro
forma is based on a set of assumptions and includes an estimated number of homes served based on
the idea that each homeowner would receive the maximum amount of incentive possible.
Realistically, each homeowner is not going to receive the full incentive amount possible, meaning that
the number of homes served within each tier will likely be higher than the amount shown. The funding
split between the tiers is Michigan Saves’ suggestion. However, it may be necessary to shift between
the tiers to meet demand.
For purposes of this pro forma, Michigan Saves assumes $5 million in available funding. However,
these program concepts are flexible and can be scaled up or down based on available funding.
Michigan Saves
| Reducing Energy Burdens Through the American Rescue Plan Act www.MichiganSaves.org 5
Tier One: 100 Percent Incentive for Income-qualified Homeowners
Tier one’s objective is to serve impacted residents who earn too much to qualify for free services from
the federal Weatherization Assistance Program and most utility income-qualified programs, but
struggle to qualify for traditional financing. These homeowners exist within every community and are
overlooked when it comes to energy assistance programs. The United Way would consider these
residents to be asset-limited, income-constrained, employed or ALICE homeowners. These
homeowners are making ends meet but are one emergency expense away from financial difficulty.
Michigan Saves recommends limiting this tier to homeowners with household incomes at 200 to 250
percent of the federal poverty level. See Attachment A for the 2023 federal poverty guidelines.
Tier one’s unique elements include:
$4,000,000 of ARPA funds with a $112,500 in administrative costs, leaving $3,887,500 for project
implementation, as shown in Table 1.
A grant incentive for up to $5,000 in energy improvements, with minimal out-of-pocket costs for
the homeowner. The $5,000 cap could be reduced to serve more homeowners or raised to
provide more comprehensive or expensive improvements. Homeowners would be responsible for
any cost above the $5,000 incentive cap.
Homeowners must provide proof of income by submitting their 1040 tax form for 2022. Michigan
Saves will use their adjusted gross income to evaluate their eligibility.
TABLE 1. Tier One Program Summary
Program Tasks
Program Funds
(Year One)
Program Funds
(Year Two) Total
Customer outreach/intake $0 $0 $0
Loan origination N/A N/A N/A
Loan servicing N/A N/A N/A
Project implementation (ARPA grant funds) $1,943,750 $1,943,750 $3,887,500
Program administration $112,500 $0 $112,500
Total cost $2,056,250 $1,943,750 $4,000,000
Michigan Saves
| Reducing Energy Burdens Through the American Rescue Plan Act www.MichiganSaves.org 6
A breakdown of incentive spending shown in Table 2.
TABLE 2. Tier One Incentive Summary
Year One Year Two
Two-year
Average
Cost per home $5,289 $5,000 $5,145
Customer intake cost percentage 0.0% 0.0% 0.0%
Program implementation cost percentage 94.5% 100.0% 97.2%
Program administration cost percentage 5.5% 0.0% 2.8%
Number of projects (minimum) 389 389 778
Since some homeowners will have projects that exceed the $5,000 cap, resulting in a small amount of
leverage funds, as estimated in Table 3.
TABLE 3. Tier One Leverage Summary
Year One Year Two Total
Maximum leverage volume 136 136 272
Maximum leverage value $81,638 $81,638 $163,275
Tier Two: 20 Percent Incentive for All Homeowners
For tier two, ARPA funds are deployed as grants to any homeowner who does not qualify for tier one.
Unique elements of this tier include:
$1,000,000 of ARPA funds with a $37,500 in administrative costs, leaving $962,500 for project
implementation
A grant incentive equal to 20 percent of a project’s cost, not to exceed $3,000. To earn the full
incentive, homeowners will need to implement a project of $15,000 or more. Thus, the funds have
the potential to leverage significant private capital for energy efficiency improvements.
The option to finance the project costs through Michigan Saves, pay cash or credit, or use another
source of financing. We assume that Michigan Saves will finance 25 percent of projects.
$1,000,000 of ARPA funds could leverage as much as $3,850,000 in private capital, for a
leverage ratio of $3.85 to $1.00.
Michigan Saves proposes to spend $962,500 in tier two, as shown in Table 4, with a breakdown of
incentive spending shown in Table 5, and an example of how the program will leverage private funds
in Table 6.
Michigan Saves
| Reducing Energy Burdens Through the American Rescue Plan Act www.MichiganSaves.org 7
TABLE 4. Tier Two Program Summary
Program Tasks
Program Funds
(Year One)
Program Funds
(Year Two) Total
Customer outreach/intake $0 $0 $0
Loan origination N/A N/A N/A
Loan servicing N/A N/A N/A
Project implementation (ARPA grant
funds)
$481,250 $481,250 $962,500
Program administration $37,500 $0 $37,500
Total cost $518,750 $481,250 $1,000,000
TABLE 5. Tier Two Incentive Summary
Year One Year Two
Two-year
Average
Cost per home $3,234 $3,000 $3,117
Customer intake cost percentage 0.0% 0.0% 0.0%
Program implementation cost percentage 92.8% 100.0% 96.3%
Program administration cost percentage 7.2% 0.0% 3.8%
Number of projects (minimum) 161 160 321
TABLE 6. Tier Two Leverage Summary
Year One Year Two Total
Maximum leverage volume 161 160 321
Maximum leverage value $1,925,000 $1,925,000 $3,850,000
Tier Three: Michigan Saves Financing
Once program funds are exhausted, Michigan Saves’ traditional residential financing program
remains available to homeowners. The Michigan Saves residential loan is available through a
network of authorized residential lenders and promoted through our network of authorized
installation contractors. This is a market rate program, so interest rates vary between lenders. For the
most up-to-date rates, please see https://michigansaves.org/residential-homes/.
Program Summary
Michigan Saves would use 97 percent of the funds ($4,850,00) for incentives and only 3 percent
($150,000) for program administration (see Table 7). Michigan Saves estimates that the program, as
described, could serve at least 1,098 homeowners, if not more (see Table 8), with an average cost per
home, which includes customer intake, program implementation, and program administration, of
Michigan Saves
| Reducing Energy Burdens Through the American Rescue Plan Act www.MichiganSaves.org 8
approximately $4,552. The $5,000,000 of ARPA funds could leverage as much as $4,013,275, for a
maximum leverage ratio of $.80 for every $1,00 (see Table 9).
TABLE 7. Program Summary
Program Tasks
Total Program
Funds (Year One)
Total Program
Funds (Year Two) Total
Customer intake $0 $0 $0
Loan origination N/A N/A N/A
Loan servicing N/A N/A N/A
Project implementation (ARPA grant funds) $2,425,000 $2,425,000 $4,850,000
Program administration $150,000 $0 $150,000
Total program cost $2,575,000 $2,425,000 $5,000,000
TABLE 8. Program Incentive Summary
Year One Year Two
Two-year
Average
Cost per home $4,689 $4,416 $4,552
Customer intake cost percentage 0.0% 0.0% 0.0%
Program implementation cost percentage 94.2% 100.0% 97.0%
Program administration cost percentage 5.8% 0.0% 3.0%
Number of projects (minimum) 549 549 1098
TABLE 9. Program Leverage Summary
Leverage Summary Year One Year Two Total
Maximum leverage volume 296 296 593
Maximum leverage value $2,006,638 $2,006,638 $4,013,275
For purposes of this proposal, Michigan Saves has modeled the program over two years. Although,
we fully expect deploy most of the funding within the first year.
Eligible Improvements
Program participants may install any of the energy improvements shown in Attachment B.
Additionally, participants may make building code and health and safety improvements when
necessary to install qualifying energy improvements. Examples of these non-energy building
improvements include, but are not limited to:
Asbestos abatement, when installing a new boiler or water heater
Michigan Saves
| Reducing Energy Burdens Through the American Rescue Plan Act www.MichiganSaves.org 9
Electric service upgrade, necessary when installing a new heating/cooling unit or renewable
energy system
Replacement of knob-and-tube wiring to install insulation
Radon abatement
Repairs to the home due to water damage, molds or mildew, ice dams, or other symptoms of
poor building performance if the cause(s) of building performance–related damage are
addressed
In each of these examples, the remediation of the environmental hazard is necessary to allow for the
installation of an efficiency measure. Customers cannot finance the remediation work on their own. A
customer must also install a related efficiency measure. Any remediation work must be performed by
a contractor who is qualified and, in many cases, licensed for the task.
Program Benefits and Costs
The primary benefit to eligible homeowners is the immediate reduction in energy use and the
corresponding reduction in utility bill costs plus improved comfort within the home. A secondary, yet
critical, benefit is the building code improvements to improve health and safety issues often found in
older housing stock, such as improper venting, inadequate electrical panels, and lack of carbon
monoxide detectors.
Additionally, participation in this program does not preclude customers from obtaining utility rebates
or state and federal tax credits, as applicable. However, it is the customer’s responsibility to apply
and provide the required documentation for all available rebates and tax credits. The minimum
efficiency requirement for this program is ENERGY STAR®, which may not qualify a customer for some
rebates or tax credits. In some cases, customers may have to exceed the minimum efficiency rating
required by ENERGY STAR® to qualify for rebates or tax credits.
If there is a downside to this program, it is its short duration. There is not a simple way to extend these
funds over multiple years. In our original proposal to the county, Michigan Saves did consider
creating a revolving loan fund with these funds. However, the ARPA requirements are not conducive
to revolving loan funds, so we did not pursue that program structure.
Michigan Saves’ traditional residential loan program remains an option for Oakland County residents
once the grant funds are exhausted.
Michigan Saves requests $95,000 to implement the scope of work as described below.
Scope of Work
Michigan Saves will develop and implement this program on behalf of Oakland County. During the
development phase, Michigan Saves will collaborate with county staff as much as possible, to ensure
Michigan Saves
| Reducing Energy Burdens Through the American Rescue Plan Act www.MichiganSaves.org 10
everyone’s comfort with the program design. Once the program is operational, Michigan Saves will
be responsible for daily operations and administration.
Tasks for Michigan Saves Staff
Program administration
Invoice the county for ARPA funds at a mutually agreed-upon interval
Provide monthly reports to the county staff on program performance
Prepare a final program report
Program development
Assist county staff with the development of program outreach and marketing materials
Coordinate with organizations that serve ethnic communities within the county to understand the
needs of those communities
Coordinate with utility staff to ensure that participating homeowners are aware of utility rebates
Create a secure customer intake method for incentive reservations and income documentation
Recruit local contractors who are not already part of the Michigan Saves authorized contractor
network
Train authorized contractors on program procedures
Train authorized lenders on program procedures
Translate program materials for ethnic communities, as needed
Update Michigan Saves’ project management system to include an Oakland County campaign
Program implementation
Answer homeowner and contractor questions about the program
Collect basic project information, including project cost, financed amount (if applicable), installed
improvements, and estimated energy and utility bill savings
Disburse incentives funds directly to contractors for work performed
Participate in resident-oriented outreach events, as needed
Promote the program through Michigan Saves social media accounts and community partners
Provide information on possible utility rebates and state and federal tax credits
Review income documentation to determine tier one customer eligibility
Tasks for Oakland County Staff
Program administration
Complete ARPA reporting requirements
Disburse ARPA funds to Michigan Saves at a mutually agreed-upon interval
Michigan Saves
| Reducing Energy Burdens Through the American Rescue Plan Act www.MichiganSaves.org 11
Program development
Create a marketing strategy to promote the program
Develop the program’s brand, messaging, and collateral, such as flyers and informational sheets
Program implementation
Promote the program through county departments, countywide newsletters, public events, the
county’s website, etc.
Implementation Timeline
Michigan Saves staff need four to six weeks from the time the contract is signed to complete the
program development tasks described above. Once launched, the program will be available until
December 31, 2025, or until funds are exhausted, whichever comes first.
Michigan Saves’ Experience
Michigan Saves has extensive experience managing large statewide projects. As the nation’s first
nonprofit green bank, we’ve helped nearly 35,000 families, businesses, organizations, and public
entities throughout the state realize their clean energy aspirations through affordable financing.
Michigan Saves collaborates with six authorized lenders that provide the capital for residential loans
and nearly 750 authorized residential contractors who install the energy, health, and safety
improvements.
Most recently, Michigan Saves developed and implemented the Sterling Heights Go Green Grants
program, which used $1,000,000 in ARPA funds to reduce energy burdens for Sterling Heights
residents. This turnkey incentive program launched on May 1, 2023 and encumbered 90 percent of
available incentive funds in 9 days. Michigan Saves expects to disburse all incentive funds by
November 30, 2023.
In 2021, the Michigan Department of Health and Human Services granted Michigan Saves
$2,000,000 to create the Lead Poisoning Prevention Fund (Lead Fund). The Lead Fund will make
affordable financing available to property owners across the state who want to abate lead-based
paint hazards but do not have access to affordable capital. The Lead Fund leverages the Michigan
Saves network of authorized lenders and contractors.
In 2010 and 2011, Michigan Saves received $26,887,395 in American Recovery and Reinvestment Act
funds through the State of Michigan to implement the Better Buildings for Michigan (BBFM) Program.
The BBFM program was designed to create a sustainable energy efficiency market by providing
outreach and education to increase demand, a skilled energy efficiency workforce, and tools for
lenders to make ongoing investments in energy efficiency in residential, commercial, and public
Michigan Saves
| Reducing Energy Burdens Through the American Rescue Plan Act www.MichiganSaves.org 12
buildings. The program relied on community-scale outreach and deep energy efficiency retrofits as
catalysts to develop economically, environmentally, and socially sustainable neighborhoods.
Research
The research listed below supports the effectiveness of this type of project:
Forrester, Sydney and Tony Reames. 2020. “Understanding the Residential Energy Efficiency
Financing Coverage Gap and Market Potential.” Applied Energy 260: 114307. Accessed January 17,
2023. https://justurbanenergy.files.wordpress.com/2020/01/1-s2.0-s0306261919319944-main.pdf
State and Local Energy Efficiency Action Network. August 2017. Energy Efficiency Financing for Low-
and Moderate-income Households: Current State of the Market, Issues, and Opportunities.
Washington, D.C.: U.S. Department of Energy Office of State and Community Energy Programs.
Accessed January 17, 2023. https://www.energy.gov/sites/default/files/2017/08/f35/LMI-
final0811.pdf
Michigan Saves
| Reducing Energy Burdens Through the American Rescue Plan Act www.MichiganSaves.org 13
Attachment A. 2023 Federal Poverty Guidelines
Persons in
Family/Household Poverty Guideline 200 Percent 250 Percent 300 Percent
1 $14,580 $29,160 $36,450 $43,740
2 $19,720 $39,440 $49,300 $59,160
3 $24,860 $49,720 $62,150 $74,580
4 $30,000 $60,000 $75,000 $90,000
5 $35,140 $70,280 $87,850 $105,420
6 $40,280 $80,560 $100,700 $120,840
7 $45,420 $90,840 $113,550 $136,260
8 $50,560 $101,120 $126,400 $151,680
Note: For families/households with more than eight persons, add $5,140 for each additional person.
Source: Office of the Assistant Secretary For Planning and Evaluation. January 19, 2023. “HHS Poverty Guidelines for 2023.”
Poverty Guidelines. Accessed February 9, 2023. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines
Michigan Saves
| Reducing Energy Burdens Through the American Rescue Plan Act www.MichiganSaves.org 14
Attachment B. Eligible Energy Improvements
Equipment
Minimum
Efficiency Level Equipment
Minimum
Efficiency Level
Building Shell Heating, Ventilation, and Air Conditioning
Air sealing N/A Air conditioner (package system) ENERGY STAR®
Attic insulation N/A Air conditioner (split system) ENERGY STAR®
Attic hatch insulation N/A Air-source heat pump ENERGY STAR®
Basement wall insulation N/A Boiler ENERGY STAR®
Crawlspace wall insulation N/A Furnace with an energy conservation
motor
ENERGY STAR®
Door (exterior) ENERGY STAR® Ground-source heat pump
(geothermal)
ENERGY STAR®
Door weatherstripping N/A Thermostat ENERGY STAR®
Duct insulation N/A Renewable Energy
Floor insulation N/A Battery storage N/A
Kneewall insulation N/A Electric vehicle charging station N/A
Rim joist insulation N/A Solar photovoltaic N/A
Wall insulation N/A Water Heating
Windows ENERGY STAR® Instant gas water heater ENERGY STAR®
Electric water heater ENERGY STAR®
Gas tanked water heater ENERGY STAR®
Heat pump water heater ENERGY STAR®
230 N. Washington Square, Ste. 300, Lansing, MI 48933
517-484-6474 | info@michigansaves.org
www.MichiganSaves.org